I

LUA.T BAO.HIED{ xA Hgr stIA

'
DorrBo SUNG

rnAx otrxc n^q.

rruIOxc PHONG Csnpq BmGr
sAo iirEM xA HQI rP. Ho lYPriir
"rl

Co sO phdp $
1. Luft Bio hi6m xfl hQi s5 sglZOtnlQHl3 ngnv
20llll20l4;
2. Nghi quy6t Sd gslzOf s/QII13 nsiry 221612015. cria
Qudc hQi vd v4c tnqc hiQn chinh s6ch
BHXII 1 tin vtfri
'I6i
n$rli lao dQng;
3. Nghi illnh 115/2015/ND-CP-ngiv llllll20l5- crtt
Chinh phri quy Ai"n .ni ti6t mQt t5 Ai6" "na Lu$t Bio hi6m
xE hQi"a Uao hi6m xfl nQi tit buQc;
a. Nghi d$h 134n01541D-CP-ngiv 2911212015 cila
Chinh phf, quy tlipi chi C6t m6t rd Oi6" .,na Luft Bio hi6m
xe hQi vb b,fro hi6m xE hQi tF nguyQn;
5. Th6ng tv 59120I5TT-BLDTBXH ngiry 2911212015
cria BQ Lao ilQng Thuong binh vir xe hQi quy qilh chi
ti6t
hufng din thi hnnh mQt s5 ai6u cfra Luf,t Bio hi6m *fl hQi ,, ,.
,draohi6mxflh0ibitbuQc; e;
 MUC rrru cu,q. LUAT BmGr 2014

cAC QUY DINII CHUNG

Trich nhiQm cria BQ tru6mg B0 LETBXH
quy ho4ch, ho4ch phit
i. xa-vO-ung-ung"t i6n lugc,
hoi.
Uao tri6m xe h0i; trinh co quan
2'.Xb,ydpg chffi s6qh,-ph69.l$1'9
nhd nudc c6 th6m orr*'i*ila* noAt ban hinh theo thAm quy6n vln
Uao pftap luft vO Uaohiem xe hQi'
g. xa,v.dung vi trinh Chinh phri chi ti6u ph6t tri6n d5i tuqng
tham gia
bio hi6n, x[ tr$i.
hi6m x5 hQi'
;.;;;;Glo, pno bi6n chinh s6ch, ph6p luat vd bnochinh s6ch' ph6p
t: ;n", i"#g a6n to chirc tri6n khai thuc hi0n
"lit bio hi6m x6 hOi.
luStvA , khi6u,n4i'
, .,
t6
6. Thanh tra, ki6m tra, xir $ vi pham ph6p luit' gia(quy6t
;"^;ffi|;;ie* ,.a qry di,h iai lil\oan 2 Didiu 11 cria Luft niv.
ifrr,'*
7. Trinh Chinh phq quv6t ai,i' uie'.ph6p 5ri V.qPne lryTscria lnposdi.,,
"T
ui";e qItA; l';"r"r, .irrrr, airg re uao niem xa h6i
,r,r6iaO a ,,
i-
lao dQng.
 cAc etrY Dtr{fl cnt NG
Trich nhiQm cia BQ trurilng B0 Tii chinh

l. Xty dpg vi tinh co quan nhi nu6c c6 thim quygi 9*,hd

hoac tanhanh theo thAm-quy6n co ch.i quan lf tii chfnh v0 bio
hiiSm xI hQi; chi phf quan ry bao hi6m xe hQi'
2. Thanh ta, kiem hq xrl $ vi phAm phap lu4t vi giai .q"y6t
kni6u n4i, ti5 c6o viQc thUc hign quan ly tai chinh vO bio hi6m xd
h0i.
3. Heng nirn, gui b6o c6o ve tinn hinh quan $ vi sti dgng c6c
qu}baohicmxahOichoBotruoryBQLaotlOng-Thucrrrgbinh
vd X6 hQi d6 t6ng hqp vi b6o uio Chinh pht'

CAC QUYDINH CHUNG

Tr{ch nhiQm cfra UBIID cic cAP

1. Chi d4o, t6 chirc thpc hiQn chinh s6ch, ph6p luft vO b6o hi6m
xahOi.
2.Xdy dpg chi tiu ph6t triOn dOituqng tham gia bio hiOm x5
frOit pfrit tri6n kinh t6 - xA hQi hlng nim trinh H6i
""g'dho4ch
d6ng nhan d6n cung c6p qffi
ainn.
3. Tuy6n truy}n, ptrO titin chinh s6ch, ph6p luit vE bio hi'!m xd
hoi.
4. Thanh tra, kiCm tra, xt lf vi pham ph6p lu{t vi giai quyt
khii5u n4i, t5 c6o vO bio hi6m xd hQi.
5. Ki6n nghi voi co quan nhi nu6c. c6 thAm quy6n srla d6i' b6
sung chfnh s6ch, ph6p luat vO bio hi6m xE hQi'
+{6
r

3
 cAc eUYDINH cHUNG-
Quydn vi tr6ch nhi$m cria t6 chrfrc c6ng doin

1. T6 chfc c6ng cloin c6 chcquydn sau tliiy:

a) Bio vQ quyen, lqi fch hgp ph6p, chinh d:ing cria ngudi lao
tlQng tham gia bio hi6m xahQi;
b) YOu cAu nguoi srl dgng lao dQng, co qrxm bio hi6m xE hQi
cung c6p th6ng tin vO bio hi6m xE hQi cria nguoi lao ttQng;
c) Girim s6t vd kiiin nghi voi co quan c6 thim quy6n xrl lf vi
pham phdp luat vA bao hi6m xE hOi;
d) Khdi kiQn ra Tda rln AOi voi hanh vi vi phqm phip luft vC bao
hi,3m xE hQi gdy anh hucmg <I6n quy6n vi lqi ich hgp ph6p cria
nguoi lao d6ng, tfp th6 nguoi lao <tQng theo quy dinh t4i khoan 8
Di6u 10 cria Lu{t c6ng doan.
+i :

CAC QUY DINH CHUNG

Quy6n vi trich nhiQm cria t6 chfl'c c6ng iloin

2.T6 chrfrc c6ng doirn c6 cic trdch nhiQm sau iliy:
a) Tuy6n truydn, ptrO tii5n chfnh s5ch, phdp lu{t vC bio hiilm xd
hQi cho ngudi lao dQng;
b) Tham gia thanh tra, ki6m tra viQc thi haoh phap luAt v6 bao
hiArn xfi hAi'
c) Ki6n ngh!, tham gra xiy dung, sira di5i, b,5 sung chinh sich,
ph6p lu{t vA beo him xE hQi.

4
 CAC QTIY DINH CHUNG

Trich nhiQm cfra MTTQ ViQt Nam vir cic thirnh vi6n
- Tuyn truydn, v$n ttQng nhan d&I, dodn vi6n,
hQi vi6n thUc hiQn
giac6c
chinh sach, phrep tuAt v6 Uao hi6m xE hQi, chri tlQng tham
loai hinh tao tri-6m xd hQi phn hqp voi ban thdn vi
gia dinh;
tloan
- Tham gia bio vQ quydn, lqi ich hqp ph6p, chinh tillng cua
vi6n, hOi vi6n;
xdy
- Phan biQn xd hQi, tham gra Yoi co quan nhi nu6c trong viQc
dpg chinh s6ch, ph6p lu4t v6 bio hi6m xE hQi;
- Giem s6t viQc thgc hiQn chinh s6ch, ph6p luit ve bio hi6m xE
hQi theo quy dinh cua Ph6P luQt.

CAC QUY EINII CHUNG

Quyiln vir trich nhiQm cia NLD

a Duo. c quan lY sO
gfU<n
a Duoc hu&ne BHYT trong thli gran ngbi thai sAn, nghi viQc -
ild"sil;Ap r5m dau d6i voi n-suin mac Ue*r dii ngdv thuQc
danh muc cAn chta d dei ngdy;
Duo. c cung c6p th6ng tin vC qu.[ tinh d6ng B[D(H;

Quy6n vi trich nhim cfra NSDLD

a Kh6ng git lar 2% qu! 6m ttau thai san;
a Dinh ky 6 th6ng ni6m yi5t c6ng khai th6ng tin vA d6ng BTDGI
cho nguoi lao dQng;
Hang n6m, nim yiSt cOng lsai-th6ng tin <19ng BIDGI cta
,go5i lao dQng do coquanBIDGI cung c6p

5
 CAC QTIY DINH CHT]NG

Quydn vi trich nhiQm cria co quan BHXH

Yu cAu NSDLE xu6t mnn s6 quan lf lao dQng, bing lucrng

vi th6ng tin, tii liQu *tr6c li6n quan di5n vic d6ng, huong;
Dugc cung c6p th6ng tin 1i6n quan di5n thanh Qp DN, mE s6
thui5, tinh hinh sri dpng vi thay d6i ho ttQng;
Hang ndm, x6c nhdn viQc it6ng BFDGI cho timg ngucri lao
dQng; cung c6p thdng tin v/v d6ng BID(H cria ngudi lao dQng
dCNSDLD ni6my6t c6ng khai;
Quy6n thanh ha chuy6n ngdnh vA d6ng BFDGI;
a

a Xt ly vi ph4m ph6p lu{tve BIDGI

a Cdng k*rai tr6n phuong tiQn th6ng tin truy6n th6ng vd NSOTO
vi ph4m nghia vu d6ng BHXH, BHYT, BHTN.

CAC QUYDINH CHUNG

Cr{c h}rnh vi bi c6m

1. Tr5n il6ng b6o hi5m xi h$i bit buQc, b6o hi6m th6tnghiQp.
2. Cham d6ng ti6n bio hi6m xd hQi, bio hi6m Adt nghigp.
3. Chi6m dpng tiAn d6ng, hucmg b6o hi6m xE hQi, bio hii5m ilr6t
nehiQp.
a,9h.l4!,,gi6 qr.go-hd ry- q=qlg-y,Qg tfurc hiQn bio hirim xE hQi' bio
hi6m fh6f nohi6n
5. St dpng qu! bio hiiSm xd hQi, qu! bAo hi6m ttr6t nghiqp kh6ng tlung
ph6p luft.
6. Cen tro, gay kh6 khen ho[c ldm thiet h?i di5n quydn, bi
ich harp
phdp, chinh tlang cria ngudi lao d$ng, nguoi sri dgng lao tlQng.
7. Truy cip,.khai th6c tr6i ph6p luft co sd dii liQu vG bio hiiim xfl hQr,
1
bio hi6m th6t nghiPp.
8. B6o"c6o sai sg thft; gung c6p th6ng tin, s5 liQu kh6ng chinh xic vG
bio hiiim x[ hQi, b6o hir5m A6t ngtrigp.
 pnAN r

,22-
DONG BAO IIIEM XA HOI a

f. O6i tugnrg d6ng BIIXH:

1.Ngudi lao dQng li c6ng dan VietNam, bao gdm:
a) Ngudi lim viQc theo IDLD kh6ng x6c ttinh thdi h4n, IPLE x6c tlinh
thoi h4n, IDLD theo r-nta vu hoflc theo mpt c6ng viQc nhat dinh q6 thoi
tran.B tfli gl ttrpng 9f" a"dl l2'thring, t6-ca rbrOduqc-hi.k6t giqe
nguli sri 4ung lao tlQng vdi ngucri etai dlQn theo ph6p luflt cria ngudi
du6i 15 tu6itheo quy dlnh ctaph6p luftvO lao dQng;
b) Ng di.tdm vic theo hqp ddng tao il\ng fu drt t thimg diin &roi 3 thdng. *2 J-ol( ,
c) C6n b0, c6ng chtc, vi6n chric;
d) C6ng nhdp QP, c6ng nhan CAND, nguoi ldm c6ng tric kh6c trong tr5
chric coy6u;
e) SQ, QNCN QEND; SQ, Ha SQ nehiOp vtL SQ, ha SQ chuy.6n m6n k!
th-uAt CAND; nguoi lim c6ng titc co y6u huong luong nhu t16i v6i qudn
nh6n;
0 Ha SQ, chi6n si QDND; ha SQ, chi6n si CAND phuc vu c6 thli h4n;
hgc vi6n QD, CA, CY dang theo hgc huong sinh hopt phi;
s) Nguli di hm viQc d nudc ngoii theo hqp tt6pg quy dlnh t4i Luft nguoi
lao tlQng di hm viQc d nu6c ngodi theo hqrp d6ng.
h) Ngudi quan lj DN, nguli quan li ai6u nanh HTX c6 huong ti6n luong;
i) Ngudi ho4t ttQng kh6ng chuy6n tnich d xe, phuong thi tr6n.
14
2. Nguoi lao tlQng li c6ng d6n nu6c ngoii vio lim viQc tai ViQt
Nam c6 gi6y phdp lao dQng ho{c chimg chi hanh ngh6 ho6c gi6y
phdp hanh nghe do co quan c6 thAm quyen ctra Vi-6t Nam c6p dugc
tham gia b6o hi&n xE hQi Uit buQc theo quy rlinh cua Chfnh phri.

3. Nguoi sri dgng lao <tQng tham gia bio him xd hQi bit buQc
Co quan nhi nu6c, don vi sg nghiQp, don d vii trang nhzin- ddn;
t6 chirc chinh tri, tO chric chinhd - xi hQi, tO chric chfnh tri xa hQi
- nghA nghi-6p, t6 chrlc xE hQi - nghd nghiQp, t6 chric x5 hQi kh6c; ccr
quarl, t6-chric nu6c ngoi.{, t6 chric quSc tt! ho4t <lQng trn lenh th6
Vipt Nam; doanh nghi-6p, hgrp t6c x4 hO kinh doanh c6 th6, t6 hqrp
ac, t6 chirc kh6c vd cdnh6n c6 thu6 muon, srl dgng lao dQng theo
hqp d6ng lao ttQng.

EOI TTTqNG THAM GIA BHXH

8
 II. Mlic tl6ng, phuong thftc d6ng
Nguilt sir dgng lao
o6i tuqxg Ngrli leo ilQng
d0ng Phnong thtic tl6ng

lt% luvng thlng:

a, b,g d, il, h l<hoin 87o Luolg thring vlo qut IIT' 37o:0D'TS
Hing thtng
t aitu 2 rr l%:TNLD, BNN
l4'h:Ixl,Tl
23'hLuorycas&.
e lfioln I dilu 2
l%:TNLE,BNN Hing frring
(QD,CA,CY)
22'Azlll,Tt
- 227o Luong thring vio qui
g khoiln I diAu 2
HT, Tf
tru6c khi ili Inn viQc
nuic ngoli n5u itii tlan gia
(nguiri ali lin viQc & 03 lh{ng ho{c 6 t}ing
BIDIH;
nufc ngoi,i phu boic 12 tMng ho{c il6ng
quiin ho{c phu nhln) - 227"r 2 lin Luong co s0 0l lin tteo tttri hp IIE
vio qu! IIf, TTn5u chrn
tham gie BIilH bofc df,
hutng BIIXH I lin
i khoin l.tilu 2
IIT' vio
87" lucng co s& viro qui 147" luang cc s&
Hing th{ng
(Ho3t il$ng kh6ng .TI qui IIT, TT
chuytn tricb)
187c luong tiing:
Huimg luong E% Luong thdng viro qui HT' 37o: OD, TS; 17o: Hirng tt{ng hofc 3 thrlng
kho{n, luong lteo SP TT TNLD,BNN;14%: hofc 6 tMng I
Irr,m

Luu y vd tiEin luomg thing il6ng BIDCI

Tidn luongthing d6ng B[D(H
P5i tuqng
Nguoi lao il$ng theo ctr6 dO tiEn TiOn luong ttreo ngacll bflc + PC (CV + TNVI( + TNNL*-,? *DrylD
luong do NhA nudc quy ilinh T6i da bing 20 lan luong co sd.
Mrlc luong vn phg c6p luong ghi trong HDLE hoic HDLV.
(tir 01/01/2016 - 3lll2D0l7)
Ngudi lao tlOng theo dr6 AO tAn Mirc luong, phq cdp tumg vi cdc khoin b6 sung khdc ghi
luong do nguoi srl dgng lao dQng trong HDLD hofc IDLV. (tt 01/01/20fE tro di)
quytit dinh
Th6p ntr6t = tucmg t6i thi6u vtng; cao nh6t = 20 hn luong co
sd.

Nguoi quenffDN
Ti0n lucmg do DN quyiit dinh trir vi6n chr?c quan I chuyOn
tr6ch trong Cty TNHH I TV do NN li chti sd hilu

Ngutri quan lf di6u hanh HTX Tidn lucmg do Dai hOi thinh vi6n quy6t dinh

PhU cdp phii it6ng BI[H: Chric vg Thim nirL NNDH, Tnich nhiqm, Khu wc, Luu ilQng Thu hut
vdcicPC c6 t/ctuongtu.
Cdc khoin b6 sung kh{c kh6ng d6ng BID(I: tidn thucmgttreo quy illnh tai Di6u 103 cua B0 luat
lao rlQng ti6n rhuG seng ki6n;iian An giru.a cic lfioan h6 trg xAng xg itien thoai, di lai, tian nha
o, ti6n ;it trc, nuoi con nho; h6 trq ldri ngu&i lao rt$ng c6 th6n nh&r bi ch6t, nguiri lao tlQng c6 nguoi
then k6t h6n, sinh nhat crla ngudi lao ilQng tq c6p cho ngudi.lao ilQng gfp hoan canh 1fi6 lllen lfii bi
tai nan lao tl0ng; benh nghe nghiep vi criclfioan h6 trq, trq cAp kn6c
18

I
 Tir niim 2007 2009 2010 2012 2014
Ngudti SDLD t7% l8o/o 20% 2t% 22o/o

+ BITGI 1,5% t5% t6% lTYo t8%

+ BHYT 2% 2% 3% 3% 3%
+ BHTN t% t% t% t%
Ngrdri LD 6% 7% 8,5yo 9,syo 10,5y"
+ BTDGI 5% 5% 6% 7Yo 8%
+ BHYT t% 1% l,syo l,5oA 1,50/o

+ BHTN t% loA 1Yo t%

T6ng 230 25o/o 28,syo 30,syo 32,5o/o

III. T4m dimg d6ng BID(H Uit UuQc aiiivtfri ngudri sri dgng lao
tIQng:
1. Cr[c truinrg hgp tqm dirng d6ng viro qui huu tri vir tfr tu6t :

a) Tam drmg san xu6t, kinh doanlr tt 01 th6ng tr& l6n do

g{p kh6 khan kfii thay d6i co c6u, c6ng nghQ ho{c do khung
hoing, suy tho6i kinh ti5 ho{c thlrc hiQn chinh s6ch cria Nhd nu6c
khi t6i co c6u ndn kinh tri hoflc thgc hiQn cam kiSt qu6c tti;
b) Gap kh6 l<tren do thi6n tai, h6a ho4n, dich benh, m6t
m'Ja-
2. Didu kiQn t3m dnmg khi trong 02 tlidu kiQn sau:
c6 01
l. Kh6ng U6 tri duo.c viQc ldm cho NLD, trong d6 s5 ho
ttQng tharn gia BID(H phai tam thoi nghi viQc chii5m 50% t6ng s6
lao ttQng c6 m4t tru6c khi tam dung san xu6t, kinh doanh
2. Bi thiet hai trn 50% 6nggi6 U tii san do thiOn tai, h6a
hoAn, dch bQnh, m6t mua gdy ra(kh6ng tfnh tei san li d6t)
20
 III. T4m din g rl6ng BUH Uit nuQc 1tt1
3. Thli gian em dt g rl6ng:
- Kh6ng qua 12 thring.Jrong thoi gian t+m dung <t6ng quf HT,
TT thi nguoi SDLD v6n d6ng vao qu! OE, TS, fNI,p-, gNN
Trong ttroi grqn tam drmg rt6ng mi NLD dt diau kign hunng
huu
tri ho{c t* twit hoEc chdm arit noro thi ngucri SDLD vi NLD
thUc hi-6n d6ng br) cho thoi gian ram drmg d6ng.
- rttit thoi gian tam dtm.g F ti6p t.uc d6ng BIilGr vi d6ng bi cho
thoi gian t4m drmg, st5 tidn d6ng bir kh6ng b! tffi Hi chfin
nQp.
4. Th6m quydn giii quy6t em dimg rltfng:
Co quan BIIXH gi6i quytit tgm dtng d6ng tt ngiy c6 v6n
ban cua nguoi SDLD nriu ttrl di6u kiQn
rv. T4m dimg il6ng BHXII uit uu6c aiii vtri nguli lao ilQng b!
tgm giam:
NLE vd nguoi SDLD tlugc t4m dtmg d6ng. 21

IV. Tgm dtng il6ng BHXH Uit nu6c aiii vr;,i nguli lao ilQng bi
Qm giam (tt):

Nriu x6c dinh c6 toi thi kh6ng ph6i d6ng br) cho thoi gian
t4m giam; n6u x6c dinh bi oan thi ttruc-nien aorf uri cho thoi gian
tam giam.
Trudmg hqp
- lguoi lao tlQng ld crin bQ, c6ng chric, vi0n
c!uc, c6ng nhdn qutic phdng, c6ng nh6n c6nt an v! nguoi ldm
g6ng trlc khSc toong td chric co yriu thi ngudi Iao d6ng vd nguoi sri
dsng lao ttQng thgc hiQn viQc rl6ng br) Uao friem xe hQI
C6c tru&ng hgrp kh{ thi viQc d6ng bri th6ng qua nguoi
sri
durg lao dQng.tr6n co s0 tin rt6ng bno hiEm xa rroi-ao co
iuan c6
tr6ch nhiQm UOi ttruong ttreo quy rlinh cua Lu4t Tr6ch rhta;6;
thucrng cua Nhd nu6c ddm bio.
56 tiAn d6ng bt kh6ng ph6i tfnh Hi cham nQp

11
V. Tgm dtmg il6ng BIDGI fit UuQc aiii vtm ngriri tao ilQng tli
Iim viQc O nufc ngoii:
Nguiri lao dQng di lim viQc d nu6c ngodi theo hgrp diing,
khi tam thoi bi m6t vigc ldm dugc co quan, t6 chirc, doanh nghiep
lim dich W dua nguoi lao <tQng di Hm viQc & nudc ngodi x6c nhfln
thi thoi gian niy itugc t4m dtmg d6ng vio qu! huutr( vi tfr tu6t.
Sau thoi gian tam thdri m6t viQc lim niSu ngudi lao it$ng tr0
hi lem viQc thi tiiSp tpc <t6ng b6o hirSm xE hQi theo quy dinh, kh6ng
thpc hiQn viQc rt6ng bri b6o hiiSm x5 hQi cho thoi gian bi m6t viQc
ldm tAm thoi.
VI. Truy thu, truy tl6ng tidn luong il6ng BIDilI bit buQc:
C6c trudrng hgrp truy thu, truy d6ng bao g6m:
a) Di6u chinh t2ing ti6n luong thang tI6 tt6ng bdo hitim xE
hQi cho ngucri lao ttQng;
b) D6ng bir thdi gian chua d6ng cria ngudi lao dQng di hm
viQc 6 nudc ngoii theo hgp tl6ng lao i10ng. 2o

VI. Truy thu, truy tl6ng tidn luong tl6ng BIDGI Uit tuQc 1tt):
OiSi vcri c6c trudrng hgp n6u tr6n, s5 ti6n truy thu kh6ng
phai tffi Hi ch{m d6ng.
Trucmg hgp sau 6 thang ke tu ngdy c6 quytit dinh tti6u
chinh t6ng ti6n lucmg thring d6ng b6o hi6m xd hQi cho nguoi lao
tlQng ho4c ch6m dut hqrp diing lao dQng vC nu6c moi thpc hiQn
truy tl6ng b6o hi6m xd hQi thi si5 ti6n truy thu b6o hi6m xd hQi
dusc tfnh bao gdm s6 tiAn phii d6ng bio hi6m xE hQi bit buQc
,*i-h r s dA- tai i-,.r fh, finh frAn oA l;Ar" nhii d6no
^rrt, saru ,,i
rho^
LEi su6t truy thu ilugc l6y beng Hi su6t dau tu qu! bio
hiiim xE hQi binh qu6n cua n6m tru6c li6n kC cta ndm tfnh truy
thu.
. VII. C6c hinh thf,c tliu tr qui BHilI
Muatnli phitiu Chinhpht.
1.
2. Gli tiAn, mua tr6i phititl k! phitiu, chimg chi ti6n gtn t4l c6c ngAn
hang thuong mAr c6 ch6t lugng ho4t dQng t5t ttreo xiip loai tin nhiQm
cua Ngdn hang Nhn nu6c ViQt Nam.
3. Cho ng6n s6ch nhi nu6c vay.
HQi ddng quan ly Bio hi6m xE hQi Viet Nam qu#t ttinh vd
chiu tr6ch nhim tru6c Chinh phri v6 c6c hinh thric dAu tu vi co ciu
d6utu cua qu! tr6n co so dd nghi cta co quan b6o him xehQi.
BFD(H ViQt Nam c6 tr6ch nhiQm thgc hiQn c6c biQn phdp
b6o toan vi tiing truong qui. Ho4t tlQng rliu tu phii bio dim an
toan, hi$r qui vi thu hdi dugc v6n <tiu tu.
Tidn sinh ldi cua ho4t ttgng dAu tu duqc bO sung vdLo quf
BIDC{, trich chi phf quan l}t B}IXH.

a
PHAN 2

CHE DQ BAo HIEM xA nQI BAT BUQC

-

CHE DQ OM DAU

1. Didiu kiQn hu6mg:

- Nguoi lao dQng tlang tham gia BH)GI bi 6m dau, tai n4n
kh6ng phai TNLD, BNN ho{c TNLD, BNN tar phdt phii nghi viQc
vd c6 x6c nhfn cria co sd y ti5;
- Phai nghi viQc d6 ch6m s6c con 6m dau duor 7 tuOi va c6 x6c
nhfln cria co sd kham chtia bQnh c6 thAm quyen.
- Lao tlQng nt di lim tru6c khi hi5t thcyi hen nghi sinh con md
thuQc c6c truong hgp tr6n
Kh6ng tlugc hu6mg:
; Ty hriy ho4i sric kh6e, do say rugu ho{c sri dung ch6t ma
triy, ti6n ch6t ma tuy.
- Di6u tri hn tIAu do TNLE, BNN.
- Bi 6m dau, tai n4n trong th<ri gian: nghi ph6p ndm, nghi viQc
ri6ng, nghi kh6ng lucrng, nghi hucmg ch6 ttQ thai san. 27

CHE DO OM DAU
2. Nguli lao ilQng bi iim dau kh6ng phii bQnh dii ngiy
2.1 Thli gian hu6nrg:
Nguoi lao dQng bi 6m D6ng BID(H D6ng BIDGI tir tlt D6ng B[D(H
dau, kh6ng phii bQnh duoi 15 nlm dudi 30
15 n5m di5n tu ihi 30 nim
dii ngdy nlm td l6n

Eidu kin ldm viQc binh 30 ngiry 40 ngiy 60 ngiy

_ tlruqng

Di6u kiQn ldm viQc c6 yi5u

t6 nang nhgc, dQc h4i,
nguy hi6rn, PCKV 0.7 rd 40 ngiy 50 ngiy 70 ngiy
l6n

ViQc x6c dinh nguoi lao dQng ldm nghd NN, DH, NH dC tfnh thoi
gian huong ctrti A9 t5m dau cdn cri vio nghA, cdng viQc tai thoi di6m
bf 5m ttau. 2a
2.2Mrtrc hudmg:
Ti6n hong thdng tl6ng BIDGI crla 56 ngdy
Mt?c thang nAi kd dro. di nghi viQc nghi viQc
hu&ng
tlugc hudng
cne oQ
24ngiry
x 75Yo x cniS aO 6m
tim tlau dau

3. Ngudri tao ilQng bQnh cin chira tr! diri ngiy

mic
3.1 Thli gian hu6mg: hiit 180 ngiy mi v5n 5m thi ttu-o.c huong titSp
nhrmg t6i da beng thoi gian tham gia BFD(H.
3.2 Mlic hu6mg:

Mrlc
huong ch6
tlQ 6m ttau
TiEn hong thring tl6ng .i, x
BIDGIx t"/o S6 tnangnghl vic
do mic
cria thdn! ri6n"t6 tru?c mi hudng cn6 aO i5m
benh dai nghi viQc
dau
ngay 29

tr{.

Mric
hudng Ti6n hong tl6ng BIDGI cria thring ^A
Jo ngay
cneoq = li6nkd trudc lhi nghi vipc nghi vic
I.
om oau
dni ngdy
x t% x tluo.chudng
.t-^r.
cne oo om
(ngiv 24rgiry Aau
rc)

D6ngBlDGI dudi D6ng BIDGI tir dri 15 D6ng BIDGI tu

15 n6m n[m diSn duoi 30 nlm tfti 30 nlm td l6n
tYo 50Y" 55lD 65Y"

15
 4: Nguli tao ilQng nghi tr6ng con dutfi 7 tu6i bi 6m:
Thoi gian hu6nrg:

Con duoii 3 tu6i con tu 3 tliin du6i 7 tu6i

Th&i gian nghi
hudmgtrong I n[m 20 nghy lhm viQc 15 ngiy lirm viQc

Mllc hu6mg:

Mric Ti6n luong th,ing tl6ng BIDGI Sti ngdy

hudng cria th6ng fiAn kA trudc khinghi yo nghi vi6c
= dYT-l",to*
"n6aO
tr6ng
viQc xls%o* cne oo
om
con om 24ngiry tlau

5. Luu f:
- Mr?c huong ctriS a6-6m dau kh6ng duo. c diAu chinh khi chinh pht diAu
chinh luong t5i Urieu ving, luong co s&.
- Ngudi lao dQng nghi viQc do 6m dau tu 14 ngiy lim viQc trd I6n trong
th,ing thi ngudi lao dQng vi ngu&i stl dgng lao dQng kh6ng phii d6ng
BIIXH. Thdi gian niy kh6ng tinh huong BIil(H
6. Du0arg srfrc, phgc hdi slic khod sau 6m tlau:
Ngudi lao dQng t16 huong ctr6 a6 6m tllu tu dt 30 ngiy tr6l6n hong
. nim, trong khoine-thdi gian
_30 ngny kc tu khi ngudi lao d6ng tr.&, I4i
viQc mi suc khod chua hOi phpc.
-lim
Niiu c6 thoi gian tu nrm tru6c chuy6n sang thi thoi gian nghi rt6 tinh cho
nIm trudc.

Thoi gian hudng Mric hu6mg 01 ngdy

BQnh dai ngdy 10 ngiy
Bnh phni ph6u thuflt 7 nghy = 30 %o luong co sd. 1= 34t.OO0 rl6ng)
Tru&nghqp l<h6c 5 ngty

1a
--r
':lii-
I : r$S1'
 ,^,
CHE DQ TIIAI SAN
1.D6i tugnrg:
Nguoi lao tlQng quy dinh tai di6m 4b, c,d, d vd h khoan I di6u 2
2.Didu kiQn hu6mg:
a.Lao dQng nii mang thai;
b. Lao il$ng nit sinh con;
c. Lao ilQng nfr mang thai h0 vir n$rdri mg nhir mang thai hQ;
d. Ngudri lao ilQng nhfn nudi con nu6i dutfi 6 thfng tuOi; fi"
d. Lao tlQng nt d{t vdng h6nh thai, nguoi lao <lQng thuc hiQn biQn
ph6p triQt san;
e.'Lao d$ngnam dang tt6ng BIDGI c6 vg sinh con.
C6c trudng hgp b,c,d phii <16ng BID(H tt dt 6 thring trong thoi gian
12 thang tru6c khi sinh con ho{c nhfln nu6i con nu6i. Trong
trulng hQp b, c dugc chi tlinh nghi du0ng thai thi ph6i tl6ng
BID(H tu dri 3 thang tr& l6n trong thoi gian 12 tha$g tru6c khi
sinhcon b ,{il449 art l^L{ "

3. Thli gian hu6nrg:

3.1. Khrlm thai:
Trong thoi gian mang thai, lao dQng nii duo. c di khlm thai 5 lAn,
mdi Un I ngdy; truong hgrp xa co sd y t6 ho{c thai c6 bQnh tf hoac
thai khdng binh thucrng thi dugc nghi 2 ngityll hn khem thai.
Thdi gian nghi tinh theo ngiy lim viQc.

3.2. SAy thai, npo thai, hrit thai, thai chtit luu ho{c ph6 thai bQnh ly:

luol tnal
(tfnhtuah) Duoi 5 Tir05 -dudi 13 Tir 13 - dudi 25 Tir25 trd l6n

Thoi gian
huong 10 ngiy 20 ngiy 40 ngiy 50 ngiy

Th<ri gian nghi tinh ci ngiy nghi 16, nghi T6t, ngdy nghi hang tudn.
r

3.3. Khi thUc hiQn biQn ph6p hrinh thai:

- DAt vdng trffi thai: nghi 7 ngiy;
- Triet s6.n: nghi 15 ngdy;
Thoi gian nghi tffi ci ngiy nghi 16, nghi TCq ngny nglti hang tu,an.
3.4. Khi sinh con:
Lao dQng nt dugc nghi tru6c vi sau *fii sinh $ thing trong tt6
thoi gian nghi tru6c khi sinh kh6ng qr62 tltitrg- Sinh d6i trd l6n,
,x.
cirm6i con nghi th6m I thring.
Lao dQng nam dang tl6ng BTDGI c6 vg sinh con duqc nghi viQc
huong aO thai san nhu sau:
"n6
07 hgiy lim viQc .,

4. Mrfrc hu6mg:

Mric hudmg khi

Mrlc binh qudn ti6n
sinh con ho{c si5 tnang nghi vic
luong <l6ng BIDGI 6
nu6i con nu6i x 100% x sinh con, nu6i con
th6ng li6n k6 truOc t<hi
duoi 6 th6ng nu6i
nghi viQc
tu6,i

Mric binh qu6n tidn

Mtchudmg kh6m luong il6ng BIDG{ 6
thai, lao dQng th6ng li6n t<6 truOc mi __ l^di/ . ^t . ,"-
.r- ".trt rri6n khi nghl vi6d x luu70 ---x Do ngay ngnr
vg sinh con
24ngdy

Mricbinh qu6nti6n
Mtc hudng khi
luong tl6ng BIDGI 6
siy, n4o, hrig
thring h6n t<6 truOc fni x 100% x Si5 ngny nghi
ph6 thai b-6nh
nghi viQc
$, il[t vdng,
rit san
30 ngdy
5. Cic luu f
1.- Thoi gian nghi viQc tnr6c vi sau khi sinh kh6ng qua6thring:
l frong thoi gian nghi viQc hudmg ctri! ao thai sa]r tru6c khi sinh
mi thai chot luu, n6u tfii tli6u kiQn (d6ng 6 thring) thi ngoii crr6 d6 thai
fn {oi vcri thoi gian nghi viQc iluong lnc a6 tf,ui rao"ooo" khi sinh,
lao. ilQng nii ducr. c nghi viQc hu6mg ctrti ao thai san rt thdi
di6m thai
chtit luu.
+ LD nt nghi hucrng ctr6 to thai san tru6c khi sinh, sau
khi sinh
con md col bi chtit, niSu dri didu kiQn (rl6r-rs 6 thrlng) ttri'ngoai
ch6 a9
thai san a5i vcri thcri gian nghi rruong crr6?o th;ire"t,oe khi
sinh,
con hucrng ao thai s6n do con chiii. lcon ducri 02 thring *aiii .i?i
thi mg dyoc"n6 nehi viQc 04 thring tinh tu ngdy sinh ,Eu con tu 02
thrlng tuoi tro l6n bi chrit ttri *i doq. nghi viQc 02"oo;
thangtinh tu ngiy
con ch6q rh,mg thoi gian nghi viQciuoig ct6 ao,hrt e kh6ng
vust
qt;a6 thdng)
2. - Truong hgrp sau khi sinh con, mg ch6t:

Mrlc bq tiAn lucmg

Thoi gian cdn l4i cria mg thdng d6ng BID(H 6

Duqc nghi viQc huong Mr?c bq tiAn luong

ch6 tlO TS d6i v6i thdi d6ng BIDGI 6 th6ng
gian cdn l4i criamg cta cha
Chaho{c Mrlc bq ti6n luong c6c
nguoi truc ti6p th6ng tl6ng BID(H cria
nu6i dudng m9
Du.gc nghi vifo hucmg Mrlc bq tidn tuong
ch <10 TS cho tl6n khi tl6ng B[D(H 6 th6ng
cta cha
Mric bq ti6n luong
tl6ng BID(H6 th6ng
cria cha

19
 3.- Thoi gian d6ng BfDffi OC tinh di6u kiQn huong trg cdp thai san
cria lao ttQng nt sinh con, lao dQng nt mang thai hQ, nguoi m9 nhd
i
mang thai hO vi nguoi lao dQng nh4n nu6i con nu6i duoi 6 thang tu6i:
a) Truong hgp sinh con ho{c nh{n nu6i con nu6i tru6c ngdy
15 cua th,ing, thi thang sinh con hoac nh6n nu6i con nu6i kh6ng tinh
vdo thcrj gian 12 thang trudc khi sinh con ho4c nhfn nu6i con nu6i.
b) Truong hgp sinh con ho{c nh6n nu6i con nu6i tu ngdy 15
trd di cua th6ng vd thring d6 c6 tl6ng b6o hiiSm xE hQi, thi thang sinh
con ho{c nhfn nu6i con nu6i dugc tinh vio thcyi gian 12 th6ng tru6c
khi sinh con ho{c nhfln nu6i con nu6i. Truong hgp thang tt6 kh6ng
d6ng b6o hitim xEhQi thi thgc hiQn theo quy dinh.
Vi dp: Thring 8l2}l7, chi B ch6m dut hgrp d6ng lao dQng vi
sinh con ngiry 14112/2077, thdi gian 12thangtru6c khi sinh con dugc
tinh tu thdng 1212016 d6n th6ng lll20l7.

4. Di0u kiQn huong trq c6p mQt l6n khi sinh con dugc hudrng
d6n cU th6 nhu sau:
a) EOi vcri trudmg hgrp chi c6 cha tham gia b6o hi6m x6 hQi thi
cha phii tl6ng b6o hi6m xE hQi tt
dt 06 th6ng tr& l6n trong thoi gian
l2thangtrudc hhi sinh con;
b) E6i vcri nguoi ch6ng cria nguoi m9 nhd mang thai h0 phni
d6ng b6o hi6m xE hQi tu dt 06 thring trd l6n trong thcri gian l}thary
tinh tliin thoi di6m nhfln con.
< 'r-^--+L:.,:
J. rrUuE llrvr tsrar ur iaaiir +--A,^l-Li
-:^-,+:1:* LiLIuv liuu Ui++UX,i
llltl ulvl L^- ^:-L Uvii.
-^L: Diiirl
rr6iir rr6rri ^^-.
md lao dQng nfi phii nghi viQc tt6 kh6m thai, sAy thai, n4o, hrit thai,
thai chiSt luu, ph6 thai bQnh ly, thlrc hiQn c6c biQn ph6p tnlnh thai thi
duo. c hucmg ctr6 AO thai san theo quy dinh.
 Di6u kiQn lao rlgng nt dngc di lim tru6c mi n6t thli hp
nghi thai siln theo quy illnh
Lao tlQng nt c6 the di hm trudc khi tri5t thoi han nghi sinh con
ho{c con ch6t sau khi sinh con lhi c6 dri di6u kiQn sau rl6y:
+ Saul*ri denghi it *6t+ft,iog;
+ Phii b6o tru6c vd dugc nguoi sri dpng lao dQng ddng y;
Ngoii tiAn luong, tiAn c6ng cria nhting ngdy di lam viQc, lao rlQng
nt cdn du-o. c huong trq c6p thai san d6n hiit thoi hqn theo quy dinh. -

41

6. Ch5, dO thai sin a5i vAi tao rlQng nfr mang thai hQ
l. KhAm thai; Stiy thai, n4o thai, hrit thai, thai ch6t luu, ph6 thai
benh l)t : tuong t.u lao <lQng nii ttang tl6ng BIDGI bit buQc
2. Thai san: Ni5u dti rli6u ki-6n quy dinh t?r Khoan 2 (d6ng dt 6
th?rg trong thoi gian 12 thring trufc kiri sinh con) ho{c khoan 3
didu 31 LuAt BID(H (d6ng Ari : tnring trong thcri gian t2 thary
tru6c khi sinh con) thi dugc tg c6p thai san.
3. Nghi viQc hucrng thai san cho dtSn lfii giao con nhtmg kh6ng
qui 6_thrlng (n6u sinh I con). Trudrng hqp kC tt thdi diEm sinh
con d6n thcri di6m giao con ho{c thoidi6m con ch6t chua dt 60
ngdy thi rtugc nghi viQc hudng aO thai san diSn khi dt 60
ngay. "n6
4.Nghi du6,rg sric Phpc h6i sric l*r6e.
5. Ch6ng dang d6ng BIDGI vio qui OD, TS cfing dusc nghi viQc
hucmg ctriS aO thai san.
42
7

6. Ch6 iIQ thai sin tl6i v6,i lao tlQng nfr nhd mang thai hQ

Nguoi m9 nhd mang thai h0 c6 tl6ng B[D(H tu dri 6 thring tro1g

thcri gian 12 tharlg tfnh disn thoi ttiem nhan con thi dugc trg c6p
thai san:
Trq c6p I lAn cho m5i con beng 2 l6n mrlc lucrng co s0
tai thang sinh con n6u lao tlQng nfr mang thai hQ hgog tham
gia BHXII hoic kh6ng ihi ili6u kiQn.
- Nl5u lao dQng nt (ci mang thai h0 vi nhd mang thai h0)
k*r6ng tham gia BHXH ho[c *tr6ng iili di6u kiQn d6ng BHXH thi
,;,
nguol cnong cua ngudri nhd mang thai h0 c6 d6ng BIIXH sE dugc
trq c6p 2thanglucmg co s& cho mdi con.
- Nehi viQc huong thai san tu thdi <Ii6m nhan con dtin khi
con dri 6 thing,ni5u sinh i16i crl thm 1 con thi nghi th6m 1 thang.

6. Ch6 iIQ thai sf,n tISi vfi lao dQng nfr nhir mang thai hQ
- Trudmg hqp ngu6d m9 nhd mang thai hO- chtit hoflc th6p dri sric
- kh6e ch6m s6c con chua dti 6 thang tu6i thi nguoi ch6ng ho{c
nguoi 4rc tirip nu6i dudng ntSu kh6ng nghi viQc thi ngoii ti6n
luong cdn duo. c hu6mg ctr6 AO thai san AOi voi thdri gian cdn l4i
cria nguoi mq nhd mang thai h0.
- Trudrng hgrp con chtit thi nguoi m9 nhd mang thai h9 ducr. c nghi
viQc huLg aO thai san: (con ducri 2 thang chtit -> nghi 4
"n6
th6ns tinh tu nsiv con sinh; con tt)nZthang ctrlit -> ngfr'2 th6ng
tinh tu ngiy con cht)
7. Dudnrg sftc, phBc hdi st,ic kho6 sau thai sin
Trong khoang thbi gian 30 ngiy t16u trd lai lim viQc sau thoi gian
hucmg AO khi s6y thai, n4o, hft thai ho& thai chi5t luu ho{c sau
khi h6t"n6
thoi gian hucrng ctr6 aO sinh con hoflc sau khi sinh con mi
con ch6t, srlc khod chua hiii phqc.
Dri di6u kiQn nghi DSPHSK n6m nio thi tinh cho n[m d6.

Thoigianhu&g Mrlc hudng 0l ngiy

Sinh mQt len tu 2 con 10 ngiy

Sinh phni ph6u thugt 7 ngiry 30YoLuong co s6: (345.000

<16ng)
Truong hqp kh6c 5 ngiy

TAI NAN-LAO DQNG, BENH NGIIT NGHIEP

1. Khii niQm: (theo di6u 142, 143 BO Luflt lao ilQng nIm 2Ol2)
a. Tai nan lao tlQng (TNLD):
Le tai n?n gay t6n thuong cho bdt ky bO phAn, chrlc n[ng ndo cria
co thiS nguoi lao ilQng hoflc gdy tri vong, xity ratrong qu6 finh lao
dQng, gan ti6n voi viQc thgc hiQn c6ng viQc, nhim vg lao t10ng.
C6 nhiAu nguy6n nh6n g6y tai n4n lao ttQng: c6ng tac an toin lao
ilQng kh6ng thlrc hiQn t5t, y thrlc ky tuAt ho dQng k6m, tAm lf lao
tI$ng khdng 6n dinh ...
b. Benh nghd nghi-6p (BNN):
Ld benh ph6t sinh do tti6u kiQn lao dQng c6 h4i cria nghe nghiQp tac
-t. voi ngucri lao t1Qng.
ttQng t16i
C6 nhi6u nguy6n nhfln gdy BNN: ytiu t6 vSt lf (10, dO Am, titing
6n..) ytiu t5 hOa hgc (ch6t dQc, cdc lo4i hoi, khi dQc, bui dQc...),
yiSu td sinh h6a (sinh vA! vi sinh vS! si6u vi khuAn...)
7

PhAn loSi TNLD

a) Tai n4n lao dQng ch6t nguoi ld tai n4n mi nguoi bi nan:
- Chi5t ngay t4r noi xiy ra tai n4n ho{c ch6t tr6n tlucmg di c6p criu;
- Chtit trong thdri gian c6p ctiu;
- Chi5t trong thdri gian dang di6u trf;
- Chi5t do trii ph61 cua chfnh vtit thuong do tai n4n lao dQng g6y ra
(theo k6t 1u4n Ai bi6n ban lfi6m nghiem ph6p y).
li
b) Tai n?n lao dQng n{ng tai n4n mi nguoi bi nan bi it nh6t mQt
hong nhikrg ch6n thuong
c) Tai n4n lao tlQng nhe.

2. Didu kiQn hu6mg:

* Bi tai nqn t4i noi lim viQc vd trong gid ldm viQc bao g6m:
- Tai n4n xiy ra trong lao ilQng gan UAn voi viQc thpc hiQn c6ng
viQc, nhiQm vg dugc ph6n c6ng;
- Tai nan trong thcri gian ngimg viQc gifra gid do nhu cdu sinh ho4t
dd du<v. c ch6 d9, nQi quy quy dinh nhu vQ sinh kinh nguyQt, tim
rfta, cho con bir, <Ii vQ sinh;
- Tai n4n trong thoi gian nghi giai lao, 6n girta c4 An b6i du0ng
hi-On vflt, trong thoi gian chu6n bi vn ktit thirc c6ng viQc.
* B! ta-i oan ngoai doi lem viQe ho{c ngodi gio iam vigc ifri thgc
hiQn c6ng viQc theo y6u cAu ctia ngutri sri dgng lao t1Qng mi cdc
c6ng viQc tt6 g6n fidn voi viQc thgc hiQn c6ng viQc, nhiQm 4r lao
dQng dugc ph6n c6ng.
* Bi tai n4n tr6n tuyi5n duong di vi vO tu noi 6 d6n noi lim viQc
trong khoing thoi gian vd tuytin dudmg mn h6ng nBdY, nguoi lao
dQng v6n thudmg xuy6n t1i vi vC tu noi 6 dtSn noi lim viQc vd
nguo. c l4i.
48

24
BQnh nghd nghip: Nguoi lao dQng mic mQt trong c6c bQnh do B0
lao tlQng -Thuong binh- Xe |0i ye B0 Y t6 ban hanh khi lim viQc
dm6i trudng ho4c ngh6 c6 y6u t0 t10c hA.
3.1. Thli gian hu6mg:
a. Huong hang thring:
- Tir thring nguoi lao <lQng di6u H xong ra viQn.
- Tt thring c6 k6t lufln cua HQi tt6ng girim itinh y lhoa.
b. Hunng I l6n: Tt thoi tlirim eo quan BFD(H ra quyiSt d6h
3.2. Mnic hu6mg:
CIn crl vio ff lQ suy ginm kfin ndng lao dQng vi thoi gian d6ng
BIDGI cia ngudi lao dQng Ae tinn trq c6p.

C6 hai lo4r trg c6p: Trg cdp I hn n6u suy ginm khi ndng lao dQng
tv 5% - 30% vi Trg cdp hang th,{ng n6u suy giam khn ning lao
dQng tu 31% td l6n.

a) Trg cdp I lin:

Tinh theo mirc suy giem khi nlng lao dQng: suy giim 5%
huong 5 th{ng Lcs; cri suy gidm th}m l% thi huong th6m 0,5
thring L..
Tinh theo s6 n6m dE d6ng BID(H: tir I nim tr0 xu6ng tinh beng
0,5 thring, crl th6m m5i nam tt6ng BHXH dugc tinh th6m 0,3
ti6n luong tt6ng B[D(H cua thring fidn kd trudc khi nghi viQc d6
tti6uti:

Mrlc trq cdp tinh theo mfc suy tffi theo s5

Mrlc trg c6p
tg : gi6m lfii nlng lao tlQng ndm d6ng BIDGI
Mrftc
c6p
+
mOt lfln

: {5xLcs+(m-5)x0,5xIrs} + {0,5xL+(t-1)x0,3xL}
b) Trqc6phangthang:
Tinh theo mric suy ginm kh6 n[ng lao dQng: suy giim 3l% huong
30YoLmin;n6u suy gidm th6m l%thihu6mg thm2YoLss'
Tinh theo 16 AO"g BFIXH: tir I nim tro xuisng.tirfit 0.5%o, cf,t
"am
th6m mdi n6m rl6ng gruGI tinh th6m 0,3Yo m1c tidn luong d6ng
BIDG{ ctra thang fdn ke tru6c khi nghi viQc dC diCu ti'

Mtic
trg Mrlc trg c6p- tinh theo mrlc suygidm khi nlng lao tlQng + Mfc trg
ciip c6P tinh theo s6 nlm tl6ng BIDGI

hrnq {0,3 x Lcs + (m-31) x 0,02x Lcs} + {0,05 xL+(t-l) x0,03 xL}
thdng

3.3. Trq c6p khrflc:

Ngodi trg c6p TNLD, BNN nguoi bi TNLE, BNN cdn ducr. c :
*. Trang c6p phucmg tiQn trg girip sinh ho4t, dgng cg chinh hinh:
a.
ric"iiia",n"*"g cac cttl n6ng hoat ttQng ctia co thti thi dugc c6p
phucrng tiQn trq girip sinh ho4t, dpng cp chinh hinh theo ni6n h4n
c6n cir vdo tinh tr4ng thucrng t6t, bQnh t$t.
b. Trg c6p phpc vg: , r.
Nguoi bi suy giem KNLE tt 8l% trd l6n md bi liet cot s6ng ho{c
,,,i frui -ainla" cpt, lipt hai chi ho4c bi benh tem thdn thi cdn
dugC hndng trq c6p ph{rc v'; hdng thdng t'5ng muC iumg co sfr'
c. Trg c5p ch6t do TNLD, BNN
N6*;i rn6, ao TNLE, BNN ke ci trong thoi gian dicu tri mn d5u
thi th6n nhdn dugc trg c6p b6ng 36 thang luong co s6'

26
' Du6xg stfrcn phgc ndi srfc kho sau TIILD, BIttN:
Trong lrtroAng thoi gian 60 ngiy tinh tu ngiy c6 t6t tu{n cua HQi
<t6ng gi6m ttinh y ktroa md stc lfiod cdn y6u thi nguoi lao clQng
dugc nghi du6,rg srlc, phgc hOi sttc kho6.

Thli gian Mrlchudng

hudng
SuygiimI(NLD fi5l%o 10 ngiy - 25o/oLss(n6u oehi tai gia tlinh);

Suygi6m KNLD tt 3lo/od$t5(f/o 7 ngiy - 40% Lcs (n6u nghi tai co sd 6p

trung, tl6bao gdmti6n tti l4i, ti6n 6n
Suy grdm KNLD tU l5o/o dlun 30Yo 5 ngiry vd &);

rii
otntz0t6 clrf DQ TAr N4N LAo EQNG,
BTPNII NGHT NGIIIEP QTIY EINH TRONG LqAT
Bmilr sE rnr/c HrEN THEO LUAr AN[ TOAN,
vE srNH LAO DQNG.
 ,^-a
CHE DO HUII TRI
1. O5i trgmg: Nguni dang d6ng BIDGI ho{c dang bio luu thcri gian
d6ng B[D(H

2. Didu kiQn hu6mg:

2.1LaoilQng nt ho4t dQng khQng chuy6n tr6ch & x5 phudrng thi tr6n
tl6ng BIDGI tir dt 15 ndm d6n ducri 20 n6m

2.2 Lao <lQng <lang tham gia BIDC{ mi <16ng BID(H tir dt 20 ndm
trd l6n vi thuQc I trong cic trudrng hgp sau ddy:

Di6u ki6n khic

,wr.^ 7
M,,b4
15-n[m lim nghA, c6ng viQc
fir,i, Go %
20 niim
n{ng nhgc, dQc h4i, PCKV
0,7

15 khai thac him lO

Nhi6m H[ViAIDS do rui ro

bQnhnghA nghiQp
 Di6u ki$n hudmg luong huu khi suy giim khi nlng lao ilQng
OiAunen
IUOI Ti l0 suy
Thoi gian
Tir gidm lfin
tl6ng Kh6c
Nam Nr ntrng lao
B}DGI
cl0ng

0tnu6 51 46
0u2017 52 47
61"/0 ->
0u2018 53 48
80"/o
0u2019 54 49
2A
01t2020 55 50
nam
50 45 SlYo
15 ntrm ldm ngh6 ho{c
Khdng c6ng viQc t!{c biQtn+ng
6l"h nhgc, tlQc hni, nguy
phAn biQt
hi6m 57

3. Ty rc hu0ng luong huu

Ti lf hutug luung hmt M6inln nghitnnfictudi Mrtc
S5 nim
IE
il6ng TiE IiD ri rc t5i rirc lttlag 16
luong
hmt5i
Lao ilQng I
BID(H ulong
rmg
thm
nm
ata rt <F6 >6 ti6u

Nam zVo
oU2016 15 -loh
NT 3o/o

0r2018 16

0tD0L9 t7
Mftc
Nam 0u2020 IE 45o/" Lcs
750h -z%o -lV"
0tD02t 19
zYo
0tD0t2 20

Nft, 01/2018 l5

LDntr
)(PKCT
0w016 15
XXXX
' 4. C6ch tfnh luong huu:

Luong huu = Mrfrc binh quAn tidn luong th6ng tl6ng

BIilCI x tY IQ 7o luong huu.
Trong i16: Mrlc binh qu6n ti6n luong thr{ng d6ng BFD(H lim c6n
crl tfnh luong huu, trg c6p mQt l6n khi nghi huu tfnh nhu sau:

a) O6i voi nguoi cd toan b0 thoi gian il6ng BIDGI theo chiS d0 ti6n hong do
nhd nu6c quy ilinh:

T6ng sl5 ti6n luong th6ng tt6ng BIDGI cria t n5m cuiii tru6c
lfri nghi viQc
M-on, :
(tx 12)th6ng

t Thoi gian t-h1m sia bno hi6m xa hQi

:5 Tham gia BIDGI trudc ngiy 01/01/1995

-6 Tham gia BIDGI tong lhoang thoi gian tL 0l/01/1995 66n3111212000-

=8 Tham gia BIDGI trong khoang thoi gian tL 0l/01/2001dtn3lll2l2006.

:10 Tham gia BIDG{ tong khoing thoi gian tir 0l/01/2007 d6n3l/1212015-
=15 Tham gia BIDGI trong lhoang thni gian tu 0ll}112}16 d1n3lll2l20l9
:20 Tham gia BIDGI frong ktroang thdi gian fi OllOll2O20 d$n3l/1212024
Tham gia tt OllOll2O25 => Tinh binh qutn todn bQ qu6 trinh d6ng BlD(flo
b) otii vdi nguoi lao tlgng c6 toin bo thti gian tt6ng BIDGI theo tidn Iuong do
nguoi srl4mg Iao ctgng quyiSt dffi tti:

T6ng sti ti6n luong th6ng tl6ng BIDC{

Moro : Ti5ng s5 th6ng tl6ng BID(H

c) O6,i voi nguli lao ttQng vira c6 thdi gian it6ng BIDGI theo ti6n luong do
nguoi sri dung lao tlQng quy6t dinh vta c6 thoi gian tl6ng BIDGI theo chti a6
ti6n luong do Nhd nudc quy dinh:

,,
\ing
T6ng s6 tidn hong
-i T6ng s5 tidn tuong th6ng rt6ng
dQ +
tl6ng BIDGI theo ch6 BIDGI theo chti d0 ti6n homg do
Mono tidnhong
T#u""ut
*, nguli srl.*f# dong quva

T6ng si5 thring tl6ng BIDCI

5. Thli di6m tti tli6u kiQn hu&ng luong huu

5.1 Thoi <ti6m dri di6u kiQn vA tuOi doi huong luong htru li ngiy
0{ thrlng li6n kC sau thiing sinh cria nim mi ,rg*ri lao rlQng dir
ifiAu kiQn ve tuOi dcri hucrng lucmg huu.
Vf ftr: Ong A sffi ngdy Ol/3llg56,ldm viQc trong rti6u kiQn binh
thudmg. Thcyi <ti6m 6ng A dri diAu kiQn vO tu6i dd hucmg luong
huu li ngity 011412016.
5.2 Trudmg hqp th'ing sinh ld thring 12 thi thoi di6m dti di6u kiQn
vC tu6i doi huong lucrng huu li ngiy 0l cria thring 0l n5m tAn kd
sau n[m mi ngucri lao rlQng tfii di6u kiQn v tu6i ddi huong lucrng
hrru.
Vf dp: Ong M sinh ngiy 0111211956, ldm viQc trong rli6u kiQn
binh thudrng. Thoi rti6m 6ng M dt di6u kiQn v6 tuOi ae huong
luong huu li ngdy 0l/01 12017.
 5. Thiri tli6m tIfr didu kiQn hu&ng luong huu
huu d6i voi
5.3 Thdi di6m dir diau ki-6n vd tuOi doi huong luong
sinh (chi ghi
trudmg hgp ktr6ng x6c tlinh dugc ngiy sinh,thring
,a- ,ion)id ngiy0l ttl6ng 01 Cira nam 1i6n kd sau n6m nguoi lao
tlQng itri tli6u kiQn vC tuOi ddi huong luong huu'
Vi dp: Ba C lam viQc trong diAu kien binh thucrng' trolg h6 so
chi ghi sinh n6m t;i. ffit aia* be C dt dicu kipn vd tuoi ae
huong luong huu li ngdy 01/01 12017 '
5.4 Thdd diOm thi di6u kiQn hucmg luong huu
l$i suy giim l':hi
;;;; iO"e aoi voi nguoi c6 dtr <tiAu kiQn vi tupi doi vn thcvi
c6
giuriAOrg BIIG{ du-oc tlnh fir ngiy 01 thring fi6n kC sau th6ng
t6t tuan bi suy giam kha ndng lao dQng'
Vi dp: Be D sinh ngdy t0l5llg65, c6 thdi gian d6ng Bry-JGI P?i
buQc ld 23 ndm.Ngly 0s/7l2Or6,HQi tl6ng Gif qq/khoak6t
D bi suy giarn KNLD 6l%. Thoi di6m ba D dt tli6u
kien
r,,a" u
huong lucmg huu ld ngiy 01/8/2016' 63

5. Thdi tli6m tIfr di6u kiQn hu&ng luong huu

5.4 Nguoi tao dQng dri -tIiu kiQn vO tu6i huong
luong huu md
duo c
thoi glan d6ng BFD{FI bit UuOc cdn thitiu tOi da Oqllinqrttn
iOnimOt lAricho sO thang cdn thitiu theo mrlc 22o/o tidn ly*f
th6"; ddng BFD{H tru6c khi nghi viQc vdo qu} huu tri vi-tu
tudt
lucmg huu tai
aa ii""glrong huu. \suqr Uo aQng du-ry. c huong
ffi; vi
ffi aid""f.ie" v6-tuOi hu&ng lucmg huu t15 d6ng dri
B}DGI cho s5 thrlng cdn thi0u.
Vi du: Orrg C sirtr ttling 3llgsl,lim viQc troag ditu kiQn binh
*"*U, O6i fri5t thang ltZOrc 6ng C c6 19 rrdmT thang d6ng bio cdn
htil;'a hQi. Truonitne 6ng C d6ng mQt tdn cho 5 thang
huu tL th6ng
tt iC*, ,ao tirrlng 4l2}16thi 6ng C du-o. c huong lucrng
412016.
mQt l6n cho 5
Tru<nrg hqp 6ng C d6nthang 712016 moi d6ng
,rr*u Jo, tirii" ihi doo. . hucrng lu<mg huu tu thang 712016'
u
 6. Didu chinh tidn luong ilil tl6ng BIilCI
Tin luong ttfl d6ng BH)GI d,O ldm cin cri tinh mric binh
qu6n ti6n lucrng th.lng tl6ng BID(H d6i voi ngudri lao ttQng thuQc
ct6i tuqng thuc hiQn aO ti6n luong do Nhi nu6c quy dinh tham
"U6
gia B[D(H tru6c ngiy Oll}lt2}l6 ituo.c di6u chinh theo mric luong
co sd tar thdi di6m hu&ng .n6 aO.
pi5i voi nguoi lao ttQng tt6ng BH)GI theo chti ttQ ti6n luong
do nguiri srt duqg lao dQng quyiit ttinh vn nguoi lao tlQng thuQc d6i
tuqng thgc hiQn aO ti6n lucrng do Mi
nu6c quy dlnh tham gia
"n6
B[D(H sau ngdy Oll}lt2}l6 ilugc didu chinh theo chi s5 gi6 ti6u
dung hang n6m.

65

Mr?c tli6u chinh ti6n luong thing il6ng BID(H ntrm 2016
Tintrc
Nim tq)< 1995 1996 199'. 199E 1999 2000 2001 2002 2003 20i0,4 2005

Mrlc <liu
4,29 3,64 3,M 3,33 3,09 2,96 3,01 3,02 2,91 2,82 2,62 2,42
chinh
NIm 2006 200, 2008 2010 2011 2012 2013 2014 2015 2016
Mrlc tliu
2,25 2,08 1,69 1,58 1,45 r22 t,t2 1,05 l,0l 1,00 1,00
chinh

Mrfrc tli6u chinh thu nh$p thing it6ng BE(H tg nguy$n nIm 2016

Ntrm 2008 2W9 20ro mtt 2012 2013 20t4 2015 2016

Mrtc diEu chinh 1,69 1,58 1,45 tp. l,l2 1,05 l,0l 1,00 1,00
7. T4m di-g, hu6mg ti6p luong huu, trq cdp BHXH hing
thing
T4m dimg luolg huu, trq c6p BHXH hing thing:
- Xu6t canh trSi ph6p;
- Bi Tda rln tuy6n b5 m6t tich;
- C6 cln crl x6c dlnh huong BFD(H khdng dung quy dinh.
Hu6mg ti6p luong hru, trq cdp BHXH hlrng thrfng:
- Nguoi xult r& vO tlinh cu hqrp ph6p;
canh
- C6 quyi5t dinh cua TA hty b6 tuy6n b5 m6t tich;
Nguoi bi tda an tuyen b6 m6t tfch sau.t16 tuyel UO ta da chtit thi
th& gian t4m dimg tu 1ic tuygn bO m6t tich d6n 1ic chtit kh6ng
dugc truy linh lucrng huu, trg cdp BFIXH hang th6ng.

< &q.- N(.,qVn'

*& Mgutrlu - ,[.^Y^F&
ltarn, hrlD v
6t

8. Ch6 dQ bno hi6m xn hQi diii vfi ngucri dang hu6mg lucrng
huu, trg c6p bio hi6m xi hQi hing th6ng ra nufc ngoii dG
dinh cu
+ pOi voi nguoi dang
hu<rng luong huu: duo. c tinh theo
th<ri gian dd d6ng bio hi6m xd hQi trong d6 m6i nam d6ng b6o
friemla hQi trud ndm20l4 dugc tinh blng 1,5 thang lucmg huu
,dang hu&ng, m6i ndm d6ng b6o hi6m xd hQi tu n6m 2014 trb di
Au-oc tinh Uarg OZ thang sau d6 m6i
loorg huu dang hutrng;
thang da huong luong h'J''r lhi m'!c tro cip mQt li'n tdl 0'5 thd-ng
Iuong huu. Mr?c thdp nhSt bAng 03 thang lucrng huu dang hutrng.

+ E6i voi ngucri dang hucrng trg c6p b6o hi6m xE hQi
heng thang (MSLD, TNLD, BNN, CNCS, tu6t, gllQD-TTg,
613lQE-TTg) bang 03 thang trg c6p ttang huong.
 v: TRgcAP Bmffi l tAN
1. Di6u kiQn hudnrg:
- Dt tu6i truong lucrng huu nhmg d6ng BH)C{ chua dri 20
n6m;
- Sau mQt n6m nghi viQc ntiu kfrdng d6ng BIDGI vi c6 y6u
cAu nh$n trq c6p BIDGI 1 mn mi chua &i 20 ndm d6ng
BIDGI (theo Nghi quyiSt %l2O15lQHl3 ngdy 22/612015)
- Nguli ttang b! mfc mQt fong nhting bQnh nguy hi6m diSn
.tinh m4ng nhu ung thu, bpi liQt, xo gan c6 chuong, phong, lao
-nilrg, nhi6m HIV dA chuy6n sang giai do4n AIDS vi nhfrng
,benh kh6c theo quy dinh cria BQ Y ti5;
.- Ra nudc ngodi eC Ointr cu

v. TRq cAP Brililr I LAN

2. Mt'ic hudmg:
Tfnh theo siS n6m dE il6ng BIDGI, ct m5i n6m duo. c tinh nhu sau:
: 1,5 th6ng mr?c binh qu6n ti6n luong thrlng d6ng BTDGI cho
nhting ndm d6ng tru6c n6m 2014;
:02 thring mric binh qu6n ti6n luong thring d6ng B[D(H cho
nhiing n6m d6ng tu ndm 2014 tb di; r
Ni5u thoi gian tt6ng BTDGI co thring 16: tu 1-6 thring tirtrr- %
n6m; tir 7-11 th.ing tinh I n6m.
Trudrng hgrp thoi gian d6ng bio hi6m x5 hQi chua dri mQt n[m
thi mrtc huong birrgzz% s6 tidn d2i d6ng, mric t6i da beng 02 thang
mtc binh quAn tidn luong thring tl6ng bio hi6m xa hQi.
 cffi Dg rIIruAr
f. O6i tugmg hu6mg trq cdp mai t6ng:
- Nguoi dang tham gia ho{c dang b6o luu mi d6ng BFIXH til
dn12 thring trd 16n;
- Nguoi ttang hucmg luong huu, hucmg trq c5p TNLD, BNN
hang thring ddnghi viQc.
- Nguoi ao fNLD, BNN ho{c chtit trong thoi gian di6u tri
"lrrit
TNLE, BNN
* Nhiing trulng hgp n6u tr6n b! Toi rin tuy6n UO n Aa ch6t thi
than nhan duo. c hucvng tq c6p mai tang.
2. Mrfrc hudmg:
Ngucri lo mai tring dugc nhfln trq c6p mai tring beng 10 thang
lucmg co sd (hiQn nay le 11.500.000 d6ng)
Ngodi ra th6n nhdn dugc xdt huong tu6t hang thrlng hoic tu6t I
mn.

3. Ch6 tIQ tudt hirng thing:

3.1Di6u kiQn:
a. DE tl6ng BID(H dt 15 ndm tr& l6n nhmg chua hu&ng trq cap
BIDGI I lan;
b. Dang hucmg lucmg huu; MSLE hdng thSng
c. Chiit do TNLE, BNN (k6 ci chtSt trong thoi gian di6u tri ldn
-x,
oau);
d. Eang hucmg trg c6p TNLD, BNN hang thring v<ri mric suy
ginm kh6 n[ng lao dQngti 610/o trd 16n.
32Etditugmg x6t hu&ng:
+ Con chua dri 18 tu6i; con tir dt 18 tu6i trd l6n n6u bi suy giim
khi ning lao dQng (KNLD) fir 8l% trd l6n; con sinh ra sau khi
nguoi bO chet md nguoi vg dang mang thai
+ Vg (hoac chiing), cha mg hai b6n, thanh vi6n kh6c trong gia
<Iinh mi ngudi tham gia BIIXH c6 nghia v.u nudi du0ng theo quy
<Iinh cria Lu0t HNGE n6u tir dt 60 tu6i d6i v6i nam, tE dri 55 tu6i
-r. vol nu.
ool 72

36
 + Vq (hoAc ch6ng), cha mg hai b6n, thanh vi6n
kh6c trong gia
9r1Jr -: nguoi tham gia BID(H c6 nghia v.u nu6i du6.ng du<ri
60
tu6i d6i vcri nam, duoi 55 tu6i d6i voi nt vi suy giam
rNro tu
81% trd l6n.

TT ,hqthappYh_1nturr c6 thu nhpp hoac c6 rhu nh0p hane

*luph6p
theo
tuons
Stslo|t * d6i ngudi !r rq n ang bao g6m khd'il;r;
c6 c6ng.
3.3. Thliili6m hu6nrg:
,: Tir th,irg li6n k6,sau tnang md nguoi lao dQng,eznguoi
luonglruu, trq cdp MSLD, fmLO, SI.IN chi5t. '
'
e---- huong
3.4. 56 lugnrg thin nh6n x6t hu6mg:
01 nguoi ch6t + kh6ng qu6 O+ifran nhen.
tu 02 nguoi chtit => hucmg 2 l6n mric trq c6p nOu tr6n.

3.4. Mric hudnrg hing th6ng:

:
M6i then nhdn 50yo mtc ly*g co sd ho{c 7}%mric lucrng
co sd ntiu kh6ng c6 ngucri tr.uc tii5p ,rirOi aoOrrg.
Vf dU: Bi Tr c6 thoi gian d6ng bio hi6m
xA hQi b6t buQc
29:^, c6 mQt con 5 tuOi. Hai vg ch6ng bd Tr kh6ng may
bi
:hC,lrolg.TnJ *-oi
n4n.giao th6ng. Con cria bd Tr rtucyc huong
trg c6p tu6t hdng th,{og bingT}%mric luong ccr sd.

,O_
r-Y
h3nd6-nghi kh6p giim ilinh mrfrc suy ginm khn nlng
Iao dQng iI6 hu6mg trq cdp tu6t hing th6ng nhu
sau:
, .A J.:F-$"i
tum xE hOi chct
hAn 04 rhrtng k6 tu ngny nguoi tham gia bio
thi thdn nh6n c6 nguyQn vgng phii nQp-tlon tr6
nshi;

Jrong thoi han 04 th6ng tru6c ho{c sau thoi di6m th6n
nhan htit thoi han hudmg trq c6i theo quy dinh thi
th6n nh6n c6
nguyQnvgngphiinQpdonrtCnghi.
z4
4. ch6 aIO tu6t 1 Bn:
t''
ltl;Id"* *r* d6ng duoi 15 nrm mi chua nhdn trq
c6p

c6n ttr;o
"tT;T ;*r,r,o*u r.,*e
ktr#g
hY1,Y"'na"e [o trs cip
c6 thdn nhan dtr diAu huong
113o?'
ND 09/199gND-Ci";
*'s:rfffi nghi viQc a*e- TIPD' BNN ducL 6to/o',
lYTs
613/oE-TTg'
cNcs, 6o qrlzoo6lQo-rre; QE quy
- Than nhAn thu0c dien huong
t'q *p'tuat hTg thT't theo
nguvc.;;t*;*q io 1Ao #tmdmOt lan' tr& truong hap
dinh md bi suv giim KNLD tir
con duoi
"o
06 tuoi, ;";;;il;
iloa"
"t"o'e
t'':I"JiXL gikh:t 6 Diiu 3
r* khoqs c6.thin nhnn quv
dinh
quv dinh
cua Luflt niv thi #ff *ai'*Oira" ai'* thuc hiQn theo
ctra Ph6P luft vC thira k' 7s

l. cu6 aO to6t 1 6n:

trons gia dinh
''"dil:ff#i;nt;, chiit ho6c thanh vi.n kh6c
quy dinh
mi nguiri irDcr c6 nghia [nu6i du6ng theo
trram.gia
gi" AUfr' frutng^hcp kh6ng c6
thAn
cua ph6p luflt vC nl"'^'hil'a k6'
nh6n theo quy tlinh thi
chia theoph6p luit thta
ttri tAtcac6c th6n nhAn
pOi voi trudng hqp chqn huon-S Tit.l tan
nhSt chen huong
tu6t hang **l pi'A tO UiC-n Uan hqp th6ng
hu&ng
i-a,^ira".
4.3 Thiri tli6m hu&ng: rt dinh'
Tt hic co quan nfU<g ra quY6t
4.4. Mrric hu&ng:
d6ng-bio hi6m xe hQi nhu
sau:
Dugc tinh theo s6 nim i16 bio hi.m xd
a) 1,5 thang # ffiffi;lia" r"*t't'*g'aot'g
d6ng tru6c nam 2014;
frQi Jtro ntrtrg *t*,lu
b) 02 ttrane #"i'til;il I*,Yf:,**u
"a* d6ng b6o

hot;ilrfi;"ne* d6ng tu n6m 2014 ff& di'

 Ngusi tlang ct6ng ho{c trang b6o ftnr chrit mi thoi
gian il6ng
BIDfr c6 thring le & I a6n 6 thrrng: %ndm;tu z aiSn ti
tr,,irrg: t
nem.
V( dp: 6ng T ti 6m ch6t, c6 thoi gian d6ng bio
hiiim xd
*
!0i th,ing l0l2}05 aen lnOn Org T c6 mr?c Uirt, qra, ti6o
P*-g th,ing tl6ng b6o hitim xE hoi h 5.ooo.ooo aa"Jrrrirs.-or;
T c6 8 nlm 03 th,lrrg rl6ng BFD(H & giai Aoan-t uOc
ngay
0l/0112014; c6 3 n6m 03 thring d6ng BH)GI
d giai do4n tu ngdy
',01/0112014 trd <li.
'_'
.Yt" trq cdp tujt mQt nn a6i voi th6n nh6n cua 6ng T
dugc tinh nhu sau (0g nem d6ng tru6c ndm
2014 vd 3 n6m 6
thring d6ng tu ndm20l4trd tli):
[(8 x 1,5) + (3,5 x 2)] x 5.000.000 ddng = 95.000.000
d6ng.

rtang hucmg luqnS huu: n6u chtit trong 2

_^..?i],1- thang
oau huomg fSuoi
luong huu tfnh b6ng 4g thring luong fruu Aa!
.thi
huong; niiu chrit vdo nhtmg tr,iog iiiip ttreo,-cri hu&rg ,te* r
thrlng luong huu thi gq gia* ai O,S thring f,i*g fr",
dang hudmg nhmg.mirc Tt"_ "ep
th6p ,fr6t fa"g 3 thrlng luong huu rlang
huong tru6c khi chiit.

Mric huongtq cdp tudt t tan

tt6ivsinguoittanghuong
- 48 xLn- $-2)x 0.5 x Lo
luong huu

78