Professional Documents
Culture Documents
PROGRAMMES (EDPS)
“Need for achievement” is an essential ingredient to become an entrepreneur. This remains in latent
condition in some people and can be made awaken through deliberate interventions called
entrepreneurship development programmes(edps).Thus edps are needed for activating and igniting
one’s ‘need for achievement ‘
OBJECTIVE OF EDP
THE MAJOR OBJECTIVES OF THE ENTREPRENEURSHIP DEVELOPMENT PROGRAMME (EDPS) ARE TO
:
• TO IDENTIFY POTENTIAL ENTREPRENEURS.
• TO SELECT PROJECT AND PRODUCT.
• DEVELOP AND STRENGTHEN THE ENTREPRENEURIAL QUALITY.I.E. MOTIVATION OR NEED
FOR ACHIEVEMENT.
• TO UNDERSTAND THE PROCESS AND PROCEDURE OF STARTING UP SMALL ENTERPRISE.
• TO TRAIN ENTREPRENEUR THREAT AND OPPORTUNITIES.
• KNOW THE SOURCES OF HELP AND SUPPORT AVAILABLE FOR STARTING A SMALL SCALE
INDUSTRY.
• ACQUIRE THE NECESSARY MANAGERIAL SKILLS REQUIRED TO RUN A SMALL – SCALE
INDUSTRY.
• KNOW THE PROS AND CONS IN BECOMING AN ENTREPRENEUR.
• APPRICIATE THE NEEDED ENTREPRENEURIAL DISCIPLINE.
SOME IMPORTANT OBJECTIVE OF EDPS ARE TO –
Let the entrepreneur Himself /herself set or reset objectives for his/her enterprise and strive for their
realization.
Entrepreneurship is often considered one of the most effective and flexible strategies for
economic development of A country. So lack of entrepreneurship development is one of the
reasons for not developing the economy. In Bangladesh at the time of initiating enterprise, an
entrepreneur faces many problems such as shortage of skilled workers and infrastructural
facilities. In Bangladesh lack of political commitments and absence of creation of healthy
environment required for entrepreneurial growth are the limiting factors in the process of
adequate supply of reasonable number of entrepreneurs. Today, some govt. And some non-govt.
Organizations have come forward with great facilities for entrepreneurs.
ENTREPRENEURSHIP DEVELOPMENT PROGRAMME
IN BANGLADESH
ENTREPRENEURSHIP DEVELOPMENT PROGRAM AVAILABLE IN
BANGLADESH:
IN BANGLADESH, BOTH GOVT. AND NGO’S PROVIDE SPECIAL SUPPORT
TO ENTREPRENEURS. AMONG THEM SOME GOVT. ORGANIZATIONS ARE-
BSCIC,
KARMASANGSTHAN BANK
KRISHI BANK
BASIC BANK LTD.
SOME NGO’S AREGRAMEEN BANK LTD.,BRAC,MIDAS FINANCING
LTD.,BRAC BANK LTD
BSCIC
Bangladesh small and cottage industries corporation (BSCIC) is the prime mover organization
entrusted with the responsibility of development of small and cottage industries (SCI) in
Bangladesh. It is an autonomous corporation under the ministry of industries and was established
by an act of the parliament in 1957. It is the successor organization of EPSCIC.
Main objectives of basic:
• Increase of industrial production and productivity in the SCI sector;
• Creation of employment opportunities;
• Poverty alleviation
• Balanced regional growth;
• Ensure optimum utilization of economic and human resources;
• Accelerate overall economic growth of the country through SCI.
KARMASANGSTHAN BANK
Karmasangsthan bank provides credit facilities in cash or in any any other manner for all sorts of economic activities,
especially to the unemployed youths, for self-employment, with or without security. Karmasangsthan bank can perform
the following activities subject to terms and conditions prescribed by bangladesh bank :
• To receive deposits from statutory bodies, companies, loanees of the bank and from such other persons as not
determined as a single person for the purpose by the govt.
• To procure/receive credit by way of mortgage of its assets or anything else for conducting its business.
• To set up, manage, develop and conduct any institution or project for the purpose of training, welfare & development
of the unemployed.
• To receive, collect, remit and pay monies, securities and bills within the country.
• With a view to conducting the business, to secure/manage and transfer movable or immovable property with housing
facilities.
• To advise the unemployed about investment.
• To encourage the unemployed workforce to invest in agro product processing & cottage industries.
• To provide the loanees with managerial, marketing, technical & administrative assistances.
MIDAS FINANCING LTD.
MIDAS FINANCING LTD.:
“THE REAL FRIEND OF ENTREPRENEURS”
• MIDAS FINANCING LTD. (MFL) IS LEADING FINANCIAL INSTITUTION OF THE
COUNTRY LICENSED BY BANGLADESH BANK UNDER THE FINANCIAL
INSTITUTIONS ACT 1993. MFL HOUSING LOAN SCHEME HAS BEEN LAUNCHED TO
FULFILL THE DREAM OF THE LIMITED INCOME PEOPLE BY EXTENDING
FINANCIAL SUPPORT IN THE FORM OF TERM LOAN FOR CONSTRUCTING A HOUSE
AND/OR PURCHASING AN APARTMENT/READYMADE HOUSE/COMMERCIAL SPACE.
VISION
• TO BE A LEADING FINANCIAL INSTITUTION OF THE COUNTRY WITH DIVERSIFIED
FINANCIAL SERVICES CONTRIBUTING TOWARDS DEVELOPMENT OF AN
ENTERPRISING SOCIETY.
MIDAS FINANCING LTD.
OBJECTIVE
•TO PROVIDE DIVERSIFIED FINANCIAL SERVICES WITHIN THE LEGAL AND SOCIAL
FRAMEWORK WITH THE AIM OF ATTAINING THE MISSION WITH QUANTITATIVE
TARGETS IN BUSINESS OPERATION.
LOAN & OTHER SCHEMES:
•HOUSING LOAN
•CALL MONEY
•CCS PROGRAM
•LEASE FINANCING
•MIDI PROGRAM
BRAC BANK LTD.
BRAC BANK IS THE LAST ORGANIZATION TO HAVE RECEIVED A COMMERCIAL BANKING
LICENSE FROM BANGLADESH BANK, MAKING IT THE YOUNGEST PRIVATE COMMERCIAL
BANK IN BANGLADESH. ITS HEADQUARTERS ARE BASED IN THE CAPITAL DHAKA. THE BANK
IS PARTIALLY OWNED BY BRAC, THE LARGEST NON-GOVERNMENT ORGANIZATION IN THE
WORLD, INTERNATIONAL FINANCE CORPORATION, THE PRIVATE SECTOR ARM OF THE WORLD
BANK GROUP AND SHORECAP INTERNATIONAL.
BRAC BANK WAS FORMED WITH THE AIM TO SERVE THE MILLIONS OF SMALL AND MEDIUM
ENTERPRISES (SMES) IN THE COUNTRY. HAVING PIONEERED THE CONCEPT OF SME
FINANCING IN BANGLADESH, IT IS THE FOURTH LARGEST SME BANK GLOBALLY. THE
COMPANY ALSO PROVIDES SERVICES WITHIN CORPORATE AND INSTITUTIONAL BANKING,
RETAIL BANKING, AS WELL AS PROBASHI BANKING, WHICH SPECIFICALLY CATERS TO NON-
RESIDENT BANGLADESHIS ABROAD. OTHER AREAS INCLUDE CUSTOMIZED TREASURY AND
FOREIGN EXCHANGE SOLUTIONS, AND CUSTODY SERVICES. IT RANKS AMONGST THE TOP
BANKS NATIONALLY THAT PROCESSES REMITTANCES FROM ABROAD.
BRAC BANK LTD.
SME BANKING
BRAC BANK, BEING THE YOUNGEST BANK, TOOK A STEP TO BREAK AWAY FROM USUAL
TRADITION AND TAPPED INTO THE TRUE SUBURB ENTREPRENEURIAL INITIATIVES.
• TODAY, WITH OVER 14,500 CRORES OF LOANS DISBURSED TILL DATE, BRAC BANK IS
COUNTRY’S LARGEST SME FINANCIER THAT HAS MADE MORE THAN 320,000 DREAMS
COME TRUE!
• LOAN PRODUCTS
• ANONNO RIN
• APURBO RIN
• PROTHOMA RIN
• DURJOY ETC.
COURSE CONTENTS AND
CURRICULUM OF EDPS
AN ENTREPRENEURSHIP DEVELOPMENT
PROGRAMME CONSISTS OF THE
FOLLOWING THREE PHASES :
1. PRE –TRAINING PHASE
2. TRAINING PHASE
3. POST–TRAING PHASE
1.PRE –TRAINING PHASE
The activities and preparations required to launch the training programme come under this
phase. This phase includes :
• Designing course curriculum.
• Selection of entrepreneurs
• Arrangement of infrastructure.
• Selection of necessary to select the suitable entrepreneurs
• Formation of selection committee for selecting trainees
• Arrangement of publicity media and campaigning for the programme
• Development of application form.
2.TRAINING PHASE
The main objective of this phase is to bring desirable change in the behaviour of trainees. IN
other word the purpose of training is to develop need for achievement., I.E. Motivation among
the trainees. Accordingly, a trainer should see the following changes in the behaviour of the
trainees.
• Is the trainee motivated to plunge into entrepreneurial career and bear risks involved in it?
• How should he/she behave like an entrepreneur?
• What kinds of entrepreneurial traits the trainee lack the most.
3.POST – TRAINING PHASE