Julia LLC

RIF 1234567
hoja de trabajo

Saldos tomados del balance de comprobación me

Descripción Mes 1 Mes 2 Mes 3 Mes 4

Ingresos
Ventas de Contado 8,956.00 10,256.00 9,541.00 10,100.00
Cobros de ventas a crédito - - - -
Total Ingresos 8,956.00 10,256.00 9,541.00 10,100.00

Egresos
Mercancía para la Venta 4,132.00 5,132.00 6,541.00 6,740.00
Transporte de Mercancía 500.00 550.00 650.00 550.00
Impuestos 320.00 541.00 451.00 324.00
Sueldos de directivos 250.00 350.00 350.00 350.00
Sueldos y Salarios 754.00 754.00 854.00 854.00
Bonos por Ventas 250.00 125.00 651.00 210.00
Publicidad 41.00 41.00 80.00 80.00
Vacaciones 85.00 85.00 90.00 90.00
Seguro Social 55.00 55.00 65.00 65.00
Polizas médicas 84.00 84.00 100.00 100.00
Alquiler de local 985.00 985.00 985.00 985.00
Alquiler de oficina 550.00 550.00 550.00 550.00
Telefono / Internet 230.00 225.00 250.00 250.00
Electricidad 30.00 30.00 30.00 30.00
Agua 50.00 50.00 50.00 50.00
Aseo 50.00 50.00 50.00 50.00
Honorarios Profesionales 451.00 310.00 125.00 125.00
Total Egresos 8,817.00 9,917.00 11,872.00 11,403.00

Totales 139.00 339.00 - 2,331.00 - 1,303.00

 LLC
4567
rabajo

de comprobación mes a mes

Mes 5 Mes 6 Mes 7 Mes 8 TOTALES

11,210.00 11,100.00 12,411.00 13,474.00 87,048.00

- - 141.00 1,240.00 1,381.00
11,210.00 11,100.00 12,552.00 14,714.00 88,429.00

5,410.00 5,210.00 6,000.00 6,541.00 45,706.00

450.00 350.00 540.00 784.00 4,374.00
541.00 520.00 551.00 547.00 3,795.00
380.00 380.00 380.00 400.00 2,840.00
854.00 900.00 900.00 900.00 6,770.00
320.00 355.00 210.00 200.00 2,321.00
100.00 120.00 90.00 120.00 672.00
100.00 110.00 100.00 110.00 770.00
85.00 85.00 85.00 85.00 580.00
100.00 100.00 110.00 110.00 788.00
985.00 1,100.00 1,100.00 1,100.00 8,225.00
550.00 650.00 650.00 650.00 4,700.00
250.00 250.00 250.00 250.00 1,955.00
35.00 35.00 35.00 35.00 260.00
55.00 55.00 55.00 55.00 420.00
55.00 55.00 55.00 55.00 420.00
130.00 130.00 130.00 130.00 1,531.00
10,400.00 10,405.00 11,241.00 12,072.00 86,127.00

810.00 695.00 1,311.00 2,642.00 2,302.00

 Julia LLC
RIF 1234567
Desde 05/01/2019 al 05/01/2021

RESUMEN

Saldo Inicial: 5,622

INGRESOS
ACTIVIDADES DE OPERACIÓN:
Ingresos Por Ventas 801,233
Otros Ingresos 0
Total Ingresos Operativos 801,233

ACTIVIDADES DE FINANCIAMIENTO

Préstamo Bancario 50,000

Total Ingresos 851,233

DISPONIBILIDAD 856,854.70 100.00%

DESEMBOLSOS

ACTIVIDADES DE OPERACIÓN:

Mercancía para la Venta 273,303.96 54.18%

Transporte de Mercancía 32,758.04 6.49%
Impuestos 22,855.41 4.53%
Sueldos de directivos 16,713.28 3.31%
Sueldos y Salarios 37,604.89 7.46%
Bonos por Ventas 8,356.64 1.66%
Publicidad 5,013.98 0.99%
Vacaciones 4,596.15 0.91%
Seguro Social 3,551.57 0.70%
Polizas médicas 4,596.15 0.91%
Alquiler de local 45,961.53 9.11%
Alquiler de oficina 27,159.09 5.38%
Telefono / Internet 10,445.80 2.07%
Electricidad 1,462.41 0.29%
Agua 2,298.08 0.46%
Aseo 2,298.08 0.46%
Honorarios Profesionales 5,431.82 1.08%

Total Actividades de Operación 504,406.89 100.00%

ACTIVIDADES DE FINANCIAMIENTO:
Abono a Capital 50,000
Intereses Bancarios 8,184

Total Actividades de Financiamiento 58,184

Total Desembolsos 562,591

TOTAL SALDOS AL FINAL 294,263.83

 Julia LLC
RIF 1234567
hoja de trabajo

Saldos tomados del balance de comprobación mes a m

Descripción Mes 1 Mes 2 Mes 3 Mes 4 Mes 5

Ingresos
Ventas de Contado 8,956.00 10,256.00 9,541.00 10,100.00 11,210.00
Cobros de ventas a crédito - - - - -
Total Ingresos 8,956.00 10,256.00 9,541.00 10,100.00 11,210.00
Cálculo dif entre mes y mes 1,300.00 - 715.00 559.00 1,110.00
Indice de crecimiento 13% -7% 6% 10%

PROMEDIO DE CRECIMIENTO 7%

Egresos
Mercancía para la Venta 4,132.00 5,132.00 6,541.00 6,740.00 5,410.00
Transporte de Mercancía 500.00 550.00 650.00 550.00 450.00
Impuestos 320.00 541.00 451.00 324.00 541.00
Sueldos de directivos 250.00 350.00 350.00 350.00 380.00
Sueldos y Salarios 754.00 754.00 854.00 854.00 854.00
Bonos por Ventas 250.00 125.00 651.00 210.00 320.00
Publicidad 41.00 41.00 80.00 80.00 100.00
Vacaciones 85.00 85.00 90.00 90.00 100.00
Seguro Social 55.00 55.00 65.00 65.00 85.00
Polizas médicas 84.00 84.00 100.00 100.00 100.00
Alquiler de local 985.00 985.00 985.00 985.00 985.00
Alquiler de oficina 550.00 550.00 550.00 550.00 550.00
Telefono / Internet 230.00 225.00 250.00 250.00 250.00
Electricidad 30.00 30.00 30.00 30.00 35.00
Agua 50.00 50.00 50.00 50.00 55.00
Aseo 50.00 50.00 50.00 50.00 55.00
Honorarios Profesionales 451.00 310.00 125.00 125.00 130.00
Total Egresos 8,817.00 9,917.00 11,872.00 11,403.00 10,400.00
Cálculo dif entre mes y mes 1,100.00 1,955.00 - 469.00 - 1,003.00
Indice de crecimiento 11% 16% -4% -10%
PROMEDIO DE CRECIMIENTO 4%
mprobación mes a mes

Mes 6 Mes 7 Mes 8 TOTALES %

11,100.00 12,411.00 13,474.00 87,048.00 98%

- 141.00 1,240.00 1,381.00 2%
11,100.00 12,552.00 14,714.00 88,429.00 100%
- 110.00 1,452.00 2,162.00
-1% 12% 15%

5,210.00 6,000.00 6,541.00 45,706.00 53%

350.00 540.00 784.00 4,374.00 5%
520.00 551.00 547.00 3,795.00 4%
380.00 380.00 400.00 2,840.00 3%
900.00 900.00 900.00 6,770.00 8%
355.00 210.00 200.00 2,321.00 3%
120.00 90.00 120.00 672.00 1%
110.00 100.00 110.00 770.00 1%
85.00 85.00 85.00 580.00 1%
100.00 110.00 110.00 788.00 1%
1,100.00 1,100.00 1,100.00 8,225.00 10%
650.00 650.00 650.00 4,700.00 5%
250.00 250.00 250.00 1,955.00 2%
35.00 35.00 35.00 260.00 0%
55.00 55.00 55.00 420.00 0%
55.00 55.00 55.00 420.00 0%
130.00 130.00 130.00 1,531.00 2%
10,405.00 11,241.00 12,072.00 86,127.00 100%
5.00 836.00 831.00
0% 7% 7%
 Julia LLC
Flujo de Caja Proyectado
Desde 05/01/2019 al 05/01/2021

May-19 Jun-19 Jul-19 Aug-19

Saldo Inicial 5,622.00 58,264.00 57,889.13 57,700.06

7%
Ingresos
Ventas de Contado 13,474.00 14,357.29 15,298.48 16,301.37
Cobros de ventas a crédito 1,240.00 250.00
Prestamo Otorgado 50,000.00
Total Ingresos 64,714.00 14,607.29 15,298.48 16,301.37
4%
Egresos
Mercancía para la Venta 6,541.00 6,804.24 7,078.07 7,362.92
Transporte de Mercancía 784.00 815.55 848.37 882.52
Impuestos 547.00 569.01 591.91 615.73
Sueldos de directivos 400.00 416.10 432.84 450.26
Sueldos y Salarios 900.00 936.22 973.90 1,013.09
Bonos por Ventas 200.00 208.05 216.42 225.13
Publicidad 120.00 124.83 129.85 135.08
Vacaciones 110.00 114.43 119.03 123.82
Seguro Social 85.00 88.42 91.98 95.68
Polizas médicas 110.00 114.43 119.03 123.82
Alquiler de local 1,100.00 1,144.27 1,190.32 1,238.22
Alquiler de oficina 650.00 676.16 703.37 731.68
Telefono / Internet 250.00 260.06 270.53 281.41
Electricidad 35.00 36.41 37.87 39.40
Agua 55.00 57.21 59.52 61.91
Aseo 55.00 57.21 59.52 61.91
Honorarios Profesionales 130.00 135.23 140.67 146.34
Total Egresos 12,072.00 12,557.83 13,063.21 13,588.93

Total Flujo de Caja Económico 58,264.00 60,313.46 60,124.39 60,412.50

Financiamiento
Pago Préstamo - 1,799.33 1,821.82 1,844.60
Pago de Intereses - 625.00 602.51 579.74
Total Financiamiento - 2,424.33 2,424.33 2,424.33

TOTAL FLUJO DE CAJA FINANCIERO 58,264.00 57,889.13 57,700.06 57,988.17

LLC
Proyectado
al 05/01/2021

Sep-19 Oct-19 Nov-19 Dec-19 Jan-20 Feb-20 Mar-20

57,988.17 58,798.03 60,177.69 62,178.92 64,857.42 68,273.18 72,490.74

17,370.00 18,508.69 19,722.03 21,014.90 22,392.53 23,860.47 25,424.64

17,370.00 18,508.69 19,722.03 21,014.90 22,392.53 23,860.47 25,424.64

7,659.24 7,967.48 8,288.12 8,621.67 8,968.65 9,329.58 9,705.05

918.03 954.98 993.41 1,033.39 1,074.98 1,118.24 1,163.24
640.51 666.29 693.11 721.00 750.02 780.20 811.60
468.38 487.23 506.84 527.24 548.46 570.53 593.49
1,053.86 1,096.27 1,140.39 1,186.29 1,234.03 1,283.69 1,335.35
234.19 243.62 253.42 263.62 274.23 285.26 296.75
140.51 146.17 152.05 158.17 164.54 171.16 178.05
128.81 133.99 139.38 144.99 150.83 156.90 163.21
99.53 103.54 107.70 112.04 116.55 121.24 126.12
128.81 133.99 139.38 144.99 150.83 156.90 163.21
1,288.05 1,339.89 1,393.81 1,449.91 1,508.26 1,568.96 1,632.10
761.12 791.75 823.62 856.76 891.24 927.11 964.42
292.74 304.52 316.78 329.52 342.79 356.58 370.93
40.98 42.63 44.35 46.13 47.99 49.92 51.93
64.40 66.99 69.69 72.50 75.41 78.45 81.60
64.40 66.99 69.69 72.50 75.41 78.45 81.60
152.22 158.35 164.72 171.35 178.25 185.42 192.88
14,135.81 14,704.69 15,296.47 15,912.07 16,552.44 17,218.58 17,911.53

61,222.36 62,602.03 64,603.25 67,281.75 70,697.51 74,915.07 80,003.85

1,867.65 1,891.00 1,914.64 1,938.57 1,962.80 1,987.34 2,012.18

556.68 533.33 509.69 485.76 461.53 436.99 412.15
2,424.33 2,424.33 2,424.33 2,424.33 2,424.33 2,424.33 2,424.33

58,798.03 60,177.69 62,178.92 64,857.42 68,273.18 72,490.74 77,579.52

Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20

77,579.52 83,614.18 90,674.96 98,848.11 108,226.30 118,909.05 131,003.26

27,091.35 28,867.33 30,759.72 32,776.17 34,924.81 37,214.30 39,653.88

27,091.35 28,867.33 30,759.72 32,776.17 34,924.81 37,214.30 39,653.88

10,095.62 10,501.91 10,924.55 11,364.20 11,821.55 12,297.30 12,792.19

1,210.05 1,258.75 1,309.41 1,362.11 1,416.92 1,473.95 1,533.26
844.26 878.24 913.58 950.35 988.59 1,028.38 1,069.76
617.37 642.22 668.07 694.95 722.92 752.01 782.28
1,389.09 1,445.00 1,503.15 1,563.64 1,626.57 1,692.03 1,760.12
308.69 321.11 334.03 347.48 361.46 376.01 391.14
185.21 192.67 200.42 208.49 216.88 225.60 234.68
169.78 176.61 183.72 191.11 198.80 206.80 215.13
131.19 136.47 141.96 147.68 153.62 159.80 166.23
169.78 176.61 183.72 191.11 198.80 206.80 215.13
1,697.78 1,766.11 1,837.18 1,911.12 1,988.03 2,068.04 2,151.26
1,003.23 1,043.61 1,085.61 1,129.30 1,174.74 1,222.02 1,271.20
385.86 401.39 417.54 434.35 451.82 470.01 488.92
54.02 56.19 58.46 60.81 63.26 65.80 68.45
84.89 88.31 91.86 95.56 99.40 103.40 107.56
84.89 88.31 91.86 95.56 99.40 103.40 107.56
200.65 208.72 217.12 225.86 234.95 244.40 254.24
18,632.37 19,382.21 20,162.24 20,973.65 21,817.72 22,695.76 23,609.14

86,038.51 93,099.29 101,272.44 110,650.63 121,333.38 133,427.59 147,048.01

2,037.33 2,062.80 2,088.58 2,114.69 2,141.12 2,167.89 2,194.99

387.00 361.53 335.75 309.64 283.21 256.44 229.35
2,424.33 2,424.33 2,424.33 2,424.33 2,424.33 2,424.33 2,424.33

83,614.18 90,674.96 98,848.11 108,226.30 118,909.05 131,003.26 144,623.67

 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21

144,623.67 159,893.46 176,944.80 195,919.48 216,969.63 240,258.36 265,960.59

42,253.39 45,023.31 47,974.81 51,119.79 54,470.94 58,041.78 61,846.70

42,253.39 45,023.31 47,974.81 51,119.79 54,470.94 58,041.78 61,846.70

13,307.01 13,842.54 14,399.62 14,979.12 15,581.95 16,209.03 16,861.35

1,594.97 1,659.16 1,725.93 1,795.39 1,867.64 1,942.80 2,020.99
1,112.82 1,157.60 1,204.19 1,252.65 1,303.06 1,355.50 1,410.05
813.76 846.51 880.58 916.01 952.88 991.23 1,031.12
1,830.96 1,904.65 1,981.30 2,061.03 2,143.98 2,230.26 2,320.02
406.88 423.25 440.29 458.01 476.44 495.61 515.56
244.13 253.95 264.17 274.80 285.86 297.37 309.34
223.78 232.79 242.16 251.90 262.04 272.59 283.56
172.92 179.88 187.12 194.65 202.49 210.64 219.11
223.78 232.79 242.16 251.90 262.04 272.59 283.56
2,237.84 2,327.90 2,421.58 2,519.04 2,620.42 2,725.87 2,835.57
1,322.36 1,375.58 1,430.94 1,488.52 1,548.43 1,610.74 1,675.57
508.60 529.07 550.36 572.51 595.55 619.52 644.45
71.20 74.07 77.05 80.15 83.38 86.73 90.22
111.89 116.39 121.08 125.95 131.02 136.29 141.78
111.89 116.39 121.08 125.95 131.02 136.29 141.78
264.47 275.12 286.19 297.70 309.69 322.15 335.11
24,559.27 25,547.64 26,575.79 27,645.31 28,757.88 29,915.22 31,119.13

162,317.80 179,369.13 198,343.82 219,393.96 242,682.70 268,384.93 296,688.16

2,222.42 2,250.20 2,278.33 2,306.81 2,335.65 2,364.84 2,394.40

201.91 174.13 146.00 117.52 88.69 59.49 29.93
2,424.33 2,424.33 2,424.33 2,424.33 2,424.33 2,424.33 2,424.33

159,893.46 176,944.80 195,919.48 216,969.63 240,258.36 265,960.59 294,263.83

TOTAL

265,960.59

799,742.70
1,490.00
50,000.00
851,232.70

273,303.96
32,758.04
22,855.41
16,713.28
37,604.89
8,356.64
5,013.98
4,596.15
3,551.57
4,596.15
45,961.53
27,159.09
10,445.80
1,462.41
2,298.08
2,298.08
5,431.82
504,406.89

612,786.40

50,000.00
8,183.98
58,183.98

554,602.43
 Tabla de Amortización de un préstamo
Periodos (años) Periodos por año
2 12

Instrucciones:
Esta tabla de amortización le permite ver cómo es el financiamiento de un crédito que usted desee adquirir. Puede verificar cuanto quedara pagand
intereses al término de dicho préstamo.
Configuración:
- Periodo (año): El default se ha realizado para 5 años (60 meses), sin embargo Ud. puede modificar este archivo para cambiar la cantidad de peri
(años)". De ser modificado este campo, sólo debe aumentar (o disminuir) la cantidad de meses al final del cuadro (tabla), Ejm: Si cambia a 4 años
meses (columna de meses) y verificar el número cero en la columna “Deuda”.
- Principal: El principal es la cantidad de dinero que Ud. solicitará. Puede modificar la cantidad Principal (verifique que la cantidad es negativa).
- Tasa de Interés Nominal: Es la tasa a la que Ud. esta solicitando el préstamo. En esta tabla se asume que es una tasa fija a lo largo de dicho cré

Cuota de pago Mensual

Meses Deuda Inicial Intereses
Fija
1 50,000.00 2,424.33 625.00
2 48,200.67 2,424.33 602.51
3 46,378.84 2,424.33 579.74
4 44,534.25 2,424.33 556.68
5 42,666.59 2,424.33 533.33
6 40,775.59 2,424.33 509.69
7 38,860.95 2,424.33 485.76
8 36,922.38 2,424.33 461.53
9 34,959.58 2,424.33 436.99
10 32,972.24 2,424.33 412.15
11 30,960.06 2,424.33 387.00
12 28,922.73 2,424.33 361.53
13 26,859.93 2,424.33 335.75
14 24,771.35 2,424.33 309.64
15 22,656.66 2,424.33 283.21
16 20,515.54 2,424.33 256.44
17 18,347.65 2,424.33 229.35
18 16,152.66 2,424.33 201.91
19 13,930.24 2,424.33 174.13
20 11,680.03 2,424.33 146.00
21 9,401.70 2,424.33 117.52
22 7,094.89 2,424.33 88.69
23 4,759.24 2,424.33 59.49
24 2,394.40 2,424.33 29.93
n préstamo
Principal Tasa nominal anual
50,000.00 15.000%

erificar cuanto quedara pagando en cuotas mensuales y verificar cuanto pagará en

ra cambiar la cantidad de periodos - modificar numero en campo " Periodos

abla), Ejm: Si cambia a 4 años (48 meses), se debe disminuir la tabla hasta 48

que la cantidad es negativa).

asa fija a lo largo de dicho crédito.

Pagos al Principal Deuda

1,799.33 48,200.67
1,821.82 46,378.84
1,844.60 44,534.25
1,867.65 42,666.59
1,891.00 40,775.59
1,914.64 38,860.95
1,938.57 36,922.38
1,962.80 34,959.58
1,987.34 32,972.24
2,012.18 30,960.06
2,037.33 28,922.73
2,062.80 26,859.93
2,088.58 24,771.35
2,114.69 22,656.66
2,141.12 20,515.54
2,167.89 18,347.65
2,194.99 16,152.66
2,222.42 13,930.24
2,250.20 11,680.03
2,278.33 9,401.70
2,306.81 7,094.89
2,335.65 4,759.24
2,364.84 2,394.40
2,394.40 0.00