DIVINA PASTORA COLLEGE

Gapan City, Nueva Ecija

FIRST SEMESTER 2020-2021
SEMESTRAL LONG PLAN/SYLLABUS
PERSONAL FINANCE

Instructor : Mrs. Myrna P. Pili, MSBA

Course Code/Number : GE - 8
Descriptive Title : Personal Finance
Number of Units : Three (3)
Number of Hours per Week : Nine (9)
Pre-requisite : NONE
Course Description : Personal Finance is a course designed to help students to become financially responsible, conscientious members of society. To reach
that end, this course develops students understanding and skills in such areas as money management, budgeting, financial goal attainment, the wise use of credit,
insurance, investments, and consumer rights and responsibilities.
This course will give students the tools and resources needed to make wise financial decisions. Students will analyze their personal
financial decisions, evaluate the costs and benefits of their decisions, recognize their rights and responsibilities as consumers, and apply the knowledge learned to financial
situations encountered later in life.

General Objectives:
The general objectives for Personal Finance can include strategic personal budgeting and projecting, cost containment, cash flow management, debt servicing, tax
planning and accurate record keeping.

INTRUCTIONAL OBJECTIVES
To know the meaning
Personal Finance.
TOPICS TIME FRAME TEACHING STRATEGIES VALUES EXPECTED OUTCOME
NUMBER OF APPLIED PER TOPIC INTEGRATION
HOURS
PRELIMINARY PHASE
Financial Planning
WEEK 1. Understanding Total No, of Lecture and Discussion
Personal Finance Hours 6 On – line teaching and
Learning pockets.
(Blended Learning)
of 1.Personal Finance Wisdom Activity 1
Definition Slides presentation on line Excellence: Students are going to define
1 Supported by hard copy Produces quality Personal Finance with their own
(Learning pockets) output understanding. They are also
 performance. need to give three (3) concrete
examples of it.

To differentiate the different 2. Different Levels of

levels of wealth. Wealth

To learn how to save money fast. 3. The Keys to Success in 1 Slides presentation on line Hope: Manifests
Personal Finance Supported by hard copy optimism in day-
(Learning pockets) to-day dealings

To develop and evaluate a 4. The Building Blocks to Love

spending/savings plan. Achieving Personal Joy: Works
Financial Success enthusiastically
4.1 Spend Less So You for social
Can Save and Invest transformation.
More
4.2 Financial Success
and Happiness
4.3 Using the Building
Blocks
To discover how the economy 5. The Economy Affects Responsibility
affects your financial success. Your Financial Success. Perseverance:
5.1 Where Are We in Manages time to
the Business Cycle? maximize the
5.2 What is the Future attainment of
Direction of the personal goals
Economy?
5.3 What is the Future
Direction of Inflation,
Prices, and Interest
Rate?
To learn the easiest way in the 6. Think Like an
computation of Opportunity and Economist When Making
Marginal costs. Financial Decisions
6.1 Opportunity Costs
 in Decision Making
6.2 Marginal Utility
and Costs in Decision
Making.
6.3 Marginal income
Tax Rate in Decision
Making
To know the easiest method in 7. The Time Value of Responsibility
computing the Future and Money: Setting Dollar Perseverance:
Present Value. Value on Financial Goals. Manages time to
7.1 Calculating Future maximize the
Values attainment of
7.2 Calculating personal goals
Present Values

To make smart money decisions 8. Make Smart Money Hope: Manifests

at work. Decisions at Work optimism in day-
8.1 Flexible Benefit to-day dealings
Plans Offer Tax-Free
Money
8.2 Making Decisions
About Employer –
Sponsored Health Care
Plans.
8.3 Making Decisions
About Employer’s
Flexible Spending
Accounts
8.4 Making Decisions
About Participating in
Employer Insurance Plan
8.5 Making Decisions
About Participating in
Your Employer’s
Retirement Plan
To evaluate how financial 9. Where to Seek Expert Wisdom
planners are compensated. Financial Advice Excellence:
9.1 How Financial Produces quality
Planners Are output
Compensated. performance.

WEEK 2

DIVINA PASTORA COLLEGE

Gapan City, Nueva Ecija
FIRST SEMESTER 2020-2021
SEMESTRAL LONG PLAN/SYLLABUS
PERSONAL FINANCE

Instructor : Mrs. Myrna P. Pili, MSBA

Course Code/Number : EL-2
Descriptive Title : Personal Finance
Number of Units : Three (3)
Number of Hours per Week : Nine (9)
Pre-requisite : NONE
Course Description : Personal Finance is a course designed to help students to become financially responsible, conscientious members of society. To reach
that end, this course develops students understanding and skills in such areas as money management, budgeting, financial goal attainment, the wise use of credit,
insurance, investments, and consumer rights and responsibilities.
This course will give students the tools and resources needed to make wise financial decisions. Students will analyze their personal
financial decisions, evaluate the costs and benefits of their decisions, recognize their rights and responsibilities as consumers, and apply the knowledge learned to financial
situations encountered later in life.

General Objectives:
1. Develop and evaluate a spending/savings plan under a variety of circumstances.
2. Evaluate savings and investment options to meet short and long-term goals.
3. Analyze factors that affect the choice and cost of using credit.
 4. Analyze insurance options available risk and financial loss.
5. Evaluate services provided by financial institutions.

INTRUCTIONAL OBJECTIVES TOPICS TIME FRAME TEACHING STRATEGIES VALUES EXPECTED OUTCOME
NUMBER OF APPLIED PER TOPIC INTEGRATION
HOURS

To provide the students the Getting to know each 30 minutes Introduction of oneself and Love and respect See and know each other on-
opportunities to know each other. also ask the students line.
other. Orientation in the expectation of the course. Follow all what the teacher
methods of teaching. have oriented to them.

PRELIMINARY PHASE
Financial Planning
WEEK 1. Understanding Lecture and Discussion
Personal Finance On – line teaching and Learning
pockets.
(Blended Learning)
Wisdom Activity 1
To know the meaning of 1.Personal Excellence: Produces 1.Define Personal Finance with
Finance 1½ Slides presentation on line
quality output your own understanding .
Personal Finance. Definition Supported by hard copy performance. Give three (3) concrete
(Learning pockets)
examples of it.

To differentiate the different 2. Different Levels of

levels of wealth. Wealth

To learn how to save money

3. The Keys to Success
fast.
in Personal Finance
To develop and evaluate a 4. The Building Blocks to 2 Lecture will be given on-line Love Activity 2
spending/savings plan. Achieving Personal and supported by hard copy Joy: Works 1. Explain the building blocks
Financial Success enthusiastically for to achieving personal financial
 4.1 Spend Less So social success.
You Can Save and Invest transformation.
More 2. Enumerate and explain the 5
4.2 Financial Success Steps to Financial Success.
and Happiness
4.3 Using the Building 3.How do you achieve
To discover how the economy Blocks Responsibility financial success?
affects your financial success. 5. The Economy Affects Perseverance:
Manages time to 4.
Your Financial Success.
5.1 Where Are We in maximize the
attainment of
the Business Cycle?
5.2 What is the personal goals
Future Direction of the
Economy?
5.3 What is the
Future Direction of
Inflation, Prices, and
Hope: Manifests
To learn the easiest way in Interest Rate?
optimism in day-to-
the computation of
day dealings
Opportunity and Marginal
costs. 6. Think Like an
Economist When
Making Financial
Decisions
6.1 Opportunity
Costs in Decision
Making
6.2 Marginal Utility
and Costs in Decision
Making.
6.3 Marginal income
Tax Rate in Decision
Making