Investment Planner (5 Yrs) : Expense-Savings Bifurcation

Investment Planner (5 Yrs)
Particulars Details
Starting Date 1/1/2020
First three sheets are designed for
Current Total Monthly Income $ 10,000 those who are starting their carreer
and ready to move on their Wealth
Current Age 23 Creation Path. It will guide for next
3-5 years. Once gaining good work
Anticipated Retirement Age 35 experience, one will be in higher
income slab and hence will need a
new strategy which is provided in
Number of Years on Hand 12
remaining sheets.
Investment Target (Amount) $ 2,000,000
Expense-Savings Bifurcation (Change Basic and Other expenses percentage as per
your requirements.)
Particulars Percentage
Expense-Savings Bifurcation
Basic Expenses (Basic Needs) 40%
Other Expenses (Wants) 20%
Savings 40%
Basic Expenses
Grand Total 100% (Basic Needs)
$4,000 ; $4,000 ; Other Expenses
40% 40% (Wants)
Particulars Amount Savings
Basic Expenses (Basic Needs) $ 4,000 $2,000 ;

20%
Other Expenses (Wants) $ 2,000
Savings $ 4,000
Grand Total $ 10,000
Year 2020
Month Income Savings
January $10,000 $4,000 $12,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
February $10,000 $4,000
March $10,000 $4,000
$10,000
April $10,000 $4,000
May $10,000 $4,000
June $10,000 $4,000 $8,000
July $10,000 $4,000
August $10,000 $4,000
September $10,000 $4,000 $6,000
October $10,000 $4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
November $10,000 $4,000
December $10,000 $4,000 $4,000
Total Savings $48,000

Annual Return Received $2,400
$2,000
Net Total Savings $50,400
ROI 5.00%
Summary $0
Net Total Savings $50,400 ry ry ch ril ay ne Ju
ly st be
r
be
r
be
r
be
r
nua r ua ar Ap M Ju u gu m tc o m m
Ja b M A te ve ce
Withdrawals (If any) $9,560 Fe Se
p O
No De
Balance Brought Forward $40,840
Total Income 2020 $120,000 Income Savings
Total Savings 2020 $48,000
Year 2021
Balance Carried Forward $40,840
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$20,000
January $10,000 $4,000
$18,000
February $10,000 $4,000
March $10,000 $4,000
$16,000
April $18,000 $7,200
May $18,000 $7,200 $14,000
June $18,000 $7,200
$10,000
$10,000
$10,000
July $18,000 $7,200 $12,000
August $18,000 $7,200

$10,000
September $18,000 $7,200
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
October $18,000 $7,200 $8,000
November $18,000 $7,200
December $18,000 $7,200 $6,000
$4,000
$4,000
$4,000
Total Savings $ 117,640
Annual Return Received $ 5,882 $4,000
Net Total Savings $ 123,522

$2,000
ROI 5.00%
Summary $0
Net Total Savings $ 123,522 ry ry ch ril ay ne Ju
ly us
t
be
r
be
r
be
r
be
r
ua ua ar Ap M Ju g m to m m
Ja
n br M Au pt
e c v e ce
Withdrawals (If any) $ 7,800 Fe Se
O
No De
Balance Brought Forward $ 115,722
Total Income 2021 $ 192,000 Income Savings
Total Savings 2021 $ 76,800
Year 2022
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$20,000
January $18,000 $7,200
$18,000
$16,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$20,000
February $18,000 $7,200 $18,000

March $18,000 $7,200
$16,000
April $18,000 $7,200
May $18,000 $7,200
$14,000
June $18,000 $7,200
July $18,000 $7,200 $12,000
August $18,000 $7,200
September $18,000 $7,200 $10,000
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
$7,200
October $18,000 $7,200
$8,000
November $18,000 $7,200
December $18,000 $7,200 $6,000
Annual Return Received $16,170 $4,000
ROI 8.00% $2,000
Summary
$0
Net Total Savings $218,292 ry ry ch ril ay ne Ju
ly st be
r
be
r
be
r
be
r
nua r ua ar Ap M Ju ugu m to m m
Withdrawals (If any) $0 Ja b M A e Oc ve ce
Fe pt De
Se No
Total Income 2022 $216,000 Income Savings
Year 2023
Month Income Savings $25,000
$22,000
$22,000
$22,000
$22,000
$22,000
$22,000
$22,000
$22,000
$22,000
$22,000
$22,000
$22,000
January $ 22,000 $8,800
February $ 22,000 $8,800
March $ 22,000 $8,800
$20,000
$20,000
April $ 22,000 $8,800
May $ 22,000 $8,800
June $ 22,000 $8,800
July $ 22,000 $8,800 $15,000
August $ 22,000 $8,800

September $ 22,000 $8,800
$8,800
$8,800
$8,800
$8,800
$8,800
$8,800
$8,800
$8,800
$8,800
$8,800
$8,800
$8,800
October $ 22,000 $8,800 $10,000
November $ 22,000 $8,800
December $ 22,000 $8,800
$5,000
Annual Return Received $25,911
ROI 8.00%
Summary $-
ry ar
y ch ril ay ne ly us
t
be
r
be
r
be
r
be
r
Net Total Savings $349,803 nua ru M
ar Ap M Ju Ju u g
em cto m m
Ja Fe
b A pt O ve ce
Withdrawals (If any) $50,000 Se No De

Income Savings
Total Income 2023 $264,000
Year 2024
January $ 25,000 $10,000

$25,000
$25,000
$25,000
$25,000
$25,000
$25,000
$25,000
$25,000
$25,000
$25,000
$25,000
$25,000
February $ 25,000 $10,000
$25,000
March $ 25,000 $10,000
April $ 25,000 $10,000
May $ 25,000 $10,000
$20,000
$20,000
June $ 25,000 $10,000
July $ 25,000 $10,000
August $ 25,000 $10,000
$15,000
September $ 25,000 $10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
$10,000
October $ 25,000 $10,000
November $ 25,000 $10,000 $10,000
December $ 25,000 $10,000
Annual Return Received $20,990 $5,000
ROI 5.00%
Summary $-
Net Total Savings $440,793 ry ar
y ch ril ay ne Ju
ly us
t
be
r
be
r
be
r
be
r
ua u ar Ap M Ju g m o m m
Ja
n b r M Au pt
e ct ve ce
Withdrawals (If any) $5,594 Fe Se
O
No De
Income Savings
Total Income 2024 $300,000
www.ExcelDataPro.com
Investment Tracker Excel Template
Total Net Total Net Annual Withdrawal (if
Year Balance C/f ROI (Amount) ROI (%)
Investment Investment Savings any)
2020 $ 48,000 $ - $ 48,000 $ 2,400 5.00% $ 50,400 $ 9,560
2021 $ 76,800 $ 40,840 $ 117,640 $ 5,882 5.00% $ 123,522 $ 7,800
2022 $ 86,400 $ 115,722 $ 202,122 $ 16,170 8.00% $ 218,292 $ -
2023 $ 105,600 $ 218,292 $ 323,892 $ 25,911 8.00% $ 349,803 $ 50,000
2024 $ 120,000 $ 299,803 $ 419,803 $ 20,990 5.00% $ 440,793 $ 5,594
Congratulations!!!
Your Total Accumulated Amount is $ 435,199 at the end of 5 years
Annual Annual ROI 9.00% 8.00% 8.00%
No. of Year Year ROI (%) 8.00%
Income Savings (Amount) 7.00%
6.00%
1st 2020 $ 120,000 $ 48,000 5.00% $ 2,400 5.00%
5.00% 5.00%
4.00%
2nd 2021 $ 192,000 $ 76,800 5.00% $ 5,882 3.00%
2.00%
3rd 2022 $ 216,000 $ 86,400 8.00% $ 16,170 1.00%
0.00%
4th 2023 $ 264,000 $ 105,600 8.00% $ 25,911 2020 2021 2022 2023
5th 2024 $ 300,000 $ 120,000 5.00% $ 20,990 ROI (%)

Balance Brought
Forward
$ 40,840
$ 115,722
$ 218,292
$ 299,803
$ 435,199
.00% 8.00%
5.00%
2022 2023 2024
(%)
Investment Planner Post 5-10 Yrs
Starting Date 1/1/2025 If you have consumed less than 5 years then insert date manually.
Current Total Monthly Income $ 30,000
Current Age 28 These 3 sheets are designed for Pros who are now
Anticipated Retirement Age 35 established in their respective field and are ready
to accomplish their Wealth Creation Plan with
Number of Years on Hand 7 full intensity. It will guide for remaining years or
Investment Target $ 2,000,000 as desired by an individual.
Milestone Achieved $ 435,199
Balance Target To Be Achieved $ 1,564,801
Particulars Percentage
Basic Expenses (Basic Needs) 40%
Other Expenses (Wants) 20%
Savings Change Basic and Other expenses 40% Basic Expenses (Basic
percentage as per your requirements.
Needs)
Grand Total 100% $12,000 $12,000 Other Expenses
Particulars Amount ; 40% ; 40% (Wants)
Savings
Basic Expenses (Basic Needs) $ 12,000 $6,000 ;
Other Expenses (Wants) $ 6,000 20%
Savings $ 12,000
Grand Total $ 30,000
Year 2025
Balance Carried Forward $ 435,199
$30,000
$30,000
$30,000
$30,000
$30,000
$30,000
$30,000
$30,000
$30,000
$30,000
$30,000
$30,000
January $ 30,000 $ 12,000
February $ 30,000 $ 12,000 $30,000
March $ 30,000 $ 12,000
April $ 30,000 $ 12,000
May $ 30,000 $ 12,000 $25,000
June $ 30,000 $ 12,000
July $ 30,000 $ 12,000
$20,000
August $ 30,000 $ 12,000
September $ 30,000 $ 12,000
October $ 30,000 $ 12,000
$12,000
$12,000
$12,000
$12,000
$12,000
$12,000
$12,000
$12,000
$12,000
$12,000
$12,000
$15,000
November $ 30,000 $ 12,000
December $ 30,000 $ 12,000
Total Savings $ 579,199 $10,000
Annual Return Received $ 46,336

$5,000
ROI 8.00%
Summary
Net Total Savings $ 625,535 $-
ar
y ry ch ril ay ne ly st be
r
be
r
be
r
be
r
Withdrawals (If any) $ 9,600 nu r ua
M
ar Ap M Ju Ju u gu
em tc o m m
Ja Fe
b A pt O ve ce
Balance Brought Forward $ 615,935 Se No De
Total Income 2025 $ 360,000
Income Savings
Year 2026
$35,000
$35,000
$35,000
$35,000
$35,000
$35,000
$35,000
$35,000
$35,000
$35,000
$35,000
$35,000
January $ 35,000 $ 14,000
February $ 35,000 $ 14,000 $35,000
March $ 35,000 $ 14,000
April $ 35,000 $ 14,000 $30,000
May $ 35,000 $ 14,000
June $ 35,000 $ 14,000
$25,000
July $ 35,000 $ 14,000
August $ 35,000 $ 14,000
$20,000
September $ 35,000 $ 14,000
$14,000
$14,000
$14,000
$14,000
$14,000
$14,000
$14,000
$14,000
$14,000
$14,000
$14,000
October $ 35,000 $ 14,000
November $ 35,000 $ 14,000 $15,000
December $ 35,000 $ 14,000

Total Savings $ 783,935 $10,000
$5,000
ROI 8.00%
Summary
$-
Net Total Savings $ 846,650 ry y ch ril ay ne ly t r r r r
ua ar ar Ju us be be be be
ru Ap M Ju u g m cto m m
Withdrawals (If any) $ - Ja
n
Fe
b M A pt
e O ve ce
Se No De
Balance Brought Forward $ 846,650
Year 2027
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$40,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$38,000
$40,000
January $ 38,000 $ 15,200
February $ 38,000 $ 15,200
March $ 38,000 $ 15,200 $35,000
April $ 38,000 $ 15,200

May $ 38,000 $ 15,200 $30,000
June $ 38,000 $ 15,200

July $ 38,000 $ 15,200 $25,000
August $ 38,000 $ 15,200
September $ 38,000 $ 15,200 $20,000
$15,200
$15,200
$15,200
$15,200
$15,200
$15,200
$15,200
$15,200
$15,200
$15,200
$15,200
October $ 38,000 $ 15,200
November $ 38,000 $ 15,200
$15,000
December $ 38,000 $ 15,200
Total Savings $ 1,029,050
$10,000
Net Total Savings $ 1,111,374
ROI 8.00% $5,000
Summary
Net Total Savings $ 1,111,374 $-
Withdrawals (If any) $ 7,800

Balance Brought Forward $ 1,103,574
$12,000
r
be
$30,000
m
ce
De
$12,000
r
be
$30,000
m
ve
No
$12,000
r
be
$14,000
r
be
$35,000 $38,000
m
ce
De
$14,000
r
be
$35,000 $38,000
m
ve
No
$14,000
r
be
$15,200
$38,000
$15,200
$38,000
$15,200
Year 2028
Balance Carried Forward $ 1,103,574
$45,000
$45,000
$45,000
$45,000
$45,000
$45,000
$45,000
$45,000
$45,000
$45,000
$45,000
$45,000
$50,000
January $ 45,000 $ 18,000
$45,000
February $ 45,000 $ 18,000
March $ 45,000 $ 18,000 $40,000
April $ 45,000 $ 18,000
May $ 45,000 $ 18,000 $35,000
June $ 45,000 $ 18,000

$30,000
July $ 45,000 $ 18,000
August $ 45,000 $ 18,000 $25,000
September $ 45,000 $ 18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
$18,000
October $ 45,000 $ 18,000 $20,000
November $ 45,000 $ 18,000

$15,000
December $ 45,000 $ 18,000
$10,000
Net Total Savings $ 1,425,140 $5,000
ROI 8.00%
Net Total Savings $ 1,425,140 $-
ry ry ch ril ay ne Ju
ly st be
r
be
r
be
r
be
r
Withdrawals (If any) $ 24,000 nua r ua ar A p M Ju ugu m to m m
Ja b M A te Oc ve ce
Fe Se
p
No De
Year 2029
Balance Carried Forward $ 1,401,140
$52,000
$52,000
$52,000
$52,000
$52,000
$52,000
$52,000
$52,000
$52,000
$52,000
$52,000
$52,000
January $ 52,000 $ 20,800
February $ 52,000 $ 20,800
$50,000
March $ 52,000 $ 20,800
April $ 52,000 $ 20,800
May $ 52,000 $ 20,800 $40,000
June $ 52,000 $ 20,800
July $ 52,000 $ 20,800
August $ 52,000 $ 20,800 $30,000
September $ 52,000 $ 20,800
$20,800
$20,800
$20,800
$20,800
$20,800
$20,800
$20,800
$20,800
$20,800
$20,800
$20,800
$20,800
October $ 52,000 $ 20,800
November $ 52,000 $ 20,800 $20,000
December $ 52,000 $ 20,800

$10,000
ROI 5.00%
$-
Net Total Savings $ 1,733,277 ry ry ch ril ay ne Ju
ly
gu
st be
r
be
r
be
r
be
r
nua r ua ar Ap M Ju u m tc o m m
Ja b M A te ve ce
Withdrawals (If any) $ 777 Fe Se
p O
No De
Year 2030
Balance Carried Forward 1732499.93071
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$60,000
$70,000
January $ 58,000 $ 23,200
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
$58,000
February $ 58,000 $ 23,200 $60,000
March $ 58,000 $ 23,200
April $ 58,000 $ 23,200
$50,000
May $ 58,000 $ 23,200
June $ 58,000 $ 23,200
July $ 58,000 $ 23,200 $40,000
August $ 58,000 $ 23,200
September $ 58,000 $ 23,200
$23,200
$23,200
$23,200
$23,200
$23,200
$23,200
$23,200
$23,200
$23,200
$23,200
$23,200
$23,200
$30,000
October $ 58,000 $ 23,200
November $ 58,000 $ 23,200
December $ 58,000 $ 23,200 $20,000

Annual Return Received $ 160,872 $10,000
ROI 8.00%
$-
Net Total Savings $ 2,171,772 y y ch ril ay ne ly st r r r r
uar u ar ar Ap M Ju Ju gu be obe be be
br u m t m m
Withdrawals (If any) $ 8,000 Ja
n
Fe
M A pt
e Oc ve ce
Se No De
$18,000
r
be
$45,000
m
ce
De
$18,000
r
be
$45,000
m
ve
No
$18,000
er
$20,800
r
be
$52,000 $58,000
m
ce
De
$20,800
r
be
$52,000 $58,000
m
ve
No
$20,800
er
$23,200
r
be
$58,000
m
ce
De
$23,200
r
be
$58,000
m
ve
No
$23,200
er
Investment Summary
Total Net Total Net Annual Withdrawal
Year Balance C/f ROI (Amount) ROI (%)
Investment Investment Savings (if any)
2025 $ 144,000 $ 435,199 $ 579,199 $ 46,336 8.00% $ 625,535 $ 9,600
2026 $ 168,000 $ 615,935 $ 783,935 $ 62,715 8.00% $ 846,650 $ -
2027 $ 182,400 $ 846,650 $ 1,029,050 $ 82,324 8.00% $ 1,111,374 $ 7,800
2028 $ 216,000 $ 1,103,574 $ 1,319,574 $ 105,566 8.00% $ 1,425,140 $ 24,000
2029 $ 249,600 $ 1,401,140 $ 1,650,740 $ 82,537 5.00% $ 1,733,277 $ 777
2030 $ 278,400 $ 1,732,500 $ 2,010,900 $ 160,872 8.00% $ 2,171,772 $ 8,000
Congratulations!!!
Your Total Accumulated Amount is $ 2,163,772 at the end of 11 years
No. of ROI 9.00% 8.00% 8.00% 8.00% 8.00% 8.00%
Year Annual Income Annual Savings ROI (%) 8.00%
Year (Amount) 7.00%
6th 2025 $ 360,000 $ 144,000 8.00% $ 46,336 6.00% 5.00%
5.00%
7th 2026 $ 420,000 $ 168,000 8.00% $ 62,715 4.00%
3.00%
8th 2027 $ 456,000 $ 182,400 8.00% $ 82,324 2.00%
9th 2028 $ 540,000 $ 216,000 8.00% $ 105,566 1.00%
0.00%
10th 2029 $ 624,000 $ 249,600 5.00% $ 82,537 2025 2026 2027 2028 2029 2030
11th 2030 $ 696,000 $ 278,400 8.00% $ 160,872 ROI (%)
Started in Year 2020 Planned Years 12

Achieved in Year 2030 Years to Achieve 10
Balance Brought
Forward
$ 615,935
$ 846,650
$ 1,103,574
$ 1,401,140
$ 1,732,500
$ 2,163,772
00% 8.00% 8.00%
5.00%
027 2028 2029 2030
ROI (%)

Investment Planner (5 Yrs) : Expense-Savings Bifurcation

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Investment Planner (5 Yrs) : Expense-Savings Bifurcation

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Investment Planner (5 Yrs)

Basic Expenses (Basic Needs) $ 4,000 $2,000 ;

Total Savings $48,000

Total Savings 2020 $48,000

August $18,000 $7,200

Net Total Savings $ 123,522

Total Savings 2021 $ 76,800

February $18,000 $7,200 $18,000

August $ 22,000 $8,800

Balance Brought Forward $299,803

January $ 25,000 $10,000

5th 2024 $ 300,000 $ 120,000 5.00% $ 20,990 ROI (%)

2022 2023 2024

Annual Return Received $ 46,336

December $ 35,000 $ 14,000

April $ 38,000 $ 15,200

June $ 38,000 $ 15,200

Withdrawals (If any) $ 7,800

June $ 45,000 $ 18,000

November $ 45,000 $ 18,000

December $ 52,000 $ 20,800

Total Savings 2029 $ 249,600

January $ 58,000 $ 23,200

Total Savings $ 2,010,900

11th 2030 $ 696,000 $ 278,400 8.00% $ 160,872 ROI (%)

Started in Year 2020 Planned Years 12

00% 8.00% 8.00%

027 2028 2029 2030

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