Pradhan Mantri Awas Yojana

(PMAY)

Housing for All Plan of Action (HFAPoA)

Module

Ministry of Housing & Urban Poverty Alleviation

 Selection of Cities Housing for All

Housing for All Mission is to be implemented in all

4041 statutory towns with focus on 500 Class I Cities.
M o H U PA

States may select the Cities based on the their

preparedness (SFCPoA prepared under RAY) to
expedite the preparation of Housing for All Plan of
Action (HFAPoA).

HFAPoA consists of five tables as provided at

Annexure-4 of HFA Guidelines.
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 In-Situ Redevelopment with Private Participation
I. Slum-wise Intervention strategies for Tenable Slum

Whether in- FSI/FAR Name of other

Area of Total No. Required area Proposed
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Eligible situ slum if

Name of the Slum of Slum for in-situ Year of
Slum redevelopment proposed for
the Slum in Household Redevelopme Interventi
Households with Private resettlement
sq.mts s nt in Sq.mts Existin Propos on
Participation in this slum
g ed

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 Development Options for Untenable Slums

II. Slum-wise Intervention strategies for Untenable Slums

Name of the Area of the Total No. of Slum Proposed Development Strategy Proposed
M o H U PA

Slum Slum in sq. Households as i. Affordable Housing Project (AHP) Year of

mtrs per ii. Credit Linked Subsidy Scheme (CLSS) Intervention
iii. Beneficiary Led Construction
iv. Clubbing with other Tenable Slums**

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 III. Year-wise Proposed Interventions in slums

Number of Beneficiaries and Central Assistance Required (Rs. in Crores)

Redevelopment thru
Beneficiary-led Affordable Housing in
Private Partner Credit Linked Subsidy Total
Construction Partnership
Year Participation
No. of No. of No. of No. of No. of
No. of Amo No. of Amo No. of Amou No. of Amo
Benefici Benefici Benefici Benefici Amount Benefici
Slums unt Slums unt Slums nt Slums unt
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aries aries aries aries aries

2015-
16
2016-
17
2017-
18
2018-
19
2019-
20
2020-
21
2021-
22
Total

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 Development Strategies for Urban Poor in Non-Slum
Areas

IV. Year-wise Proposed Interventions for other urban poor

Number of Beneficiaries and Central Assistance Required (Rs. in Crores)
Beneficiary-led Affordable Housing in
Credit Linked Subsidy Total
Construction Partnership
M o H U PA

Year
No. of No. of No. of No. of
Beneficiar Amount Beneficiar Amount Beneficiari Amount Beneficia Amount
ies ies es ries
2015-16
2016-17
2017-18
2018-19
2019-20
2020-21
2021-22
Total

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 Year-wise Targets & Investment Requirement

V. Year-wise targets under different components

Number of Beneficiaries and Central Assistance Required (Rs. in Crores)
Total
2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22
Interventions
Amo Amou No Amou Amou Amo Amo Amo Amou
No. No. No. No. No. No. No.
unt nt . nt nt unt unt unt nt
Redevelopme
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nt through
Slums
Private
Participation
Subsidy for Slums
beneficiary-
led/
improvement Non-
of existing Slums
house
Credit linked Slums
subsidy to
Non-
individual
Slums
beneficiaries
Affordable Slums
Housing in
Non-
Partnership
Slums
(AHP)
Total 7
 HFAPoA

Slum Dwellers Other Urban Poor

List All Slums Demand Assessment, Validation of beneficiary and

(Use Census 2011 as basis) Categorization of Intended Beneficiary amongst available option

OR
Use existing SFCPoA Credit Linked
Collect data for all slums
prepared under RAY Subsidy for new Affordable
Individual house
houses or Housing in
construction
extension/expan Partnership
sion, repair
Analysis of Slum
Data to list Tenable Untenable Slums
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and Untenable
Slums
Adopt other Strategies
available under Mission Preparation of HFAPoA
Tenable Slums

basis of Implementation of AIP

Revision in HFAPoA on the
Prepare AIP containing all
Analysis of all tenable Slums to
components
examine financial and technical
viability of in-situ Slum
redevelopment on PPPP basis Unviable Slum
using land as a resource viability
of Slum on PPP basis using land as
a resource (consider addistional Implementation of AIP
FSI/FAR, TDR etc. & other
incentives at States/ULB level)

Adopt other strategies to

take care of housing
need of Slum Dweller

Viable Slum

Phasing of Slum Redevelopment over

period of mission and development of 8
projects and inclusion in HFA
 Preparation of HFAPoA from SFCPoA
Updated List of Slums: Finalise the list of slums from the SFCPoA (section
2.1.2) after verifying with slum definition under this Mission.

Tenability Analysis: The slum-wise tenability list in SFCPoA (Section 2.2) can
be used with suitable changes, if any.
M o H U PA

Determining viability for in-situ redevelopment in Tenable Slums through

Private Participation in slums (Technical & Financial):
Slums proposed for in-situ redevelopment in SFCPoA (section 3.2) can be
considered under HFAPoA and should be further analyzed for financial
viability to determine in-situ redevelopment using land as resource.
Financial viability is not analyzed in SFCPoA and can be determined by the
following methodology.

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 In-Situ Slum Redevelopment Viability
S.No Parameter Unit Calculation
Method
Estimation of land/built-up area:
a. Total Slum Area Sq.mts a
b. Total Slum Households No.s b
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c. Eligible Slum Beneficiary Households determined by No.s c

ULB (or) No. of Houses required

d. Permissible FSI/FAR No.s d

e. Total Built-up area permissible as per FSI/FAR norms Sq.mts e= a* d
f. Proposed Super built-up area of each DU Sq.mts f
g. Total Built-up Area required for in-situ redevelopment Sq.mts g=c*f
of eligible slum beneficiaries

h. Remaining Built-up area for sale component of private Sq.mts h=e - g

developer

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 In-Situ Slum Redevelopment Viability
S.No Parameter Unit Calculation Method
Financial Viability:
i. Avg. cost of construction (including infra) Sq.mts i
j. Cost of construction of Slum Rehab Component No.s j= g* i
k. Cost of construction for built-up area under sale No.s k= h* i
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component
l. Total investment made by developer Rs. l= j + k
m. Prevailing Market Value per Sq.mtr Rs. m
n. Selling Cost for built-up area under sale component Rs. n= m* h
o. Total Profit Rs. o= n l
p. Profit Margin for developer % p= (o/ l)*100
Note: For the project to be viable the profit margin should be reasonable.
Possible Incentives to Developer:
Slum Rehabilitation Grant of Rs. 1 lakh under this scheme to increase viability
Additional FAR/FSI on the Sale Component
Transfer of Development Rights (TDR)

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 In-Situ Redevelopment with Private Participation
Slums feasible for in-situ redevelopment through private participation need to
be listed in the format given below:

Whether in- FSI/FAR Name of other

Area of Total No. Required area Proposed
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Eligible situ slum if

Name of the Slum of Slum for in-situ Year of
Slum redevelopment proposed for
the Slum in Household Redevelopme Interventi
Households with Private resettlement
sq.mts s nt in Sq.mts Existin Propos on
Participation in this slum
g ed

1 2 3 4 5 6 7 8 9 10

Section ULB will From the above From above ULB shall ULB will ULB will
Section 2.1.3
2.1.2 determine analysis table row g specify specify decide

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 Tenable Slums Unviable for In-Situ
Redevelopment
Housing condition (semi-pucca and kutcha) data available in SFCPoA
(Section: 2.3.1) shall be validated with SECC data. Further, the data shall be
verified with the tenure status available in SFCPoA (Section: 3.1.1) for
identifying the beneficiaries eligible for:
Credit Linked Subsidy Scheme
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Beneficiary led housing

In order to finalize the beneficiaries in above two categories, details such as
household income and ownership of land/house in any part of the country
are required, which can be obtained through demand assessment.
Demand Assessment: In tenable slums unviable for in-situ redevelopment
beneficiary information as per cut-off date decided by the State shall be
collected (as per the prescribed format in Annexure 4).

Slum dwellers not owning a house in any part of the country can be
considered for:
Affordable Housing in Partnership

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 Development Options for Untenable Slums
For untenable slums under Section 2.2 of the SFCPoA, demand assessment shall be
conducted as per format B in Annexure 4. Untenable slum beneficiaries are eligible
for the following options:
Affordable Housing in Partnership (AHP):
Beneficiary not owning house in any part of the Country and willing to buy a house.
Credit Linked Subsidy Scheme (CLSS):
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Beneficiary who owns land or willing buy a house elsewhere in the City.
Beneficiary-led Individual House Construction or Enhancement:
Beneficiary who owns land elsewhere in the City.
Clubbing with other Tenable Slums (in-situ redevelopment)
Can be accommodated in In-Situ redeveloped slums if viable
Name of the Area of the Total No. of Slum Proposed Development Strategy Proposed
Slum Slum in sq. Households as i. Affordable Housing Project (AHP) Year of
mtrs per SFCPoA ii. Credit Linked Subsidy Scheme (CLSS) Intervention
iii. Beneficiary Led Construction
iv. Clubbing with other Tenable Slums**
1 2 3 4 5
Section 2.2 of Section 2.1.3 Section 2.1.3 of First three (3) strategies can be derived ULB need to
SFCPoA of SFCPoA SFCPoA from demand assessment. Strategy 4 need propose
to be explored in tenable slums proposed
for in-situ redevelopment. 14
 Development Strategies for Urban Poor in Non-
Slum Areas
Urban Poor beneficiaries residing in non-slum areas should be
identified using format B of Annexure 4, and are eligible for the
following options:
Affordable Housing in Partnership (AHP) for:
Beneficiary not owning house in any part of the Country and willing to
M o H U PA

buy one.
Credit Linked Subsidy Scheme (CLSS) for:
Beneficiary who owns land or willing buy a house.
Beneficiary-led Individual House Construction or Enhancement:
Land owners living in Kutcha or Semi-Pucca houses. For construction of
new house or enhancement of existing house
Land owners residing in Pucca houses. only enhancement of existing
house up to 30 sq.mts of carpet area.
Finalized beneficiaries in the above options should be captured
in the prescribed format.
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 Finalization of HFAPoA & Annual
Implementation Plan
Assessment of Housing Requirement and Resources
Finalization of HFAPoA report
Sharing of HFAPoA with Elected Representatives and
incorporation of their views
M o H U PA

SLSMC Approval
Submission to CSMC Committee through Central Appraisal
agencies (HUDCO, BMTPC)
Annual Implementation Plan (AIP)
Based on HFAPoA, State will subsequently prepare AIPs in view of
availability of resources and priority.
HFAPoA is reviewed on yearly basis to make changes in view of
implementation of AIP in the preceding years.

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 State-wise SFCPoA Status
No.of Cities submitted SFCPoA
State Cities with Cities with Population Total number of
Population> 1 Lakh < 1 Lakh Cities
Andaman & Nicobar Islands - - 0
Andhra Pradesh 5 1 6
M o H U PA

Chhattisgarh 3 - 3
Dadra & Nagar Haveli - - 0
Daman & Diu - - 0
Gujarat 7 1 8
Karnataka 8 - 8
Kerala 2 - 2
Lakshwadeep - - 0
Madhya Pradesh 14 3 17
Maharashtra - - 0
Tamil Nadu 14 1 15
Telangana 3 1 4
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M o H U PA

THANK YOU

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 M o H U PA

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 M o H U PA

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 M o H U PA

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 Annexure 6
(Para 8.6 & Para 14.4 of the Guidelines)

Summary Sheet for Annual Implementation Plan (AIP) for the year **______________

Achievement for Target for Remaining Targets as

Admissible Components Target for Year*
Year* Year** per HFAPoA

A. Beneficiary-led Construction

New Houses

Enhancement

Sub Total (A)

B. In-Situ Slum Rehabilitation with Participation of Private Sector

Number of Slums

Number of Households (B)

C. Affordable Housing in Partnership (EWS Category) (C)

D. Credit linked subsidy

EWS Households

LIG Households

Sub Total (D)

E. Total (A+B+C+D)

Note: * The year preceding to the year of this AIP

** The year for which Annual Implementation Plan has been prepared
I. Subsidy for Beneficiary-led Individual House Construction or Enhancement

Beneficiary-led Individual House Construction or Enhancement in Slums & Non - Slum Areas
No. of Beneficiaries Resource Mobilization (Rs. in Crores)
Year * New Hous- Enhancement of exist- Enhancement of Total State Beneficiary ULB share (if ap-
New Housing Central Share
ing ing House existing housing Cost share Share plicable)
2015-16
2016-17
2017-18
2018-19
2019-20
2020-21
2021-22

Total

Note: * Please fill the projected figures for the year for which AIP is proposed and actual figures of achievement for preceding years

II. Slum Rehabilitation of Slum Dwellers with Participation of Private Sector

Slum Rehabilitation through Participation of Private Sector

Resource Mobilization (Rs. in Crores)
Year * No. of Slums No. of Beneficiaries
Total Cost Central Share State share Beneficiary Share ULB share (if applicable)

2015-16
2016-17
2017-18
2018-19
2019-20
2020-21
2021-22

Total

Note: * Please fill the projected figures for the year for which AIP is proposed and actual figures of achievement for preceding years
IV. Affordable Housing for Weaker Section through Credit Linked Subsidy

Affordable Housing through Credit Linked Subsidy

Resource Mobilization (Rs. in Crores)

Number of Beneficiaries Availed Loan
Year * Credit Link Subsidy Availed for Estimated Loan Estimated Interest Subsidy Availed
EWS LIG EWS LIG EWS LIG
New Housing
2015-16
Enhancement (Existing Housing)
New Housing
2016-17
Enhancement (Existing Housing)
New Housing
2017-18
Enhancement (Existing Housing)
New Housing
2018-19
Enhancement (Existing Housing)
New Housing
2019-20
Enhancement (Existing Housing)
New Housing
2020-21
Enhancement (Existing Housing)
New Housing
2021-22
Enhancement (Existing Housing)
Total

Note: * Please fill the projected figures for the year for which AIP is proposed and actual figures of achievement for preceding years

Signature Signature
(State Level Nodal Officer) (Secretary/Principal Secretary, Concerned Department)