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INSTRUCTIONS TO CANDIDATES
You are advised to read carefully before choosing the questions you intend to
answer.
Cell-phones are not allowed in the examination room
[Turn Over
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SECTION A – 10 Marks
SECTION B 20 Marks
There are five questions in this section. Answer any two.
1. Substance abuse is taking something often that one’s body does not need and for wrong
reasons.
a) State any 4 reasons why people resort to substance abuse. [4]
b) What term is given to a person who depends alcohol for his/her physical and mental
stability? [1]
c) Identify two behavioral traits that will be displayed by those abusing drugs? [2]
d) What do the letters DEC stand for? [1]
e) Differentiate over the counter substances from controlled substances. [2]
2. Banking is saving money in a financial institution. In Zambia, the central government is the
principal financial institution that acts as a regulator of the banking system. It provides
services to the commercial banks and manages the money supply for the benefit of the
country’s economy.
a) Identify any three commercial banks in Zambia. [3]
b) Mention any three functions of commercial banks [3]
c) Explain any two types of accounts that commercial banks use to attract deposits from
the public. [4]
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4. Briefly explain the following methods of promoting peace.
a) Intermarriages [2]
b) Mutual aid [2]
c) Tolerance [2]
d) Justice [2]
e) Friendship [2]
Question one (1) is compulsory. Choose any other question from the remaining four (4)
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