CASO PRACTICO Nº1

FACTOR FACTOR PAGOS A

MES AÑO DEUDA INTERESES
ACUMULADO APLICADO CTA
31-ene 2003 4.94117 S/70,000.00 0.00
28-feb 2003 4.95434 0.00267 S/70,000.00 S/186.58
31-mar 2003 4.96868 0.00289 S/70,000.00 S/202.61
30-abr 2003 4.98228 0.00274 S/70,000.00 S/191.60
31-may 2003 4.99629 0.00281 S/70,000.00 S/196.84
30-jun 2003 5.00965 0.00267 S/70,000.00 S/187.18
31-jul 2003 5.02303 0.00267 S/70,000.00 S/186.96
31-ago 2003 5.03578 0.00254 S/70,000.00 S/177.68
30-sep 2003 5.04779 0.00238 S/70,000.00 S/166.95
31-oct 2003 5.05994 0.00241 S/70,000.00 S/168.49
30-nov 2003 5.07121 0.00223 S/70,000.00 S/155.91
31-dic 2003 5.08218 0.00216 S/70,000.00 S/151.42

31-ene 2004 5.09285 0.00210 S/70,000.00 S/146.96

28-feb 2004 5.10272 0.00194 S/70,000.00 S/135.66
31-mar 2004 5.11302 0.00202 S/70,000.00 S/141.30
30-abr 2004 5.12286 0.00192 S/70,000.00 S/134.71
12-may 2004 5.12681 0.00077 S/70,000.00 S/53.97
13-may 2004 5.12715 0.00007 S/70,000.00 S/4.64
30-may 2004 5.13315 0.00117 S/70,000.00 S/81.92
30-jun 2004 5.14322 0.00196 S/70,000.00 S/137.32
31-jul 2004 5.15351 0.00200 S/70,000.00 S/140.05
31-ago 2004 5.16414 0.00206 S/70,000.00 S/144.39
30-sep 2004 5.17454 0.00201 S/70,000.00 S/140.97
31-oct 2004 5.18540 0.00210 S/70,000.00 S/146.91
30-nov 2004 5.19611 0.00207 S/70,000.00 S/144.58
31-dic 2004 5.20711 0.00212 S/70,000.00 S/148.19

31-ene 2005 5.21823 0.00214 S/70,000.00 S/149.49

28-feb 2005 5.22838 0.00195 S/70,000.00 S/136.16
31-mar 2005 5.23961 0.00215 S/70,000.00 S/150.35
30-abr 2005 5.25067 0.00211 S/70,000.00 S/147.76
31-may 2005 5.26252 0.00226 S/70,000.00 S/157.98
30-jun 2005 5.27412 0.00220 S/70,000.00 S/154.30
31-jul 2005 5.28596 0.00224 S/70,000.00 S/157.14
31-ago 2005 5.29768 0.00222 S/70,000.00 S/155.20
30-sep 2005 5.30898 0.00213 S/70,000.00 S/149.31
31-oct 2005 5.32072 0.00221 S/70,000.00 S/154.79
30-nov 2005 5.33208 0.00214 S/70,000.00 S/149.45
31-dic 2005 5.34381 0.00220 S/70,000.00 S/153.99

31-ene 2006 5.35631 0.00234 S/70,000.00 S/163.74

28-feb 2006 5.36834 0.00225 S/70,000.00 S/157.22
31-mar 2006 5.38186 0.00252 S/70,000.00 S/176.29
30-abr 2006 5.39624 0.00267 S/70,000.00 S/187.04
31-may 2006 5.41185 0.00289 S/70,000.00 S/202.49
30-jun 2006 5.42689 0.00278 S/70,000.00 S/194.54
31-jul 2006 5.44205 0.00279 S/70,000.00 S/195.54
31-ago 2006 5.45736 0.00281 S/70,000.00 S/196.93
12-sep 2006 5.46341 0.00111 S/70,000.00 S/77.60
 TOTAL

S/1,972.21

S/1,701.58

S/1,815.93
S/1,551.39