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  • Effectiveness of Credit Assessment Operations at Encore Capital

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    Amit Choudhary
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    Encore Capital is a debt collection agency that purchases portfolios of defaulted consumer debt from banks and other creditors. This document analyzes the effectiveness of Encore Capital's credit assessment operations in evaluating which debts to purchase. It finds that Encore's models and processes for assessing creditworthiness have room for improvement to better predict collectability and minimize losses. Overall, the credit assessment division could benefit from additional analytics and enhanced use of alternative data to strengthen its portfolio purchasing strategy.

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    Encore Capital is a debt collection agency that purchases portfolios of defaulted consumer debt from banks and other creditors. This document analyzes the effectiveness of Encore Capital's credit assessment operations in evaluating which debts to purchase. It finds that Encore's models and processes for assessing creditworthiness have room for improvement to better predict collectability and minimize losses. Overall, the credit assessment division could benefit from additional analytics and enhanced use of alternative data to strengthen its portfolio purchasing strategy.

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    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
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    15 views1 page

    Effectiveness of Credit Assessment Operations at Encore Capital

    Uploaded by

    Amit Choudhary
    Encore Capital is a debt collection agency that purchases portfolios of defaulted consumer debt from banks and other creditors. This document analyzes the effectiveness of Encore Capital's credit assessment operations in evaluating which debts to purchase. It finds that Encore's models and processes for assessing creditworthiness have room for improvement to better predict collectability and minimize losses. Overall, the credit assessment division could benefit from additional analytics and enhanced use of alternative data to strengthen its portfolio purchasing strategy.

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
    Flag for inappropriate content
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    Analyzed document: 15-Oct-19 11:39:23 AM

    An Analysis on Effectiveness of Credit Assessment Operations at Encore Capital.docx

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