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These interest certi cates are mainly required for income tax return
ling purposes for verifying the accuracy of the gures and transaction
as well. Interest on Fixed/Term Deposits are subject to income tax,
though certain exemptions are allowed subject to ful llment of eligible
conditions under the Income-tax Act.
Following format of letter to bank manager can be used. Fill in all the details accurately. Add any other
points as may be necessary from your point of view.
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FORMAT
Date: ...................
From
(Name of the Customer)
(Full Address)
(Phone no.)
To
The Manager
(Name of the Bank)
(Name of the Branch)
(Address)
Dear Sir/Madam,
I am currently maintaining a savings account bearing number ................... with your branch. I had
opened a FD with your branch last year. I need the interest certi cate on the said FD for some taxation
purposes.
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(1) FD Number: ................
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(2) Opening Date: .............
(3) Amount: .................
(4) Tenure: ..............
Therefore, I request your good o ce to kindly issue the interest certi cate on the said xed deposit for
the previous nancial year 20..-20...
I am also enclosing a copy of the xed deposit receipt along with my identity proof, both self-attested,
for your veri cation purposes.
Please note the interest certi cate need not be sent by post to me, I will pick it up from your o ce once
it is ready.
Thanking you!
Yours faithfully,
signature
(Name of the FD holder)
Encl.: As above
28
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