SCHEMES: PRELIMS 2020

• Classification and Key Terms

• Key patterns and insights
• Shortlisted Sectors
• Important Schemes of Shortlisted Sectors
• Prelims Tricks
 READINGS :

• This Presentation also available on Telegram Channel : t.me/csepaper2atish

• Additional document covering static schemes also available on telegram
channel
• Boxes of both volumes of Eco Survey excluding data points
 CLASSIFIC ATION

• The Government in 2016 approved the recommendations of the Niti Aayog and restructured the classification and
funding of schemes.
• There are broadly three types of schemes –
1. Central Sector Schemes –
• These are fully funded by the Central Government
• USUALLY, they are based on Union List subjects and are are not grassroot level schemes
• For example – Bharat Net, Crop Insurance Scheme, LPG connection to poor households, PM Mudra Yojana
2. Centrally Sponsored Schemes
• These are jointly funded by the Centre as well as the states
• These schemes have been restructured and re-classified as per Niti Aayog recommendations accepted the
Government in 2016
• Maximum Limit of 30 Centrally Sponsored Schemes from 2016
3. State level schemes – fully funded by the state governments only
 CENTRALLY SPONSORED SCHEMES

• Core of Core • Core • Optional

• For Social Inclusion and
Social Protection
• Priority funding
• States contribute at
least 25% of the costs
• MGNREGA (75-25)
• Developmental in nature
• Second Priority in Funding
• States contribute 40 percent
of the costs (60-40)
• Ayushmann Bharat, Swachh
Bharat, Mid Day Meal
• Optional for the states
to implement
• Lumpsum payment for
the schemes states
want to implement
• States pay 50 percent
of the costs
• Border Area
Development Program

Special Rates for

1. Hilly and North Eastern states
2. Union Territories with and without State
Assemblies
 ADDITIONAL TERMS

1. Mission Mode: Specific Immediate Deadlines mentioned

2. Flagship: Highest/Large budgetary allocation
3. Umbrella: Overall bigger scheme comprising smaller schemes which are subsumed
4. Convergence: Using one scheme to achieve benefits of another, for example using MGNREGA
workers for Swachch Bharat
 • IMPORTANT SECTORS

1. Education
KEY
2. Health
PATTERNS 3. Entrepreneurship
AND 4. Agriculture
INSIGHTS 5. Rural Development
6. Women & Child Development
 • Generally, technical details are asked from
flagship/umbrella/major schemes.
• Generally, broad objectives are asked from recently
launched/specific/narrow schemes.
• Specific funding ratios between Centre and States and
PATTERNS financial allocations are generally not asked.
• The chances of schemes being repeated are
none/very limited
• Schemes fully funded by the states are not asked
• ‘Optional’ Schemes are not asked
 EDUC ATION/MHRD

• School Education: Samagra Shikhsha Abhiyaan : Centrally Sponsored

• Flagship Scheme + Umbrella Scheme
• Subsumes
• Sarva Shikha Abhiyaan (SSA) (RTE) – 6-14 years
• Rashtriya Madhyamik Shiksha Abhiyaan (RMSA) – Secondary education
• Teacher Education - National Mission to Improve Learning Outcomes at Elementary Level (NISTHA)
• Higher Education
• Rashtriya Uchhtar Shiksha Abhiyaan : Centrally Sponsored : Funding state institutions
• National Education Alliance for Technology: PPP Scheme inviting EdTech companies to provide AI based
solutions for better testing
• Pandit Madan Mohan Malviya National Mission for teacher training : Training teachers and all types of
Universities and Colleges
• HEFA : Specialised NBFC only to give project specific loans to all central institutions (incl. schools). It is a joint
venture between MHRD and Canara Bank.
 HEALTH

• Ayushmann Bharat (Has two parts) = PMJAY + PHC upgradation to Health and Wellness Centers
• PM Jan Aarogya Yojana (National Health Protection Scheme)
• Centrally Sponsored Health Insurance Scheme
• Yearly cover of 5 lakhs per family (no limit on size of family)
• Only for secondary and tertiary hospitalization (from list of government and private hospitals)
• Families selected based on Socio-Economic Caste Census
• All India cashless and paperless scheme – Smart Cards shall be issued
• Does not cover chronic medication and OPD
• States can either set up a nonprofit trust or outsource to an insurance company or both to settle claims
• National Health Authority to monitor overall implementation

• PHC Upgradation to Health and Wellness Centers

• To upgrade existing PHCs and/or set up new Health Wellness centers
• Cover common non-communicable diseases, Reproductive health care services, and communicable diseases as well.
 HEALTH CONTD.

• PM Swasthiya Suraksha Yojana

• Central Sector Scheme
• Setting up 22 new AIIMS out of which 6 are already functional
• Upgrading existing State/Central government medical colleges
 ENTREPRENEURSHIP

• Start Up India
• Under Ministry of Commerce
• Central Sector Scheme
• Self compliance under environment and labour law
• 3 years tax exemption
• Fast Track Winding up in case of Insolvency
• Fast Track Patents and 80% rebate
 AGRICULTURE

• PM Kisan Yojana
• Also called “Pradhan Mantri KIsan Samman Nidhi”
• Central Sector Scheme
• A direct payment of Rs. 6000 per year to be given on an instalment basis
• Only for a small/marginal family collectively owning a maximum 2 hectares of cultivable land

• Pradhan Mantri Kisan Pension Yojana

• Small and marginal farmers with a minimum Rs 3,000 per month fixed pension
• The eligible farmers in the 18-40 years age group can participate in this voluntary and contributory pension scheme
•
 RURAL DEVELOPMENT

• PM Gram SadakYojana Connectivity, by way of an All-weather Road (with necessary culverts and cross-drainage
structures, which is operable throughout the year),
• to the eligible unconnected Habitations in the rural areas with a population of 500 persons and above in Plain areas
• to the eligible unconnected Habitations in the hilly and tribal areas with a population of 250 persons and above

• Pradhan Mantri Ujjwala Yojana (PMUY)

• Under Min of Petroleum and Natural Gas
• Central Sector Scheme
• To Safeguard the health of women & children by providing them with a clean cooking fuel – LPG

• SaubhagyaYojana
• Also called Pradhan Mantri Sahaj Bijli Har Ghar Yojana
• to provide electricity connections to all remaining un-electrified households in rural as well as urban areas.
 RURAL CONTD.

• PM AwasYojana
• Aims to provide a pucca house with basic amenities to all houseless households and households living in kutcha and dilapidated
house by 2022.
• DBT Scheme
• Convergence with Swachh Bharat and MGNREGA scheme
• Toilet construction assistance
• Wages for construction of house
 WOMEN AND CHILD DEVELOPMENT

• Bharatiya Poshan Krishi Kosh –

• Repository of diverse crops across 128 agro-climatic zones in India for better nutritional outcomes
• The Harvard Chan School of Public Health through its India Research Center and the Bill and Melinda Gates Foundation will
document and evaluate promising regional dietary practices and the messaging around them and develop a food atlas on regional
agro-food systems

• Pradhan Mantri Matru Vandana Yojana

• direct benefit transfer (DBT) scheme
• cash benefits are provided to pregnant women in their bank account directly to meet enhanced nutritional needs and partially
compensate for wage loss
• Pregnant Women and Lactating Mothers (PW&LM) receive a cash benefit of Rs. 5,000 in three instalments on fulfilling the
respective conditionality, viz. early registration of pregnancy, ante-natal check-up and registration of the birth of the child and
completion of first cycle of vaccination for the first living child of the family. The eligible beneficiaries also receive cash incentive
under Janani Suraksha Yojana (JSY). Thus, on an average, a woman gets Rs. 6,000.