GENERAL AWARENESS (WITH SPECIAL 2.

Pascal
REFERENCE TO BANKING INDUSTRY) 3. Radiation
IBPS(CLERK) 04.12.2011 (MORNING SHIFT) 4. Lactometer
Q.1. Which of the following awards is given for 5. Adrenalcortex
excellence in the field of Literature ? Q.8. India recently conducted joint naval exercise
1. Dada Saheb Phalke Award SLINEX II with which of the following countries ?
2. Shanty Swarup Bhatnagar Award 1. Srilanka
3. Padma Bhushan 2. China
4. Nirja Bhanot Award 3. Japan
5. Pulitzer Prize 4. Bangaladesh
Q.2. Ms.Hina Rabbani Khar of Pakistan and Mr. 5. Russia
Yang Jiechi of China held a meeting recently in Q.9. Insurance cover for bank deposits in our
Beijing both of them are holding which of the country is provided by-
following positions in their respective countries ? 1. SBI
1. Prime Ministers 2. Govt of India
2. Commerce Ministers 3. GIC
3. Foreign Secretaries 4. LICI
4. Foreign Ministers 5. DICGC
5. None of these Q.10.The Financial Literacy does not include which
Q.3. International Cricket Matches are NOT played of the following ?
in… 1. How to invest the funds
1. Mohali Stadium 2. How to use the limited funds carefully
2. Wankhede Stadium 3. How to minimize the risks
3. Eden Gardens 4. How to reinvest the money earned
4. Green Park Stadium 5. None of these
5. Mughal Garden Q.11. Which of the following countries is NOT a
Q.4.Which term is used in Physics ? permanent member of the UN Security council ?
1. Credit 1. China
2. Absolute Zero 2. India
3. Rabies 3. Russia
4. Thyroxin 4. France
5. Liquidity 5. USA
Q.5. Which of the following terms is used in game Q.12. Many times we read a term DoT in various
of chess ? newspapers in connection of 2G spectrum. What is
1. Checkmate its full form ?
2. Hoops 1. Department of Transport
3. Stroke 2. Department of Training
4. Heave 3. Directorate of Technology
5. Deuce 4. Director of Tele services
Q.6. Bank branches which can undertake foreign 5. Department of Telecom
exchange business directly are known as……in Q.13. As per the reports by the U.S. Agencies,
foreign exchange. which of the following countries was the largest
1. Authorized dealers purchase of weapons in 2010 ?
2. Foreign dealers 1. China
3. Overseas branches 2. India
4. Approved dealers 3. Pakistan
5. Exchange branches 4. Srilanka
Q.7. Which of the following is the name of a 5. Iran
Scientific Instrument ? Q.15. which of the following Social Welfare
1. Plasma Schemes is launched by the Govt of India ?
 1. Mid-day Meal Scheme 2. Prime Minister of Sri Lanka
2. Jeevan Asha 3. President of Nepal
3. Jeevan Bharti 4. Prime Minister of Nepal
4. Look East Policy 5. Foreign Minister of Fiji
5. Bharat Nirman Q.23. When a banker talks about CDR, what is he
Q.16. ‘Dinar’ is the currency of which of the talking about?
following countries ? 1. Corporate Debt Restructing
1. Pakistan 2. Corporate Debt rollover
2. Iran 3. Company Debt Rollover
3. Ghana 4. Corporate Deposit Restructing
4. South Sudan 5. Company Deposit Restructing
5. Libya Q.24. Expand the term ALM us used in
Q.17. who among the following also presides the Banking/Finance sector ?
sessions of the Rajya Sabha as its 1. Asset Liabiliaty Management
Chairman/person ? 2. Asset Liabiliaty Maturity
1. President 3. Asset Liabiliaty Mismatch
2. Vice President 4. Asset Liabiliaty Manpower
3. Prime Minister 5. Asset Liabiliaty Maintenance
4. Leader of Opposition in the Rajya Sabha Q.25. Which of the following is the overall female
5. Minister of Home Affairs literacy rate in India as per cent census ?
Q.18. Loans of very small amount given to low 1. 50%
income groups is called- 2. 60%
1. Cash Credit 3. 65%
2. Micro credit 4. 70%
3. Simple overdraft 5. 73%
4. No frills loans Q.26. Cash Reserve Ratio (CRR) and Statutory
5. Rural credit Liquidity ratio (SLR) are terms most closely related
Q.19. Which of the following awards was given to to which of the following industries/markets ?
Mrs.Nilima Mishra recently ? 1. Capital Market
1. Pulitzer Prize 2. Banking Industry
2. Ramon Magsaysay 3. Commodities market
3. Nobel peace prize 4. Money market
4. Golden pen award 5. Mutual fund industry
5. Kalinga award Q.27. What is the maximum period for which
Q.20. Which of the following is the name of the domestic term deposits are normally accepted by
currency of a country ? banks in our country ?
1. Mexico 1. 3 yrs.
2. Peru 2. 5 yrs.
3. Syria 3. 7 yrs.
4. Zambia 4. 10 yrs.
5. Lira 5. 12 yrs.
Q.21. Which of the following is NOT the name of a Q.28. If you wish to purchase some U.S. dollars for
country ? your travel abroad, you should approach….
1. Congo 1. The ministry of finance
2. Ethiopia 2. The US Embassy
3. Paris 3. Any bank branch authorized to do such
4. Uganda activity
5. East timor 4. The Reserve Bank of India only
Q.22. Mr.MahindaRajapaksa is the – 5. External Affairs Ministry
1. President of Sri Lanka Q.29.Which of the following is a mineral ?
 1. Isabgol 2. Clean-Bowled
2. Camphor 3. Erosion
3. Tobacco 4. Neap Tide
4. Nickel 5. Rotation
5. Jute Q.37. Money laundering means-
Q.30. Which of the following countries is passing 1. Hiding of income source mainly to avoid
through a peculiar political imphasse as there is no income tax.
constitutional government in the country ? 2. Money acquired through criminal source
1. Belgium 3. Money acquired from undisclosed sources
2. Sudan and deposited in foreign banks.
3. Mongolia 4. Process of conversion of money obtained
4. Iraq illegally to appear to have originated from
5. Greece legitimate source.
Q.31. Which of the following books is written by 5. Money acquired from drug trafficking.
Sunil Gavaskar ? Q.38.Monetary Policy as an arm of the economic
1. A Brief History of Time policy is administered by-
2. A Sense of Time 1. Government of India
3. Sunny Days 2. Reserve Bank of India
4. Half Life 3. State Bank of India
5. Great Expectations 4. Government of the respective states
Q.32.What does the letter ‘L’ stands for in the term 5. None of these
LAF commonly used in financial/economic news ? Q.39. ‘Thumba’ India’s Rocket launching centre is
1. Liquidity located in-
2. Least 1. Haryana
3. Liabilities 2. Maharashtra
4. Long 3. Tamil Nadu
5. Liquid 4. Gujarat
Q.33. the Banking Ombudsman- 5. Orissa
1. Is in charge of bank loans for buses Q.40.Which of the following is NOT a primary
2. Fixes the rates of interest for loans. function of a Bank ?
3. Resolves complaints of customers 1. Granting Loans
4. Issues licences for new bank branches 2. Collecting Cheques/Drafts of customers.
5. Is the head of all nationalized banks 3. Facilitating import of goods
Q.34. Which of the following is NOT classified as a 4. Issuing bank drafts
commercial bank ? 5. sellingGold/Siliver Coins
1. Public Sector bank Q.41. Mr.tony Tan is the new President of-
2. Foreign Bank 1. China
3. Private Sector Bank 2. Japan
4. Regional Rural Bank 3. Singapore
5. Urban cooperative Bank 4. Hong Kong
Q.35. Which of the following is NOT the name of a 5. North Korea
Banking Organisation ? Q.42. Which of the following is observed as ‘World
1. HDFC Food Day’?
2. IDBI 1. 6th Nov.
3. YES 2. 16th Nov.
4. SEBI 3. 6th Oct.
5. ICICI 4. 16th Oct.
Q.36. Which of the following terms is used in 5. 17th Jan
Sports/Games ? Q.43. Which of the following states is among the
1. Equator North East States of India ?
 1. Jammu & Kashmir 2. Take back the cheque from the bank after it
2. Punjab is paid with the permission of RBI
3. Himachal Pradesh 3. Stop payment of the cheque before it is paid
4. Meghalaya 4. Stop payment of the cheque after it is paid
5. Rajasthan 5. Stop payment of the cheque before it is
Q.44. Which of the following is an agriculture issued
product? Q.50.who among the following is a well known
1. Honey political and also a member of the Lok Sabha?
2. Butter 1. Sri L.K.Advani
3. Molasses 2. Sri Ranjan Mathai
4. Ginger 3. Sri Mahesh Bhupathi
5. Ethanol 4. Ms.Saina Nehwal
Q.45. Which of the following represent correct 5. V.V.S.Laxman
meaning of ‘Repo Rate’?
1. Rate on which RBI sells Government
Securities to Banks.
2. Rate for borrowing rupees by banks from
SBI
3. Rate offered by banks to their prime
customers.
4. Rate applicable for grant ofpriority sector
loans
5. None of these
Q.46. Reserves which can act as a liquidity buffer
for commercial banks during crisis times are-
1. CAR
2. CRR
3. CAR&CRR
4. CRR&SLR
5. SLR
Q.47. Savings bank accounts are opened by-
1. Trading entities, manufacturing entities and
individuals for savings purposes.
2. Traders and manufacturers for business
purposes.
3. Individuals for savings purposes
4. Limited companies and partnerships for
savings purposes.
5. Cooperative banks for savings.
Q.48.Union Budget is always presented in the
month of-
1. January
2. March
3. April
4. December
5. February
Q.49. A customer drawing a cheque on a bank has a
right to-
1. Take back the cheque from the bank before
it is paid.
Answers Q.50. (1)
Q.1. (5)
Q.2. (4)
Q.3. (5)
Q.4. (2)
Q.5. (1)
Q.6. (1)
Q.7. (4)
Q.8. (1)
Q.9. (5)
Q.10. (2)
Q.11. (2)
Q.12. (5)
Q.13. (2)
Q.14. (3)
Q.15. (1)
Q.16. (5)
Q.17. (2)
Q.18. (2)
Q.19. (2)
Q.20. (5)
Q.21. (3)
Q.22. (1)
Q.23. (1)
Q.24. (1)
Q.25. (3)
Q.26.(2)
Q.27.(4)
Q.28. (3)
Q.29. (4)
Q.30. (1)
Q.31. (3)
Q.32. (1)
Q.33. (3)
Q.34. (5)
Q.35. (4)
Q.36. (2)
Q.37. (4)
Q.38. (2)
Q.39. (*) (Located in Kerala)
Q.40. (3)
Q.41.(3)
Q.42.(4)
Q.43.(4)
Q.44.(4)
Q.45.(2)
Q.46. (5)
Q.47.(3)
Q.48.(5)
Q.49.(3)
GENERAL AWARENESS (WITH SPECIAL 2. Music
REFERENCE TO BANKING INDUSTRY) 3. Sports
IBPS(CLERK) 11.12.2011 (MORNING SHIFT) 4. Science & Technology
Q.1. Which of the following is NOT a function of a 5. Social service
commercial bank ? Q.7. Funding of which of the following is not a
1. Providing project finance lending for infrastructure sector ?
2. Settlement of payment on behalf of the 1. Highway project
customers. 2. Construction of Educational Institution
3. Deciding policy rates like CRR, SLR & 3. Construction of Hospital
Repo Rates 4. Laying of petrol pipelines
4. Issuing credit/debit/ATM cards. 5. Higher studies
5. Providing services such as locker facilities, Q.8. ‘Raag Darbari’ is a famous book written in
remittances. Hindi by---
Q.2. The Election Commission of India is giving 1. Shri Amarkant
training to the electoral officers of which of the 2. Shri Shrilal shukla
following countries in its neighbourhood ? 3. Shri Nirmal Verma
1. Nepal 4. Shri Harivansh Rai Bachcham
2. Pakistan 5. Smt. Malti Joshi
3. China Q.9. Which of the following is a measure taken by
4. Bangladesh Reserve Bank of India to control inflation in our
5. Bhutan country ?
Q.3. What is money laundering? 1. Increase in CRR
1. Conversion of assets into cash 2. Increase in SLR
2. Conversion of money which is illegally 3. Contraction of supply of currency
obtained 4. Raising of Repo/Reverse Repo Rate
3. Conversion of cash into gold 5. Decrease the SLR
4. Conversion of gold into cash Q.10. Leila Lopes who was crowned Miss Universe
5. Conversion of gold with foreign currency recently is a citizen of-----
Q.4. As per news reports in various newspapers and 1. USA
journals, ‘IAEA’ Governors approved the safety 2. Britain
plan, so that it can be implemented by all the 3. Brazil
countries, willing to adopt it. IAEA is an 4. India
agency/organization working in the area of- 5. Angola
1. Nuclear Energy Q.11. What type of loan is granted by banks for
2. World Trade purchase of white goods ?
3. International Banking 1. Consumption loan
4. Defence 2. Mortgage
5. Social welfare 3. Consumer durables loan
Q.5. Which one of the following is not a salient 4. Home loan
feature of debit card ? 5. None of these
1. No bad debts to banks and no suits for Q.12. Mr. Helle thorning Schmidt is the first
recovery woman prime minister of…….
2. No interest earning for banks 1. Norway
3. Works like a normal for banks 2. Brazil
4. Works like a normal withdrawal slip 3. Denmark
5. 45 days credit is given to the card holder 4. Argentina
6. All the above 5. None of these
Q.6. Shanti Swarup Bhatnagar Award is given for Q.13. What is a stale cheque ?
excellence in the field of……….. 1. A cheque issued without drawer’s signature.
1. Literature 2. A cheque with only signature of the drawer
 3. A cheque which has completed six months 1. Sale of movable security in the event of
from its date of issue. default by the borrower
4. A six monthspost dated cheque 2. Registration of charge with the Registrar of
5. Any one of these Companies.
Q.14. The 34th General Assemnly of the 3. Making the security of immovable property
International organization for standardization (ISO) available as a cover for a home loan by the
was organized recently in….. borrower.
1. London 4. Registration of charge with the Regional
2. New Delhi transport Authority.
3. Vienna 5. Returning of the security to borrower by the
4. Milan bank on receipt of full payment.
5. Stockholm Q.20. Which of the following honorary rank is
Q.15. Ram has been nominated in the savings given to M.S.Dhoni in the Territorial Army ?
account of sita.Ram requests the bank authorities 1. Major General
toallow him to operate Sita’s account as she is 2. Sergeant
unwell. What will the bank do ? 3. Major
1. Bank will allow Ram to operate the account 4. Lieutenant colonel
as he is the nominee. 5. Colonel
2. As nomination will come into effect only Q.21. Which one of the following constitutes the
after death of depositor, Bank will not allow. largest percentage of Retail loans in India ?
3. As Ram is husband of sita in addition to 1. Auto loans
being the nominee, the Bank should allow. 2. Personal loans
4. Out of Pity for sita and on account of long 3. Personal overdrafts
term relationship, the Bank may allow. 4. Consumerloans
5. Bank can take a promissory note from ram 5. Home loans
and allow him to operate the account. Q.22. which of the following is a food crop ?
Q.16. Who among the following is the author of the 1. Jute
book “Last Man in the Tower”? 2. Jatropha
1. Vikramseth 3. Jowar
2. Kiran Desai 4. Cotton
3. Shobha De 5. Tobacco
4. Chetan Bhagat Q.23. Credit risk to the bank is high from which of
5. Aravindadiga these cards?
Q.17. Which one of the following is material 1. Debit cards
alteration of a negotiable instrument ? 2. Credit cards
1. Converting an order cheque to bearer cheque 3. ATM cards
2. Converting a bearer cheque to order cheque 4. All the above
3. Crossing of an uncrossed cheque 5. None of these
4. Writing an amount on a blank cheque Q.24. Who among the following is NOT a sport
5. Putting a signature on the back of a cheque person?
Q.18.Which of the following days 1. Sania Mirza
wasproclaimed”International Literacy Day” “by 2. Azim H. Premji
UNESCO”? 3. Leander Paes
1. 8th September 4. Ricky Ponting
2. 18th September 5. Rahul Dravid
3. 18th October Q.25. Depreciation of an asset occurs due to…..
4. 8th October 1. Fire in the unit
5. 28th November 2. Theft
Q.19. What do you understand by the term 3. Labour trouble
“Mortgage”? 4. wear and tear
 5. none of these Q.33. The Rate at which the domestic currency can
Q.26. Which of the following international events is be converted into foreign currency and vice-versea
associated with the game of car racing ? is known as the…….
1. Twenty-20 1. Exchange rate
2. FIFA World Cup 2. MIBOR
3. Dubai Open 3. Inter bank call money rate
4. Singapore Grand prix 4. Base rate
5. Grand master 5. LIBOR
Q.27. Which of the following is NOT a source of Q.34. Which of the following is NOT a major IT
funds of a commercial bank ? company in India ?
1. Capital 1. CMC Ltd.
2. Borrowings from RBI 2. Raymonds
3. Call money borrowings 3. HCL Technologies
4. Deposits 4. Infosys Technologies
5. Cash reserves with RBI 5. Tata Consultancy Services
Q.28. who among the following is a Golf player and Q.35. Which of the following institutions is an asset
represents India in International events ? reconstruction company ?
1. Mahesh Bhupati 1. CIBIL
2. Pankaj Advani 2. DICGC
3. Jeev Malikha Singh 3. BCSBI
4. Vijendra singh 4. ARGIL
5. Zaheer Khan 5. IRDA
Q.29. Which one of the following is a credit card Q.36.Which of the following terms is used in the
association ? field of Economics ?
1. India Card 1. Biosphere
2. Master Card 2. Exchange Rate
3. SBI Cards 3. Equator
4. Citi Bank Cards 4. Harmonic Tremor
5. BOB Card 5. Lignite
Q.30. which of the following Indian companies Q.37. Crossing on a cheque canbe cancelled by
makes Traders? the…….of the cheque, under his full signature.
1. Maruti Suzuki 1. Payee
2. Ford Motors 2. Drawee
3. Ashok Leyland 3. Endorser
4. Mahindra Gujarat 4. Holder
5. Tata Motors 5. Drawer
Q.31. Which one of the following is not an Q.38. Who among the following is the President of
electronic Banking delivery channel ? a country at present ?
1. Mobile Vans 1. Ban-ki moon
2. Mobile Phone Banking 2. Pascal Lamy
3. Internet Banking 3. margaretChan
4. Tele Banking 4. Dmitry Medvedev
5. ATM 5. Kaushik Basu
Q.32. Who among the following women is a Q.39. Which of the following category of advance
Minister in Union Cabinet ? accounts is not an NPA ?
1. Smt.M.Vijaya Shanthi 1. Standard account
2. Smt.Priya Dutt 2. Substandard account
3. Smt.SoniaGandhi 3. Doubtful account
4. Smt.Sushma Swaraj 4. Loss account
5. Smt. Ambika Soni 5. All 1 to 4 are NPAs
Q.40. Who among the following is the cabinet 1. Wakeup Sid
secretary, Govt. of India at present ? 2. Chandini Bar
1. Shri Ajit Kumar Seth 3. My Name is Khan
2. Shri Ranjan Mathai 4. Fashion
3. Shri Shiv Shankar Menon 5. Ra One
4. Shri R.K. Singh Q.48. Which of the following awards has been
5. None of these given to Brajesh Mishra in 2011 ?
Q.41. Which of the following terms is used in the 1. Padma Vibhushan
game of cricket ? 2. Bharat Ratna
1. Leg-Bye 3. Rajiv GandhiKhel Ratna
2. Smash 4. Padmashri
3. Kidney Punch 5. Man of the year 2011
4. Deuce Q.49. Which of the following is the capital of
5. Love Madhya Pradesh ?
Q.42. Which of the following is a metal ? 1. Indore
1. Chlorine 2. Lucknow
2. Zinc 3. Dehradun
3. Neon 4. Bhopal
4. Iodine 5. Raipur
5. Hydrogen Q.50. Kabul is a town in…………..
Q.43. Which of the following is the name of India’s 1. Pakistan
space launching vehicle ? 2. Nepal
1. Edusat 3. Bhutan
2. G-SAT 4. Bangaladesh
3. PSLV 5. Afghanistan
4. Kalpana 1
5. HTPB
Q.44. Who among the following is the author of the
famous Russian classic book “The Mother”?
1. Maxim Gorky
2. Vladimir Nabokov
3. Leo Tolstoy
4. Edgar Allan Poe
5. Nikita Khruschev
Q.45. Which of the following is NOT the name of a
game ?
1. Billiards
2. Polo
3. Bridge
4. Wrestling
5. Olympic
Q.46. which of the following is the name of a
Chinese food equally popular in India ?
1. Chopsticks
2. Sumo
3. Chowmein
4. Fengshui
5. Kanji
Q.47. Which of the following films is directed by
Karan Johar ?
 Q.47.(3)
Q.48.(1)
Q.49.(4)
Answers Q.50. (5)
Q.1. (3)
Q.2. (5)
Q.3. (2)
Q.4. (1)
Q.5. (4)
Q.6. (4)
Q.7. (2)
Q.8. (2)
Q.9. (4)
Q.10. (5)
Q.11. (3)
Q.12. (3)
Q.13. (3)
Q.14. (2)
Q.15. (2)
Q.16. (5)
Q.17. (3)
Q.18. (1)
Q.19. (5)
Q.20. (4)
Q.21. (5)
Q.22. (3)
Q.23. (2)
Q.24. (2)
Q.25. (5)
Q.26.(4)
Q.27.(5)
Q.28. (3)
Q.29. (4)
Q.30. (4)
Q.31. (1)
Q.32. (5)
Q.33. (1)
Q.34. (2)
Q.35. (5)
Q.36. (2)
Q.37. (2)
Q.38. (4)
Q.39. (1) (Located in Kerala)
Q.40. (1)
Q.41.(1)
Q.42.(2)
Q.43.(3)
Q.44.(1)
Q.45.(3)
Q.46. (3)