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_m{hVr V§ÌkmZ ho nmM _w»` ñV§^mda AmYm[aV Amho.
(IT)
dmnaH$V} åhUVmV. .
1) ì`º$s (People)
d A§{V_ dmnaH$Ë`mªZm A{YH$ H$m`©j_ ~Z{dUo hm _hÎdmMm CÔoe Amho.
V§ÌkmZmÀ`m nmM ñV§^mVrb EH$_od gOrd KQ>H$. g§JUH$ dmnaUmè`m ì`º$s¨Zm A§{V_
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w - _m{hVr V§ÌkmZmMm dmna H$aVmZm dmnamd`mMo {Z`_ qH$dm _mJ©Xe©H$ VÎdo `m_Ü`o
(End Uses)
gm°âQ>doAw
(Procedure)
a, hmS>©doAa d S>oQ>m BË`mXr dmnaVmZm {d{eï> {Z`_ nmimdo bmJVmV.
3) gm°âQ>doAa (Software) - _m{hVr V§ÌkmZmMm dmna H$aVmZm AmkmdbrMr JaO AgVo. `m Amkmdbr_Ü`o
_mÜ`_m§Zr H$em nÕVrZo H$m`© H$amdo ho gm§{JVbobo AgVo. AmkmdbrÀ`m _XVrZo S>oQ>mMo ê$nm§Va BÝ\$m°a_oeZ_Ü`o
Ho$bo OmVo.
4) hmS>©doAa (Hardware) - H$ƒm ñdê$nmVrb S>oQ>mda à{H«$`m H$ê$Z BÝ\$m°a_oeZ_Ü`o ê$nm§Va H$aÊ`mgmR>r hmS>©doAa
bmJVo. g§JUH$mÀ`m _w»` ^m¡{VH$ ^mJ d BVa ghmæ`^yV KQ>H$ åhUOo hmS>©doAa hmo`. `m_Ü`o g§JUH$mMm nS>Xm,
H$s-~moS>©, _mD$g, gr.nr.`w. BË`mXtMm g_mdoe hmoVmo.
5) S>oQ>m (Data) - S>oQ>m hm _m{hVr V§ÌkmZmÀ`m AmYma ñV§^mVrb eodQ>Mm d _hÎdmMm KQ>H$ Amho. à{H«$`m Z Ho$boë`m
_m{hVrbm S>oQ>m åhUVmV. à{H«$`m Ho$boë`m S>oQ>mMo ê$nm§Va _m{hVrV hmoVo.
www.dheerajchavan.blogspot.com
105 g§JUH$ d _m{hVr V§ÌkmZ 105
BboŠQ´>m°{ZH$ Am{U _m{hVr V§ÌkmZmMr C{Ôï>o -
1) ì`dñWmnH$, {ejH$, g§emoYH$, eoVH$ar d gm_mÝ` OZVobm A{YH$m{YH$ _m{hVr ghO {_iob Aer VaVyX H$aUo.
2) _m{hVrMm gmR>m H$aUo, g§KQ>Z H$aUo, XodmU, KodmU H$aUo, AË`mdí`H$ _m{hVr doimodoir àmá H$aUo BË`mXr Ûmao
H$m`©j_VoV dmT> H$aUo.
3) BboŠQ´>m°{ZH$ _mÜ`_mÛmao J«§Wmb`m§Zm OmoS>Uo d J«§Wmb`mMo _O~yV g§KQ>Z ~Z{dUo.
4) {ZU©` à{H«$`ogmR>r Amdí`H$ AmYma^yV _m{hVr nwa{dUo.
5) {d{dY joÌm§À`m Amdí`H$VoZwgma g§XoedhZmMr AÚ`mdV gmYZo nwa{dUo.
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1) eoVr joÌmgmR>r - ^maV hm H¥$fr àYmZ Xoe Amho. eoVr hm ^maVmVrb AW©ì`dñWoMm H$Um Amho. Am{U
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(121 H$moQ>r) bmoH$g§»`oMo nmofU H$am`Mo Agë`mg g|{Ð` eoVr~amo~aM BboŠQ´>m°{ZH$ _m{hVr V§ÌkmZmMm Cn`moJ eoVr
joÌmV Amdí`H$ Amho.
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_m{hVr V§ÌkmZmÛmao eoVr {df`H$ _hÎdmMr d Amdí`H$ _m{hVr eoVH$è`m§n`ªV nmohMdbr OmVo. hdm_mZ
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A§XmO, nmdgmMr _mÌm, ewÕ {~`mUm§Mr {Z{_©Vr, {nH$ g§JmonZ, ~mOma^md, {nH$ bmJU d {nH$ H$mT>UrMr Amdí`H$
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eoVr {dH$mgmgmR>r _m{hVr V§ÌkmZmMr ^y{_H$m
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CMbbobr Amho. `m_Ü`o àmJ{VH$ joÌ {d{eï>
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YmoaU R>a{dUo, _m{hVr V§ÌkmZ CÚmoJmMm {dH$mg
H$aUo Am{U kmZ_m{J©H$m V`ma H$aUo `m§Mm g_
mdoe Amho. _m{hVr V§ÌkmZ d _m{hVr V§ÌkmZ
ghmæ`^yV godm YmoaU 2003 Zwgma emgZmZo
_m{hVr V§ÌkmZ d _m{hVr V§ÌkmZ ghmæ`^yV
godmjoÌmg {d{dY Am{W©H$ àmoËgmhZo XoD$ Ho$br
Amho. Ë`m_wio _hmamï´> amÁ`mZo _m{hVr V§ÌkmZ
joÌmV _moR>çmà_mUmV àJVr Ho$br Amho.
^maVr` eoVrMr CËnmXH$Vm dmT>dyZ Z\$m dmT>Ê`mgmR>r eoVrV AmYw{ZH$ Cƒ V§ÌkmZ Am{U `m§{ÌH$sH$aU H$mhr
à_mUmV Pmbobo Amho Ë`mV dmT> hmoUo JaOoMo Amho. H$maU ^maVr` eoVH$ar AOyZhr nma§nm[aH$ eoVr nÕVrV AS>Hw$Z
nS>bm Amho. OJmVrb àJV XoemV Cƒ V§ÌkmZmda AmYm[aV `m§{ÌH$ eoVr Amho. OJmVrb eoVr à_mU ^maVmVrb Am{U
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eoVrg§~§YrMr _m{hVr H$iVo. Ë`m{edm` {~`mUo, IVo, {H$Q>H$ZmeHo$ `m§À`m CnbãYVoMr _m{hVrhr `m g§Ho$V ñWimda
{_iVo. {deof åhUOo ho g§Ho$V ñWi _amR>r ^mfoVhr nhm`Mr gmo` Amho.
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Imbrb g§Ho$V ñWimda CnbãY Agbobr _hÎdmMr _m{hVr -
1) e¡j{UH$, _mVr narjU Am{U H$sQ>H$ZmeH$ A§e VnmgUr à`moJemim§Mr _m{hVr.
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2) ~mOma^md, {Z`m©V, {H$_mZ AmYma^yV qH$_V
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ì`dñWmnZ, _¥X d Ob g§YmaU BË`mXtMr g{dñVa _m{hVr.
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5) hdm_mZmMm A§XmO, _hÎdmMo ZH$meo, gmXarH$aUo, Q>|S>g©
6) _hÎdmMo g§nH©$, àXe©Zo, à{ejU H$m`©H«$_
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7) {d{dY `moOZm, OrAma, bm^mWvMt Zmdo, H¥$fr{df`H$ emgH$s` àH$meZo.
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8) amÁ` emgZmMo nwañH$ma{dOoVo, {hdao ~mOma `m JmdmMr `emoJmWm.
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9) Z°eZb hm°{Q>©H$ëMa {_eZ Am{U Z°eZb \y$S> {gŠ`w[aQ>r {_eZ `mg§~§YrMr _m{hVr.
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10) eoVrg§~§Yr _hÎdmÀ`m KS>m_moS>tMr _m{hVr.
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2) www.apeda.com
"H¥$fr d à{H«$`m`wº$ AÞ {Z`m©V {dH$mg àm{YH$aU' (AnoS>m) `m g§ñWoMo ho g§Ho$V ñWi Amho.
`mda g§ñWoMr _m{hVr, Zm|XUr H$aÊ`mMr nÕV, g§ñWoMr H$m`©nÕVr, ^maVmMo {Z`m©V {d^mJ, ~mg_Vr {Z`m©V
{dH$mg g§ñWm, Aä`mg Ahdmb, àH$meZo, AnoS>mH$Sy>Z {Z`m©V Ho$br OmUmar CËnmXZo, Ë`m§À`m {Z`m©Vrg§~§YrMr
AmH$S>odmar, AW©gmømÀ`m `moOZm, b°~ aoH${¾eZ {gpñQ>_, ì`mnmam g§X^m©Vrb _m{hVr, Q´>oS> O§ŠeZ, Am§Vaamï´>r`
qH$_Vr, nrH${Zhm` Am`mVXma d {Z`m©VXmam§Mr `mXr AmXr _m{hVr `m g§Ho$VñWimda {_iy eH$Vo. Ë`mà_mUo H$mhr
Am§VaamîQ´>r` _hÎdmÀ`m KQ>Zm, {Z`m©Vrg§~§Yr Zdo {ZU©` VgoM Zì`m `moOZm, B§{S>`Z E°J«r Q´>oS> O§ŠeZ, J«onZoQ>
BË`mXt~ÔbMr _m{hVr `m g§Ho$V ñWimda CnbãY Amho. hr _m{hVr qhXr_Ü`o nmhÊ`mMr gmo` Amho.
3) www.nabard.org
ho g§Ho$VñWi amï´>r` H¥$fr Am[U J«m_rU {dH$mg ~±Ho$Mo (Zm~mS>©) Amho.
~±Ho$Mr _m{hVr, {VMr {dH$mgH$m`}, _m°S>ob àH$ën, J«m_rU AW©ì`dñWm, Zm~mS>©Mo {d^mJ, H$O©nwadR>m{df`H$
www.dheerajchavan.blogspot.com
107 g§JUH$ d _m{hVr V§ÌkmZ 107
_m{hVr, Zm~mS>© éab ~m±S>g², Ý`wOboQ>g©, gÜ`m Mmby Agbobr H$m_o, VgoM VmÁ`m KS>m_moS>r, Q>|S>g©, dm{f©H$ Ahdmb
AmXt~m~VrVbr g{dñVa _m{hVr `m g§Ho$V ñWimda CnbãY Amho. {Za{Zamù`m {nH$m§À`m AmH¥$Vr~§YmZwgma H$O©nwadR>m
AmamIS>m.
4) H¥$fr {dÚmnrR>mMr g§Ho$V ñWio
S>m°. ~mimgmho~ gmd§V H$moH$U H¥$fr {dÚmnrR>, Xmnmobr www.dbskkv.org
_hmË_m \w$bo H¥$fr {dÚmnrR>, amhÿar www.mpkv.mah.nic.in
_amR>dmS>m H¥$fr {dÚmnrR>, na^Ur www.mkv2.mah.nic.in
S>m°. n§Om~amd Xoe_wI H¥$fr {dÚmnrR>, AH$mobm www.pdkv.mah.nic.in
hr _hmamï´>mVrb H¥$fr {dÚmnrR>m§Mo g§H$oV ñWio AmhoV. {d{H«$gmR>r CnbãY Agbobr amono Am[U AÝ` CËnmXZo,
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nrH${Zhm` {e\$maer, {dÚmnrR>mZo àgm[aV Ho$boë`m {nH$m§À`m OmVr, {dH${gV Ho$bobo H¥$fr V§ÌkmZ Am{U H¥$fr AdOmao,
{dÚmnrR>mMo J«§Wmb`, H¥$fr nwñVHo$, `m{df`rMr _m{hVr `m g§Ho$V ñWimda CnbãY Amho.
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g§JUH$ AmYm[aV ImVodhr (Computer Accounting)
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Q´>oqS>J, B©-H$m°_g© BË`mXr ì`mnma d ì`dgm`m_wi o amoOJmamÀ`m ZdrZ g§Yr
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H°$_oamÀ`m _XVrZo CËH¥$ï> N>m`m{MÌ H$mT>Vm `oVmV. N>m`m{MÌm_Ü`o ~Xb H$aVm `oVmV. A°Zr_oeZMm dmna H$ê$Z H$mQw>©Z
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JmÊ`m§Mm _Z_wamX AmZ§X KoVm `oVmo. g§JUH$mÀ`m _XVrZo CËH¥$ï> {MÌo, H$mQw>©Ýg gwÕm H$mT>Vm `oVmV.
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wÀ`m ñ_aUeº$sda Mm§Jë`màH$mao hmoV AgVmo. grS>r amo_, âbm°nr {S>ñH$, noZ S´>mB©ìh, _o_ar H$mS>©Ûmao
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_XVrZo _Zmoa§OH$ [aVrZo VÁk {ejH$m§H$Sy>Z bmImo_rb A§Vamda AÜ`mnZ H$aVm `oVo.
Xya{ejUm_Ü`o qH$dm _wº$ {dÚmnrR>m_Ü`o B§Q>aZoQ>, F.M. dm{hZr T.V. M°Zb d do~gmB©Q>À`m dmnamVyZ {ejU
KoVm `oVo. H$mhr Aä`mgH«$_mÀ`m n[ajmgwÕm BboŠQ´>m°{ZH$ _m{hVr V§ÌkmZmÀ`m ghmæ`mZo XoVm `oVmV. àË`oH$ {ejH$mZo
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{ejH$m§gmR>r _m{hVr V§ÌkmZ hm Aä`mgH«$_ gwê$ Ho$bm Amho.
X¡Z§{XZ qH$dm KaJwVr H$m_mgmR>r
AmYw{ZH$sH$aUmÀ`m `wJmV bmoH$m§Zm X¡Z§{XZ OrdZmVrb AË`mdí`H$ JaOmgmR>r nwaogm doi {_iV Zmhr. Ë`mgmR>r
BboŠQ´>m°{ZH$ _m{hVr V§ÌkmZmÛmao Kar ~gë`m~gë`m AZoH$ H$m_o g§JUH$mÀ`m _XVrZo nyU© H$aVm `oVmV. naJmdr
OmÊ`mgmR>r ~g, aoëdo d {d_mZ àdmgmMr {VH$sQ>o Ama{jV H$aUo, ~±Ho$À`m ImË`mVyZ n¡go H$mT>Uo, dñVw IaoXr
www.dheerajchavan.blogspot.com
109 g§JUH$ d _m{hVr V§ÌkmZ 109
H$aÊ`mgmR>r AmXoe XoUo, B©-_obÀ`m _XVrZo nÌì`dhma H$aUo, \$moZ, ñ_mQ>© \$moZÀ`m gmhmæ`mZo Hw$Qw>§~mVrb gXñ`,
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www.dheerajchavan.blogspot.com
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