RESUME

S. ARUN PRAKASH
107/1,Venkey’s Apartment
1st floor,Subramaniyapuram north
5th cross
Karaikudi-630003
Ph: 91 9994100349

Objective:

To work in a highly challenging environment, where work pressure go hand-in-glove with growth
opportunities and to strive for perfection in the field which I work to the fullest of my potentials.

Total Experience:12 years experienced in Banking industry & 3yrs experience as

Branch Manager

Summary:
 Experience in the Retail Banking products & sales, Wholesale banking operations, Retail
asserts process, clearing and cash management process.
 Lead Staff of 5+ personnel by implementing training, engaging in proactive problem
solving with good team sprit
 Possess good working knowledge in Finacle and Flex cube, Finnone, Los& Lasersoft
 Strong desire to work and to learn new areas
 Certified in AML & KYC

 A competent professional with 12+ years of experience in Banking Industry

 Hands on experience in Banking Sales & Operations across all Retail Asset & liability
products Viz., Car loans, Two wheeler loan, Mortgages loan, Gold loan, Demat, CASA,
Deposits, CMS and other Third party products. (LI, MF, GI)
 Proven skills in executing projects on Five S implementation and SOX Audit.
 Proficient in handling operations in compliance to rules and regulation laid by various
governing bodies.

Professional Experience: ICICI BANK LTD-Branch Manager (Feb2018 to till Date)

Role and Responsibilities:

 Responsible for achieving Branch Targets in CASA and branch fee income, Retail
Assert products, Life Insurance, Mutual funds and Gold loans
 Responsible for achieving branch Incremental profit Target
 Motivating team Members to achieve branch targets and their individual targets
  Supervise staff in operations such as account management, customer service,
financial operations and other bank functions
 Monitor all balances and deposits to ensure that all money in the bank is accounted
for and the proper procedures are followed
 Customer Servicing/Vendor Management/Regulatory Management.
 Executing the entire branch operations and Branch sales
 Cross selling /Selling of CASA products including sales of life insurance, mutual funds,
Gold loan, Home Loan, vehicle loan and other assert products
 Responsible for Audit compliance

Professional Experience: HDFC BANK LTD-Deputy Manager (Dec 6 2010 to Feb 8

2018)

Role and Responsibilities:

 Clearing Operations.
 Cash Management Services, Remittances.
 Business Lead Generation as mandated by the Management and make sure the
Conversions are made during the period.

 Cross selling of third party products like, Life insurance, Mutual funds, etc.,

 Handling of Retail Asset Products (Two wheeler, Auto loan, Used car loans, Tractor
loan, Gold loan, commercial vehicle, Personal loan, Agri loan)
 Scrutinizing the account opening application forms and checking the adherence for
KYC norms prescribed by Reserve bank of India
Key Achievements:

 Operational Excellence – zero defects

 Impart knowledge to team through trainings / meetings at regular intervals.
 5S Certified work place and sustenance.
 Cost consciousness.
 Good Audit Rating and Nil process gaps.
 Review and Monitor internal suspense Accounts and trial balances.
 Timely reporting on monthly MIS /Funds Management / Cost.

Work Experience in Axis Bank: Executive (05 Sep 2008 To 04 Dec 2010)

Role and Responsibilities:

 Managing the general banking Operations like teller, Clearing, customer queries, audit
compliance, risk control etc.,
  Achieving cross-selling targets of all banking products.
 Scrutinizing the account opening application forms and checking the adherence for KYC
norms prescribed by Reserve bank of India
 Ensuring all customer requests are processed with quality resolution and within process
TAT through Finacle CRM.
 Generation of daily reports exception reports, scrutinizing them and monitoring the high
risk areas and getting approvals for limit overrides.
 Developing customer relationship by delivering high quality customer service &
developing new customer acquisition.

CERTIFICATION:

Completed Certification in “AML& KYC”

ACADEMIC CREDENTIALS:
2003-2007 B. TECH (IT) SASTRA UNIVERSITY, Tanjore with an aggregate of 6.4cgpa

2001-2002 HSC-St. Antony’s Higher Secondary School, Tanjore with an aggregate of 68.3%

1999-2000 SSLC –St. Antony’s Higher Secondary School, Tanjore with an aggregate of 81.2%

Personal Information:

Father’s Name Mr. S. Subendran,

Retd Indian bank officer

Date of Birth 27.09.1984

Contact No 9994100349

Email ID  ap_2709@yahoo.com

Languages Known Tamil, English, Marathi

Nationality & Religion Indian, Hindu

Permanent Address #59, Thulasiyapuram colony 2nd street

Thanjavur – 613 007, TAMILNADU, INDIA.

Declaration:
 I hereby declare that the above information given by me is true to the best of my
knowledge and belief.

Place: Yours Sincerely,

Date: (S.ArunPrakash)