FLH050

CHECKLIST OF REQUIREMENTS
FOR Pag-IBIG HOUSING LOANS
For Direct Loan Application (Retail Account)
Pag-IBIG Overseas Program (POP) Members
Two – Stage Processing

Purchase of Lot and Construction of House

Documents Required upon Loan Application

A. Documentary Requirements

1. Housing Loan Application with recent ID photos of

borrower
2. Membership Status Verification Slip (MSVS)
3. Employment Contract or Employer’s Certificate of
Income, duly certified by the employer (with English
translation if foreign language) or other valid Proof
of Income
4. Contract to Sell or similar agreement between the
buyer and seller
5. Special Power of Attorney notarized prior to date of
departure or duly certified and authenticated by the
Philippine Embassy or Consulate in the country
where the member is staying, for members abroad

B. Technical Requirements

1. Certified true copy of TCT by the Register of Deeds

(latest title)
2. Location Plan and Vicinity Map
3. Photocopy of Tax Declaration
4. Building Plans, Specification and Bill of Materials
duly signed by the Licensed Civil Engineer or
Architect

* For borrower over 60 years old, Health Statement

Form
Documents Required Prior to Loan Release

A. Documentary Requirements

1. TCT in the name of the borrower with proper

mortgage annotation in favor of Pag-IBIG Fund
(Owner’s copy)
2. Certified true copy of TCT in the name of the
borrower with proper mortgage annotation in favor
of Pag-IBIG Fund (RD’s copy)
3. Photocopy of New Tax Declaration in the name of
borrower and updated Real Estate Tax Receipt
4. Loan Mortgage Documents
a. Loan and Mortgage Agreement with original RD
stamp
b. Deed of Absolute Sale with original RD stamp
c. Notarized Promissory Note
d. Disclosure Statement on Loan Transaction
5. Building Plans/Electrical/Sanitary Permits duly
approved by the building officials
6. Occupancy Permit
7. Post Dated Checks
8. Proof of Billing Address