Wizard What type of policy are you working on?

My client is a VIP or High Net-worth. My client is hard to reach by telephone. My client does not speak English fluently. My client would like a Survivorship Policy. The insured is under the age of 18. This policy will be Trust owned.

Term

Does any of the special criteria apply to the case? *

Cash Value (Permanent)

Combo Cash Value (Permanent)and Term to the same client

ITB

Yes Full Application

No Is the policy a LIRP?

Call the PRO Team

Yes $20,000 of Premium or less

Yes, It's over $20,000 of Premium

Is your client between the ages of 25-60 AND is the insurance amount $250,000 or less?

No

Is your client between the ages of 25 - 60 AND the insurance amount is $1,000,000 or

less?

Yes Tele-APP Full Underwriting

Yes Is your client's health average or better

No Tele-APP Full Underwriting

No Tele-APP Full Underwriting

Yes Tele-APP Simplified Underwriting

Yes Tele-APP Simplified Underwriting

No Tele-APP Full Underwriting