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English
Quarter 1 – Module 10:
Money Matters
English 6
Self-Learning Module (SLM)
Quarter 1 – Module 9: Money Matters
First Edition, 2020

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trademarks, etc.) included in this module are owned by their respective copyright holders.
Every effort has been exerted to locate and seek permission to use these materials from
their respective copyright owners. The publisher and authors do not represent nor claim
ownership over them.

Development Team of the Module


Writers: Mary Grace D. Arabis, T-III and Mayette B. Palma, MT
Reviewers: Arlac G. Billano EPS-I
Layout Artist: Clarence Dale B. Mosqueda
Cover Art Designer: Arvel Garry L. Campollo
Management Team: Allan G. Farnazo, CESO IV – Regional Director
Fiel Y. Almendra, CESO V – Assistant Regional Director
Miguel P. Fillalan Jr., CESO VI- Schools Division Superintendent
Levi B. Butihen - Assistant Schools Division Superintendent
Gilbert B. Barrera – Chief, CLMD
Arturo D. Tingson Jr. – REPS, LRMS
Peter Van C. Ang-ug – REPS, ADM
Gerardo Magno – Regional Subject Area Supervisor
Arlene Rosa G. Arquiza – Chief ES-CID
Ma. Dianne Joy R. dela Fuente – OIC, Division In-Charge of LRMS
Jesus V. De Gracia – Division ADM Coordinator
Arlac G. Billano, EPS-I – Subject Area Supervisor

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English
Quarter 1 – Module 9:
Money Matters
Introductory Message
For the facilitator:

Welcome to the English 6 Self-Learning Module (SLM) on Money Matters!

This module was collaboratively designed, developed and reviewed by educators


both from public and private institutions to assist you, the teacher or facilitator in
helping the learners meet the standards set by the K to 12 Curriculum while
overcoming their personal, social, and economic constraints in schooling.

This learning resource hopes to engage the learners into guided and independent
learning activities at their own pace and time. Furthermore, this also aims to help
learners acquire the needed 21st century skills while taking into consideration
their needs and circumstances.

In addition to the material in the main text, you will also see this box in the body of
the module:

Notes to the Teacher


This contains helpful tips or strategies
that will help you in guiding the learners.

As a facilitator you are expected to orient the learners on how to use this module.
You also need to keep track of the learners' progress while allowing them to
manage their own learning. Furthermore, you are expected to encourage and assist
the learners as they do the tasks included in the module.

For the learner:

Welcome to the English 6 Self-Learning Module (SLM) on Money Matters!

The hand is one of the most symbolized part of the human body. It is often used to
depict skill, action and purpose. Through our hands we may learn, create and
accomplish. Hence, the hand in this learning resource signifies that you as a
learner is capable and empowered to successfully achieve the relevant
competencies and skills at your own pace and time. Your academic success lies in
your own hands!

This module was designed to provide a fun and meaningful opportunities for guided
and independent learning at your own pace and time. You will be enabled to
process the contents of the learning resource while being an active learner.

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This module has the following parts and corresponding icons:

What I Need to Know This will give you an idea of the skills or
competencies you are expected to learn in
the module.

What I Know This part includes an activity that aims to


check what you already know about the
lesson to take. If you get all the answers
correct (100%), you may decide to skip this
module.

What’s In This is a brief drill or review to help you link


the current lesson with the previous one.

What’s New In this portion, the new lesson will be


introduced to you in various ways such as a
story, a song, a poem, a problem opener, an
activity or a situation.

What is It This section provides a brief discussion of


the lesson. This aims to help you discover
and understand new concepts and skills.

What’s More This comprises activities for independent


practice to solidify your understanding and
skills of the topic. You may check the
answers to the exercises using the Answer
Key at the end of the module.

What I Have Learned This includes questions or blank


sentence/paragraph to be filled in to process
what you learned from the lesson.

What I Can Do This section provides an activity which will


help you transfer your new knowledge or
skill into real life situations or concerns.

Assessment This is a task which aims to evaluate your


level of mastery in achieving the learning
competency.

Additional Activities In this portion, another activity will be given


to you to enrich your knowledge or skill of
the lesson learned. This also tends retention
of learned concepts.

Answer Key This contains answers to all activities in the


module.

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At the end of this module you will also find:

References This is a list of all sources used in


developing this module.

The following are some reminders in using this module:

1. Use the module with care. Do not put unnecessary mark/s on any part of
the module. Use a separate sheet of paper in answering the exercises.
2. Don’t forget to answer What I Know before moving on to the other activities
included in the module.
3. Read the instruction carefully before doing each task.
4. Observe honesty and integrity in doing the tasks and checking your
answers.
5. Finish the task at hand before proceeding to the next.
6. Return this module to your teacher/facilitator once you are through with it.
If you encounter any difficulty in answering the tasks in this module, do not
hesitate to consult your teacher or facilitator. Always bear in mind
that you are not alone.

We hope that through this material, you will experience meaningful learning
and gain deep understanding of the relevant competencies. You can do it!

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What I Need to Know

This module was designed and written with you in mind. It is here to help you
master the competency of identifying the value suggested in the visual media. The
scope of this module permits it to be used in many different learning situations.
The language used recognizes the diverse vocabulary level of students. The lessons
are arranged to follow the standard sequence of the course. But the order in which
you read them can be changed to correspond with the textbook you are now using.

The module has one lesson entitled “Money Matters”.

After going through this module, you are expected to:


• Identify the values suggested in the visual media
• Making a stand about money
• Distinguish text types according to purpose and language features: time-
order (sequence)
• Use appropriate strategies to keep a discussion going
• Use a particular kind of sentence: following and giving instructions for a
specific purpose and audience

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What I Know

Choose the letter of the best answer. Write your answer on the space provided
before the number.

__1. What is the main purpose of personal financial planning?


A. control your spending habit
B. plan for retirement
C. increase the amount of your saving
D. reach personal economic goal

__2.A plan for how to spend and save your money is called a _____.
A. budget C. currency
B. investment D. spending plan

__3.When you give your money in exchange for a good or a service, you are ____it.
A. earning C. spending
B. budgeting D. Saving

__4. Why do people say they can't afford something when they actually do have
enough money to pay for it?
A. They are lying.
B. They don’t know how to count money.
C. They are using their budget to make sure they meet their needs and
work toward big goals.
D. They don't know how to use a budget

__5. Which expense should go into a budget first?


A. television B. books C. food D. gas for the car

__6. What goes into a budget?


A. money earned and money spent
B. the amount of money you have saved
C. the prices of the things you want to buy
D. a list of wants and needs

__7.Saving money means giving up the opportunity cost to ______.


A. spend in the present C. apply in credit cards
B. have money in the future D. save money

__8.What is a must positive attitude in saving money?


A. humbleness B. hard work C. industry D. observant

__9. It is any good that is widely used and accepted in transactions involving the
transfer of goods and services from one person to another.
A. money B. credit card C. book D. bank

__10. It is a financial institution licensed to receive deposits and make loans.


A. pawnshop B. credit card C. cable system D. bank

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Lesson

9 Money Matters

When is the right time to start handling your money well? It does not start
when you are already earning your own money. It starts now. Your act today
determines how you will spend your finances in the future, your lifestyle. As a
member of the community, it is your duty to be a responsible citizen in financial
matters. Let us explore how your financial actions will very much reflect what the
community will become.

What’s In

When we speak of finances, we talk of amount, value, or worth. There is also


value in images that we see around us. In other words, an image expresses a value.
Do you remember how we defined values in the previous lesson? You’re
right! Values are the standards or principles of good and bad, right and wrong,
important and trivial. Values can even be used to shape other people’s views and
opinions. Have an analytical mind set as you study the details
of images around us.
Activity 1. Values in the Images
Observe and give your idea about the values presented in the following images. Fill
in the boxes under the right column.
Pictures Values

Image Sources: Google - Little Asian Boy Saving Money, Man Giving Money to the Beggar, Girl Facing
Computer with Money, Girl Saving Money, Drawing

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Listen and Be Excited!
Have you properly identified and determined the values in the images? For many
people, managing their money means making their money work for them so they
have resources available on hand when they need them. A good money
management plan gives you security and helps to make sure nothing slips
through the cracks. It keeps you moving toward your financial goals, both big
and small.

What’s New

Make A Stand...
(An excerpt from Randell Tiongson article on financial literacy 2019)

Most people think they know what money is, but the truth is they don’t. To
most people, money is the paper that is in their wallet or the number in their bank
account. While we call that money, it is actually not the truth about what real
money is. Real money is invisible and cannot be seen. What we call money is a
representative of money.

Money is defined as a commodity accepted by general consent as a medium


of economic exchange. It is the medium in which prices and values are expressed;
as currency, it circulates anonymously from person to person and country to
country, thus facilitating trade, and it is the principal measure of wealth.
Activity 2. Let Me Know Your Stand

Talk about money. What’s your stand about it? Do you agree with the
author? You and your peers may have different stands or opinions. Write your
stand about money inside the box. Your stand should be expressed in four or more
sentences.

__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________

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What is It

Practicing financial responsibility is the key to living a healthy financial life.


Living within your means is essential to being financially responsible.

Reading Comprehension: Distinguishing text types according to purpose and


language feature: time-order (sequence)

In a chronological sequence the author uses the order of events, or


chronology, to inform readers about events or content. The events may be
organized by time or date, by arranging events as a series of steps or by following a
list-like structure. Chronological sequencing is commonly used in nonfiction texts.
In nonfiction, there are usually clear time markers such as dates or times of day to
indicate a clear timeline.

Even in fiction, the text is arranged in time-order sequence, but signals or


markers may not be as overt. A sequence occurs even if an author uses flashbacks
or flash-forwards. Flashbacks or flash-forwards are still understood by the reader
to have happened at a particular time in the overall chronological sequence. In
addition to time and date markers, a sequence structure can be recognized by the
use of signal words such as before, after and next.
Here are some of the most commonly used signal words to indicate time-
order (sequence):

After afterwards ago already always at last that time


Before during finally first at the same time soon
immediately presently later eventually following first of all
further initially in the first-place next meantime
lastly suddenly in that moment today
in that instant secondly soon after subsequently then
to begin with while sometimes not long after last
second now once until at

Here is an example of a timeline. You can use this timeline graphic organizer
to order the events in a story you read. By doing this, you will be able to list down
major or significant events in the story which will help you in organizing
information in preparation for writing, reporting, and similar academic tasks.

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Timelines assist pupils to track events in a sequence in a graphical manner and
make information easy to locate.

Activity 3: Chart Completion

As you read the fable, fill in the sequence chart below.

The Ant and the Grasshopper


Once there lived an ant and a grasshopper in a grassy meadow.
All day long the ant would work hard, collecting grains of wheat
from the farmer’s field far away. She would hurry to the field every
morning, as soon as it was light enough to see by, and toil back
with a heavy grain of wheat balanced on her head.
She would put the grain of wheat carefully away in her larder, and

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then hurry back to the field for another one. All day long she would work, without
stop or rest, scurrying back and forth from the field, collecting the grains of wheat
and storing them carefully in her larder.
The grasshopper would look at her and laugh. ‘Why do you work so hard, dear
ant?’ he would say. ‘Come, rest awhile, listen to my song. Summer is here, the days
are long and bright. Why waste the sunshine in labour and toil?’
The ant would ignore him, and head bent, would just hurry to
the field a little faster. This would make the grasshopper laugh
even louder. ‘What a silly little ant you are!’ he would call after
her. ‘Come, come and dance with me! Forget about work! Enjoy
the summer! Live a little!’ And the grasshopper would hop away
across the meadow, singing and dancing merrily.
Summer faded into autumn, and autumn turned into winter.
The sun was hardly seen, and the days were short and grey, the nights long and
dark. It became freezing cold, and snow began to fall.
The grasshopper didn’t feel like singing any more. He was cold and hungry. He had
nowhere to shelter from the snow, and nothing to eat. The meadow and the
farmer’s field were covered in snow, and there was no food to be had. ‘Oh what
shall I do? Where shall I go?’ wailed the grasshopper.
Suddenly he remembered the ant. ‘Ah – I shall go to the ant and ask her for food
and shelter!’ declared the grasshopper, perking up. So off he went to the ant’s
house and knocked at her door. ‘Hello ant!’ he cried cheerfully. ‘Here I am, to sing
for you, as I warm myself by your fire, while you get me some food from that larder
of yours!’
The ant looked at the grasshopper and said, ‘All summer long I worked hard while
you made fun of me, and sang and danced. You should have thought of winter
then! Find somewhere else to sing, grasshopper! There is no warmth or food for you
here!’ And the ant shut the door in the grasshopper’s face.It is wise to worry about
tomorrow today.
Copyright © RohiniChowdhury 2002. All rights reserved.
Note: The Disney film, A Bug’s Life, is inspired by the fable of The Ant and the Grasshopper.

Activity 4: Comprehension Check


Answer the following based on the story you have read.
1. What season is it when the story begins?
_____________________________________________________________________________
2. Why won’t the ant stop working?
_____________________________________________________________________________
3. What problem does the grasshopper have when the winter comes?
_____________________________________________________________________________
4. What were ants doing in the winter?
_____________________________________________________________________________
5. What is the moral of the story?
_____________________________________________________________________________

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In the story, the grasshopper illustrates the theme of “First be prepared,
and then find time to play.” The Ant is the character who is preparing for the
winter by storing up food while the grasshopper is playing around.
The grasshopper says he doesn't need to worry with winter because he has enough
food right now. This reminds about financial responsibility.
Writing: Plan a composition using an outline/other graphic organizers.

An outline is simply a framework for presenting the main and supporting


ideas for a particular subject or topic. Outlines help you develop a logical, coherent
structure for your paper, making it easier to translate your ideas into words and
sentences. Once your outline is complete, you’ll have a clear picture of how you
want your paper to develop.
Here are five steps to a strong outline:
Choose Your Topic and Establish Your Purpose. A lot of writers struggle to define
the initial focus for their paper. Trying to come up with a topic from a list of
possibilities is a difficult task, but understanding your essay’s larger purpose is
just as important. Having a goal or objective in mind will help you set guidelines
and limitations on what are appropriate contents for your essay. What do you want
your readers to learn from reading your paper? What do you want them to
understand about your topic? These questions can help you focus your ideas
around the specific take-home messages you want to leave with your readers.
Create A List Of Main Ideas. This is the brainstorming part of the writing process.
The goal here is to come up with a list of essential ideas that you are planning to
present in your article or essay. This step can be a list of arguments to answer a
question, a list of resources, or it could even include tips on how to do something.
No matter what the topic is, this step gives you a chance to get all of your ideas out
and have a list of possible topics that you can touch on in your essay.
Organize Your Main Ideas. The goal of this step is to rearrange the list of ideas
that you came up with in Step 2, putting them in an order that will make sense to
you and the reader. There are many different strategies for organizing your ideas,
and these will vary depending on the type of essay you are writing. Some common
organizational structures are cause and effect, classification, chronological and
process. Once you have put your ideas in order, you’re well on your way to
developing the structure of your essay.
Flush Out Your Main Points. After you have decided on the order of your main
points, you’ll want to add some relevant content to help support each main idea.
Your goal in this step is to expand upon your original ideas so that your reader has
a better understanding of each point. You can add more detail to each concept by
including examples, quotes, facts, theories or personal anecdotes. While this step
may seem tedious, it will make your drafting process much easier. You’ll save time
in the long run because your paper will be more logical and focused and your ideas
will be fully developed.
Review and Adjust. Most people would think that after step four your outline is
done, but that is not the case. Writing is a repetitive process, and all good writers

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continue to review and revise their essay until they feel it is the best it can possibly
be. The same goes for an outline; it should be like a roadmap that you use to direct
your essay exactly where you want it to go. Make sure that you’ve included all of
your ideas and established the connections between each of your main points.
Although outlining may seem like a long process, it will make the writing
process a much easier experience. Once you have your outline completed, all the
hard work is done. You’re ready to start putting your ideas into full sentences and
writing a logical, well-developed essay.

Activity 5: Money Does Matter

In the earlier part of the lesson, you used a graphic organizer to determine
the sequencing of the story, The Ant and the Grasshopper. Now, can you try to
create another time- order graphic organizer using the following examples as your
model? I’m sure you can do it well!

Direction:
Think of an experience you or your family have encountered about money
matters. Use the graphic organizer below to map out your ideas.

What happened?

Why was this important


or interesting? When did it happen?

Event

How did it happen? Where did it take place?

Who was involved?

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What’s More

People learn from each other. We learn many things from others and in the
same way; we can share valuable lessons with them. What truly matters is our
attitude in receiving and following instructions from those who are more
knowledgeable and experienced about things around us.

Following and giving instructions for a specific purpose and audience.

In English, the imperative form is the command form of a sentence. The


imperative is most often used when giving directions or giving instructions.

Examples are:
Do your homework.
Study for the test.
Pay attention in class.

In giving instructions, the imperative form is used. There are two kinds of
imperative sentence (giving instruction) as shown below.

AFFIRMATIVE NEGATIVE
Turn on the lights. Do not turn off the computer.
Maintain your good grades. Don’t close the windows.
Write your answers legibly. Don’t copy the directions.
Wash your hands regularly. Do not touch your face.

As shown above, imperative sentences (giving instructions) may be


affirmative or negative. The negative is formed by using do not or don’t.

The following are some useful expressions when you give instructions:

Remember to... (spend your money wisely)


Be careful not to... (spend more than what you have)
Try to... (save up things you will need in the future)
Try not to... (waste on things you will not need)
You need to... (save some of your allowance)
It’s important to... (do some chores so you can earn some money)
It helps to... ( see all the hard work you have done)
Be sure to... (ask your grandparents for extra money)
Always... (find new ways to earn and save money)
Never... (spend all your money at once)

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Activity 6: Giving Instructions

Fill in the blanks with the verbs in the box to complete the imperative sentences.
Be careful of the negatives.

eat cross be enter turn walk


smoke write wash use

1. In case of fire _______________________________ the elevator.


2. ______________________________ in the class.
3. Please ________________________ your hands with soap and water.
4. ______________________ your name on the walls.
5. ______________________ left of the gasoline station to locate my house.
6. ______________________ on the grass.
7. Please _____________________ the X-ray room when the lights are on.
8. __________________________ the road without the pedestrian lane signage.
9. Please _____________________ this area. This is a public market.
10. ________________________ careful with the stairs.

When you are having a discussion, your goal is to keep it going and to be
actively engaged in the communication exchange. The next set of activities will help
you practice this skill.

Using appropriate strategies to keep a discussion going

No matter how shy or social you may be, there comes a point in every
conversation with a new acquaintance where you draw blank. The back and forth
may stall, or maybe you’ve started in on a subject you don’t know much about.
Instead of having a panic attack and trying to think up a quick excuse to walk
away, here are four practical tips to keep a conversation going.

1. Ask appropriate questions. You can appear interested simply


by asking questions.
2. Be a good listener. Listen and find out what the other person’s point is.
3. Maintain eye contact. Be interested in the conversation
4. Find common ground. Refrain from giving a one-word answer

Proper Money Management


Read the following articles about financial responsibility. Be able to relate yourself
to the reasons cited by most Filipinos why they do not save.

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5 Reasons Filipinos Don’t Save Money
By: ABS-CBN News
Did you know that the Philippines has one of the lowest savings rates in Southeast
Asia? According to a Bangko Sentral ng Pilipinas survey in 2014, only 1 in 4
Filipino households has savings.

This is worrying, as it means that in the event of an emergency or sickness,


majority of Filipinos have no means to fund their needs. This also implies that they
could fall into debt or worse, not be able to cover their emergency needs.

What keeps most Filipinos from saving? Unfortunately there is no one answer. It's
been argued that the Filipinos’ fatalistic or easy-go-lucky attitude prevent many
from getting into the savings habit. There is also the lack of discipline and
commitment to stay on the savings path. After all, building up savings starts with
giving up a portion of your regular income and having the discipline to do this
continuously, while resisting the urge to dip into these funds
for whimsical reasons.

Let’s look at the 5 most common reasons cited by Filipinos for not saving, and, if it
applies to you, we also share the steps you can take to address this.

Reason #1: Not having enough money left for savings. This is the most common
reason cited by people for not saving. However, if you take this as an excuse, then
you will never be able to save at all. The first commandment in personal finance is:
Pay Yourself First. Make it a habit to save first before spending the rest of your
income. You have to be disciplined and bite the bullet if need be, giving up some
expenses in order to make way for savings.

Reason #2: Leaving things to fate. Trusting that destiny will take care of our
finances is one of the most dangerous things that you can do. Although it may
appear that things sometimes straighten themselves out, the truth is that you have
to do your part to make sure that you have some savings left. When you've figured
out how much you can regularly save, make arrangements to have a savings
account you cannot easily access, and make sure you put funds into this account
regularly. Being proactive in building up your savings is always safer than simply
leaving things to fate.

Reason #3: Not knowing how to save. No diploma required to learn how to save -
just your commitment to improve your financial situation. There is a wide range of
savings accounts or instruments today, depending on your time horizon and risk
appetite. Consult a financial professional on the options that are available for you.
Getting started on the savings route can be hard, and staying on it too. But look
towards the future and the peace of mind having a nest egg can bring, and that's
your best motivation.

Reason #4: Being buried in debt. Those who have loans to pay often argue that
they could not save because they have to pay off their loans first. However, this
mindset will keep you from being able to save any money at all, especially if you
have a huge loan to pay off. Even as you set aside funds to pay for your debt, do set
aside an amount that would go into your savings. This ensures that you will not
find yourself unprotected should an emergency happen.

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Reason #5: It's too late for me. It's never too late, and for that matter, never too
early either. To save, it is important to plan for how you will save and to make it a
part of your budget. This is why it is important to have a budget that will guide you
with your spending, and that will help you to minimize extraneous expenses,
hopefully to have more money to add to your savings. This entails planning what to
spend for in advance, and setting realistic limits for yourself. Having a simple
spreadsheet or a list will help you keep your budget in check.

Saving is the first step towards ensuring your financial health. This is why you
have to put an end to the endless excuses and get into the savings habit now. Try
not to think of saving as a chore and don’t think of it as something you can do in
the future when you have more money. Remember, the money you save now
ensures a more secure future for you and the people you love.

Grow Your Money is an editorial partnership between News.abs-cbn.com and


Citi Philippines to promote financial education and provide helpful information
to Filipinos on how to better manage their personal finances.

Activity 7: What’s your opinion?

Direction: Read carefully the different topics or situations. Then, choose one out of
the topics and write your opinion about it in not less than 5 sentences.

1. Some Filipinos do not have enough money left for savings.


2. Most Filipinos leave things to fate (luck).
3. Many Filipinos do not know how to save.
4. Most Filipinos are dependent to government subsidies.
5. It's too late for Filipinos to save.

My Opinion
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________
__________________________________________________________________________________

In some situations, we need other people’s reminder, pieces of advice and


even instructions on how we can be better especially in handling finances.

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What I Have Learned

• Values are the standards of principle of good and bad, right or wrong,
important and trivial.
• Identifying values in the visual media requires keen eyes and
analytical mind.
• Money is a commodity accepted by general consent as a medium of
economic exchange.
• Practicing financial responsibility is the key to living a healthy financial life.
• In a chronological sequence the author uses the order of events, or
chronology, to inform readers about events or content. The events may be
organized by time or date, by arranging events as a series of steps or by
following a list-like structure.
• Chronological sequencing is commonly used in nonfiction texts. In nonfiction,
there are usually clear time markers such as dates or times of day to indicate
a clear timeline.
• The four practical tips to keep a conversation going include: Ask appropriate
questions; Be a good listener; Maintain eye contact; and Find
common ground.
• Imperative form is the command form of a sentence.
• An outline is simply a framework for presenting the main and supporting
ideas for a particular subject or topic.

What I Can Do

Activity 8: How to do it
Read the following situations. List down the procedure in accomplishing
simple household chores in the order in which family members can follow them. Do
not forget to use chronological transitional (signal) words to indicate time-order or
sequence. Use a separate whole paper for your answers.

Set A – How to cook rice using a rice cooker or firewood

Set B – How to make calamansi juice or any other fruit juices

Set C – How to clean your bedroom

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Assessment

Activity 9. Let’s Sum Up


Direction: Choose the letter of the best answer. Write your answer on the space
provided before the number.

__1. What is the term which refers to the medium in which prices and values are
expressed?
a. money b. capital c. interest d. dollar

__2.Which value is expressed in the visual medium?


a. industry c. helpfulness
b. honesty d. selfishness

__3. Which value is expressed in the visual medium?


a. industry c. helpfulness
b. honesty d. selfishness

___ 4. When you allocate your money for your basic needs and expenses in a period
of time, you are ______________it.
a. earning c. spending
b. budgeting d. saving

For items 5 – 10. Fill the blanks with the correct transitional (signal) word chosen
from the box.
when next finally
first then now

A simple magnifying lens can be made from a piece of wire and a


drop of water. 5) _______, partly fill a container with water. 6)
_______, cut a piece of thin wire about six inches long. Bend one
end of the wire, forming a small loop. 7) _______ twist the wire at
the bottom of the loop to hold it in place. 8) _______ you are ready
to dip the loop into the water. 9) _______ you do, a drop of water
will stay in the loop, 10) ______ look through the drop of water.
You will see things magnified four or five times their real size.

19
Multiply your joy!

Congratulations! You have successfully completed a lesson on


financial matters. Through the activities you have gone through, you are
now more confident about money matters? Good Job! It is never too early nor
too late to learn. Remember, you have a role to fulfil in your community.
How you handle your finances well reflects how your community will
become.

Additional Activities

Activity 10: Let’s Do More


Accomplish what are asked. Make your output neat and clean.

https://www.pinterest.ph/pin/776378423246047126/

20
21
Activity 6 – Giving instructions
1. Don’t use
2. Don’t eat
3. Wash
4. Don’t write
5. Turn
6. Don’t walk
7. Don’t enter
8. Don’t cross
9. Don’t smoke
10.Be
Activity 7 – What’s your opinion?
➢ Answer may vary
Activity 8 – How to do it
➢ Answer may vary
Activity 1 – Values in the Images
➢ Answers may vary. Possible Activity 9 – Let’s Sum Up
answers are 1. a
1. thrifty 2. c
2. kind /helpful 3. a
3. wasteful 4. b
4. saving money 5. first
5. hardwork 6. next
7. then
Activity 2 – Let me know your stand 8. now
➢ Answer may vary 9. when
10.finally
Activity 3 – Chart completion
➢ Answer may vary Activity 10 – Let’s Do More
➢ Answer may vary
Activity 4. Comprehension Check
1. Autumn Season What I Know
2. The ant won’t stop working to 1. a
save more food for the winter. 2. a
3. The grasshopper finds itself 3. c
hungry during the winter. 4. c
4. The ants were staying in their 5. c
homes with enough food. 6. a
5. Answer may vary 7. b
8. a
Activity 5. Money Does Matter! 9. a
➢ Answer may vary 10.d
11.
Answer Key
References
https://www.randelltiongson.com/what-is-money/
http://www.literacysolutions.com.au/blog/2016/05/10/chronologicaltime-order-
sequence-part-3-of-7/

https://www.longlongtimeago.com/once-upon-a-time/fables/from-aesop/the-ant-
and-the-grasshopper/

https://www.google.com/search?ei=K43QXpTPEYmB-
QaNnpnYDA&q=5+use+appropriate+strategies+to+keep+a+discussion+going&oq=5+
use+appropriate+strategies+keep+a+discussion+going&gs_lcp=CgZwc3ktYWIQDFA
AWABgsipoAHAAeACAAQCIAQCSAQCYAQCqAQdnd3Mtd2l6&sclient=psy-
ab&ved=0ahUKEwjUkMfwm9jpAhWJQN4KHQ1PBssQ4dUDCAw
https://news.abs-cbn.com/business/09/25/17/5-reasons-filipinos-dont-save-
money

https://www.classcraft.com/blog/features/brain-break-ideas/

https://www.herzing.edu/blog/herzing/5-steps-create-perfect-outline

https://www.eslprintables.com/grammar_worksheets/instructions/giving_instruct
ions/Giving_instructions_433039/

22
DISCLAIMER
This Self-learning Module (SLM) was developed by DepEd SOCCSKSARGEN with the
primary objective of preparing for and addressing the new normal. Contents of this
module were based on DepEd’s Most Essential Learning Competencies (MELC). This is a
supplementary material to be used by all learners of Region XII in all public schools
beginning SY 2020-2021. The process of LR development was observed in the production
of this module. This is version 1.0. We highly encourage feedback, comments, and
recommendations.

For inquiries or feedback, please write or call:

Department of Education – SOCCSKSARGEN


Learning Resource Management System (LRMS)

Regional Center, Brgy. Carpenter Hill, City of Koronadal

Telefax No.: (083) 2288825/ (083) 2281893

Email Address: region12@deped.gov.ph

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