*0404* 0404

Fourth Semester of Three Year LL.B. Examination, January 2012

Optional – II : BANKING LAW
(Course – III)

Duration : 3 Hours Max. Marks : 100

Instructions : 1. Answer all 5 questions.

2. All questions carry equal marks.

3. Answer should be written either in English or Kannada.

completely.

Q.No. 1. (a) Explain the function of commercial bank. Marks : 15

ÊÝ~g ¸ÝÂíPÜáWÜÙÜ ±ÜÅPÝ¿áìWÜÙÜ®Üá° ËÊÜÄÔÄ.

OR/A¥ÜÊÝ

What are the activities permitted by the Banking Regulation Act ,

1949 to be taken up by banker ?

¸ÝÂíQíW… ¯¿áíñÜÅ| A—¯¿áÊÜá 1949 ÃÜ A®ÜÌ¿á ¸ÝÂíPÜÃÜ®Üá ¿ÞÊÜ ¿ÞÊÜ

ÊÜÂÊÜÖÝÃÜÊÜ®Üá° ®ÜvæÓÜÆá A®ÜáÊÜᣠPæãvÜÇÝX¨æ ?

(b) Write short note on : Marks : 5

q±Ü³~ ŸÃæÀáÄ.

Unit Trust of India.

¿áá¯p… oÅӅr B´… Cíw¿Þ

OR/A¥ÜÊÝ

Types of Banks

¸ÝÂíPÜáWÜÙÜ ËË«Ü ±ÜÅPÝÃÜWÜÙÜá

P.T.O.
0404 -2- *0404*

Q.No. 2. (a) Explain the general principles relating to Loans and Advances. Marks : 15

ÓÝÆWÜÙÜá ÊÜáñÜᤠÊÜááíWÜvÜPæR ÓÜíŸí«Ü±Üor ÓÝÊÜޮܠñÜñÜÌÊÜ®Üá° ËÊÜÄÔÄ.

OR/A¥ÜÊÝ

What are the Special Banking Services ? Explain.

¸ÝÂíQ®Ü ËÍæàÐÜ ÓæàÊæWÜÙÝÊÜâÊÜâ ? ËÊÜÄÔ.

(b) Write short note on : Marks : 5

q±Ü³~ ŸÃæÀáÄ.

Letter of Indication

WÜáÃÜá£®Ü ±ÜñÜÅ
OR/A¥ÜÊÝ

Gaurantees

TÝ£ÅWÜÙÜá

Q.No. 3. (a) Define Bill of Exchange and what are the distinction between
Bill of Exchange and Cheque. Marks : 15

˯ÊÜá¿á ±ÜñÜÅÊÜ®Üá° ÊÝÂTݯÔÄ. ˯ÊÜá¿á ±ÜñÜÅ ÊÜáñÜᤠaæP…WÜÙÜ ®ÜvÜáÊæ CÃÜáÊÜ

ÊÜÂñÝÂÓÜÊÜ®Üá° ËÊÜÄÔÄ.
OR/A¥ÜÊÝ

Define Holder and Holder in due course. What are the Privileges
of Holder in due course ?

«ÝÃÜPÜ ÊÜáñÜᤠ¿ááPܤ PÜÅÊÜá¨ÜÈÉ «ÝÃÜPÜ CÊÜÃÜ®Üá° ÊÝÂTݯÔÄ ÊÜáñÜᤠ¿ááPܤ PÜÅÊÜá¨ÜÈÉ
«ÝÃÜPÜ®Ü ÓÜÊÜÆñÜá¤WÜÙÝÊÜâÊÜâ ?
*0404* -3- 0404

(b) Write a note on : Marks : 5

q±Ü³~ ŸÃæÀáÄ.
Material alteration

ÊÜáÖÜñÜÌ¨Ü Ÿ¨ÜÇÝÊÜOæWÜÙÜá

OR/A¥ÜÊÝ

Collecting Banker

ÖÜ| ±Üvæ¿ááÊÜ ¸ÝÂíPÜÅ

Q.No. 4. (a) Who is a customer of a Bank ? Discuss the general relationship

between banker and customer. Marks : 15

¸ÝÂíQ®Ü WÝÅÖÜPÜ Gí¨ÜÃæ ¿ÞÃÜá ? ¸ÝÂíPÜÅ ÊÜáñÜᤠWÝÅÖÜPÜ®Ü ÊÜá«Ü¨ÜÈÉÃÜáÊÜ

ÓÝÊÜޮܠÓÜíŸí«ÜÊÜ®Üá° aÜbìÔÄ.
OR/A¥ÜÊÝ

What precautions should a Banker take in opening a new account

in the name of minor and company ?

PÜí±Ü¯ ÊÜáñÜᤠA±ÝűܤÊÜ¿áÔÕ®ÜÊÜÃÜá ¸ÝÂíQ®ÜÈÉ ÖæãÓÜ TÝñæ ñæÃæ¿ááÊÜ ÓÜÊÜá¿á¨ÜÈÉ

¸ÝÂíPÜÃÜ®Üá ñæWæ¨ÜáPæãÙÜÛ¸æàPÝXÃÜáÊÜ ÊÜááíhÝWÜÅñÝ PÜÅÊÜáWÜÙÝÊÜâÊÜâ ?
(b) Werite an explanatory note on : Marks : 5

ËÊÜÃÜOÝñܾPÜ q±Ü³~ ŸÃæÀáÄ.

Garnishee Order

WݯìÔ Bhæn
OR/A¥ÜÊÝ

Definition of banker

¸ÝÂíPÜÃÜ®Ü ÊÝÂTæÂ.
0404 -4- *0404*

Q.No. 5. (a) Explain the Ancillary Services of Bank. Marks : 15

¸ÝÂíQ®Ü ±ÜäÃÜPÜ ÓæàÊæ¿á®Üá° ËÊÜÄÔÄ.

OR/A¥ÜÊÝ

Discuss Demand Draft and Traveller’s Cheques.

wÊÜÞív… vÝű…r ÊÜáñÜᤠ±ÜÅ¿Þ~PÜÃÜ aæP… PÜáÄñÜá aÜbìÔÄ.

(b) Write a note on Marks : 5

q±Ü³~ ŸÃæÀáÄ.
Gift cheques

PÝ~Pæ aæP…
OR/A¥ÜÊÝ

Money Transfer

ÖÜ|¨Ü ÊÜWÝìÊÜOæ.

————————