Money class Articles

By Jagadish

Doing retirement is compulsory or working till death is beneficiary

Given an option one should choose work till death

Earnings are compulsory

Savings doesn’t rise to being rich

One has to invest money till death

Removing money from fund is becoming pauper

You have to go on working, go on investing till death

When you are retired from job you have to do entrepreneurship

A person who is idle and not doing job when hands and legs are fine is doing injustice

A man has to do job either internet work from home or work outside

Only if you invest money and are able to do so till death your child and wife is safe

Investments are annuities and bonds

Annuities should be equal to salary earned when doing last job in which house was safe and secure

Doing job till death gives security of old age and gives opportunity to travel outside with spouse

If you lose job you should do entrepreneurship and travel abroad

If you don’t do job expenditure and bills would eat away your income making you pauper’

Only annuities are income-based salary through which you can be safe

Only if you invest regularly in annuities from starting to ending you have opportunity to earn

Salary based annuities in which annuity equal to salary earned if you are able to get house is safe till

death
Annuity = salary earned while working in job

For annuity to be equal to salary one has to invest regularly

Every month one has to save money in savings account

When it becomes lump sum amount regularly it should be converted to annuities for safety

Once when annuity earned per month becomes salary based you should earn income for the child

That annuity was meant for wife safety not yours as husband

Make the child safe with annuity of 75000 rs per month for the child also

Then look at annuity of yours in the same denomination for family to be safe

That means you should retire late and not early to keep family safe from being pauper

If you pay to self, family is safe only till you are alive, once dead, family loses money as it is annuity

Annuity is paid per individual and not to family

Hence solution is a male if he is healthy should work till death for family to be safe in 21st century

He should never retire and when retired from active service should take up entrepreneurship if healthy

Thought of the day

There is no retirement age prescribed when you are a family man, responsibility is to work work work

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Taking loans from banks is crucial to survive pandemic as it is regular method to come out of crisis

People have to take loans when they are in crisis from banks

Banks are meant for people when they are in crisis to come out of financial crisis

Whatever may be the situation be it economic crisis or pandemic crisis is meant to take loans from bank

It is to do entrepreneurship and come out of tricky situations by keeping banks as financial advisors

When you don’t have mortgage to take loans from banks use the help of relatives and get loans

Taking loans gives you option to see whether you can come out of difficult position

Best help the bank should give is lesser interest to tussle out with so that more finance can be infused

Crisis is human discovery that nature is not always favorable to humans

That’s why the best way to come out of crisis is taking loans from banks at lower interest rates

Taking loans to do entrepreneurship is best way to take help from banks

Else take loans to come out of crisis by purchasing house

Both the method is to do entrepreneurship one outside the other inside the house

Purchasing house in crisis is like having roof in times of crisis

Later on, eat on curd rice else rice-based food items and live on them

Reduce your food intake and live like automatic millionaire having roof on top

and nobody to remove you from the house

Always have asset which you can dispose of and house finance is always appreciating

Else even if it doesn’t appreciate in certain countries, you still have to pay no rent per month to lose

You can even give away the house to somebody who is wealthy if you can't keep the house for long

You can even convert it to commercial plot and do business on the house for neighbor's suburban

Once a house is constructed it can be of some use or anything,

houses kept vacant get vampires in them to roam in them hence some use or other when constructed

While staying tin the house, you can rent part of the house to ladies as hostel or airanb accommodation

House as entrepreneurship base like selling clothes, jewelry, bakery items, grocery resale to get money

Always purchase house as flat instead of independent house, can have lesser sales independent house

people would flock to you nearby flat owners comparing their lives with your lifestyle making you hero

Purchase two flats for sale one to live, the other flat to store grains, lentils and grocery items business

If house is costly to live in and property tax is huge sell the house and purchase another house in

another city of choice and do entrepreneurship in it selling and spending the rest of money on annuity

Thought of the day

House is to do entrepreneurship to come out of financial crisis through collaboration with industry

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How to do entrepreneurship and is the option of auction-based business set up fastest way to earn

When you do business keep in mind money as goal

If you can't reach the destination of money your entrepreneurship should be changed

Minimum amount of money the entrepreneurship should give you CEOs salary for you to sustain

Otherwise keep on revising or changing or expanding the business to your advantage

CEOs salary because, it is because at old age nobody would pay your bills and it is inflation every year

Best way to do entrepreneurship which everyone including my advice is blogs writing

Writers are the best paid but the method of gaining more money through blogs is

Research internet thoroughly

Purchase copy right books to read and gain access to information

Look out for those books which talk about problems of the country

Read additional books to gain access to consultation amount

Design questionnaire thoroughly and answer them leisurely

Answer only 2 questions per day and gain access to consultation

Your goal is not blogs writing but to do consultation on the blogs writing

Writing only gives you insight into the problems

It is consultation and presentation on the issue which would give you access to people

The more people are benefited the more income you can earn

Benefitting people and doing consultation on it gives you income and wealth knowledge
So fastest way to gain income and be rich is

Knowledge of what you want to achieve

Knowledge written format for people to pose questions

Knowledge to do consultation over and above the issue

Wisdom in introducing concepts and doing things which nobody else did

PhD is the concept on which people gain access to employment

The more PhD you do in entrepreneurship the more people would be enrolled and get jobs

The more jobs you give to country and generate employment you would be wealthy

Entropy world of knowledge till you reach wealth sufficient to keep your stomach full is destination

Dong job till death else doing job till you are rich as per your family wish investing every day 8 hours

Auction you can never become rich and earn income daily basis or monthly basis

Auction you can only earn substantial money

Auction your income is always lesser than expenditure

Auction you always lose the battle

Auction you always are unwelcomed as people are grabbers

Auction your knowledge is always restricted and payment always lesser than what you are capable of

Auction is limited scope of earning , one should be knowledgeable in his area of specialization

Thought of the day

Auction is the not solution, it is knowledge of consultation and how you tackle issue when called for
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Picking up loan to purchase land during crisis to solve hunger problem and entrepreneurship

Taking loans is mandatory otherwise people would die out of hunger and lack of money in house

Land is the best purchase as it appreciates and can be used for multiple purposes when purchased

Land is an asset and acquire it to do business on it

Some rare use of it is

Caravan can be stationed in it and used for daily purpose without tension of leaving the vicinity

Agriculture can be grown and many ways subsistence farming can be accomplished

House can be constructed and used for entrepreneurship

Tent house type of luxury can be created and stationed if you can withstand climate

Giving land for lease and using part of the land and picking up rent on it

It can be used for industrialization if you have contacts with the CEOs of the city lifestyle

Hence land purchase is mandatory if you want to survive financial crisis as opportunities are endless

Your imagination is your endless stream of usage through which you can contact anybody and groom

anything in the land

Thought of the day

Agricultural land or barren land, all are reusable if you have networking under your belt to relish

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Every month certain income other than existing money is crucial till death either annuity or salary

Money should flow in every month

Last principal amount should increase to additional principal amount by next month

Payment can be even annuity form no problem as it is additional money + interest added up

Annuity

Payment is made every month

Every month the additional payment is given till death

As payment is frequent every month you can accept it as salary earned for the month

The more the principal amount you pay the more additional money you earn per month

The best way to relish annuity is accumulation of savings and pay for yourself till death

Never leave the job once annuity is paid to your account

Do the job till 70 and get paid till death and enjoy benefits of salary + salary till death

Passive income is nothing but investing in annuities

Thought of the day

Salary can be got through annuity based mutual funds category depends upon principal accumulated

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Those who are passionate about job are ones who don’t broke nor they have intention to be pauper

To do job is being not pauper

To do job is not being poor

To do job is being wealthy

To do job is being rich

To do job is being with utilities

To do job is relishing food

To do job is knowledge of books

To do job is gaining experience

To do job is access to own house

To do job is awareness of society

To do job is to know evil

To do job is knowledge of countries

To do job is knowledge of how-to live-in sociology

Old age people become rich as they earn more than youth through gaining experience

Doing job is ongoing process of life span of humans to be safe till they are capable of

Wisdom of earning income even in old age is to serve humanity take care of families of world to be rich

Thought of the day

Knowledge of society is knowledge of job which is necessary for every man to set up house or family

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Share capital is petty cash type of savings, one has to be entropist to earn income through it

To earn income through share capital one has to be entropist

Even after waiting for 20 years to do business with company share holder, you are still called speculator

Share capital has only one rule if you do business with company you have to sell shares when it is high

When you sell the business at low you do losses

Hence even after waiting for 20 years if you sell at low share capital you are loser not a winner

That’s why those who do business in share capital number of years to wait has no meaning

Those who want to earn income in share capital has to sell and buy regularly

Those who buy shares regularly can earn income others do one time or less business

Those who wait for more than a decade to sell haven't earned any business per month

Hence to earn income per month you should be entropist else never enter the share market

Those who sell shares are pauper and those who do sell and buy regularly are regular income earners

How much you earn in share capital depends upon how many times you have buy and sold shares

Those who buy at face value shares often do business profit as prices of net asset value has to rise

Dividend reinvestment plan is a flop show if you purchase the share at high NAV value

You have to ask for cash instead of opting for DRIP and then purchase the shares at IPO at face value\

DRIP always sells at higher NAV that’s why your margin of profit is less if you sell at highest NAV

DRIP doesn’t give you option of purchasing shares at face value hence to purchase at lot is meaningless

Even if u purchase DRIP at lot margin of profit is less as NAV value would be high number of shares less

Systematic investment planning can also go into losses as purchasing time of month NAV to be high side

Some share purchased is cheap and some are costly, the proportion would determine the average NAV

At the time of sale NAV can't give you higher salary per month on sale as NAV usually on higher side
Both DRIP and SIP have to be earned per month to live on share capital, as it is not possible

Both share capital is just a savings account of the principal amount to keep you safe

The moment you decrease the share capital market money you lose and come closer to pauper

One doesn’t do business and shouldn’t do business in share capital if one is not entropist

Daily basis of sale and purchase of share capital gives you opportunity to earn income every month

Otherwise share capital is just a savings account, the moment you decrease it you lose money

Thought of the day

Share capital is savings account and if you want to earn income every month sell and purchase daily

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Thinking of retirement is wastage of time it is well noted that those who are passionate always earn

If you retire you would have no information about knowledge flowing in countries

If you retire you would never know the motivation to gather information

If you retire you would be left out of crucial information which might result in your death

If you retire you would be ousted out of institutions and lose contact with world information

If you retire you would never be able to protect your family which would extend through marriage

If you retire your family would be vulnerable as knowledge keeps on changing and rules keep expanding

If you retire you would never be able to pay bills and have to live with limited set of intellectuals

If you retie you would never have financial independency as it Is hyperinflation and food consumption

If you retire you cant travel which would result in limited set of information what world is made up of
Thought of the day

Knowledge is ever green & to have it one should relish having money as it flows through salary

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What type of books are you going to make me read after marriage and am I capable of reading them?

Brains is the strength of male and female joining hands together to accept marriage

Brain's strength is determined by what type of books male and female is capable of delivering to each

Brains groom up between male and female is ongoing puzzlement and both should be able to withstand

Brain pressure is the language and jargons of each other capability and the art of pressure hunting

Brain development happens as to what each other offer themselves and to each other books position

Brain is the first doorstep of answering to each other game plan and that happens with books proposal

Brain is the doorstep to origin of each other's privacy and strength of handing each other's acronyms

Brain is the knowledge warehouse of knowing how each other has handled each other's genres to taste

Brain is source of food and source of vitamins with which each other takes their turn to marvel

Brain is the source of strength and strength of valor with which each other uses against daily issues

Brains is the roommate's biggest weapon to deliver while contacting each other wavelength to wither

Thought of the day

Jargons and acronyms and bookish knowledge are dutiful medicine given to each other after marriage

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Financially independent retire early is a bad concept as economy runs in hyperinflation sometimes

Economies are not stable and run the risk of disaster management

Finance keeps on introducing newer vehicles to keep population intact

Retirement schemes are for old people who can't do job

Food items are inflation oriented and are becoming costly because of loss of real estate

Education grooms up economic man and marriages but together it is hyperinflation scenario

Water crisis across the globe and construction cost of ponds takes time leading to cost on higher side

Houses have become independent houses and leading to flats construction as building cost is not lower

Estates in the country have lessened and mostly have to be sought out through resort construction

Knowledge is totally governed by the western community and their authors are vanishing very fast

Medicines and science have become totally robotic and hence cleanliness is prime important

Sports vicinity is fought out for supremacy with computers as arsenal to be taught is not at all cheap

Wisdom of picking up religious doctrine has taken up a twist in tale with aliens collaboration a must

Internet has become totally governed with money as arsenal under e wallet and monthly continuation

University knowledge is governed by research and world automatically is becoming a global hunt

Publishing houses have become hi-tech and now knowledge is governed through computers and DVD

Manufacturing units are now a call of the nation with affected party not one but entire earth globe

Discovering past history data is not at all governed through ancient techniques but with latest tools

Operating system now a days is working to bring companies and political thought at one strata of level

When you consider above works taken up by humans automatically one needs currency as insight

Thought of the day

Money is to be needed and the best way to do is money in circulation through people participation
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