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STRATEGIES ON

LESSENING PAST DUE


RATE ON SALARY LOAN
OF CITY SAVINGS
SUBSIDIARY OF UNION
BANK AMIDST PANDEMIC
IN DAGUPAN CITY
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THE TITLE OF YOUR
RESEARCH PAPER / THESIS
Your Name
University Name
Program Title
Name Of Advisor

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Methodology

Type of Research Research Design Population and Locale of the Study Research Instrument

QUALITATIVE RESEARCH DESCRIPTIVE CITY SAVINGS INTERVIEW METHOD


PHENOMENOLOGICAL SUBSIDIARY OF UNION
BANK

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Research Process

Step 01 Step 03 Step 05


Locating and Defining Issues or Data Collection. Research Findings
Problems

01 02 03 04 05

Step 02 Step 04
Designing the Research Project Interpreting Research Data

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Title 01

Introduction 03

Purpose 04

Methods 04

Statistical Analysis 05

Research Presentation
Results 06
Outline
Discussion 07

Conclusion 08

Reference Slides 09
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STATEMENT OF THE PROBLEM

How did the pandemic affect the rate of the salary


01
loan borrowers?

What are the strategies to lower the past due


02
rate of salary loans of Union Bank?

Did these strategies have the effect to lessen the


03
rate of their past due salary loan?

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Introduction

01 01 01 01

Provide Background Cite With Supporting Establish the Need Goals & Objectives of
on Topics Literature for your Research the Thesis
What is the topic area that What are the specific Why is this question What were the objectives of
you are investigating? research questions that you important to answer? your research?
set out to answer?

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Literature review
Areas that you may wish to cover

you will not want to cover everything that


Theory Theory Relevant current research that is close to
is currently understood in the available
01 02 your topic
literature

Theory Different theories that may apply to your Theory Areas of weakness that are currently
03 specific area of research 04 highlighted

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Conclusions / Findings
This is where you summarize and tie up all that you have found within your research

Restate Your Show How Your Results Show What Contribution


Research Questions Answer These Questions You Have Made

State Any Limitations To Suggest Make Any


The Work You Have Done Future Research Recommendations

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Recommendations
Recommendation 1

The researchers recommend for the future researchers to


add other participant, to meet the credibility of the research

Recommendation 2

The researchers recommend for the lenders to pay off the


smallest amount of debt as soon as possible to prevent
accumulating interest.
Recommendation 3
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text is fully editable.

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Methodology
You need to show all of the following within your methods:

Phase 1 Phase 2 Phase 3 Phase 4

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• You simply add your own • You simply add your own • You simply add your own • You simply add your own
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• This text is fully editable. • This text is fully editable. • This text is fully editable. • This text is fully editable.

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Research Paradigm

INPUT PROCESS OUTPUT

o City Savings Bank’s Profile o Formal Interview to gather o Evaluation of the strategies of
data Union Bank on lessening past
o Bank’s practices towards the
o Researchers will apply due rate during pandemic
past due salary.
phenomenological theory to o Ways that improve the
o Strategies implemented in
understand the experiences of borrower’s repayment
lessening past due rate during
the participants about the said performance in their salary
the pandemic
issue. loan given the strategies and
policies made by the City
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Savings Bank’s Management.
Research Objectives
Research Objectives

Objective #1
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Objective #2
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Objective #3
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Objective #4
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here. This text is fully editable.

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The Type Of Study
The type of study you have conducted: qualitative, quantitative, or mixed

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Define The Group of Study
Details of the population, sampling methods, and other information

90%
70%
60%
50%

30%

Individuals Businesses Families Students Other

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Statistical Analysis
Provide information regarding how you have analyzed the data that you have collected

Element Title Element Title Element Title Element Title Element Title Element Title

Element Title 01 This is a sample text This is a sample text This is a sample text This is a sample text This is a sample text This is a sample text

Element Title 02 This is a sample text This is a sample text This is a sample text This is a sample text This is a sample text This is a sample text

Element Title 03 This is a sample text This is a sample text This is a sample text This is a sample text This is a sample text This is a sample text

Element Title 04 This is a sample text This is a sample text This is a sample text This is a sample text This is a sample text This is a sample text

Element Title 04 This is a sample text This is a sample text This is a sample text This is a sample text This is a sample text This is a sample text

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Statistical Analysis
Provide information regarding how you have analyzed the data that you have collected

60% 20%
Europe
North America
10%
Asia

40% 50% 60%


Latin America Africa Oceania

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Summary of Findings

1. The pandemic has brought an effect towards the payments because


it causes delays to the borrowers due to the implemented
restrictions.

2. The City Savings Bank had implemented strategies by restructuring


policy by granting condonations

3. There is no difference between the rate of past due salary loans pre-
pandemic and post-pandemic .

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Research Results and Discussion
Table 4.1
Factors affecting the rate of past due loan

Years of service 67 years

Struggles in Developing Strategies Delay of payment due to restriction

Rate of Pre- and Post-Pandemic Decrease

Borrower Status and Loan Rate None

Relationship

Creditworthiness None

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Research Results and Discussion
Table 4.2
Strategies in lowering the past due rate
.

Policy Adjustment Restructuring

Implemented Strategies Condonation

Loan Provisions Past due ratio

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Research Results and Discussion
Table 4.3
Effect of Implemented Strategies

Effectiveness Effective

Benefits given to Low-Income Condonation and Longer Terms

Borrower

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Research Results
What you actually found during your research

$450,000 800

$400,000 700

$350,000
600

$300,000
500
$250,000
400
$200,000
300
$150,000

200
$100,000

$50,000 100

$0 0
Ja n Fe b Ma r Abr Ma y Jun Jul Aug Sep Oct Nov Dec

Element Title 1 Element Title 2

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Research Results
What you actually found during your research

Key Figure Title Key Figure Title

15% 20% Key


3+Key
Number Title Number Title
35%
15% Key Figure Title Key Figure Title

80% 5x
15%

Key Key
Number Title Number Title

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Discussion
Highlight what your results actually mean in relation to your field and the research that you have done

Discussion Tip #1 Discussion Tip #2

This is where you will highlight what What are the major findings and what
your results actually mean in relation do they mean in relation to your
to your field and the research that you research
have done

Discussion Tip #3 Discussion Tip #4

How do those findings relate to what How can you explain any unusual or
others have found in the past surprising results

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Conclusions / Findings
This is where you summarize and tie up all that you have found within your research

This is where you summarize and tie up all that you have found within
your research

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Suggestions
Suggest Future Research

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Limitations of Your Study
Limitations of Your Study

Year of Service. Limitation 4


01 04 This is a sample text. You simply add your
own text and description here.

Limitation 2 Scope and Limitation 5


This is a sample text. You simply 02 Delimitation 05 This is a sample text. You simply
add your own text and description add your own text and description
here. of the Study here.

Limitation 3 Limitation 6
This is a sample text. You simply add your 03 06 This is a sample text. You simply add your
own text and description here. own text and description here.

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References
References

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References Title Here References Title Here


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description here. description here.

References Title Here References Title Here


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References Title Here References Title Here


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QUESTIONS

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THANK YOU !
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RESEARCH PAPER / THESIS
Your Name
University Name
Program Title
Name Of Advisor

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