FUTURE VALUE OF SINGLE CASH FLOW

PRESENT VALUE
YEARS
INTEREST RATE
FUTURE VALUE

PV
NPER
RATE
FV

PRESENT VALUE
YEARS
INTEREST RATE
FUTURE VALUE

PV
NPER
RATE
FV

E CASH FLOW
55650
10
15%
$225,135.29 ?

55650
40
3.750%
$242,655.08

FUTURE VALUE OF AN ANNUITY

PRESENT VALUE
PAYMENT
INTEREST RATE
YEARS
FUTURE VALUE

PV
PMT
RATE
NPER
FV

NNUITY
0
-5000
6%
4
$21,873.08

CALCULATION OF AN ANNUITY
PRESENT VALUE
PAYMENT
INTEREST RATE
YEARS
FUTURE VALUE

PV
PMT
RATE
NPER
FV

ANNUITY

ALSO CALLED AS SINKING FUND COMPUTATION

0
?
6%
4
$21,873.00
($4,999.98)

CALCULATION OF PRESENT VALUE OF LUMPS

INTEREST RATE
YEARS
FUTURE VALUE

RATE
NPER
FV

PRESENT VALUE

PV

NT VALUE OF LUMPSUM AMOUNT

9%
15
INR 50,000.00
(INR 13,726.90)

CALCULATION OF PRESENT VALUE OF AN ANNUITY

INTEREST RATE
YEARS
PAYMENT(ANNUITY)

RATE
NPER
PMT

PRESENT VALUE

PV

VALUE OF AN ANNUITY AMOUNT

10%
4
INR 5,000.00
(INR 15,849.33)

CALCULATION OF CAPITAL RECOVERY

PRESENT VALUE
FUTURE VALUE
YEARS
INTEREST RATE
ANNUITY AMOUNT

PV
FV
NPER
RATE
PMT

CAPITAL RECOVERY HELPS IN MAKING LOAN AMORTISATION SCHEDULE. OR LOAN REPAYME

OVERY
10000
0
4
10%
?
($3,154.71)

TION SCHEDULE. OR LOAN REPAYMENT SCHEDULE

PRESENT VALUE OF UNEVEN CASH FLOWS

INTEREST RATE YEAR CF
10%
0
1 1000
2 1500
3 800
4 1100
5 400
TOTAL PRESENT VALUE

VEN CASH FLOWS

PVF

PVF * CF
0.9091
0.8264
0.7513
0.683
0.6209

PRESENT VALUE

909.1
1239.6
601.04
751.3
248.36
3749.4

CALCULATION OF NET PRESENT V

INTEREST RYEAR CF
PVF
10%
0 -3000
1 1000
2 1500
3
800
4 1100
5
400

0.9091
0.8264
0.7513
0.683
0.6209

TOTAL PRESENT VALUE

PRESENT VALUE
NET PRESENT VALUE

T PRESENT VALUE
PVF * CF
909.1
1239.6
601.04
751.3
248.36
3749.4

$681.36

Constantly Growing Annuity

interest rate
growth rate
dividend

21%
10%
60
Year Dividend
1
66
2
72.6
3
79.86
4
87.846
5
96.6306
6 106.29366
7 116.92303
8 128.61533
9 141.47686
10 155.62455
11
171.187
12 188.3057
13 207.13627
14 227.8499
15 250.63489

pv
for calculation

$456.36

ng Annuity

Multi period compounding

present value
rate
compounding periods
annual
semi annual
Quarterly
Monthly
Weekly
Daily
Continuous

1
12%
periods
1
2
4
12
52
365

future value

Effective
rate

1.12000000
12
1.12360000
12.36
1.12550881 12.55088
1.1268250301 12.6825
1.1273409872 12.7341
1.1274746156 12.74746
1.1274968516 12.74969

Yield or IRR calculation FOR AN A

present value
Future value
annual payment
number of years
yield

PV
FV
PMT
NPER
RATE

-20000
0
5000
8

18.6237%

YEAR

IRR

CASH FLOWS
0
-50000
1
10000
2
25000
3
32000
4
18000
5
15000
27.4280%

NPV

$8,921.68

on FOR AN ANNUITY