Bank Facilitator

PRODUCT PREVIEW BY

https://spesolution.com/
Contents
What is On This Presentation
• What is Cring Bank Facilitator
• Business & Integration Flow
• Why Cring Different
• Cring’s Services & Features
• Services Overview
• Security Standard
• Registration
• Portal Layout
 BANK FACILITATOR
WHAT IS BANK FACILITATOR?
Is an aggregator of banking products with various integrated services via API. We also provide
a web portal facility that will help our clients to monitor and control their businesses from
single portal.
 BANK FACILITATOR
Is an aggregator of banking products with various integrated services via API. We also provide
a web portal facility that will help our clients to monitor and control their businesses from
single portal.
BUSINESS & INTEGRATION FLOW
BUSINESS FLOW & INTEGRATION

Virtual Account

Financial Institution
CRING! Bank Validator
Bank Facilitator

Product
Aggregator
Payment &
Disbursement
 BUSINESS & INTEGRATION FLOW

API KYC by Bank Product

Financial CRING!
Institution
API API Bank Product
Bank Facilitator
KYC by

API KYC by Bank Product

 Bank Facilitator Value

WHY DIFFERENT?
 Bank Facilitator Value
• Flexible (integration by open APIs based application)
• Simple (Single portal & APIs for many digital banking products)
• Accountable (centralized report aggregation)
• Powerful (one dashboard for monitoring and manage your business)
• Secure (encrypted data transaction)
• 24 Hours Technical Support
 • Virtual Account
• KYC by Bank
• Payment & Disbursement
SERVICES
• QRIS (Next)
& FEATURES
• Cash Withdrawal (Next)
 SERVICES & FEATURES

• Virtual Account • Open APIs Integration

• Bank Validator • Various Banking Products in One Application

• Easy Onboarding
• Payment & Disbursement
• Centralized Report Aggregation
• QRIS (Next)
• Centralized Dashboard Aggregation
• Cash Withdrawal (Next)
• User Management
 SERVICES & FEATURES
• Open APIs Integration
• Various Banking Products in One Application
• Easy Onboarding
• Centralized Report Aggregation
• Centralized Dashboard Aggregation
• User Management
 Virtual Account

SERVICES OVERVIEW
SERVICES OVERVIEW
Virtual Account
Virtual Account type in CRING!:
• Open Payment
• Fixed Payment
• Partial Payment
• Minimum Payment
• Open Minimum Payment
• Open Maximum Payment

Use Cases: Marketplace Payment, Installment Payment, Invoice Payment, etc.

SERVICES OVERVIEW
Bank Validator

Service that used to verification personal data of customer.

Features from our Bank Validator:
• Bank Account Verification
• NPWP Verification

Use Cases: New Customer Screening for Peer to Peer Lending, E-Wallet,
Financing, Loan, etc.
SERVICES OVERVIEW
Payment & Disbursement
Payment & Disbursement is a service created to facilitate clients in payment or transfer funds
to various destination banks.
Payment & Disbursement Features:
• Transfer Inhouse (BNI)
• Transfer Interbank (Online)
• Account Inquiry

Use Case: Fund Transfer, Vendor Payment, Payroll, Recurring Payment, etc.
COMPLIANCE REFERENCE
COMPLIANCE REFERENCE

Cring Bank Facilitator was built by a team that has experience in making digital
products with a high reference to data security such as ISO 27001 and PCI DSS. Data
transacted in this application also meets the data encryption standards used in banking
products.
REGISTRATION
REGISTRATION
Cring Bank Facilitator Onboarding Flow

Virtual Account

Person in Charge
Financial Institution Bank Validator
CRING!

Payment &
Disbursement
ONBOARDING
Cring Bank Facilitator Easy Onboarding

Client Sends Requirements Requirements Document Requirements Document

Documents Verification Verification

Verification Email Create Account (CRING!) Create Account (Product)

Login to CRING! Portal

 - REPORTING

PORTAL LAYOUT
PORTAL LAYOUT - REPORTING
PORTAL LAYOUT - REPORTING
PORTAL LAYOUT - DASHBOARD
 Virtual Account

INVOICING FLOW
 INVOICING & FEATURES

INVOICE
Bank BNI Financial Institution

INVOICE
SPE Bank BNI
Thank you!