STATE BANK OF INDIA

DRIVING FINANCIAL EXCELLENCE AND

EMPOWERING INDIA’S ECONOMY
 HISTORY
The State Bank of India, established in 1955, is the oldest
and largest bank in India. It has a rich heritage and legacy
of over 200 years accredits SBI as the most trusted bank
by Indians. It’s financial expertise has played a vital role in
India’s economic development. Over the years, it has
evolved into a modern and technologically advanced
institution, while remaining commited to its core values.
• Chairman of SBI is Shri Dinesh Kumar khara

• SBI Headquarters are located in Mumbai.

• SBI is the largest bank with 1/4ᵗʰ market share.

• It has 22,405 branches, 65,627 ATM’s, 76,089 outlets.

• The bank has successfully diversified business through it’s various subsidiaries
that is SBI General Insurance , SBI Life Insurance, SBI Mutual fund, SBI card
etc.

• It has spread it’s presence globally and operates across time zones through 235
office in 29 foreign countries.
 Type of Products
• Corporate Banking
• Retail Banking
• Investment Banking
• Private Banking
• Wealth Management
• Credit Cards
• Mortgage Loans
• Finance and Insurance
 SAVINGS ACCOUNT
This is the most basic type of account you can open at any bank. A Savings Account, by
definition, allows you to deposit your money, safe with the bank, so you don’t have to
carry it around with you or hide it in that rusted old steel safe at home. Don’t worry, you
can withdraw these funds when you need them.
Types of SBI Savings Account
1. Basic Savings Account (under Pradhan Mantri Jan Dhan Yojna)
2. Basic Small Savings Account
3. Savings Bank Account
4. Savings Account for Minors
5. Savings Plus Account
6. Insta Plus Video KYC Savings Account
1. Basic Savings Account (Pradhan Mantri Jan Dhan Yojana)
This SBI savings account is basically meant to strengthen the poorer sections of
society by providing them with the option to start their savings.
2. SBI Basic Small Savings Account
This savings account is also meant for economically-weaker sections of society
but is designed specifically for those who do not have officially valid KYC
documents and face hardships in opening a bank account.
3. SBI Regular Savings Bank Account
This account is the one that is generally offered to an applicant when he/she applies
for an SBI savings account. This is a basic savings bank account that provides
facilities like SMS banking, internet banking, credit card and more to the general
public. Valid KYC documents are required to open this account.
4. SBI Savings Account for Minors
This SBI savings account has been designed to help children learn about the
importance of money and savings. It also allows them to experiment with
purchasing power so that they can learn to manage their finances well in future.
Parents’ or guardian’s supervision is required to open and operate this account.
5. SBI Savings Plus Account
This account is a product of the SBI Multi Option Deposit Scheme. In it, the
customer’s savings account or current account is used to create and link a term
deposit account. This fixed deposit has a tenure of 1-5 years. This is to encourage
the habit of investment. A loan against MOD deposit is also offered to help
customers manage their finances better.
6. Insta Plus Video KYC Savings Account
This SBI savings account can be opened online through Video KYC with only
Aadhaar and PAN (physical) details. The applicant is not required to visit the bank
branch for any verification.
 Credit Card
A credit card is a type of credit facility, provided by banks that allow customers
to borrow funds within a pre-approved credit limit. It enables customers to make
purchase transactions on goods and services.

Types of Credit Card

• Lifestyle credit cards-SBI Card ELITE: This premium lifestyle credit card brings you 5x
rewards on dining, grocery, and department store spends. You also get complimentary
Club Vistara and Trident Privilege Program memberships.

• Rewards credit cards-SBI Card PRIME:This rewards credit card brings you 10 reward
points on every ₹100 spent on dining, movies, and groceries. Add-on benefits of the
card include spend-linked gift vouchers, annual fee waivers on spends of ₹3 Lakhs, and
complimentary lounge access visits.
3. Shopping credit cards-
• SimplySAVE SBI Card:This basic credit card makes everyday spending rewarding by
offering 10 reward points on every ₹150 spent on groceries, dining, or movies. You also
get an annual charge waiver on yearly spends exceeding ₹1 Lakh.

• SimplyCLICK SBI Credit Card:This shopping credit is tailor-made for shopaholics. You
get 10X reward points on spends at partner merchant brands like BookMyShow, and
others along with 5x rewards on all other online spends.

4. Travel and fuel credit cards-

• BPCL SBI Credit Card:This is a co-branded fuel credit card that offers 13x reward points
on fuel spends at BPCL stations.

• IRCTC SBI Card:This co-branded credit card is best-suited for those who prefer railway
travel. Apart from a 10% cashback on railway ticket bookings, this card also brings you a
1% transaction charge waiver on railway bookings.
INVESTMENT PRODUCT
• Investment product is the umbrella term for all the stocks, bonds,
options, derivatives and other financial instruments that people
put money into in hopes of earning profits.

TYPES OF INVESTMENT PRODUCT

• MUTUAL FUNDS
• PORTFOLIO MANAGEMENT SERVICES
• DEMAT ACCOUNT
• BONDS
 MUTUAL FUND
These are one of the most widely accepted means for investments that caters to other distinctive
objectives too such as tax-saving, retirement planning and children’s education. We, at SBI
Wealth, bring to your access the top-of-the-pyramid mutual fund schemes of more than 20 AMCs
which are periodically reviewed and monitored by a team of specialists

MANAGEMENT PORTFOLIO SERVICES

• We have a tie up with reputed Portfolio managers who offer Portfolio Management Services
(PMS) and Alternative Investment Funds (AIF) for our customers.

DEMAT ACCOUNT
• The customers who understand direct investment in equities and have
appetite for the risk associated with it can enjoy preferred broking services
through SBI Wealth’s tie-up with SBI Cap Securities Limited.

BONDS
• Through our preferred partners, we bring investment opportunities in various fixed income
securities for the customers who are looking for stable returns with regular income flow.
LATEST NEWS
• The nation's largest lender State Bank of India is adopting a
novel way to ensure timely repayments, especially by its retail
borrowers, by greeting those likely to default on monthly
installments with a pack of chocolates.

• On 14ᵗʰ September 2022, SBI became third lender and seventh

Indian company to cross Rs 5 Trillion market.

• SBI launches Aadhaar-based enrolment for social security

schemes
THANKYOU
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