This letter pertains to my total outstanding balance in the amount of eighteen
thousand five hundred eighty-four pesos (Php 18,584.00). Due to the unavoidable delays, I have incurred a penalty interest in the amount of five thousand pesos (Php 5,000.00). These past few years and months have been a struggle for me. Before my father finally succumbed to a very fatal illness, my family accumulated numerous debts to cover his medical bills and hospitalization expenses. It was a difficult time for me with all the financial obligations I have to shoulder. I am therefore pleading for your sympathy and humanity to please waive the interest of Php 5,000.00 to ease the burden of payment. I am willing to pay the total amount of thirteen thousand five hundred eighty- four (Php 13,584.00) pesos, which amount I will try to raise so that I can pay for it. Waiving the amount of Php 5,000.00 will be of great assistance and help to me and to my family. I am sincerely hoping for your kind consideration and I am praying for a positive response to my request.