Synopsis of DHFL’s CSR programmes

CSR Vision

To actively engage in philanthropic programmes in an effort to promote the enrichment of the society.

CSR Principles:
Align to community needs, DHFL developmental
strategy and address issues of national interest
Aligned
Maintain a ‘programme based approach’
with community at the forefront to drive
Sustainability

Sustainable Impact

Deliver Impact & Outcome oriented solutions

that could be replicable
Facilitate collaborations with Government,
social purpose organisations & like-minded
Collaborate
corporate entities

2
Flagship Programmes

Early Childhood Skill Rural Financial

Care & Education Development Development Literacy

3
Early Childhood Care & Education (ECCE)

996 Anganwadis
Palghar
50,000+ Children
Maharashtra
30,000+ Women & Girls

4
Programme Overview
A transformation initiative, through Anganwadis, covering education, nutrition & health (RMNCH+A), infrastructure & WaSH and
alongside supporting stakeholder empowerment with forward & backward linkages and safety net for Anganwadi Workers.

FY16 launch.
Established

FY17 launch.
Initial phase
Proposed
FY18
5
Education

Build capacity of Anganwadi Workers, Helpers, ICDS Supervisors & Officers to deliver quality education

Training Teaching Material Mentoring

A combination of residential & onsite Specially designed learning tools have All 996 Anganwadis are monitored and
trainings every quarter. been allocated for shared with all provided with handholding support
Beat-level trainings every month. Anganwadis.
6
Benefits to Children

Language Gross Motor Skills Fine Motor Skills Social and Emotional
Cognitive Development
Development Development Development Development

Ability to use &

Ability to use Ability to solve Ability to use Ability to interact
understand
bigger muscles problems smaller muscles with others
language

7
Outcomes

100% Anganwadis have access 54% of Anganwadis have started 40% of Anganwadis follow
to Teaching Learning Materials preserving and displaying smaller group exercises as
as against 10% at the baseline children’s work against 6% at the baseline

39% Anganwadis have 19% of Anganwadi Workers have

23% average increase in improved teacher – children started creating their own Teaching
Anganwadi attendance relationship and Learning Materials (TLMs)
Nutrition & Health

Reproductive Maternal Neonatal Child Health plus Adolescent

Intervention strategy

Palghar has both tribal and

Mokhada and Jawahar have
non tribal population.
predominantly tribal population and have
The intervention strategy revolves greater incidences of malnutrition
around the community mobilisation deaths.
based on awareness levels
Accordingly the strategy revolves
and their capacity building through around root cause eradication.
Anganwadi centres.

9
Skill Development

2000+ Youth Chandrapur & Kolhapur

BFSI & Construction Trades Maharashtra

10
Quick Facts

Over 60% Women beneficiaries

Over 80% Placements accomplished
Mudra loans facilitated for Self employment

BFSI Placement CIDC Placement

Annual Family Income
Average salary ranges Average salary ranges between
increased by 40% INR 7000 – 10,000
between INR 5000 – 7000

4% 13% 19%
1,87,500

19% 36%

1,11,000
37%
31%

41%
3500 - 5000 5001 - 7000
7001 - 10,000 Above 10,000
3500 - 5000 5001 - 7000
Pre-Training Post-Training 7001 - 10,000 Above 10,000

11
Innovations : Satellite Centres

10 Satellite Centres established to reach out in the interiors

131+ out of 162 trainees placed from the satellite centres

Japhale, Pirwadi, Kale , Kandalgaon, Singnapur Ashtabhuja, Ballarpur, Visapur, Warwat, Vichhoda

12
Innovations : Community Live Projects

10 villages covered 800 beneficiaries

9 community live projects

undertaken over two batches 8 institutions benefitted

13
Rural Development

5 Villages Phulambri Block

20,000+ Farmers Aurangabad, Maharashtra

14
Village Transformation

Well
Being

Assured
Market
Water Security
Environment
Increased
Resilience

Water Use Efficiency

Skill Youth Health

Soil Conservation

Education and
Learning Water Storage & Recharge
Outcomes
 Key Highlights
• Water storage potential created of over 35 crore litre in 6-
8 months of intervention

• Shift from a single kharif crop dependence to kharif, rabi

and even summer crops.

• Dedicated fodder areas on Farm Bunds lead to

better cattle health and increased milk production

• Cost effective & scientific conservation and harvest of

rain water, largely focused on improving existing infra and
reviving abandoned ones.

16
 Key Highlights
• Greater awareness and adoption of micro irrigation
– water saving device

• Community awareness programmes for wider impact

conducted in schools, colleges and villages through
road shows, distribution of rain gauge and
workshops

• Visible scenes of green fields on the backdrop of the

barren hilly lands of Phulambri, in the selected 5 villages

• Positive trends in farmers’ empowerment

17
Financial Literacy & Inclusive Growth

10,000+ Households Jaipur, Rajasthan

18
Programme Overview

Supporting households on the journey towards financial sustainability

Financial Financially Financially Financially Financially
Illiterate Literate Educated Capable Sustainable

How: How: How:

How:
Build awareness of Educate & Support access to
Increase access to
financial demystify products sustainable
products & services
management & services investments
Financial Stage:
Financial Stage: Financial Stage: Financial Stage:
Digital transactions
Budgeting Financial Savings products Home Loans
Small Loans
Plan Savings Bank accounts Investment
Credit
Financial Goals & Insurance Welfare Products
Personal Goals – schemes Microfinance
skills, employment Welfare Schemes
etc. Pension

19
Key Highlights

Nukkad Nataks to generate Field Officers trained from the Workshops by local real estate
awareness community to assist & advice. bodies & finance companies

Site Visit to Affordable Housing

PMAY Camp Aadhar Camp Projects
20
Collaborations
Corporate
Partnerships with like
Partners
minded corporate entities to
co-fund the programme.
NSDC accredited Skill Development
Centres, Corporate CSR funded Skill
Development Centres and Social
Purpose Organisations operating in the
Skills space are contacted to provide
skilling / upskilling to vulnerable youth
as per their eligibility and aptitude.
21
Local government housing agencies are
given a platform to speak directly to
beneficiaries at Financial Literacy
Workshops and to provide them with
accurate information on government,
Government and government-approved projects.
Financial
DHFL CSR A number of financial partners on
Institutions
board to deliver direct access to
appropriate products and
Comm
services, depending on the
unity
location and the needs of
beneficiaries.
Skilling Private
Agencies Developers Alongside government housing, local
private developments are also
identified that meet relevant criteria. A
partnership is formed to enable site
visits and other sensitisation activities.
Key Achievements
@ Community
• A trusted point of contact (Financial Literacy & Advisory Centre) for support and advice on all financial, livelihoods, and
housing issues for the period of the programme
• A group of trained, local individuals (Field Officers) from the community itself who would be able to provide continued
support even after the direct intervention is ended, on long term

@ Household
• Sufficient financial education and access to products & Government welfare schemes
• Understanding and ability to maximise income and minimise expenditure in order to create a stronger financial
position in the long-term
• Better living conditions due to transition in formal housing
• Reduced financial insecurity and risk of debt-traps, risky transactions, and informal loan sharks

@ Individual
• Skill Development and livelihood linkages to vulnerable youth
• Increased financial independence for women through access to individual banking, savings accounts and other
products as well as welfare schemes
• Development of a credit rating enabling access to further financial products over time
• Enhanced income due to micro financing & linkages to welfare schemes (e.g. Mudra)
22
Other Key Programmes
Foundation / Trust
The Akshay Patra Foundation
AIM for SEVA
23
Objectives Status/ Progress and
Beneficiaries Covered
Mid-day meals to children in schools, to FY17 Reach: 20,000+ 266 Schools
ensure nutrition and attendance in school
Location: Guwahati,
for education
State: Assam
AIM for SEVA & Free Student Homes FY17 Reach: 104 tribal and marginalised
provide tribal children with shelter, nutrition, children
health facilities, value education, life skills,
Location:
IT skills & extra-curricular activities.
Anaikati, State: Tamil Nadu
Nandyal, State: Andhra Pradesh
Other Key Programmes
Foundation / Trust Objectives Status/ Progress and
Beneficiaries Covered
Connect ED Transformation of schools through Connect FY17 Reach: 24 Schools
ED technologies basis need gap
Location: District: Palghar, State:
assessment in newer locations apart from
Maharashtra
existing locations

Yusuf Meherally Centre Facilities for tribal children including three FY17 Reach: 800 children, 11 teachers & 9
schools & girls hostel non-teaching staff of 3 schools and 1 girls
hostel

Location: Village: Tara, Shirke, Apte, District:

Raigad, State: Maharashtra

24
Other Key Programmes
Foundation / Trust
World Centre For Creative
Learning Foundation (WCCLF)
Rebecca School run by
Samaritan Help Mission with
Edelgive Foundation
25
Objectives
Transformation and facilitation of Human
Development through ‘art based therapy’
-
Facilitate quality education and life skills to
students from the mariginalised community
and facilitate life skills and livelihood
generation to women & youth of the
community.
Rebecca Belilious English Institution, re-
established in December 2014 (founded in
1891),
Status/ Progress and
Beneficiaries Covered
FY17 : Training Kits & Support for Master
Trainers or ABT Educators
FY17 Reach: 1600+ (Pre-Nursery to Class IV
) students of Rebecca Belilious English
Institution, vulnerable youth & women
Location: TIkiapur District: Howrah, State:
West Bengal
Other Key Programmes
Foundation / Trust
- Ace Production Pvt Ltd.
- Shanmukhananda Fine Arts
Society
Prayas Research & Health
Care
Dengue treatment cover for
students of public schools in
Gurgaon in collaboration with
DHFL Pramerica Life Insurance
26
Objectives Status/ Progress and
Beneficiaries Covered
Encourage children nurture interest in Training & felicitation for children to
performing arts and recognize excellence encourage art & culture
and achievements in art and related areas
with two organisations
FY17 Reach: 3015 students of Government
DHFL supported Prayas Research & Health Schools (std 1 to 12)
Care and the programmed #HumVsDengue Location: Gurgaon,
- a community initiative to supplement the
efforts of the District Administration,
Gurgaon in its fight against Dengue.
Other Key Programmes
Foundation / Trust
Arty Farms
Dr. Mane Medical Foundation &
Research Centre
Bharat Vikas Parishad
Environment Support Initiatives
27
Objectives Status/ Progress and
Beneficiaries Covered
Unit of the Indian Defence Services that also Support to patients of Regiment of Artillery by
provides for medical support within the donating a van / ambulance
cantonment area
A medical & research facility for the Purchase of Alpha Drive Morcellator & Single
marginalised community in Nagar District Puncturescope
Supports education for all Refurbishment of school for tribal children in
Mira Road (outskirts of Mumbai),
Maharashtra
- Tree plantation, awareness drives &
campaigns to promote ‘reduce, reuse and
recyle’ as three pillars of environmental
activities
CSR Spends & Reach FY17
INR 8.82 crore has been invested under CSR programmes in FY17
and a further INR 4.22 crore in the pipeline, taking commitments to Rs.13.04 crore.

9%
7%
45%
22%
17%

Education Skill Development

Rural Development Financial Literacy
Note: Map not as per Others
scale.

28
 Implementation Partners

Flagship
Programmes

Yusuf Meherally
Other Key ConnectEd Technologies Centre (YMC)
Programmes

For further information on DHFL’s CSR programmes and partnerships, write to csr@dhfl.com

29
 Thank you

30