Republic of the Philippines

Department of Education
Region VI – Western Visayas
Division of Capiz
MAAYON NATIONAL HIGH SCHOOL
Maayon, Capiz

SEMI DETAILED LESSON PLAN IN GENRAL MATHEMATICS GRADE 11

I. OBJECTIVE

A. Content Standard The learner demonstrates understanding of key concepts of simple and
compound interests, and simple and general annuities.

B. Performance Standard The learner is able to investigate, analyze and solve problems
involving simple and compound interests and simple and general annuities using
appropriate business and financial instruments.

C. Learning Competencies/Objectives

a. Computes interest, maturity value, future value, and present value in

compound interest environment; and

b. solve problems involving compound interest.

(M11GM-IIa-b-1 to M11GM-IIa-b-2)

II. CONTENT

Compound Interest

III. LEARNING RESOURCE

A. Reference

1. Teaching Guide pages 183-190

2. General Mathematics Learner’s Material pages 144-157

3. Additional Material from Learning Resource (LR)portal, Youtube.com

Laptop, Power Point Presentation, Television.

IV. PROCEDURE

A. Reviewing previous lesson or presenting new lesson

Given the following problem.

Find the future value of a simple interest on a loan of P55,000 if the loan is given at a rate of
15% payable for 2 years?
Formula: F = P(1+rt)

B. Establishing a purpose for the lesson

Show a video from Youtube entitlled: Investopedia Video: Compound Interest explained
http://m.youtube.com/watch?v=wf91rEGw88Q
 Questions:
1. What is a Simple Interest?
2. Describe Compound Interest?
3. Is there a difference between the two interest?

Explain that Compound Interest is way more different than Simple Interest

C. Presenting examples/ Instances of the new lesson

1. Define Compound Interest

2. Present the formula for the Future Value of Compound Interest.

D. Discussing new and practicing new skills # 1

1. Example 1: Find the future value and the compound interest if Romina borrowed P20,000
at a bank compounded annually at an interest rate of 4% in 5 years.
Given: P=P20,000 r = 4% = 0.04 t = 5 years
Find: (a) future value
(b) compound interest

2. Example 2: Find the future value interest if Mr. Dalisay invested P150,000 in Maayon
Development Cooperative at 9% compounded annually for 6 years and 6
months.
Given: P=P150,000 r = 9% = 0.9 t = 6.5 years
Find: (a) future value
(b) compound interest

E. Discussing new and practicing new skills # 2

1. Derive the formula of Compound Interest in Future value to find its Present Value

2. Example 3: What is the Present value of P30,000 if a Entrepreneur is planning to withdraw

after 2 years if the money is worth 5% compounded annually?
Given: F = P30,000 r = 5% t = 2 years
Find: (a) Present Value
(b) Compound Interest

3. Example 4: How much money should a student place in a time deposit in a bank that pays
2.2% compounded annually so that he will have P250,000 after 12 years?
Given: F = P250,000 r = 2.2%= 0.022 t = 12 years
Find: (a) Present Value
(b) Compound Interest

F. Application

Group Activity: 4 Groups group has to solve problems related to compound interest,
each should present their report in front.

G. Making generalization and abstraction about the lesson.

1. Define Compound Interest?

2. How do we get the Future Value of Compound Interest?
3. How do we find the Present Value of Compound Interest?
4. Which is better? Simple or compound interest?
H. Evaluating Learning

Find the unknown principal P, Compound Interest Ic, and Future Value by completing
the table.
Principal P Rate r Time t Compound Future Value
Interest Ic F
6,000 8% 12 (1) (2)
12,000 5.5% 6 years and 9 (3) (4)
months
60,000 9.75% 10 months (5) (6)
(7) 1% 6 (8) 25,000
(9) 7.5% 4 years and 6 (10) 400,000
months

I. Additional activities for application and remediation

Solve the following problem.

1. Peter borrowed P100,000 at 8% compounded annually. How much will he paying

after 2 years?

2. In order to have P250,000 in 5 years, how much should you invest if compound
interest is 12%

Prepared by:
SALEM S. QUIACHON III
SHS – TEACHER I