Professional Documents
Culture Documents
Reassurance at Every Step: Keeps Giving You More!
Reassurance at Every Step: Keeps Giving You More!
ETE
COMPL ANCE
UR
REASS ITH
W
D-19
COVIR
OVE AGE
C L WAITING
INITIA UCED
TO
D RED
PERIO S˜
ReAssurance at every step 15 DAY
ReAssure - Unlimited reinstatement of sum Safeguard features – Truly cashless
insured for any illness or any person in the feature with coverage even for
same year, triggered from the 1st claim itself so non-payables like PPE kit, gloves
that you can claim as many times as needed# and more$$
Presenting
Tenure Discount
Family discount Get discount of 7.5% on the premium of second
Get 10% discount on premium if 2 or more members policy year if you pay for a 2-year policy term in
are being covered under an individual policy. advance, and additional 15% discount on third
year’s premium if you choose a 3-year policy term.
Term discount on 3 years (7.5% on 2nd year + 15% on 3rd year) 40.5
Doctor discount of 5% 25
At renewal
Safeguard
We make sure that you have the freedom you need in order to secure your health up to your requirements, which is why the Safeguard benefit
lets you go even further and control different aspects of your policy, such as:
Claims
Direct Claims Settlement*** ##
5000+ Wide Network Hospitals
For quick claims processing we ensure all claims are Avail cashless facility across India at ##
5000+
processed by our team of in-house doctors. network hospitals.
3
We aim to process all cashless claims in 30 minutes Sometimes, you may not be able to access a network
so that you can be with your loved ones in their hour hospital for availing cashless facility. In such cases, to
of need. get your claim reimbursed as fast as possible, all you
need do is submit the requisite documents to us.
Renewal Process
1. Life-long Renewal - Get life-long renewal, regardless of your health status or previous claims made under your policy. Your renewal
premium will increase as your age increases but will not alter based on your claim experience.
2. Sum Insured Enhancement - To protect yourself from rising medical expenses, you can enhance your sum insured or add more members
of your family in your existing policy at the time of renewal. We may reach out to you for additional information/medicals in case needed.
Base sum insured 3L, 4L, 5L, 7.5L, 10L, 12.5L, 15L, 20L, 25L, 50L, 75L, 1Cr
Unlimited reinstatement of Sum Insured applicable for any illness or anyone insured (Single claim
ReAssure
under this benefit will be payable up to base sum insured)
Booster benefit In case of claim free year, increase of 50% of base sum insured in a policy year; maximum up to
100% (In case of a claim, reduction of accumulated cumulative bonus by 50% of base sum insured)
Annual (From Day 1); For defined list of tests; up to 500 for every 1 Lac sum insured
Health check-up
(Individual policy: maximum 5,000 per Insured; Family Floater policy: maximum 10,000 per policy)
Collect health points by taking steps counted on our Max Bupa Health App and get discount
Live healthy benefit(1)
up tp 30% on renewal premium
Modern treatments Covered up to sum insured with sub-limit of 1 Lac on few robotic surgeries
Second medical opinion Once for any condition for which hospitalization is triggered
Shared accommodation Up to 15 Lacs base sum insured: 800 per day (maximum 4,800)
cash benefit A bove 15 Lacs base sum insured: 1,000 per day; (maximum 6,000)
Optional benefits
Eligible insured person for this benefit will be: a. All members except son / daughter under a Family Floater policy
(1)
Hospital cash - Minimum 48 hrs of continuous hospitalization required. Maximum coverage offered for 30 days/policy
(2)
year/insured person. Payment made from day one subject to hospitalization claim being admissible.
15
DAYS
Initial waiting period reduced to 15 days for all
COVID-19 related hospitalization
No impact on Booster benefit if the claim is
made for COVID-19 related hospitalization
Waiting period and exclusions
• Treatment during the first 30 days of the plan will not be • Change-of-Gender treatments, Hormone Replacement Therapy,
covered, unless the treatment needed is a result of an accident. Cosmetic or plastic Surgery
This waiting period does not apply for renewal policies • Sleep disorders, treatment for alcoholism, drug or substance
• Any pre-existing conditions will be covered after a waiting abuse or any addictive condition
period of 3 years. Whereas, conditions specified in your policy • Dental/oral treatment
under Personal Waiting Period will be covered after a waiting
period of 2 years
• Sterility and Infertility, Maternity Expenses
pancreatitis, chronic kidney disease, hernia, internal congenital • Sexually transmitted Infections & diseases (other than HIV / AIDS)
anomaly, spinal disorder, etc • Any treatment or medical services received outside the
• Unproven Treatments, Unrecognized Physician or Hospital • Intentional self-inflicted Injury or attempted suicide,
Neuro-developmental delays and disorders, Mental retardation
• Breach of law, Conflict & Disaster, Excluded Providers
• Hazardous or Adventure sports
Refer to the policy document for further details on sub-limits, waiting period and exclusions.
Easy to reach
If you would like to find out more, please reach out to our specialised sales team or your Max Bupa advisor. We are available to fully
understand your requirements and help you select the right plan for you and your family.
Disclaimer: This is only a summary of the product features and is for reference purpose only. The details of benefits available shall be as described in the
prospectus, and will be subject to the policy terms, conditions and exclusions. Please call our customer service if you require any further information or
clarification.
Insurance is a subject matter of solicitation. Max Bupa Health Insurance Company Limited (IRDAI Registration Number 145), ‘Max’, ‘Max Logo’, ‘Bupa’ and
‘HEARTBEAT’ logo are registered trademarks of their respective owners and are being used by Max Bupa Health Insurance Company Limited under license.
*Tax benefits are subject to changes in tax laws. Savings amount computed for an individual who is in highest slab of income tax and surcharge. Maximum
deduction under section 80D is ` 100000. The highest tax slab for an individual is (base rate 30%+ 37% SC = 41.1 % + 4% cess = 42.744%)
` 100000 x 42.744% = 42744. Tax saving can vary basis individual’s income and policy coverage. Please consult your tax advisor for more details. $Max Bupa
processes pre-authorisation requests within 30 minutes for all active policies, subject to receiving all documents and information(s) up to Max Bupa’s
satisfaction. The above commitment does not include pre-authorisation settlement at the time of discharge or system outage. ##Number of network
hospitals shown is an approximate figure and is subject to change without prior notice, please visit our website to access latest and updated list of network
hospitals. #Single claim under this benefit will be payable up to base sum insured. ^As per IRDAI guidelines. ***Only for retail products. $$This is an optional
cover which will be available post payment of additional premium. ~ReAssure plan covers COVID-19 related hospitalisation, with initial waiting period
reduced to 15 days. The waiver/payment features for COVID-19 related hospitalisation will be allowed in respect of policies issued till 14th July, 2021. No
Claim Bonus/Booster benefit eligible as per T&C will not be impacted by COVID-19 hospitalization claim. Other T&C of claims processing remains the same.
For more details on inclusions, waiting period, risk factors, terms and conditions, please read sales brochure carefully before concluding the sale. CIN:
U66000DL2008PLC182918, Product Name: ReAssure. Product UIN: MAXHLIP21060V012021. UIN: MB/BR/CA/2020-21/218.
Statutory Warning:
Prohibition of Rebates (Under Section 41 of the Insurance Act 1938)
1. No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take out or renew or continue an insurance
in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the
premium shown on the Policy, nor shall any person taking out or renewing or continuing a Policy accept any rebate, except such rebate as may be
allowed in accordance with the published prospectuses or tables of the insurer. 2. Any person making default in complying with the provisions of
this section shall be liable for a penalty which may extend to ten lakh rupees.