Credit Settlement Letter

April 22, 2003

Emma D. Baluyot
Packor Subd. Paranaque City
Althea Financing
Ortigas, Pasig
To whom it may concern:
Re: Account Number: 0215478
I am finally taken care of my debt with your company after a long period of my financial
hardship. I am honesty trying to settle this debt and pay if off as soon as possible. With your
help, I believe that I will resolve my debt problems.
The amount I am offering to pay towards full settlement of my debt is Php 150,000. I request that
you remove any late payments or charge off on this account from my credit report.
I am presently negotiating my debt with various creditors and I have a limited amount of money
to pay my creditors so I have decided to settle only those dents where I can satisfy the terms and
conditions as mutually agreed on between myself and my creditors.
I really want to improve my credit rating and that is why I am willing to offer you some
additional money as part of my settlement. If you find the above terms and conditions
acceptable, please sign the attached letter of agreement and send me a copy. Upon the receipt of
this agreement, I shall forward you the agreed amount through money order.
Sincerely yours,
Emma D. Baluyot

Inaccurate Information Dispute Letter

September 12, 2008

Celeste L. Navarro
Del Rosario Subd.
Mandaluyong City
SNT Credit Bureau
Cubao, Quezon City
To whom it may concern:
Please consider my letter as a formal complaint that you are reporting inaccurate credit
information.
I am very upset that you have included the below information in my credit profile due to its
damaging effect on my good credit standing. The inclusion of this inaccurate information greatly
affect my credit report because I have been wrongfully denied credit recently and it has
negatively impacted my lifestyle.
The below information needs to be verified and erased from my credit report the soonest possible
time:
Creditor Agency – Account #451-21456-JHD
Please delete the above information as soon as possible.
Very truly yours,
Celeste L. Navarro

Credit Report Request Letter

September 12, 2007
Dominique Credit Association
JIL Building
Malabon, Navotas
To whom it may concern:
I would like your good office to provide me a free copy report maintained in your credit
database.
Here is my personal information to trace and forward my credit report:
Full Name:  Enrique S. Pereira
Birthday: April 23, 1973
Social Security Number: 017854
Address:  #208 Kamias St. Kamuning, Quezon City
I hereby enclosed a copy of my postal ID as a proof of my address as well as the photocopy of
my Social Security card.
Please send me the credit report to the soonest possible time.  Do not hesitate to call me if you
have any concerning regarding my request. I can be reached at (043) 514-8542.
Very truly yours,
Enrique S. Pereira

Credit Card Account Letter

October 24, 2004
Ms. Haydelyn D. Reynosa
Account Manager
JTEL Incorporated
Cubao, Quezon City
Dear Mr. Reynosa:
I would like to inform your good office that I am going to close my account number 5648-4846-
7845 by end of next month, November 2004 with JTEL Incorporated.
I do not have financial obligation with this credit card since I already paid my account balance
last month.  I request to close my account immediately.
Also, I would like to see the notation in the report to the credit bureaus that my account was
closed b request of cardholder. Please send me a written evidence that my account is already
close with good standing. Enclosed here is my destroyed credit card.
I hope for prompt action regarding this matter.  Thank you.
Sincerely,
(sign)
Nathaniel D. Escapolante
Santis Subd.
Caloocan City
Encl: destroyed credit card

Credit Reference Sample Letter

October 14, 2007
RRD Financing Agency
Loyola Heights
Quezon City
To whom it may concern:
Good day!
This letter is certify that Mr. and Mrs. Greg Marcelo took out a mortgage loan in January 2003
secured by their residence, the repayments of which have always been kept to date.
Our record shows that there have been no 30 day late payments in the last 12 months and no 30
day late payments in the last 24 months. Their account number is 05418264.
I will assured you that Mr and Mrs. Marcelo has excellent credit standing,
Best Regards,
Nancy D. Fabunan
Accounting Manager
Santis House Developer

Fraudulent Charge Dispute Letter

April 28, 2012
ECL Financial Inc.
Lorenzo Village
San Jose, Bulacan
Dear Sir/Madam:
I dispute fraudulent charge attributed to my account in the amount of Php 15,800.00 that appears
on my March 2012 statement, account number 251846. Make this charge removed because I did
not make this charge.
Please kindly investigate this matter and correct the fraudulent charge the soonest time as
possible. I want to receive only accurate information.
Very truly yours,
(sign)
Cielo R. Biong

Stop Contact Letter

September 13, 1992
ABD Agency
Cubao, Quezon City
Re: Account No. 45821994
Dear Sir/Madam:
I would like to request to your good office to stop and cease from your efforts of collecting debt
payments on the above mention account.  I am willing to work with the original creditor of the
account rather than collection agencies.
Please abstain all collection efforts as soon as possible or else face legal sanction in accordance
with the federal and state laws.
Very truly yours,
(sign)
Rhodora D. Sanchez

Credit Report Request Letter

October 12, 2003
Fajardo Credit Agency
Pasay City
Manila
Dear Sir/Madam:
I would like to request your good office of my credit report maintained in your credit database.
Below is my personal information to trace and forward the report to me:
Full name: Alfonso R. Salvador
Birthday: September 25, 2001
Social Security Number: 02153478
Address: 5254 Sta. Ana Village, Paranaque City
Enclosed herewith is a copy of my driver’s license as a proof of my address and a photocopy of
my Social Security Card for your identification.
Please send me my credit report the soonest possible time. Do not hesitate to reach me anytime if
you have any question regarding my request. My phone number is (02) 232-6231.
Sincerely yours,
Alfonso R. Salvador

Stop Contact Request Letter

Janine R. Santibanez
Santis Land Subdivision
Samar, Leyte

September 12, 2001

Re: Account No. 55281
Dear Sir/Madam:
Good day!
I would like to request to your good office to stop sending and calling us to collect payments.
Please I want to work with the original creditor of the account rather than collections agencies.
Just discontinue all collection efforts or face legal sanction in accordance with the federal and
state laws.
Yours truly,
(sign)
Janine Santibanez

Pag-ibig Loan Inquiry Letter

November 12, 2008
Pag-ibig Head Office
Bataan  Branch
Balanga City, Bataan
To whom it may concern:
I am Joseph Santiago and I have been a member of Pag-ibig for about five (5) years now.  I
never missed any payment for my monthly contribution as I see from my payroll that my
employer is deducting certain amount for Pag-ibig remittance.  Also, I confirmed it to your office
that my payment is complete.
I want to apply for Pag-ibig Housing Loan so please tell me the requirements as well as the
procedure on how to apply in your office.  I am currently working here in Dubai and I want to
authorize my sister of applying a loan in behalf of me.
I hope for your favorable response for my inquiry the soonest possible time. You may contact me
at santiago12@abc.com.
Thank you and more power.
Very truly yours,
Joseph Santiago
OFW

Salary Application Letter Sample

June 22, 2003
Ms. Glenda R. Dimasalang
Accounting Manager
Ethelmer Construction Firm
Caloocan City
Dear Ms. Dimasalang:
I am writing this letter to apply for a salary loan of Php 35,000.00 as I am dire need of money for
my kidney stone operation.
My doctor, Dr. Erlina R. Sampang, told me that I need to be operated as soon as possible to
prevent any further complication.  I enclose here a detailed estimate by the hospital staff. Once I
receive the loan, I will schedule myself for my operation.
I hope you can grant my request so that I can get myself operated the soonest possible time. I
will pay my salary loan in installment basis which can be deducted from my salary on monthly
basis.
I would highly appreciated your help in this matter as you are my only hope.
Sincerely yours,
Ms. Jeric D. Sandoval
Draftman

Salary Loan Request Letter

April 16, 2005
Ms. Judith R. Sarmiento
Manager
EGHD Enterprise
Dear Ms. Sarmiento:
I want to inform you that I am in need of some urgent financial assistance for the hospitalization
of my mother.  Please grant me twenty five thousand pesos only (Php 25,000.00) as salary loan.
I hope you will consider my request regarding this matter. I would be very grateful to you for
you kind attention.
Sincerely yours,
Ms. Katie D. Piamonte
IT Consultant
EDP-Department

Fraudulent Charge Dispute Letter

April 21, 2005
Becca L. Suarez
Sta. Maria Village
San Jose, Balanga City
Account No. 518642
Balanga Loan Enterprise
Sta. Rosa Village
Malolos, Bulacan
Dear Sir/Madam:
I would like to inform your good office that I dispute fraudulent charge attributed to my account
in the amount of Php 28,452.00 that appears on my May 2005 statement.  I did not make this
charge and am requesting that the charge be removed and receive accurate information.
I hope you will investigate and correct the fraudulent charge to my account as soon as possible
Very truly yours,
(sign)
Rebecca D. Sandoval

Financial Hardship Letter

January 30, 2004
Ms. Jennifer R. Santos
Manager
ABC Financial Association
San Fernando, Pampanga
Dear Ms. Santos:
I would like to inform your good office that I am experiencing financial hardship right now
because I was laid off from my work last month and it caused me to be delayed on my bills.
My record shows that I have maintained a solid history with you until this unfortunate situation
and I believe that this situation is temporary. As soon as I find a job, I will continue regular and
full payments.
In this case, I would like to discuss loan forbearance and welcome any suggestions that might
help me to get back on track. I hope to hear from you soon.
Sincerely,
Mr. Gino D. Zamora

Loan Application Approval Letter

July 25, 2007
Mrs. Rodalyn S. Navarro
Sta. Rosa Village
Makati City
Dear Mrs. Navarro:
Good day!
I am pleased to inform you that we have approved your home equity loan application.  As we
discussed earlier, the loan amount will be 3.2M with an annual interest of 8.5% per annum.
Enclosed here is a disclosure form that outlines the loan terms. If there are questions, please do
not hesitate to call Mr. James R. Borromeo to answer your queries.
Sincerely,
Jennifer R. Lee

Sample Credit Dispute Letter

June 11, 2005
Mr. Arnold R. Santos
Bank Manager
East Asia Bank
Dear Mr. Santos:
I am Rhonalyn D. Pablo, a credit card holder of East Asia Bank and I would like to inform your
good office that unnecessary late fees payment has charged to me by your accounting
department.
I make sure that I had made all my credit card bill payments on or before the due date give by
you but your accounting statement has been showing that late fees payment of $3000 has
charged to me for the month of May, 2005.
Kindly make an investigation regarding this matter as soon as possible. I have attached all the
necessary documents including all cheque numbers detailed list for your reference.
Hope to hear you soon.
Sincerely yours,
Rhonalyn D. Pablo

Sample Notice Letter

September 12, 2001
Ms. Adelle R. Sorero
Mercel Enterprise
Tenejero St.
Olonggapo City
Dear Ms. Sorero:
We would like to inform you about your past due account over to me hoping that I will convince
you to bring it current prior to forwarding your file to our legal department.
Your credit account has reached the critical stage and as you must be aware of this thing. Can
you please pay your balance in the amount of Php65,000.00 within 10 days to avoid any penalty
or additional cost.
Do not hesitate to call me if you have any question regarding this matter.
Sincerely,
Teodoro R. Manansala
Credit Department

Request Loan Approval Letter

April 15, 2001
Mr. Richard D. Bengzon
Manager
Bank of Philippine Island
Olonggapo City
Dear Bengzon:
I, Aristotle L. Romero, a trusted and faithful patron of Bank of Philippine Island (BPI) am
writing to submit application for a home loan. I need a loan an amount of Php 2.5 M and it would
help me purchase a new home for my family.
I have a savings and time deposit in this bank for the last 10 years. Please check my record and
you will find that there is enough balance always present in my account. My account number is
52147845145785 and my complete address is Lot 12 Blk 03 Santis Land Subd. Olonggapo City.
Attached here is a copy of all the supporting document to assist you in granting the approval to
my home loan application.
Please do not hesitate to contact me anytime if there are any clarifications regarding my home
loan application.
I hope for favorable response at the earliest possible time.
Sincerely,
Aristotle L. Romero
Application

Pag-ibig Application Letter

September 25, 1997
To whom it may concern:
Good day!
I am Patricia D. Stanley and I am writing to apply for Pag-ibig loan. This is my first time so I
want to know the procedures as well as the requirements of acquiring Pag-ibig Housing Loan. 
As of now, I am working overseas at Abu Dhabi.
I have been a member of Pag-ibig for about 8 years now and I never missed any payment for my
monthly contribution. My employer, ABC Corporation, deducted a certain amount for Pag-ibig
remittance.
Please contact me at mobile number, 0912458123 or send me letter at my email address,
PatSantos@abc.com and tell me how to apply loans.
Thank you very much for your favorable response.
Sincerely yours,
Patricia D. Stanley

Mortgage Refinance Loan Letter

August 24, 2000
Ms. Annoniete Llanda
Account Supervisor
ABC Lending Corporation
Hagonoy, Bulacan
Dear Ms. Llanda:
I would like to inform you of my recent hardship. My company downsized and I was laid off and
I have been out of work for almost one month.
Since I found a new job in Makati and now make Php25,000 less than per month than I did with
my old job. Therefore, I can no longer continue making mortgage payments in the amount of
Php15,000 per month.
I am searching for a way to get back on my feet. Is there another option to refinance mortgage
that involved payments of no more than Php10,000.00 per month.
Attached herewith is our monthly expenses and the copies of financial documents to show that I
am certainly experiencing financial hardship. All documents attached are true and accurate to the
best of my knowledge.
I know and believe that my situation is temporary and soon I will be able to start making full
payments again.
I hope for your consideration and understanding regarding this matter.
Sincerely,
(sign)
Ronald D. Manuel
Sta. Rosa Subdivision
Hagonoy, Bulacan

Pag-ibig Letter of Intent to Replace Buyer/Lessee

April 25, 1992
Dear Sir/Madam:
I would like to express my intention to replace Mr. Juan Ongkingco as buyer/lessee of the
property located at Calagara, Sta. Rosa, Laguna with TCT/CCT Property No. 12511 with an
outstanding balance/monthly rental in the amount of ten thousand pesos (Php10,000.00).
I understand and agree to be bound by the terms and conditions of the Deed of Conditional
Sale/Contract of Lease with Option to Purchase executed by the original buyer/lessee with Pag-
ibig Fund.
Furthermore, please find enclosed with this letter of option to purchase are pertinent documents
which I am here by submitting in compliance with all your documentary requirements.
I am aware that the Pag-ibig Fund reserves the right to reject my offer.
Very truly yours,
Jc R. Mendoza

Payment Failure Notice Letter

September 25, 2005
Mr. Abner Bartolome
AVL Subdivision, Albay City
Dear Mr. Bartolome:
Good day!
Your credit card has been processed for $25.95 and was declined and your payment is now
considered overdue. Please pay all outstanding invoices within 15 das of the invoice due date to
avoid service interruption. Late payments that are paid late may require further action.
This letter serves as a notice letter and we will wait you in our nearest payment center. Please
pay your outstanding balance immediately.
If there is any problem, don’t hesitate to phone us and let us know.
Sincerely yours,
Ms. Anna Mhay Pacaycay

Business Expansion Loan Application Letter

December 12, 2007
Mrs. Angelyn D. Lopez
Manager
RDL Lending Institution
Roxas Boulevard
Dear Mrs. Lopez:
I would like to apply for your Business Loan you are offering to entrepreneur like me. I have
been in restaurant business for the past 8 years now. Our restaurant offered Japanese and Korean
cuisines of different varieties.
Due to customer demand, we would like to expand my restaurant business by occupying the
second floor of our building. I am requesting Php500,000.00. This money will allow me to
occupy space on the second floor and buy kitchen utensils and other stuff for our restaurant.
I have attached my business plan as well as all the necessary documents needed to apply for this
loan. As you will see I have excellent credit history and a good business plan.
Please do not hesitate to contact me if you have any further questions.
Sincerely,
Ellena D. Adarna
Business Loan Application Letter
October 28, 2008
Maricar L. Roxas
Manager
ABC Lending Institution
Masbate City
Dear Ms. Roxas:
I would like to request a small business loan of Php250,000 to improve and renovate my
computer shop. I have been in business for the past four years and have shown a profit each year.
My computer shop is successful because my computers are always updated with new software as
well as new hardware. It contains 30 computers.
Due to customer demand, I would like to buy Xerox machine and renovate my place. We are
also planning to add 2 more computers.
I enclosed my business plan that outlines my financial projection for the next fiver years and
clearly states my assets to date.
Please contact me if you have any question at 0921-45812464 or at grace@gmail.com. Thank
you for your attention to my loan application.
Yours Very Truly,
Grace Anne D. Sahilan
Applicant

Housing Loan Application Letter

October 12, 2012
Mr. Juanito Navarro
Bank Manager
Asia May Bank
Balanga City Branch
Dear Mr. Navarro:
I am writing to apply for the housing loan offered by your bank. I have been a loyal customer of
your bank for last fifteen years. I am planning to buy a house and lot located at San Villes
Subdivision, Balanga City and I require a home loan from your bank. I have gone through terms
and conditions for the home loan and I accept them all.
I need a loan of 1.3 M from your bank in order for me to buy this house and lot. I will be paying
all the installments on time. I have a good credit history so I believe that getting a loan will not
be a problem as there are no issues of debts. Attached here are the photocopies of my pay slips,
social security number card, house agreement and plan of the house with his letter for your
perusal.
Please contact me if there are any queries through my cell phone number 092212145124 or email
me at laura_me@gmail.com.
Sincerely yours,
Laura M. Santos

Loan Request Letter Sample

Septermber 21, 1993
Mr. Edward Magtanong
Manager
Bank of Philippine Island
Udyong, Bataan
Dear Mr. Magtanong:
Good day!
First of all, I would like to introduce myself, I am Edwin Navarro, a faithful patron of your bank,
Bank of Philippine Island with a time and savings deposit for the last 10 years. I have a good
record on your bank and as a matter of fact, every month I make sure that I banked into my
account.
As such, I would like to request a loan of $30,000 for the renovation of our house. I have
attached the necessary documents and forms as per your bank regulations.
I hope for your prompt response about this matter. Please contact me anytime if you need further
information.
Sincerely yours
Edwin Navarro

Car Loan Letter

October 12, 2001
Mr. Eduard D. Nisay
Manager
MCA National Bank
Dear Mr. Nisay:
I would like to apply for a car loan. I am willing to buy BMW X3 for which I will need a loan
amount of $40,000. I already inquire to your bank and came to a conclusion that the interest rates
and other benefits offered by your bank are much better in comparison to other banks.
Right now, I am working as Professor in Pilar State University for about 10 years now. I have
attached my employment certificate as well my payslip for your reference.
I already filled up the car loan application form and send if to you via your office email address
found on your website. Please take a look this matter and let me know the status of my
application.
I hope for your favorable action.
Sincerely yours,
Miguel L. Rodriguez

Loan Request Letter

April 28, 2003
Mr. Ronald Pamaran
Manager
ABC Enterprising
Dear Mr. Pamaran:
I would like to request from your good office to grant me a personal loan for my medical
expenses which need to be done urgently during my vacation leave. I need an amount of
Php50,000 for my medication.
I will expect to repay with terms agreed upon, and prefer that regular payments be taken out of
my monthly salary.
I hope for your kind understanding and consideration about this matter. I will be highly
appreciated your act of kindness.
Sincerely yours,
Malou Mendez

Loan Application Letter – House Renovation

February 28, 2003
Ms. Michelle D. Lee
ABC Cooperative Inc.
Binondo, Manila
Dear Ms. Lee:
It is stated that as a Member of your cooperative, I have the right to request for a Loan for our
house renovation. I want to inform you that I am in need of this type of loan so that we will be
able to renovate our house as soon as possible. For this purpose I need a loan of Php 150,000.
Please kindly consider my request. I shall pay this loan by deducting it to my salary monthly.
Thank you and more power.
Sincerely yours,
Albert Roque
Manager
AB Corporation

Error Billing Dispute Letter

Samantha May D. Ligayo
Bayview St.
Malate, Makati
September 24, 2001
JCMER Financing
Loyola Avenue
Quezon City
To whom it may concern:
I would like to inform you that I dispute the following information in my file. I have encircled
those items I dispute on the attached copy of the report I received.
Item 2: dispute XYZ Enterprise, account no. 526341. This account has been paid in full.
Item 3: dispute CLEX Credit Corp, account no. 245783. This account is invalid because I don’t
have any purchase from them
I am requesting that those items be removed to correct the information. Please reinvestigate this
matter and correct the disputed items as early as possible.
Very truly yours,
Samantha May D. igayo

Approve Loan Letter

February 23, 2001
Ms. Annaliza Lee
Wacky Wacky Subd.
Cubao, Quezon City
Dear Ms. Lee:
Good day!
We would like to inform you that our institution has approved your loan application for
Php150,000 with interest to be paid at 10.5 Annual Percentage Rate.
We are expecting that the loan to be paid in full within five years. Please don’t hesitate to call me
sometime during the week so that we can draw up the final papers.
Attached herewith is an amortization schedule for your reference.
Sincerely yours,
Pepito Manaloto
Account Officer

Debt Dispute Letter Sample

Dinah L. Santos
Sta. Rosa St.
Tarlac City
November 25, 2000
ABC Agency
Malibiran Bldg. Roxas St.
Tarlac City
RE: Account No. 458152
To whom it may concern:
I am writing to inform you that I am disputing to the above referenced debt.. Attached here is the
statement of account for your reference. I do now owe this debt. Please verify the debt as
required by the Fair Debt Collection Practices Act.
I requested to not to report this debt to the credit reporting agencies. If you already reported it,
please tell them that the debt is disputed and request them to remove it from my credit report.
Also, I do not want to receive further telephone calls or receive letters regarding this debt I do
not owe to your client.
Thank you for your prompt action to this matter.
Best Regards,
Dinah Santos

Dispute Letter – Identity Theft

 
Cristina Medina
Cordillera Subd.
Aurora City
April 29, 2002
ABC Financing
Dataware Building
Aurora City
To whom it may concern:
I am disputing a fraudulent charge to my account #2151257 in the amount of $1800. I was a
victim of identity theft, and I did not buy any product from their company. I am requesting that
the charged be removed that any finance and other charges related to the fraudulent amount be
credited. Also, I am requesting to send the correct statement.
Enclosed herewith is the copy of the statement of account supporting my position. Please
investigate this matter and correct the fraudulent charge to my account as soon as possible.
Once again, thank you for your usual assistance regarding this matter. I expect a response from
you in writing.
Sincerely yours,
Cristina Medina

Billing Dispute Letter Sample

Loius Park
Sampaguita Subd.
Marikina City
September 28, 2004
ABC Financing
Oak Street
Makati City
Reference Account # 51452
To whom it may concern:
I am disputing a charge on my bill dated September 10, 2004. Based on this statement, there is a
charge in the amount of $150. I have attached a copy of the statement of the account for your
reference.
I am not purchasing anything this month so this must be an error. Also, I did not order from this
company and did not receive any services from them.
Please delete this charge from my account and mail me the corrected statement. Thank you in
advance for your prompt action to this matter.
Sincerely yours,
Loius Park

Dispute Credit Report Letter

James L. Austria
Villa Flor Subd.
Commonwelt. Fairview
September 12, 1998
ABC Credit Association
Aurora St. Quezon City
To whom it may concern:
Yesterday, I received a copy of my credit report from your agency and found the following item
to be in error:
Item 1 – I dispute XTZ credit card with account number 14856614861. This account is already
paid.
Item 2- I dispute BPI credit card with account number 12541648. This account is Inaccurate and
incomplete information.
I am requesting to update the above item to correct the information of my credit report. Attached
herewith is the copy of my bank statement account to support my position. Please reinvestigate
these matters and correct the disputed items in the earliest possible time.
Very truly yours,
James L. Austria

Payment Notification Letter

August 10, 2001
Ms. Joanna Fernandez
Lot 10 Blk 2 Esperanza Subd.
Orani City
Dear Ms. Fernandez:
This letter is serves as notice letter regarding your credit care ending 5214. This credit card has
been processed for $110.00 and was declined by our merchant processor.
In this care, your payment to us is now considered overdue. Please pay all outstanding invoices
within 10 days of the invoice due date to avoid service interruption.
You can login to our website and made a payment with your credit card, debit card or paypal.
You can also visit us to the nearest payment center.
Sincerely,
Ms. Evangeline Santos
ABD Manager

Credit Recommendation Letter

October 12, 1995
Ms. Lilibeth R. Viray
XYZ Financial Corporation
Bacood, Pampanga
Dear Ms. Viray:
We are pleased to respond to your letter dated October 8, 1995 regarding the credit history of
Mrs. Renzie D. Lim. We are glad to inform that Mrs. Lim has been our client since 1990 and
during that time, she has always made payments reliably in full and on time.
I can say that Mrs. Lim is very responsible. We have been doing business with Mrs. Lim wherein
we have supplied her with our products and she remitted payments within the duration day of the
invoice date.
I just hope that this information will be relevant as you appraise Mrs. Lim. I recommend her to
consider her to avail loan in your company.
For additional information, you may call me at my office, (02-458-8695}.
Sincerely yours,
Hazel L. Valencia

Credit Reference Letter Sample

 September 21, 1997
Ms. Eula D. Marshall
ABC Lending Company
Choco Subd. Bohol
Dear Ms. Marshall:
Our good office received your inquiry regarding the credit history of Mr. Elmerson Shells. As of
now, he has been an account holder with our bank for more than 10 years now. He maintains
both checking and savings account and he also obtained two loan through us.
Mr. Shells accounts have never been overdrawn. Also, he was always paid his loan on time. I
recommend Mr. Shells to consider his loan to your company. Our experience with him has been
excellent and we do not have any problem with him. He is very responsible for his obligation.
Sincerely yours,
Joanna L. Cruz
Bank Manager

Landline Payment Reminder Letter

January 12, 2001
Mrs. Loida D. Macaspac
Santillan Subd. Marcos Hi-Way
Balanga City
Dear Mrs. Macaspac,
Good day!
You may have overlooked your overdue balance of P898.65 for your Tattoo @Home / Globe
Landline Acct No. 84527076198. Please settle this amount to enjoy continuous connection. We
have implemented a minimal fee of P50.00 as late payment for every monthly bill that reflects
overdue charges. You don’t have to worry about being billed for late payment fees if you pay
promptly at any Globe Stores or other accredited payment facilities.
If payment has been made, please disregard this message and accept our thanks.
Thank you for choosing Tattoo@Home / Globe Landline.
Sincerely,
CREDIT MANAGEMENT GROUP

Payment Overdue Letter

 
January 12, 2008
Ms. Annaliza L. Santos
Choco Moco Subdivision
Pasay City
Dear Ms. Santos:
Good day!
Your invoice (45178122) with ABC Republic  is due. Please pay all outstanding invoices as soon
as possible to avoid service interruption. If payment has not been received by tomorrow your
account with us will be suspended, resulting in an interruption of service of the associated
service.
Invoice ID    Product    Amount Due
45178122     SH-1338048     $9.95
To make payment, please log in with your email address and password at our site. You can
complete payment by either card or Paypal on this page.
Best Regards,
Romulo L. Herrera

Loan Modification Sample Letter

October 26, 2001
Mr. Yhael Rodrigo
Account No. 12478963
Lot 1 Blk 12 Harvor Subd
Paranaque City
To whom it may concern:
This letter informs my difficult situation right now which caused me to fall behind on my
mortgage payments.  So therefore, I would like to request for a loan modification to decrease my
payments, fix my interest rate at a lower rate and recapitalize or forgive the delinquent payments
so that I can prevent future delinquency.
My main goal now is to keep my home for the long term. I experienced hard times recently that
why I fell behind on my payments because of my medical condition. Since that time, I was not
be able update my payments. But now, I already my condition is improving and I can work full
time.
Despite of my recent hardship, it is my own full intention to pay what I owe. Now that my
situation are improving, I would appreciate your consideration to lower my payments, help me
het caught back up, and fix the interest rate so that I can afford to stay in my house for the long
term.
I hope for your understanding and help me to come up with a solution to resolve my current
delinquencies and avoid problems down the road.
I really apologize for getting behind on my mortgage, but as you see my conditions have
prevented my keeping with the mortgage.
Sincerely yours,
(signature)
Yhael Rodrigo

Credit Forgiveness Letter

April 24, 2009
Mr. Robert Wataru
Credit Department
ABC Lending Investor
Rosevelt Morayta, Manila
Dear Mr. Wataru:
My name is Luisito M. Alberto with account number #4157533785.
This is to inform you of my current income from Government Assistance Program.  I am
currently unable to work due to my health condition and as you will see my income is not
enough for me to be able to make any payment towards my alleged debt at this time.
I would like to request that you forgive alleged debt as my condition prevents any employment,
and my current and future income does not support any debt repayment.
Attached herewith is my doctor’s letter as well as my medical records.  Also, I include the copy
of my income and a monthly expense sheet.
I hope for your understanding of my situation. Can you please respond to my request in writing
to the address below at most possible time.
Sincerely,
Luisito M. Alberto
#568 Santana Land
Antipolo City

Credit Offer Letter

October 10, 2014
Ms. Samantha Page
A&B Merchandising
Lot 12 Blk 30 Kalayaan Village
Pasig City
Dear Ms. Page:
I am glad to announce that we have opened a credit account for your company, account number
[452147]. This is also one way of thanking you for making a part of your business.
I assigned you one of my employees, Ms. Analyn of purchasing department to provide you
excellent service and to ease communication.  She will be responsible for your account and she
can be contacted on her direct line which is (02) 458-9562.
Your credit terms will be 30 days from the date of invoice while your credit limit will be $5,000.
If you have any question regarding this matter you can contact Ms. Analyn.
Thank you once again for being partner with us.
Sincerely yours,
Megan S. Legaspi
Store Manager

Close Credit Card Account Letter

December 14, 2005
Mr. Remond Reyes
Account Manager
YMT Financial Institution
Makati City
Dear Mr. Reyes
I would like to notify you that I am going to close my account number 1542-546 by the end of
the month with YMT Financial Institution.
My entire financial obligation with this credit card has been fulfilled since I already paid my
account balance last December 10, 2005.  Please close my account as soon as possible. I would
like also to see the notation in the report to the credit bureaus that my account was closed by
request of cardholder.
Also, I want to send me written evidence that my account is already close with good standing
upon my request. I hereby enclosed my destroyed credit card.
Thank you for your prompt action regarding this matter.
Very truly yours,
(sign)
Esmeralda M. De Guzman
Sta. Monica Subd.
Palawan City
Encl.: destroyed credit card

Due Date Collection Letter

November 12, 2001
Ms. Rosemary D. Macabantay
Del Pilar Subd.
Pilar, Bataan
Dear Ms. Macabantay:
Your invoice (012457) at abc.com is already due.  Please make payment before November 16 to
avoid service interruption.
You can make payment, just log in with your email address and password at
http://abc.com/admin.
Once logged in, click “Pay Bills Online” under current invoices. You can also click “Make
Payment” on the right navigation bar. You may pay either by Credit Card or Paypal on that page.
There is no further action needed once made a payment and your account will remain active.
Again, Thank you for your continued business with us.  Feel free to contact us if your have any
concerns and we assist to get issues resolve as soon as possible.
Best Regards,
Rhoderick Bush
Director

Credit Denied Letter Sample

December 4, 2005
ABC Credit Line Inc.
Pasay Taft, Paranaque
To Whom It May Concern:
I learned that I was denied as a result of wrong information on my credit report.
Please give me the full disclosure for the reasons that I was not given credit. I believe that you
have received inaccurate information that’s why I am requesting information regarding my
negative credit information from any source.
Thank you for your cooperation in this matter.
Sincerely,
Rizza M. Lapid

Letter Refusing Credit

October 19, 2005
Ms. Hannah de Lara
Pilsen Subd.
Orani, Bataan
Dear Ms. de Lara :
We gave out consideration for your application for a credit account.  Since it is company policy
to secure information before a credit account is granted, we asked you to furnish us the necessary
information; however, we think that such information would not allow us to grant you credit at
present.
We suggest that you visit our firm to let us explain in detail the credit privileges.
Sincerely yours,
Carmela Samaniegio

Letter Inviting Credit Accounts

January 5, 1997
Mrs. Annabelle Rama
Fort Bonifacio Subd.
Quezon City
Dear Mrs. Rama:
No doubt, you have at one time shopped at Rainbow Mall.  Probably I don’t need to do much
prodding to convince you that our store is truly an ideal shopping place.
Perhaps you can make your shopping a real pleasure if you open a credit account with us.
It is the company policy to expect payment after 30 days from the date of purchase.
Truly yours,
Jacqueline S. Cabantog

Letter Resuming Old Credit

 
June 5, 1996
Ms. Anna de Luna
Roxas Boulevard
Pasay City
Dear Ms. de Luna:
We checked our records and found out that you have stopped using your credit account.  We
would like to tell you why renewing your credit account is most favorable.  Rainbow Department
Store has come up with additional items.  Furthermore, we give added privileges for our valued
clients.
Why not take this opportunity and reactivate your credit account?
Truly yours,
Neil dela Cruz

Late Payment Explanation Letter

September 12, 2003
Ms. Eunice M. Enriquez
Finance Manager
APC Credit Line
Dear Ms. Enriquez :
This letter is to explain the late payment being reported on my credit report.
For the last 2 months, my husband had been hospitalized which put him on a short-term
disability.  When that happened our income was decreased by $1400 a month and we got behind
on some of our payments.
Since August, my husband has been back to work and we have been able to pay our bills on
time. Before my husband’s accident we had always paid our bills on time and were only late due
to a situation beyond our control,
We are responsible and pay our bill on time.  Thank you for giving us the opportunity to explain
and to own our own home.
Sincerely,
Mery Jeanne L. Roman

Opening Credit Line Letter Sample

April 23, 2001
Mr. Arnold Soledad
Lot 11 Blk 02 Santana Land Subd.
Antipolo
Dear Mr. Soledad:
Good day!
Thank you for opening a charge account with ABC Marketing.  Our convenient credit terms are
offered to qualified applicants on the basis of their years in business and the strength of a credit
report furnished by Ethel Credit Inc.
We have reviewed your credit application carefully and find that your Ethel Credit Inc. report
prevents us from extending our credit lines and net 45 terms that you requested. We find that
credit report from Ethel Credit Inc. contains incomplete and outdated information.  Credit history
is very important to us.
Should you find this information and correct it, we will be more than happy to review and
reconsider your application.
In the meantime we do hope that you will continue to trust ABC Marketing with all your car
accessory needs.  Enclosed here is our May catalogue.
Very truly yours,
Mike Anderson

Terminate Credit Card Letter

January 23, 1999
Charlen Sarmiento
Wayne Credit Association
Angeles, Pampanga
Dear Ms. Sarmiento:
I would like to close my credit card effective immediately. Please terminate the following
account.
Account Number: 738360385
Expiry Date: October 20, 2001
In this regard, please update my credit report.  Also, inform appropriate credit bureaus that this
account was closed at my request.
Thank you for your prompt action.
Very truly yours,
Lennith Roxas

Promissory Note Letter

February 15, 2010
I, Roland S. dela Cruz, am promise to pay my legal obligation of Php 95,000.00 to ABC
Development Corporation as balance of payment for Lot 12 Blk 05 where I already received the
Original Title (TCT No. 025-2484257) upon the release of my bank loan.
The estimated release of my bank loan will be on or before March 30, 2010. If I failed to pay the
said amount, legal charges will be filed against me by ABC Development Corporation and
additional of 12% will be incurred to the total balance.
Sign
Roland S. dela Cruz

Loan Agreement Letter

Loan Agreement Letter
I am Priscilla Allessandra Rodriguez, live at #105 Sta. Ana Subd. Capitangan, Balanga City,
Bataan with a contact number of 0921545451 who borrowed money from Charo dela Cruz an
amount of Php 25,000.00. I promise to pay the said amount within one (1) month with a 10%
interest.
If ever that I will not be able to pay the above amount, the creditor, Charo dela Cruz has the right
to get my assets or properties.
Signed this April 12, 2001 at Balanga City, Bataan.
(signed)
Borrower
(signed)
Creditor
(signed)
Witness

Debit Card Offer Letter

Dear Valued Customer:
As we celebrate our 18th anniversary this July, we have three good news for you:
– Free EastWest Prepaid Card until September 30, 2012
– Customized ATM withdrawal and Point of Sale (POS) purchase limits for EastWest Debit
Card
– New Head Office
Introducing the new EastWest Prepaid Card, which is available for FREE for you  Simply
accomplish fully the enclosed form and submit it to your depository branch on or before
September 30, 2012 to immediately enjoy the following advantages:

 Efficient management of funds – spend only what you have in your EastWest prepaid
card.

   International acceptance – pay for purchases here and abroad.

   Safe and secure – no need to carry huge amounts of cash

   Convenient – no bills nor finance charges to worry about after purchases.

And here’s more good news!  You can enjoy better security for your deposits the ATM
withdrawal and POS purchase limits of your EastWest Debit Card.  Just fill up the attached form
and bring it to your branch of account.  If you don’t have an EastWest Debit Card yet, go to your
branch and get one now.
Lastly, we will have a new home to give you an exceptionally delightful experience each time
you visit us  On June 2012, EastWest Head Office units will begin moving to The Beaufort, 5th
Avenue corner 23rd street, Bonifacio Global City, Taguig City.  All correspondences should be
sent to the new address by September 2012.
For questions, feel free to talk to your Branch Manager or Sales Officer regarding these great
offers and our relocation.  You may still call us through our trunkline 575-3888 and we will be at
your service.
Thank you very much for your continued patronage.
Very truly yours,
Gerardo Susmerano
EVP and Head
Retail Banking and Operations Cluster

Closing Credit Card Letter

September 12, 2008
Ms. Cindy L. Rubiano
TZA International Corp.
Caloocan City, Manila
Dear Ms. Rubiano:
Consider this letter as notice of terminating my account effective immediately.  In this regard,
please close the following account.
Account Number: 637291634
Expiration Date: September 15, 2009
Any changes to my credit report should reflect the account was closed. Also, send written
confirmation that the account was closed. Also, notify credit card bureaus that this account was
closed.
Thank you for your prompt action.
Sincerely yours,
Eva dela Cruz

Loan Proposal Letter

January 12, 2002
Mr. Reynaldo D. Gil
Bank Loan Manager
East West Bank
Ortigas, Pasay
Dear Mr. Gil:
I am writing this letter to submit a loan proposal of Php 300,000 as an additional capital for
setting up my own cafeteria.  I would like to set up my own business.  I already did my
feasibility study of having a cafeteria or eatery in our place.
Based on my feasibility study, it will be possible to have cafeteria that offers a variety of foods
including meals and snacks for everyone including students. I am enclosing my feasibility study
as well other documents which contains a detailed requirement of funds for setting up a cafeteria.
I am ready to mortgage my 280 sq. meters lot as collateral security for the loan.
Please inform me the possibilities of approving the loan proposal from your bank at the earliest.
Sincerely yours,
Michaela Maghirang

Loan Reminder Letter

June 15, 2001
Mr. Ronaldo Castro
Paraiso Subdivision
Sta. Cruz, Pampanga
Dear Mr. Castro:
This is to inform you that you have an unpaid loan amortization amounting to Php2,754.00
which was payable on May 31, 2001.  Please settle your obligation by updating your loan
account to avoid penalties and surcharges.
For inquiries, please visit our office.
Sincerely yours,
Christina L. Dela Cruz
Loan Officer

Loan Application Approved Letter

April 19, 2000
SPS Amelito Calimbas & Lenita Calimbas
Address: Blk. 12, lot 2 Reina Subd. Pampanga
Dear Sps. Gonzales:
Your application with us has been given favorable consideration subject to the following terms
and conditions:
1.    Loan Amount : Php 850,000.0
2.    Term : Ten (10) years
3.    Interest Rate : 5.88% for the 1st year (valid for 1 month from date of approval); annual
repricing thereafter based on PDSTF +6% or Overnight Lending Rate +6%, whichever is higher
4.    Repayment : Equal monthly amortization of principal and interest to start one month after
full release of loan.
5.    Purpose: Construction
6.    Construction Period : One (1) Year only
7.    Collateral : To be registered First Real Estate Mortgage on TCT. No 014527861 particularly
Lot 10, Blk 3 Road Villa Lina Subd. Angeles, Pampanga
8.    You shall execute at our office the following documents.
a.    Promissory Note (Construction)
b.    Disclosure Statement
c.    Loan and Mortgage Agreement
d.    Loan Schedule to the Loan and Mortgage Agreement
e.    Statement of Loan Releases
f.    Application for MRI and Fire Insurance
9.    Prior to loan annotation/release, you shall submit to Far West Bank the following documents
with reference to the property offered as collateral:
a.    Owner’s Duplicate Copy of TCT under the name of Amelito Cruz Calimbas and Lenita
Herrera Calimbas, (original)
b.    Original or Certified True Copy of Real Property Tax Declaration for land under borrowers’
name
c.    Updated Real Property Tax Receipt;
d.    Real Property Tax Clearance (origina).
10.    Borrower shall periodically submit the Real Estate Tax Receipts (RETR) showing payment
of realty taxes on the title/s offered as collateral to the loan for the current year in full.  The latter
shall be submitted to the Bank on or before March 31st of each corresponding year for as long as
the loan is outstanding.
11.    Schedule of Releases
0% – 0
30% – 200,000.00
60% – 300,000.00
90% – 200,000.00
100% – 150,000.00
Staggered releases are further subject to:
–    Compliance to required percentage of construction completion for the staggered loan
releases;
–    Procurement of Contractor’s All Risk (CAR) on the 2nd release of loan;
–    Procurement of Fire Insurance on the latest release;
–    Inspection fees to be paid by the client prior to the succeeding releases;
–    Payment of accrued interest every month to start one (1) month after the 1st loan release.  For
your convenience, you have the option to have this debited from your account by accomplishing
an Authority to Debit (ADA) from covering the monthly amortization, the accrued interest and
other charges.
12.    Miscellaneous expenses should be paid before the release of the loan.
a.    Application and Processing Fee – Php 3,000.00
b.    Appraisal Fee – paid already
c.    Doc. Stamp (PN) – Php 4,250.00
d.    MRI Annual Premium – Php 4,250.00
e.    Registration Fees – Php 15,076.28
f.    Notarial Fee (Undertaking) – Php 500.00
g.    Contractor’s All Risk – Php 1,864.35
h.    Fire Insurance – to be billed later
i.    Inspection Fees – to be billed later
Total ————— Php 28,940.63
13.    Expected Monthly Amortization (inclusive of advance insurance premium) is computed as
follows:
Loan Amount of Php 850,000.00, 10 years @ 5.88% for the 1st year Php 9,385.00
Insurance Premiums : MRI of Php 4,250 / 12 months Php 355.00
Fire Insurance – to be billed later
Total —- Php 9,740.60
–    For insurance renewals (2nd year and onwards), the annual premium payments shall be
collected in advance from the borrower on monthly basis together with the loan amortization. 
The advance collection of the insurance premium shall begin immediately on the first month of
the repayment period.
–    Please note that the monthly amortization would determined upon actual release of loan
proceeds. MRI premium is based on standard rate quotation and are also subject to final approval
upon release of loan.
–    Since your loan is being released on a staggered basis, the payment of monthly accrued
interest shall commence one (1) month after the first release until full release has been made 
One month after final release of the loan proceeds, the payment of the monthly amortization of
principal and interest shall begin.
14.    Subsequently, you can open a settlement account with Far West Bank and submit an
authority to debit covering the monthly amortization and advance insurance payment for the
following year.
For account opening, you are required to submit the following at any FWBC branch
–    Loan approval letter and or endorsement letter
–    One (1) valid (government issued) photo bearing ID
One (1) 1×1 or 2×2 ID picture
•    Please note that this settlement account is a non-interest bearing deposit and requires no
minimum initial deposit and maintaining balance.
15.    Subsequently, you can also choose to endorse your current life and or fire insurance
provided however that:
–    It is from an insurance company accredited with Far West Bank;
–    For life insurance, the principal amount of coverage is equal to your approved loan amount;
–    For fire insurance, the amount of coverage is equal to the value of improvement appraised by
the bank;
–    You shall submit the original copy of the insurance policies along with the endorsement letter
(indicating EWBC as the mortgagee) and original or certified true copy of the updated insurance
premium payment;
–    For succeeding years, failure to submit insurance policy renewals shall give the bank the
right to procure from its accredited insurance provider the necessary coverages.
16.    Early pay-off (closure) of loan is subject to 3% processing fee based on outstanding loan
balance.
17.    Bank guarantee issued to the seller / developer (if applicable), is unenforceable unless the
following have a favorable result:
–    Title verification report (TVR)
–    Mortgage Redemption Insurance (MRI)
18.    Collateral offered is subject to favorable title verification.
19.    Aside from collateral requirements, you are further required to submit the following:
–    One (1) valid (government issued) photo bearing ID0 for both spouses
–    Clearance certificate of subdivision association dues
–    Updated ITR yr. 2010 and 2011 for both spouses
–    Notarized affidavit to mortgage family home
–    Building permit
If, for any reason, the mortgage cannot be annotated/registered, we shall return all submitted
documents and refundable fees upon your demand and presentation of the original copy of our
Official Receipt of Payment.
This approval is valid only for 90 days from date of approval
Should the above terms and conditions be acceptable to you, please indicate your conformity by
signing on all pages and return to us our conformed copy.
The Bank reserves the right to amend any of the aforementioned stipulation or to cancel this
approval upon due notice to you, should there be supervening circumstances which we believe
will warrant such changes or cancellations.
Thank you for giving us the opportunity to be of service to you.
Very truly yours,
Far West Banking Corp.
Emardo M. Garcia
Head
Conforme:
SPS Amelito Calimbas & Lenita Calimbas
Borrower(s) / Mortgagor(s)

Hospital Bill Collection Letter

April 7, 2003
Mr. Joseph L. Sandoval
Santa Clara Subd.
Orani, Bataan
Dear Mr. Sandoval:
Good day!
You currently have a balance of Php15,265.00 according to the record of Accounting
Department of San Diego General Hospital.  Our policy requires that all balances by paid in full
within forty five (45) days of treatment.  Please remit payment for the balance due on your
account.
We understand that our patients is facing financial difficulties but it is your obligation to let us
know so that we can help assist you and make a credit adjustment in making budget payment
arrangements.
If you would like to discuss your account, please do not hesitate to keep in touch with us.  Our
office is open daily between 7 am to 6 pm.
We look forward for your response within 15 days of this letter.  I hope for your prompt attention
regarding this matter.
Sincerely yours,
Reina D. Vivar
Account Manager

Bank Credit Request Letter

July 13, 1993
Mr. Delfin Pascual
Manager
Unity Bank
Balanga City, Bataan
Dear Mr. Pascual,
We are pleased to state that our toy factory has increased considerably in recent months.  Now, it
has become necessary to enlarge production capacity but we are not in a position to finance this
with our present resources alone.
We would therefore request you to allow us credit to the extent of 60% of the present value of
our assets.
We look forward to your positive reply.  Also let us know your service charges in this regard.
Thank you.
Very truly yours,
Andy Woo
Manager, Toy Express Collection

Extension of Time Credit Letter

January 15, 1990
Ms. Eliza Topper
Fundline Inc.
Dinalupihan, Bataan
Dear Ms. Topper:
Thanks for your letter and the enclosed statement of Account.  However, we regret this time
because still our financial position has not improved sufficiently. Therefore, I request you to be
good enough to allow me some extra time to pay the bill.
We are confident that we are able to pay bill in full within 10 to 15 days.
I hope for your kind consideration.
Thank you very much.
Sincerely yours,
Eleazar Co

Denied Credit Letter Sample

August 25, 2004
RBC Bureau Council
San Fernando, Pampanga
To Whom It May Concern:
I was recently learned that I was denied credit within 30 days by ABC Credit Corporation based
on credit report obtained from your company.  Please send me a copy of my credit report as soon
as possible.
Elena Mercado Cortez
#143 Santa Ana Subd.
Calaylayan, Abucay
SS# 000278391
April 11, 1969
Cel phone # 09094579090
I have enclosed the copies of my driver’s license and voter’s identification card.
Sincerely,
Elena M. Cortez

Credit Report Request Letter

April 3, 2008
Experian or Trans Union
P.O. Box 105496
Atlanta, GA 30348-5496
To Whom It May Concern:
I would like to request a copy of my credit report. The following are some of my personal
information
Fullname : Marietta Lozano Pineda
Birthdate: August 25, 1967
Social Security Number: 145-15-3891
Home Phone Number: (047) 461-4042
Current Address: 56 Main Street, Apt. 5, Atlanta GA 15421
According to Fair Credit Reporting Act, I am entitled to a free copy of my credit report since I
am currently unemployed.
Sincerely,
(sign)
Marietta L. Pineda

Reminder Letter – Balance

November 12, 1997
Mrs. Vangie N. Bernales
Talipapa, Capitangan
Abucay, Bataan
Dear Mrs. Bernales:
We have a balance against you on our books for the sum of Php 5,800.  In as much as it has
always been your custom to remit promptly, we feel that the matter has either been merely
overlooked or that there is some error in our books.
With the supposition that such an error may possibly exist, we are sending you a duplicate
invoice for your assistance in checking up the matter.
As our accounts show the amount as unpaid, please let us know if there is any error, and we will
be glad to correct it.
Very truly yours,
Jannet B. Pineda

Credit Letter Sample

April 20, 1996
Bodjong Pascual
Green Apple Incorporated
Balanga City, Bataan
Dear Mr. Pascual:
The ABC Company has just purchased Merriam Bookstore.  We are writing to you, because we
should like to continue the open account which the Merriam Bookstore enjoyed with you.
We are enclosing a Balance Sheet of our company in order that you may better judge the
maximum amount of credit you can extend to us.
Should you desire references, please write or call the Banco de Oro, where we maintain our
deposits; the Vetafs Trading and  Buttermilk Inc. with whom we have had extensive credit
accounts.
We are confident of our ability to meet our accounts as they fall due, and we anticipate a good
business relation with you.  We shall appreciate your letting us know by return mail whether you
could extend credit to us, so that we may send you our order for textbooks and other school
supplies which we need at once.
Sincerely yours,
Romeo M. Tigas

Letter Offer Credit Accounts

 
May 25, 1997
Mr. Noynoy Aquino
ABC Corporation
San Marcelino, Tarlac
Dear Mr. Aquino:
Our Credit Department has told me that your account with us has been paid in full and I wish to
thank you personally for the manner in which you made your payments.
I am sorry that your account has been closed, because I like to do business with people who meet
their obligations such as you have.
My compliments to you, because your “credit is good,” as signified by the special privilege card
enclosed.
Now that your credit with us has been established, I want you to know that you can purchase any
items or merchandise in our store and have it charged to your account at any time.  Your
selection will be delivered immediately and you do not have to pay one cent credit; just say,
“charge it.”
I should like to receive a visit from you and to know if you are as well satisfied with us as we are
with you.  Please accept my kindest personal regards.
Very truly yours,
Manny Villar

Request Letter to Open an Account

August 10, 2001
ECE Distributor and Auto Supply Inc.
Pasay, Paranaque City
Dear Sir/Madam:
This is to request that I be allowed to open a credit account with your organization.
No doubt, you will recall that I have been buying auto parts from you for some time on a C.O.D.
basis, but I should like the decided convenience of charging my purchases.  What I want is an
arrangement whereby I can pay bills within 30 days from the date I receivbe my invoice.
My business has grown materially during the past year and I have recently added to my lists such
substantial customers as ARD Machine Shop, ABC Trucking Company, Ronville Storage and
Van Company.  Other references who will vouch for my business integrity ad reliability are:
Renne Auto Supply Corporation
Fodult Corporation
ENG Van Supply
I am certain that the references given herewith will prove entirely satisfactorily and I, therefore,
hope to hear favorably from you on the very near future.
Sincerely yours,
Ferdinand Herrera

Renew Account Credit Letter Sample

March 12, 2009
Ms. Julia Anne Felipe
San Jose Village
Balanga City, Bataan
Dear Ms. Felipe:
After checking our records, we learned that you have stopped using your credit account.  If you
don’t mind, we are suggesting that you renew your account, for it would also favor you.  Our
company has a new offer that will surely satisfy you.  Furthermore, we give a 30% discount to
our first time creditors.
Thank you very much
Sincerely yours,
Edward Yan
Account Manager