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Pilgrim Bank Case: AMR Assignment
Pilgrim Bank Case: AMR Assignment
AMR Assignment
Research Objectives:
1. Would encouraging transaction migration to lower cost channels improve customer
profitability? (Is there a difference between the profitability of on-line and off-line
customers?)
2. Is profitability different for different types of people?
Income group wise
Age wise
District wise
2.Data:
Output:
Conclusion:
From the above F-test & Means plot between district and profitability it can be seen that due
to <0.05 significance level we reject the null hypotheses and accept the alternate hypotheses
that Profitability varies with district and in the means plot we can see that on an average
customers from D2(1200) are most profitable followed by customers from D3(1300) &
customers from D1(1100) are the least profitable
On the basis of Income Group:
I1 is profitability mean of all customers in Income bracket 1 and so on
Null Hypotheses: I1=I2=I3=I4=I5=I6=I7=I8=I9
Output:
Conclusion:
From the above F-test & Means plot between income group and profitability it can be seen
that due to <0.05 significance level we reject the null hypotheses and accept the alternate
hypotheses that Profitability varies with income groups and in the means plot we can see that
customers profitability increases gradually in correspondence with the income level. As
visible from the means plot increase in profitability is not as significant for income groups 1-
5 but after that there is a huge spike in term of profitability.
On the basis of Age Group:
A1 is profitability mean of all customers in Age bracket 1 and so on
Null Hypotheses: A1=A2=A3=A4=A5=A6=A7
Conclusion:
From the above F-test & Means plot between income group and profitability it can be seen
that due to <0.05 significance level we reject the null hypotheses and accept the alternate
hypotheses that Profitability varies with Age group and in the means plot we can see that
customers profitability increases gradually in correspondence with the age group.