Risk Profile

Risk Category Aggregate Risk Direction of Risk Explanation for Direction of Risk
Low, Moderate, High Increasing, Stable, Decreasing

Credit

Interest Rate

Liquidity

Price

Event

Transaction

Compliance

Strategic

Reputation
 Credit Risk Assessment

The Quantity of Credit Risk is: Comments

Low Moderate High

The Quality of Credit Risk Management is: Comments

Strong Satisfactory Weak

Consider both the Quantity of Credit Risk and the Quality of Credit Risk Management
Aggregate Credit Risk is: Comments

Low Moderate High

The Direction is expected to be: Comments

Decreasing Stable Increasing

 Risk Management System
Date: _________________

Identify Risk

Risk Category
(Refer to Risk Profile)

Measure Risk (Quantity)

(Low, Moderate, High)

Direction is expected to be:

(Decreasing, Stable, Increasing)

Monitor Risk
(System monitors how frequently)

Control Risk
(Policy and/or Procedure)
 Reputation Risk Assessment

Aggregate Reputation Risk is: Comments

Low Moderate High

The Direction is expected to be: Comments

Decreasing Stable Increasing

 Strategic Risk Assessment

Aggregate Strategic Risk is: Comments

Low Moderate High

The Direction is expected to be: Comments

Decreasing Stable Increasing

 Compliance Risk Assessment

The Quantity of Compliance Risk is: Comments

Low Moderate High

The Quality of Compliance Risk Management is: Comments

Strong Satisfactory Weak

Consider both the Quantity of Compliance Risk and the Quality of Compliance Risk Management
Aggregate Compliance Risk is: Comments

Low Moderate High

The Direction is expected to be: Comments

Decreasing Stable Increasing

 Transaction Risk Assessment

The Quantity of Transaction Risk is: Comments

Low Moderate High

The Quality of Transaction Risk Management is: Comments

Strong Satisfactory Weak

Consider both the Quantity of Transaction Risk and the Quality of Transaction Risk Management
Aggregate Transaction Risk is: Comments

Low Moderate High

The Direction is expected to be: Comments

Decreasing Stable Increasing

 Price Risk Assessment

The Quantity of Price Risk is: Comments

Low Moderate High

The Quality of Price Risk Management is: Comments

Strong Satisfactory Weak

Consider both the Quantity of Price Risk and the Quality of Price Risk Management
Aggregate Price Risk is: Comments

Low Moderate High

The Direction is expected to be: Comments

Decreasing Stable Increasing

 Liquidity Risk Assessment

The Quantity of Liquidity Risk is: Comments

Low Moderate High

The Quality of Liquidity Risk Management is: Comments

Strong Satisfactory Weak

Consider both the Quantity of Liquidity Risk and the Quality of Liquidity Risk Management
Aggregate Liquidity Risk is: Comments

Low Moderate High

The Direction is expected to be: Comments

Decreasing Stable Increasing

 Interest Rate Risk Assessment

The Quantity of Interest Rate Risk is: Comments

Low Moderate High

The Quality of Interest Rate Risk Management is: Comments

Strong Satisfactory Weak

Consider both the Quantity of Interest Rate Risk and the Quality of Interest Rate Risk Management
Aggregate Interest Rate Risk is: Comments

Low Moderate High

The Direction is expected to be: Comments

Decreasing Stable Increasing