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PROMISSORY NOTE FOR VALUE RECEIVED, I promise to pay the sum of PESOS: FIVE THOUSAND (4,000) Philippine Currency,

to be paid in semi-monthly installments in the amount of ONE THOUSAND PESOS (1000) per instalment beginning DECEMBER 15, 2013 until JANUARY 30, 2014 without need of notice or demand. Cebu City, Philippines ANNALISA GAMORA Borrower

1. 2. 3. 4. 5. 6. PROMISSORY NOTE FOR VALUE RECEIVED, I promise to pay the sum of PESOS: EIGHT THOUSAND (8,000) Philippine Currency, to be paid in semi-monthly installments in the amount of ONE THOUSAND PESOS (1333.33) per instalment beginning DECEMBER 15, 2013 until FEBRUARY 28, 2014 without need of notice or demand. Cebu City, Philippines MARISOL PACILLOS Borrower

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