EN GRAMMAR First and second conditionals @ Match 1-LO with a-j to make conditional sentences. If stop eating out, > Tifa ad to wor 3 FU itt see sim, 4 Ifthe hank rt charge such high interes, 5 Ey tthe price is tao iat 6 Cif serah paid tack her stent inn any time soon, 7 Ei tet generous, 8 OM were you © 7) i worked for myse, 10 7 rwe spend mare on adverisng 2 could nave more responsibilty Mel became 3 fulltime writer FUllhink about what I was doing Fel take ent bigger lan, return the €20 | ume in, f Pi save a lat of money. right give sone Hey a lay fh won't buy the lt id be surprised 1 profits can increase. b Gam Listen anc check. © Complete the sentences with the carrect form af the verbs in brackets. Use contractions where possible. 1 the woather is __ (be) ice again tomarrom, |__iga igo) tor awa 2 If many. (raw) on tees, infstion (be) quite nigh ar (maka) the tea fyou (do the toa 4 (ge) tn Anciant Greece i {can travel) back in tie, 5 H|____ Ibe you, truth 6 fl____ (cant find my blue te, (wear the red one inated 1 So —___ (take) a tani you____ tbe ing hur 8 Irtoaay. (be) Saturdav. | (stay) n bed for couple mare hours, et (became) a doctor i (ave) a chanes to star all over again, 10 Bort worry, rt tee 020, (ive) you 2 cal (eld the VOCABULARY Money and finance Complete the sentences with the missing words, The first letters are given for you. 1 I'sa good idea to put aside some s___farthe ‘uture 2 Weil or me crear cara, 3 Wo planned 1,500 eures fr renovation in our )______, but nthe end t cost much more than that 4. She's very weathy, but she donates a lat to ¢_____and oiner good causes. 5 Government borrowing has le tothe massive national u your account with the annual cost 6 The esearch council agreed toa______a grant forthe project 7. Buying your aan hause isa ern wile properly sues a haw 8 After Hurricane Harry, generous d___ ate coming in fram al over the word 9 Goorme's annual is now 70,000 eur with his new pay rise ~ but that's before tax b Complete the text with the words in the box. aside budget debit debt donations finance grant income investment ting pay rate John Roberts made «lida a sherman working fora big fishing company. However, John always wanted 0 hhave his om tat an business sue pt” savings for years and when the interest was low he went bank. The bank checked the ‘which on had prepared showing sales vs cos and then agreed to’ the project This meant John now hada very large bute considered the boat asasound ‘Unfortunately, business became ‘mote ctncut because of over-tishing and environmental ddamage_fohn’s* dropped lower and lower and he was srugalingustio® off the interest on hie loan, Raforo long the bank wae tating to hy account with penates for missed payments. john was desperate and he wrote about is situation on a website for stat-up companies. This worked. The local council immediately avarded John a! and *__ came in ou people inthe area Thanks 0 John’s business survived. © © Listen anditheck.B OC ee Cart HE GRAMMAR Third conditional; should have + past participle @ Put the words in the correct order to make sentences. 1 had / would Fthat /have / phoned the police / happened / to me, \fthathad happened tama Iwouldhavephaned tpl, 2 had / realised her bag / someone /she wuld / rave taken 3 been alight /if/have / got there / wuicke, everything / might could /have 4 if find the safe /thes’d been / would have / cleverer, they red to 5 Jock / hadnt them wouldn't? know /1/ her if Introauces © changed /1 ages ago/1/ you, 1/ nave the Jocks 7 ware / would 12 Ther neighbour /hade't/ have / been / for hours if cuuld (called round fying tnere 8 you /in/ shuld / bay ave / your valuables 7 ‘ne. pt all 9 to prison /the judge / for 7 lt longer / should / him /have f sent 10. you/ what /was hapoening watching / should / been have / b Underline the correct words to complete the semlenices aid questions, 1 Things would have been even worse if haven't listened / hada listened to you 2 If she hod contacted me, | would have / mould have een heloed her. 3 What would should you have done if they had arrved? ‘1 I would have become the manager if | have boon / hai been working there as long as you 5 Ifthe train hadnt bosn lata, | can get! might have _gortnere on ume, 6 Would you pay! Had you paid €100 if you could see lhe questions before the exam? 7. ys hadert dropped your lation, i would til work J have morke You would show have hele if yous wanted 0 len up the kitchen quickly. 9. I'm sory | shouldnt wouldn'thave been so rude 10 I don't understand why Debbie said that. Would ‘Should you have reacted inthe same way? EA VOCABULARY Crime 2. Lonk at the pictures. Complete the sentences with the words in Une Lua, There are lw ealie wuts you Uo Hu see bribery burglar judge ony kidnapper robber shoplifting suspect 1 The burglar 2 Thepalice caught 3. It was Lisa's frst dint realise there the experience of wasa catat home. stllin the benk 6 Does this count bruit back dfn te 1s. present or the baby when it curt ease very 2 slated eying liters b Underline the correct words to complete the text. One night | came home very late and | couldn't find my keys, 0 / through my own house! twas climbing through a window when a woman on the street shouted, ‘Police! There's a burgory/ murder! | got down and explained that it ‘was my house and | wasn't a Scheat / burglar. but she called me 2 “iar / judge. She said that she was a "robber / witness and ‘that she would give “evidence / verdict when I was accused Tin / of freaking and entering. She would happily come to the tal / case at "pnison / court to testify against me. She was really excited now and wont on that the judge / jury would ‘na me *guity/ mnocent ana ne *uage/ jury would give ‘me a vey long x'son Psentenee/ arrest. have to goto a ‘horrible prison where the prisoners “murder / ile one another and "teal / huge thee cll mates food just to suruve. Sho was out of brea rw aid just about Io start again when Suddenly my house Keys fll out of my hack pocket. |wishet her Goodnight and went inside the house. ¢ @HBM Listen and check, PRONUNCIATION Stressed and unstressed words a © Listen and underline the stressed words in each sentence. : I sly ave wee ser x Tues. IF Thad seen her, | weld have she Ifyou had told me, it could have been ferent We'd never have lou if she hat stayed a homme They shouldn't have thrown it away. ‘She shouldn't have taken my ours 47ar at aey PCA una TI USEFUL LANGUAGE Being encouraging 4 Tick (V) the most encouraging response. 1 Well never beable ta fra it a [ You'e protably right IZ] Don't ge up hone, © L Thetse ter point. 2 Miner see her again 2 C1 timsure you wl b Ey That's very posible ¢ Ey Not ina milion ye 3 Itstarted to go wrong it trom the start. aC) Thats ite bE] what oa you expect” eT] teight workout fina. 4 Thai's another opportunity lost. EX PRONUNCIATION Word groups 3 L] Theret be plonty more, dnt wary. b Fy restart worying i were you 8 CHER Listen to the sentences from a telephone | gree with you there ant be relly wore, conversation. Mark one pause (/N| in the correct place 5 Iinizeally wore about this interview. in each sentence. a L] tim sure he fine 1 Hel, thi ic Jon Peters. & 7 There's not time for that. 2 t's Simon again trom NatEast Bank cL] How can you be sa sure? 2 tera 6 Theres it much chance of it working. 44 No, DUT manks anyway. 4 Ly There would have been fit werent for you 5 Do you want to pay by cash or by credit card? I You never know We might pul ot 6 Thats tne, no worries. ¢ E1No-thanks to vou. We wont tt again. 7m sorry, but | dnt got tha te bes ad speak to you soon |b G@xmuisten and eneck 8 Gort, an eating CONVERSATION SKILLS Showing you | have things in common : Underline the correct words to complete one Side of a telephone conversation Really sorry to hear about your car, The ‘same / similar / like thing happened to me a couple of years aga My car was stolen right ‘outside my house, and believe iL or not Ive just | had a “same / similar/ like experience: I had } my purse stolen from my baa when I was in the queue in the supermarket. ... You don't surprise me. It was just ‘as / like that when TI called the insuranive Company, they kept me waiting for ages, so I know the ‘experience / feeling. It was the same °with / to / by me. What can you do? .. True, that’s just like “that / as / when Sarah's flat was burgled. I don’t know what things are coming to. b © Listen and check. a8SRS Cai iiit4 BU erie you love classic cinema, vou fll, one of the most famous ac that you can nd excitement. n't do better than th ortainal 1988 King Kona venture movies ever made. One ofthe things love nd stil fee the eae drama say i eves vlan uu ae Leute he beast beast being a huge ane which ia captured on an exotic island and tzansported to ‘America. oe beauty’ n the fm lathe woman used to tile the ape, The drama ely begins wlio Une ape escapes i Aneta ant goes Wo ook or What make this abelian fm, then, i uy all Ue way tuwuy, yoy fies Une jag excellent and you even start feling sony fort ngs a hugely entertaining fm i koops you peg, Thee ME READING @ Read the review and tick (¥) the questions which the review anowera, [J What kind of film is ie? oid it win any anards? Di bsitbased on 2 book? G1 Where does the actin happen? What rannens in the ant Di isit suitable for teenegers? Ly Have there been mace recent versions ofthe fe? D7 Does the reviewer recommend it? WRITING @ Write a review of a film you enjoyed (or hated). You could get information from the Internet and, even Detter, watcn the fim again In English, Use tne paragraph structure and the notes to help you. Bb Read the article again. Are the sentences truc oF false? 1 The reviewer nas just seen King Kong forthe fst time, 9. The reviauor dscrvhes an natlyinepration for the film 3. Aeconding ta the review, he austen pat Ue takes place on the exotic isan 4 The plat af the fim is completely predictable, 5 According tothe reviewer, the fim has an emational aragraph ":intraduce the him and explain why you ime fewer have chosen t. 6 King Konas ideal to we h with the whole far Fragraph 2: outline che plat-and introduce the EAWRITING SKILLS Organising a review Pragraph &: outline the key otren, Feragraph 4: 6ummarise the review and glve your 2 Read tle seutences aiid decide if they are sullable fur fmnalopion. 2 review of a film or book. Tick (/} the correct box hoof the fm Nt citaie 1 Thisis 2 children’s book, but lam sure that many adults would enjoy itt, a Its better to download the film so you can watch iin the cama f your own home, 2 3 The lead actor, Joshua Samson, was born in a small Ausalan town, but moved to Holywood. “4 Thore are las of cookery programmes on TV, but thi ie easly the bes tho fm wae 2 frightening that | could Lop after | nstohod 6. bought this book ana farastic holiday | had in Greece two summers a0, 7_ There sa lot of dificult vocabulary and this makes it hard to read, 8 To‘find out what happens atthe end, youl havo to watch it yourseReading and listening extension READING 4 Read the arlicle about four computer programs that can be used to help you manage your money and tick (7) the correct box. Fee “Teal ee PW when nine Works on motile phones | Four MoneyWorker | MoneyGarden | CheckMyMoney | Financial Tools Lee ana ance nay enter te Rue ce eee eee Rte eee ae eee See MoneyHealth "Money ts ou soe ity your ances are stn uses {he tert to canner to yur hank arent although a the meman,t iy wr wth bank accounts inthe US and ees ack few much ‘money iin each account na ere your mana sping. Pt the sength th to tat does much more ao ots you crete afamily boc es yu se up gal fr yur saungs and een ams what kind of things yu spenting yrurmenay an. Monet alo euggoats Produ that ight be of intrest the ret cas al cod Se yO ‘maney. The en thna it does dis actly mae yee mney around ‘rake payments and soe, funni ut to desebe your finn uation, Ufrinay its n expensive program, especialy a there i ‘mobile hone version MoneyGarden This tol allows yu to nk upto almnst 200 banks and oe franca inettuone treducco rags and othe ssa yuu vas eat ‘en ou spend your maney, end on wht. you'e on the mv, teres ‘asm an an yu can dourica to your mobil, butik te computer Program, itdoes nee an inset connect tobe ust. ne oreo ' ee, but you can choase tn make a donation tothe erator iyo find tsa bb Read the article again. Are the sentences true or falsa? ‘Moneyteaithcan be used by neople all over the world MoneyHealthie't able te make an while traveling CCheckMyMoney can help you to reduce how much you 2pend uric leranae te anges to yout Lak Unis, MoneyWorker aves you a way of asking other people fr acvineabrut money. Yous can use MoneylWorker fora period af ime without paying MoneyGerveri ues you a way to check your finances visa ‘MoneyGarden isnot suitable for people who want to check ther finances MoneyWorker This an ann that you can run on mast devon. kaepe track ot yeu fnencil transaction, suas whe YUL US® OUT ea car, oF your bank account is debited, aso hel you rete an easy-to-use budget and set yours nancial goats Since the program uns yur ‘aul, tablet or phone, net onthe Ine, Yu have ances nar ‘nancial infrmation even if youre net connected tote Inne. But ‘that makes Meneyorke dere she fac that you dont ust et ‘ances to sofa to helo you manage your meney~ you ao jin a community of oer around the word who can ae yu ic ‘questions ana shar ides. Atnouah this is expersive, you can ry iut {nr fre for one month CheckMyMoney This nancial to! with ore main job — to rea auc for you, ‘ee you ene the dots of your bank acount, it analyses the data an utes pln wi a buoget ana suggestions tor wt save maney and cut your spenting, Once you've set up your budget, the program hops you to tik tt. Checky Money sally ee 0 use, HONever, ou want to acces it rom your mab phn ei yu wean oe able to nk up more than two bank arcourts, you have to pay quite alt each year Ica be fic to use If your intetnet connection sn very fast. © Write a paragraph about how you manage your maney. Remember to include: * whether you are able o put aside savings regulary ‘if you make a budget every week, ‘marth or year * ifyou ask anybody for advice about managing money. heckMyMoney dues nat wurk a al UNIESS you pay a yearly eeLISTENING 2 © Listen to a radio programme about local crimes. Put te events in the order they happened D burglaries arrest the programme again and tick (v) the ta correct answers. 1 Which ofthe following statements is tue abut calling the pragiamme to give information? 2 [You need to give your name. b IZ] Youmay ear money ifthe information is use cL] The frst person you speak to when you call isa polce officer. hate euggseted about he two men who came in tho shop n Rha Stevens's report? 2 [1] They were both probabty inva in the rebbeny t» Ey The fist man or elise what ws doing © D1 They et the shop atthe soe tie 2 What do we learn about the theta th a] Nobosy in the store knew about [1 The tht stacked a youre woman Ey] Itnappened at nant 5 Ma does sp tunis? aL] The bua took as much fnellery os tey Ud ection ts » [1 Some ofthe turgaries could have bee IZ The burglaries nave happened in hous port rom each other. Jones say wher taking 2taut he cuits far What does the presenter say aout tha eminals responsible or crimes programme? by Ci tisteners have helped the pol Ey Sonne ot te rites tl aver viously escussed on the identity them, saved, © Think about a crime that you have heard or read about recently, Write a short conversation between two people discussing it. Use these questions to help you + What was the crime? + How did they hear about? What happened? Di the pice caer Ue nina Are ney taking for Fi & Review and extension GRAMMAR Tick (V) the correct sentences, Correct the wrong 1 71 When you isten to my instructions, everyting wl be fine. Ifyou ston tomy instructions, ovorything wll ne 2 [7] Vd be amazed if she nad more chioren. 3 [1 ttwouia bo 3 area idea that everyone cycled to war 3 (tracy wou te me sie were unneppy abou 5 [1] ttcould be nice mere were more peopl ike her 6] ttwas tantastc you nad come with us, EAVOCABULARY Tick (/) the correct contences. Correct the wrong, sentences, Is uffcul to risk ving a a professional dance. 2 Lo] One seen where caving coil ha marks anepart 3 7] The income fiom tours could be nach 4 Lm not suee that our budjat is big encugh fortis 5 [1] There has been 2 large increase in donations to charities. 6 8 (The main susoect was not the murder but sameone ese [5] A man has been sertenced and wil appear in court later [2 The thet was arrested nen she tried to burle a lt a Complete the text with the words in the box. ‘wailed pleasure henge il word serivusly ‘My wife goes out to work and I look after our children made sense after her prometion and | was han to take 1_change But take my far it, staying at nome vet the kids is narder than | imagined. Ot course, theyre my kide and I take areal? them grow up, but they need a lt of at home fom wore I toot for 4 fea, alee my new rle 2 hin ean lake © in easing yon. When | came that thoy wor othed and entertained, Dut now | have to do al that. but there ae days wen any longer Luvk ait at Review your prugtess on» 102 of te Sludent’s Fork How well ean yi dn thet things nit Sereynel 2evel 1 nc sowed LAN ( ious pron rane