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PruLink Protection Plus is a regular-pay variable life Proposed Insured : JANINA RODRIGUEZA BELMES
insurance product that provides living, disability, accidental Age : 27
death and disablement, critical illness, hospital income, and
Sex : Female
death benefits. The living benefits are the partially and fully
withdrawable values which are taken from the policy's share Regular Annual Premium : PHP 84,000
in the separate fund(s). The Accelerated Total and Permanent
Sum Assured : PHP 3,000,000
Disability benefit advances a percentage of the sum
Accelerated Total and
assured. The Personal Accident rider provides for the
Permanent Disability Benefit : PHP 1,000,000
payment of the Benefit sum assured in the case of the life
insured's accidental death, or a portion thereof, in the case of
accidental disablement. Personal Accident rider also pays
the Benefit sum assured on top of the Accelerated Total and
Permanent Disability benefit, in the case of the life insured's PruLink Bond Fund
accidental total and permanent disability. The Accelerated
Life Care benefit provides a cash benefit equivalent to the The PruLink Bond Fund seeks to achieve an optimal level of
Benefit sum assured upon diagnosis of any of the critical income in the medium term together with long term capital
illnesses. The Hospital Income rider provides daily cash growth through investments in fixed income securities and
benefits to help cover the cost of hospitalization due to injury money market instruments.
or illness. The death benefit is the total of the sum assured
and the policy's full withdrawal value. Optional Benefits can
be attached to this product.
PruLink Managed Fund
This product is a variable contract. The benefits, namely the The PruLink Managed Fund seeks to optimize medium to
partial and full withdrawal values and the actual death benefit long term capital and income growth through investment in
at time of death, all depend on the investment experience of fixed income securities, money market instruments and
separate account(s) linked to the policy. If the fund value shares listed on the Philippine Stock Exchange.
becomes insufficient to pay for applicable charges, the
policy automatically terminates, and all benefits end. The
applicable charges are explained in the Illustration of
Benefits for each fund. PruLink Growth Fund

THE INVESTMENT RISKS ASSOCIATED WITH THIS PRODUCT The PruLink Growth Fund seeks to optimize medium to long
ARE BORNE SOLELY BY THE POLICYOWNER. term capital and income growth, with an emphasis on strong
capital growth, through a greater focus of investment in
If, after buying the policy, you decide it is not suitable to your shares of stocks listed in the Philippines. The fund also
needs, simply return the Policy Booklet with your Policy Data invests in fixed income securities, and money market
Page to us within 15 days from the date you receive them. We instruments .
will refund the premium you paid in full.

I have read and understood the disclosures in this Sales Illustration .

My agent has explained to my satisfaction the principal features of PruLink Equity Fund
the policy and the manner in which the variable benefits will reflect
the investment experience of the separate account(s). I fully The PruLink Equity Fund seeks to optimize medium to long
understand that when buying this policy, I am assuming all
term capital growth through investments in shares of stocks
investment risks associated with it.
listed in the Philippines.
I have read and understood the Investor Classification in the
attached page and have made an assessment of my risk appetite
with the help of my agent. I have taken my Investor Classification
into consideration in my choice of fund allocation.
100 % PruLink ProActive Fund
I also understand that in the event of claim, my policy, including
any optional benefits, will terminate if the aggregate amount of The PruLink ProActive Fund seeks to optimize medium to
claim on Accelerated Total and Permanent Disability benefit and/or long term capital and income growth with emphasis on
Accelerated Life Care benefit is equal to the Sum Assured. dynamic asset allocation by fund managers through
investment in fixed income securities, money market
In addition, I understand that the Company has the right to vary the
insurance charge, policy fee, annual management charge, and any
instruments and shares of stocks listed in the Philippines
rider charge and extra charge in the future.

JANINA RODRIGUEZA BELMES

Applicant This Sales Illustration shall form part of the insurance contract once
the policy is issued. For more information on what constitutes the
JANINA RODRIGUEZA BELMES entire insurance contract, please ask your servicing agent or refer to
Proposed Insured your policy booklet.

Presented by : JOSEPH CHRISTIAN R LIM Agent's Code : 70018708

Presented to : JANINA RODRIGUEZA BELMES Agent's Signature :
This Sales Illustration was prepared on 10/24/2013.
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INVESTOR CLASSIFICATION

This means that when you invest, you want your capital to be subject to minimal risk .
However, you realize that this may mean you may not achieve real capital growth on the
CAUTIOUS amount invested because of inflation.

Example: PruLink Bond Fund, PruLink Dollar Bond Fund, PruLink Asian Local Bond Fund

This means that when you invest, you want the potential of some real capital growth. You
understand that to have this potential, you need to take some risk with the capital you invest.
MODERATELY CAUTIOUS

Example: PruLink Managed Fund, PruLink ProActive Fund

This means that when you invest, you want the potential of greater real capital growth. You
understand that to have this potential, you need to take moderate risk with the capital you
MODERATELY ADVENTUROUS invest.

Example: PruLink Growth Fund, PruLink ProActive Fund

This means that when you invest, you want the potential of significant real capital growth .
You understand that to have this potential, you need to take higher risk with the capital you
ADVENTUROUS invest.

Example: PruLink Equity Fund, PruLink Asia Pacific Equity Fund

Presented by : JOSEPH CHRISTIAN R LIM Agent's Code : 70018708

Presented to : JANINA RODRIGUEZA BELMES Agent's Signature :
This Sales Illustration was prepared on 10/24/2013.
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PROTECTION BENEFITS PAGE

Enjoy the advantage of having a comprehensive plan complete with additional protection benefit(s) which enhance(s) the PruLink
Assurance Account Plus policy you are going to purchase.

You have chosen the benefits below:

Benefit Benefit Protection Benefit

Benefit Type Amount

Basic Cover (Sum Assured) Lump Sum 3,000,000.00 3,000,000.00

Accelerated Total and Permanent Disability Lump Sum 1,000,000.00 Included in Basic Cover
Accelerated Life Care Benefit Lump Sum 1,000,000.00 Included in Basic Cover
Life Care Plus Lump Sum 1,000,000.00 1,000,000.00
Hospital Income Rider Benefit(s) Per Illness
Daily Hospital Income Daily 1,000.00 365,000.00
Long Term Hospitalization benefit Daily 1,000.00 335,000.00
Personal Accident Rider Benefits
PA - Accidental Death and Disablement Lump Sum 1,500,000.00 1,500,000.00
Accidental Total and Permanent Disability Lump Sum 1,500,000.00 1,500,000.00
Murder & Assault Benefit Lump Sum 750,000.00 Included in PA-ADD
Renewal Bonus Additional Benefit
Double Indemnity Benefit Lump Sum 1,500,000.00 1,500,000.00
Accidental Medical Expense Reimbursement Lump Sum 150,000.00 150,000.00

Sum of Protection Coverage Indicated 9,350,000.00

Conditions apply to each benefit illustrated above. Please refer to the Policy Contract
for details.

Fund Value at "Current" Investment Return (Age 60) 10,453,323.34

Fund Value is not guaranteed. The indicated value is taken from the Illustration of
Withdrawal Benefits - ProActive Fund page of this Sales Illustration; all conditions
disclosed in the page apply.

Total Premiums Payable (Age 60) 2,772,000.00

Benefits-to-Total Premiums Payable Ratio 7.14

Benefit-to-Total Premiums Payable ratio is the Sum of Protection Coverage plus the
Fund Value at "Current" Investment Return (Age 60) Indicated divided by Total
Premiums Payable.

Presented by : JOSEPH CHRISTIAN R LIM Agent's Code : 70018708

Presented to : JANINA RODRIGUEZA BELMES Agent's Signature :
This Sales Illustration was prepared on 10/24/2013.
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ILLUSTRATION OF BENEFITS - PRULINK PROACTIVE FUND
The values below are based on the projected performance of the The HIGH and LOW investment returns, at 10.00% and 4.00%, are
fund where your policy is linked. Because fund performance is those prescribed by the Insurance Commission. The illustrated
not guaranteed, the values are also not guaranteed. In addition, "CURRENT" investment return is based on the actual average
the assumed investment returns used in projecting the LOW, investment return experienced by the Fund in the last 36 months, as
CURRENT, and HIGH values represent a range of possible indicated in the Historical Unit Fund Performance page, except that if
returns that may be achieved by the fund. The HIGH and LOW the average exceeds 10.00%, the illustrated investment return is
assumptions are only for illustration purposes and do not
capped at 10.00%.
represent the upper and lower limit of the actual investment return
that may occur.
PROJECTED BENEFITS
Policy Attained TopUp Withdrawal Fund
FULL WITHDRAWAL VALUE
Year Age Amount Amount Allocation**
LOW (4.00%)* CURRENT (9.71%)* HIGH (10.00%)*
1 28 - - - - - -
2 29 - - 42,000.00 9,046.42 9,543.85 9,568.51
3 30 - - 42,000.00 35,545.97 38,046.27 38,171.70
4 31 - - 84,000.00 106,432.66 115,028.20 115,463.37
5 32 - - 84,000.00 179,517.29 198,818.86 199,811.23
6 33 - - 84,000.00 254,931.49 290,125.88 291,967.09
7 34 - - 84,000.00 332,658.89 389,563.98 392,595.81
8 35 - - 84,000.00 412,638.69 497,761.39 502,382.43
9 36 - - 84,000.00 494,742.00 615,338.09 622,011.03
10 37 - - 84,000.00 578,789.88 742,926.96 752,186.60
11 38 - - 92,400.00 673,892.36 891,029.59 903,517.22
12 39 - - 92,400.00 771,536.60 1,052,191.84 1,068,646.59
13 40 - - 92,400.00 871,605.27 1,227,451.45 1,248,722.79
14 41 - - 92,400.00 974,009.17 1,417,981.62 1,445,043.39
15 42 - - 92,400.00 1,078,422.42 1,624,823.55 1,658,789.11
16 43 - - 92,400.00 1,185,180.34 1,849,830.92 1,891,971.88
17 44 - - 92,400.00 1,294,278.12 2,094,664.51 2,146,430.83
18 45 - - 92,400.00 1,405,568.46 2,360,996.30 2,424,038.48
19 46 - - 92,400.00 1,518,996.70 2,650,764.64 2,726,958.74
20 47 - - 92,400.00 1,634,198.40 2,965,771.70 3,057,246.56
33 60 - - 84,000.00 3,019,904.50 10,453,323.34 11,123,230.45
38 65 - - 84,000.00 3,367,543.39 16,264,675.86 17,556,763.81
*Investment returns used are net of final tax, Annual Management Charge and other investment expenses.
** Fund allocation illustrated are inclusive of loyalty bonus, if any.
Notes:
1. The projected benefits are already net of charges, as specified below. These 5. Full Withdrawal Value is net of partial withdrawal(s), as indicated in the
charges are not guaranteed. Transaction Summary Page, where applicable. If Full Withdrawal
a) Annual insurance charge, inclusive of premium tax and DST, which starts Value is withdrawn, the policy automatically terminates.
at PHP 1.52 per 1,000 of the sum assured. All top-ups shall also be 6a. If Full Withdrawal Value is positive from year 1: The fund has no policy
subject to insurance charge. While the insurance charge is quoted at debt. The rest of Note 6 does not apply.
annual rate, deductions from the fund shall be made monthly. Rider 6b. If the Full Withdrawal Value is zero (0) in the early years:
charges, if any, are also deducted each month. Monthly deductions may When the Full Withdrawal Value is zero (0), the fund value may be
change within one policy year as monthly insurance charges and rider insufficient to cover the charges. To provide you with insurance
charges are based on the attained age of the Proposed Insured. coverage(s), we shall create a policy debt corresponding to the
b) Policy Fee, deducted monthly from the total fund, amounting to PHP monthly charges while there is no fund value, provided that
33.33. The policy fee is guaranteed not to exceed PHP 100.00 per premiums are paid on time and there are no fund withdrawals. This
month. policy debt, accumulated in your account without interest, is
The annual insurance charge, rider charge (if any) and policy fee are extinguished if, and as, the fund value grows. The policy will not be
to be deducted proportionately based on the particular fund's share in terminated on account of an outstanding policy debt within the first
the policy's total fund value. It may happen that the LOW and four (4) years, provided that premiums are paid on time and there are
CURRENT, or CURRENT and HIGH investment returns are the same for no withdrawals from your account.
a particular fund, but their year-on-year Full Withdrawal Values differ, 7. The above illustration assumes that all premiums are paid in full when
because these charges are allocated to each fund based on the
due and as planned with no premium holiday, and assuming that the
weight of the fund to the policy's total fund value.
current scale of charges remain unchanged.
c) Annual Management Charge (AMC) of 2.25% of the fund value for this
8. In this illustration, top-ups are made at the beginning of the policy year,
particular fund. The rate is guaranteed not to exceed 2.50%.
and partial withdrawals are made at the end of the policy year.
2. All top-ups shall be subject to an initial charge of 6% of the top-up amount.
9. Partial withdrawals are funded by selling unit from fund(s) where your
3. The Loyalty Bonus is automatically added to the fund starting on the 11th up
policy is linked. Because fund performance is not guaranteed, the
to the 20th policy year subject to certain conditions.
sufficiency of the fund value to support the indicated partial
4. The fund value may run out due to partial withdrawals and deduction of
withdrawal(s) is also not guaranteed.
charges. If the fund value is no longer sufficient to pay for any of the policy
10. Values illustrated in this page are Full Withdrawal Values net of
fee, insurance charge, rider charge or other applicable charges (including any
withdrawals plus top-ups indicated in this page. And if Full Withdrawal
policy debt), the policy automatically terminates on the day any such charges
Value is withdrawn, your policy automatically terminates, and all future
are due, subject to Note 6b below. In such an event, the remaining balance of
withdrawals no longer apply.
your units which are no longer sufficient to pay off outstanding charges will just
be refunded to you.

Presented by : JOSEPH CHRISTIAN R LIM Agent's Code : 70018708

Presented to : JANINA RODRIGUEZA BELMES Agent's Signature :
This Sales Illustration was prepared on 10/24/2013.
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ILLUSTRATION OF DEATH BENEFITS

The values below are based on the projected performance of the
fund where your policy is linked. Because fund performance is
not guaranteed, the values are also not guaranteed. In
addition, the assumed investment returns used in projecting the
LOW, CURRENT, and HIGH values represent a range of
possible returns that may be achieved by the fund. The HIGH
and LOW assumptions are only for illustration purposes and do
not represent the upper and lower limit of the actual investment
return that may occur.
The HIGH and LOW investment returns, meet the requirements
prescribed by the Insurance Commission. The illustrated
"CURRENT" investment return for Bond Fund, Managed Fund,
Growth Fund, Equity Fund and ProActive Fund are based on the
actual average investment return experienced by the Fund in the last
36 months, as indicated in the Historical Fund Performance page,
except that if the average exceeds the HIGH rate, the illustrated
investment return is capped at HIGH rate.

DEATH BENEFIT
Policy Attained
Year Age LOW CURRENT HIGH
(4.00%)** (9.71%)** (10.00%)**
1 28 2,983,407.29 2,983,407.29 2,983,407.29
2 29 3,009,046.42 3,009,543.85 3,009,568.51
3 30 3,035,545.97 3,038,046.27 3,038,171.70
4 31 3,106,432.66 3,115,028.20 3,115,463.37
5 32 3,179,517.29 3,198,818.86 3,199,811.23
6 33 3,254,931.49 3,290,125.88 3,291,967.09
7 34 3,332,658.89 3,389,563.98 3,392,595.81
8 35 3,412,638.69 3,497,761.39 3,502,382.43
9 36 3,494,742.00 3,615,338.09 3,622,011.03
10 37 3,578,789.88 3,742,926.96 3,752,186.60
11 38 3,673,892.36 3,891,029.59 3,903,517.22
12 39 3,771,536.60 4,052,191.84 4,068,646.59
13 40 3,871,605.27 4,227,451.45 4,248,722.79
14 41 3,974,009.17 4,417,981.62 4,445,043.39
15 42 4,078,422.42 4,624,823.55 4,658,789.11
16 43 4,185,180.34 4,849,830.92 4,891,971.88
17 44 4,294,278.12 5,094,664.51 5,146,430.83
18 45 4,405,568.46 5,360,996.30 5,424,038.48
19 46 4,518,996.70 5,650,764.64 5,726,958.74
20 47 4,634,198.40 5,965,771.70 6,057,246.56
33 60 6,019,904.50 13,453,323.34 14,123,230.45
38 65 6,367,543.39 19,264,675.86 20,556,763.81

**Investment returns used are net of final tax, Annual Management Charge and other investment expenses.

The Death Benefit is comprised of the following:

1. Sum Assured.
2. Full Withdrawal Value.
3. 125% of all top-ups less 125% of all withdrawals on top-up units, but not to fall below zero (0).

Any policy debt shall be deducted from the death benefits/ supplemental benefits.

When the fund value is insufficient to pay the policy fee, insurance charge, rider charge and other applicable charges
(including any policy debt), the policy automatically terminates and all benefits end. In such an event, the remaining balance of
your units which are no longer sufficient to pay off outstanding charges will just be refunded to you.

Presented by : JOSEPH CHRISTIAN R LIM Agent's Code : 70018708

Presented to : JANINA RODRIGUEZA BELMES Agent's Signature :
This Sales Illustration was prepared on 10/24/2013.
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VARIABLE LIFE INSURANCE PLAN

HISTORICAL UNIT FUND PERFORMANCE

The actual returns from PruLife UK's unit funds, net of final tax, Annual Management Charge and other investment expenses, are shown
below. Please note that past performance is not necessarily indicative of the future or likely performance of the fund.

Unit Fund Performance as of September 03, 2013

Bond Managed Growth Equity ProActive Money Market USD Bond Asian Local Asia Pacific
Fund* Fund* Fund* Fund*(**) Fund* Fund* Fund Bond Fund Equity Fund

Fund Launch Date Sept. 24, 2002 Sept. 24, 2002 July 22, 2005 Oct. 1, 2007 Feb. 1, 2009 Feb. 1, 2009 June 3, 2003 Jan 30, 2012 Feb 26, 2013

10.71 % 12.40 % 23.03 % 28.27 % 31.11 % 2.08 % 0.10 % 4.28 % Not Available
Year 1
4.02 % 9.71 % 61.44 % 80.90 % 19.32 % 1.76 % 12.12 % Not Available Not Available
Year 2
10.56 % 11.94 % -33.72 % -40.23 % 16.32 % 0.55 % 9.50 % Not Available Not Available
Year 3
18.49 % 21.36 % 12.49 % 11.25 % 12.62 % -0.58 % 13.46 % Not Available Not Available
Year 4
8.18 % 13.03 % 28.50 % 36.03 % Not Available Not Available 4.51 % Not Available Not Available
Year 5
1.59 % -4.36 % 27.47 % 32.36 % Not Available Not Available 2.39 % Not Available Not Available
Year 6
8.03 % 9.86 % 13.95 % 19.21 % Not Available Not Available 14.81 % Not Available Not Available
Year 7
8.54 % 16.78 % 21.71 % 26.11 % Not Available Not Available 9.84 % Not Available Not Available
Year 8
5.89 % 3.87 % Not Available Not Available Not Available Not Available 10.86 % Not Available Not Available
Year 9
10.86 % 12.65 % Not Available Not Available Not Available Not Available 5.69 % Not Available Not Available
Year 10
Compound Annual Investment 8.60 % 10.52 % 16.38 % 19.56 % 19.65 % 0.95 % 8.23 % 4.28 % Not Available
Return based on completed
years

Average Annual Investment 9.46 % 9.68 % 15.22 % 18.42 % 9.71 % 0.09 % 2.71 % Not Available Not Available
Return for last 36 months
preceding September 03,
2013

*Bond Fund, Managed Fund, Growth Fund, Equity Fund, ProActive Fund and Money Market Fund are denominated in Philippine Peso.
**The Equity Fund has served as an underlying fund of the Managed and Growth Funds prior to the fund launch date.

The assets in our unit funds are valued using the marked-to-market valuation method on a weekly basis.

The unit prices of Pru Life UK’s unit funds are published every Friday on major newspapers, or you may log on to our website
www.prulifeuk.com.ph for the latest unit prices.

Certified true and correct:

Lee C. Longa
EVP and Chief Financial Officer

Date of Certification: September 18, 2013

Presented by : JOSEPH CHRISTIAN R LIM Agent's Code : 70018708

Presented to : JANINA RODRIGUEZA BELMES Agent's Signature :
This Sales Illustration was prepared on 10/24/2013.
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VARIABLE LIFE INSURANCE PLAN

ACKNOWLEDGEMENT OF VARIABILITY

Applicant's Name : JANINA RODRIGUEZA BELMES

Application Number :

Agent's Name : JOSEPH CHRISTIAN R LIM

Agent's Code : 70018708

Agent's Unit :

I acknowledge that:

I have applied with Pru Life UK for a Variable Life Insurance Policy and have reviewed the illustration(s) that
shows how a life insurance policy could perform using the Company's assumptions and based on Insurance
Commission's guidelines on investment returns.

I understand that since the fund performance may vary, the values of my units are not guaranteed and will depend
on the actual performance at that given period and that the value of my policy could be less than the capital
invested. The unit values of my variable life insurance policy are periodically published.

I understand that the investment risks under the policy are to be borne solely by me, as the policyowner.

Applicant's Signature over Printed Name Date

Presented by : JOSEPH CHRISTIAN R LIM Agent's Code : 70018708

Presented to : JANINA RODRIGUEZA BELMES Agent's Signature :
This Sales Illustration was prepared on 10/24/2013.