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New Saving Plan For Baby Mateo PDF
New Saving Plan For Baby Mateo PDF
EQS70017056-90F7-E2534BDF0083-170602-OF
v5.1.17.03
PRUlink exact protector 10 is a ten-pay variable life insurance product that Proposed Life Insured : MARIA CORAZON P. JALANDONI
provides living, disability, and death benefits. The living benefits are the Age : 31
partially and fully withdrawable values, subject to decreasing Surrender
Charges for Top-ups (if applicable), which are taken from the Policy's Sex : Female
share in the separate fund(s). The Total and Permanent Disability Benefit Total Annual Premium : PhP 63,000.00
accelerates a percentage of the Sum Assured while the Accidental Death
and Disablement Benefit is on top of the Sum Assured. The Death Benefit Basic Cover : PhP 1,000,000.00
is the total of the Sum Assured and the Policy's Full Withdrawal Value.
Accelerated Total &
Optional benefits can be attached to this product. : PhP 500,000.00
Permanent Disability Benefit
Accidental Death
This product is a variable contract. The benefits, namely the Partial and
& Disablement Benefit : PhP 180,000.00
Full Withdrawal Values and the actual Death Benefit at time of death, all
depend on the investment experience of separate account(s) linked to the
Policy. If the Fund Value becomes insufficient to pay for applicable
charges, the Policy automatically terminates, and all benefits end. The
applicable charges are explained in the Illustration of Benefits for each
fund.
This Sales Illustration shall form part of the Insurance Contract once
MARIA CORAZON P. JALANDONI the Policy has been issued. For more information on what
constitutes the entire Insurance Contract, please ask your servicing
Proposed Life Insured
agent or refer to your Policy Booklet.
EQS70017056-90F7-E2534BDF0083-170602-OF
v5.1.17.03
Enjoy the advantage of having a comprehensive plan complete with additional protection benefit(s) which enhance(s) the PRUlink exact
protector 10 policy you are going to purchase.
EQS70017056-90F7-E2534BDF0083-170602-OF
v5.1.17.03
DEATH BENEFIT
Policy Attained
LOW CURRENT HIGH
Year Age
(4.00%)** (4.75%)** (10.00%)**
1 32 1,002,148.92 1,002,164.48 1,002,272.94
2 33 1,019,387.10 1,019,543.71 1,020,642.39
3 34 1,083,099.88 1,083,865.36 1,089,276.55
4 35 1,149,271.19 1,151,153.37 1,164,680.18
5 36 1,217,977.40 1,221,526.59 1,247,506.94
6 37 1,289,292.45 1,295,103.94 1,338,470.08
7 38 1,363,293.22 1,372,010.04 1,438,354.11
8 39 1,440,065.15 1,452,380.90 1,548,027.81
9 40 1,519,691.63 1,536,353.52 1,668,441.02
10 41 1,602,264.82 1,624,076.88 1,800,644.31
11 42 1,622,554.56 1,649,908.20 1,876,697.17
12 43 1,643,348.64 1,676,657.53 1,960,029.68
13 44 1,664,639.87 1,704,340.91 2,051,340.73
14 45 1,686,415.25 1,732,969.60 2,151,393.29
15 46 1,708,666.80 1,762,560.96 2,261,032.40
16 47 1,731,380.68 1,793,127.60 2,381,181.79
17 48 1,754,548.02 1,824,688.30 2,512,863.35
18 49 1,778,148.63 1,857,251.67 2,657,189.56
19 50 1,802,156.03 1,890,821.22 2,815,378.32
20 51 1,826,515.35 1,925,373.08 2,988,740.37
29 60 2,046,891.07 2,271,412.54 5,519,233.02
34 65 2,150,072.70 2,477,357.52 8,131,978.55
**Investment returns used are net of final tax, Annual Management Charge and other investment expenses.
1. Sum Assured;
2. Full Withdrawal Value; and
3. 125% of all Top-ups less 125% of all withdrawals on Top-up units, but not to fall below zero (0).
Any outstanding policy debt shall be deducted from the death benefits/supplemental benefits.
When the Fund Value is no longer sufficient to pay for the Policy Fee, Insurance Charge, Rider Charge (if any) or other applicable
charges (including any policy debt), the Policy automatically terminates on the day any such charges are due and all benefits end. In
such an event, the remaining balance of your units which are no longer sufficient to pay off outstanding charges will just be refunded
to you.
The actual returns from Pru Life UKs unit funds, net of final tax, Annual Management Charge and other investment expenses, are
shown below. Please note that past performance is not necessarily indicative of the future or likely performance of the funds.
Fund Launch Date Sept. 24, 2002 Sept. 24, 2002 July 22, 2005 Oct. 1, 2007 Feb. 17, 2009 Feb. 17, 2009
*Money Market Fund performance has an interest rate floor at zero percent (0%).
**The Equity Fund has served as an underlying fund of the Managed and Growth Funds prior to its launch date.
The assets in our unit funds are valued on a daily basis using the marked-to-market valuation method.
The unit prices of Pru Life UKs unit funds are published every Friday on major newspapers, or you may log on to our website
www.prulifeuk.com.ph for the latest unit prices.
Lee C. Longa
EVP and Chief Financial Officer
ACKNOWLEDGEMENT OF VARIABILITY
Application number :
Agent's unit :
I acknowledge that:
I have applied with Pru Life UK for a Variable Life Insurance Policy and have reviewed the illustration(s) that
shows how a life insurance policy could perform using the Company's assumptions and based on Insurance
Commission's guidelines on investment returns.
I understand that since the fund performance may vary, the values of my units are not guaranteed and will depend
on the actual performance at that given period and that the value of my Policy could be less than the capital
invested. The unit values of my Variable Life Insurance Policy are periodically published.
I understand that the investment risks under the Policy are to be borne solely by me, as the Policyowner.
I confirm that:
a. I have been furnished with copies of the sales illustration/quotation proposal, product summary and any
other relevant sales materials ("Materials");
b. the Materials have been properly, completely and satisfactorily explained to me; and
c. I have fully understood the Materials.
I hereby declare that I accept, agree with and understand the features, benefits, nature, limitations, exclusions,
risks, terms, and conditions of the Policy that I am applying to purchase.