AUTHORIZATION LETTER

TO WHOM IT MAY CONCERN:

This is to authorize my daughter, Junalit G. Molo to make a withdrawal in my

Savings Deposit with the Cebu CFI Community Cooperative (CFI Cooperative) with
Account No. 01-0597876-1 the amount necessary for my medical insurance with the
abovementioned Cooperative. And thereafter, I hereby authorize her to make a deposit
with the CFI Cooperative for the payment of my medical insurance.

Talisay City, Cebu. 31 January 2019.

JULIETA G. MOLO