Personal Monthly Budget

INCOME Budget Actual Difference [42]

BUDGET SUMMARY Budget Actual Difference
Wages & Tips 2,000.00 2,000.00 - Total Income 2,000.00 2,000.00 0.00
Interest Income - Total Expenses 0.00 0.00 0.00
Dividends - NET 2,000.00 2,000.00 0.00
Gifts Received -
Refunds/Reimbursements -
Transfer from Savings - DAILY LIVING Budget Actual Difference
Other - Groceries -
Other - Personal Supplies -
Total INCOME 2,000.00 2,000.00 - Clothing -
Cleaning -
HOME EXPENSES Budget Actual Difference Education/Lessons -
Mortgage/Rent - Dining/Eating Out -
Home/Rental Insurance - Salon/Barber -
Electricity - Pet Food -
Gas/Oil - Other -
Water/Sewer/Trash - Other -
Phone - Total DAILY LIVING 0.00 0.00 -
Cable/Satellite -
Internet - ENTERTAINMENT Budget Actual Difference
Furnishings/Appliances - Activities -
Lawn/Garden - Books -
Maintenance/Supplies - Games -
Improvements - Fun Stuff -
Other - Hobbies -
Total HOME EXPENSES 0.00 0.00 - Media -
Outdoor Recreation -
TRANSPORTATION Budget Actual Difference Sports -
Vehicle Payments - Toys/Gadgets -
Auto Insurance - Vacation/Travel -
Fuel - Other -
Bus/Taxi/Train Fare - Total ENTERTAINMENT 0.00 0.00 -
Repairs -
Registration/License - SAVINGS Budget Actual Difference
Other - Emergency Fund -
Total TRANSPORTATION 0.00 0.00 - Car Replacement -
Retirement Fund -
HEALTH Budget Actual Difference Investments -
Health Insurance - Education Fund -
Doctor/Dentist - Other -
Medicine/Drugs - Other -
Health Club Dues - Total SAVINGS 0.00 0.00 -
Life Insurance -
Veterinarian/Pet Care - OBLIGATIONS Budget Actual Difference
Other - Student Loans -
Total HEALTH 0.00 0.00 - Credit Cards -
Other Loans -
CHARITY/GIFTS Budget Actual Difference Alimony/Child Support -
Gifts Given - Federal Taxes -
- State/Local Taxes -
- Other -
- Other -
Total CHARITY/GIFTS 0.00 0.00 - Total OBLIGATIONS 0.00 0.00 -

SUBSCRIPTIONS Budget Actual Difference MISCELLANEOUS Budget Actual Difference

Apple Service - Bank Fees -
- Postage -
- Other -
- Other -
Total SUBSCRIPTIONS 0.00 0.00 - Total MISCELLANEOUS 0.00 0.00 -
HELP
https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html © 2008-2019 Vertex42 LLC

Introduction
The purpose of this template is to help you define a monthly budget and
compare your budget to your actual income and expenses.

This worksheet uses a separate Excel Table for each major Budget category.
This allows you to insert and delete sub-categories easily.

Step 1 Update Budget Categories

You can modify the sub-categories within each table, but if you remove an
entire major category, then you will need to modify the formulas in the Budget
Summary table.

Step 2 Enter Budget Amounts

Enter values in the Budget column within each table.

If you are not sure how to set up your budget, read the article "How to Make a
Budget with a Spreadsheet" listed below.

Step 3 Enter Actual Amounts

You can either update the worksheet throughout the month, or wait until the
end of the month to enter the actual income and expenses.

Difference Column
The cells in the Difference column use conditional formatting to make negative
numbers red. If you spend more than you budgeted, the Difference between
the Projected and Actual values will be negative, and if your Actual income is
less than your Projected income, the Difference will be a negative number.

Budget Summary
The Monthly Budget Summary table totals up all your income and expenses
and calculates the Net as Income minus Expenses. If your Net is negative, that
means you have overspent your monthly budget.

Taking the Next Step

This worksheet is a simple way to create a monthly budget, but when you are
ready to move on to a more advanced budgeting tool, try our Money
Management Template listed below.

Related Templates and Resources

► Money Tracker for Mobile Excel

► Money Management Template

► Account Register Template

► How to Make a Budget with a Spreadsheet

► 12 Principles of Personal Finance

► More Budget Templates

► More Financial Calculators

Personal Monthly Budget

By Vertex42.com
https://www.vertex42.com/ExcelTemplates/personal-monthly-budget.html

© 2008 - 2019 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a

copyrighted work under the United States and other copyright laws.

Do not submit copies or modifications of this template to any website or

online template gallery.

Please review the following license agreement to learn how you may or
may not use this template. Thank you.

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Do not delete this worksheet