If you had invested with us 5 years ago, you could now buy a car worth RM 106, 180*.

Isnt it time you switched from FD to our unit trust? Compared to your fixed deposit, an investment in unit trust can earn you higher potential returns over a period of time. True, the risks may be higher. But as you can see, so are the rewards. Comparison of Cumulative Returns 1 of RM 150, 000 of Investment in a 12 Month FD, P BOND and P ITTIKAL:
1 YEAR INVESTMENT VOLATILITY %Return (RM) %Return (RM) %Return (RM) 3 YEAR 5 YEAR

12 Month FD (RM) P BOND (RM)

NA 1.27 3.29

3.75 4.51 46.60

155, 625 156, 766 206, 472

12.36 29.90 66.20

168, 540 194, 847 237, 133

21.63 54.61 103.74

182, 445 229, 780 288, 626

P ITTIKAL

Source of return in %: Lipper. Market value of investment in RM is verified by Mercer Zainal Consulting Sdn Bhd. (35090-H)

1. Net of respective initial service charges. 2. Volatility of returns for 3-year period ended March 31, 2004. Source: Lipper. 3. Total returns as at March 31, 2004. P BOND and P ITTIKAL returns in RM are net of
respective service charges. Out of 18 unit trust funds, you can choose to invest in either: Public Bond Fund (P BOND) an income fund aimed at those with conservative risk reward temperaments; or Public Ittikal Fund (P ITTIKAL) an equity fund suitable for moderate and aggressive investors. Both are award wining funds and have received The Edge Lipper Award 2003 and The Star/Standard & Poors Award 2004. So make the smart move with Malaysias largest private unit trust company. T oday, we manage over RM 9 billion ** worth of funds and are the No. 1 recipient of the EPF Members Investment Scheme. (Source: EPF) To know more, please contact your Public Mutual unit trust consultant or visit any Public Mutual branch or agency nearest to you. You can also call our hotline at 03-6279 5252 or visit www.publicmutual.com.my.

PUBLIC MUTUAL