A Presentation on

Performance Analysis of Prime Bank Ltd.

 
Course No: 542601
Course Title: Organization Development

Submitted to Submitted By:

Ms. Manna Akter Lina Group: Blossoms
Assistant Professor Name ID
Department of Business
Sumaiya Khanam Sara 307
Administration
Dhaka City College Raka Akhtar 313
Joya Das 324
Mahbuba Tabassum Tilat 328
Jarin Tasnim Shoily 337
 Organization Overview

Profile of Prime Bank Ltd

✔ Prime Bank Ltd has been a major facilitator of Financial Inclusion in Bangladesh
✔ It provides banking services to the most remotest corners of the country through pioneering
“Agent Banking” services in Bangladesh during 2019.
✔ Prime Bank offers all kinds of Commercial Corporate and Personal Banking services covering all
segments of society within the framework of Banking Company Act and rules and regulations
laid down by our central bank.

Mission of Prime Bank Ltd

∙ To assist in bringing high quality service to our customers and to participate in the growth and
expansion of our national economy
∙ To set high standards of integrity and bring total satisfaction to our clients, shareholders and
employees
Vision of Prime Bank Ltd.
⮚ Prime bank vision is to have a poverty free Bangladesh

⮚ To be the best Private Commercial Bank in Bangladesh in terms of-

a) Efficiency
b) Capital adequacy
c) Asset quality
d) Sound management and
e) Profitability having strong liquidity
Strategic Priority
The strategic priorities of Prime Bank Limited are-
✔ Maintain satisfactory capital to support and remain compliant.
✔ Continue to strive for sound growth by doing the business that we do well, expanding into areas
undeserved, entering new sectors and exploring innovative ideas
✔ Have a strong customer focus and build relationship based on integrity, superior service and
mutual benefit
 Analysis

Ratio Analysis:
2
1.66 1.78
1.5
1.155 1.16
1

0.5

0
2016 2017 2018 2019

Interpretation: From the above ratio we can say that the current ratio of Prime Bank Ltd Limited is
increasing year by year. In the year 2016 the current ratio was 1.155 which increased to 1.16 in 2017.
In 2018 the ratio increased to 1.66 and in the latest year 2017 the ratio finally increased to 1.78 times.
This means that in the last four years techno drugs had sufficient current asset to cover short term
obligations. For 1 TK of debt, Techno drugs had 1.155, 1.16, 1.66 and 1.78 TK increasing from the
year 2016 to 2019 accordingly.
Product and service in the prime bank limited:

● Car loan
● Doctor’s loan
● Marriage loan
● Travel loan
● Hospitalization loan
● Home loan
● Education loan
Debt to Equity Ratio:

50
45
40
35
30
25
20
15
10
5
0
2016 2017 2018 2019

Interpretation:

✔ In 2018 their ratio was 34.10% and decreased to 27.17% in the next year.

✔ Again in 2018 and 2019 it increased to 23% and 45.3% correspondingly.

✔ This indicates that in the year of 2012, 2017, 2018 and 2019 out of 100 taka equity they took
34.10, 27.17, 36.53 and 45.30 taka debt.
Branch of Prime Bank:

Branch Network of Prime Bank:

 
Risk Management:
The major area of risk:

● Credit Risk

● Liquidity Risk

● Market Risk

● Interest Risk

● Equity Risk
Earning performance of Prime Bank

● Profitability Ratio

● Return of assets

● Return of equity
Conclusion:

This is a bank of the front lines due to special and

sophisticated banking services supplied to its customers. To be
competitive in the market,it constantly seeks ways and means to
improve productivity. The use of information technology
remains its prime. PBL has played a significant role in the field
of industry, agriculture,trade and commerce.transport and
many other areas, iy plays an important role in creating human
resources and creating new employment opportunities. it is
conducting various welfare programs for the development of
society.
Thank you….