HDFC Life – Product List

Product Category Criteria NB BWRP Renewal

Super Income Plan Traditional PPT 8 27% 70 2.5%
Super Income Plan Traditional PPT 10 32% 100 2.5%
Super Income Plan Traditional PPT 12 37% 100 2.5%
Youngstar Udaan (Aspiration) Traditional PPT 7 22% 70 2.5%
Youngstar Udaan (Aspiration) Traditional PPT 10 32% 100 2.5%
Youngstar Udaan (Aspiration) Traditional PPT 11 32% 100 2.5%
Youngstar Udaan (Aspiration) Traditional PPT 12+ 37% 100 2.5%
Youngstar Udaan (Academia & Career) Traditional PPT 7 17% 70 2.5%
Youngstar Udaan (Academia & Career) Traditional PPT 10 32% 100 2.5%
Youngstar Udaan (Academia & Career) Traditional PPT 11 32% 100 2.5%
Youngstar Udaan (Academia & Career) Traditional PPT 12+ 37% 100 2.5%
Sampoorn Samridhi Plus Traditional PPT 10 32% 100 2.5%
Sampoorn Samridhi Plus Traditional PPT 11 32% 100 2.5%
Sampoorn Samridhi Plus Traditional PPT 12+ 37% 100 2.5%
HDFC Life Uday Traditional PPT 8. term 12 22% 70 0.85%
HDFC Life Uday Traditional PPT 8. term 15 27% 70 2.5%
HDFC Life Uday Traditional PPT 10. term 15 32% 100 2.5%
Click 2 Protect 3D / Plus Term Single premium 1.5% 5 NIL
Click 2 Protect 3D / Plus Term PPT 5 25% 50 1.7%
Click 2 Protect 3D / Plus Term PPT 7 28% 70 1.7%
Click 2 Protect 3D / Plus Term PPT 10 40% 100 1.7%
Click 2 Protect 3D / Plus Term PPT 11 40% 100 1.7%
Click 2 Protect 3D / Plus Term PPT 12+ 42% 100 1.7%
Click 2 Invest ULIP All Terms 4% 15 NIL
Click 2 Invest ULIP Single Premium 1.5% 5 NIL
Sanchay Traditional PPT 5 22% 50 1.7%
Sanchay Traditional PPT 8 27% 70 1.7%
Sanchay Traditional PPT 10 37% 100 1.7%
ClassicAssure Plus Traditional PPT 10 37% 100 2.5%
HDFC Life PrGrowth Plus ULIP All Terms 15% 20 0.4%
HDFC Life PrGrowth Flexi ULIP All Terms 10% 20 0.4%
Sanchay Plus Traditional PPT < 10 25% 50 NIL
Sanchay Plus Traditional PPT =>10 37% 100 NIL
Pension Guaranteed Plan Pension Single pay 1.5% 5 NIL
Sanchay Par (Immediate option) Traditional All Terms 32% 80 NIL
Sanchay Par (Deferred option) Traditional All Terms 40% 100 NIL
Sampoorna Nivesh ULIP PPT 5 2% 5 NIL
Sampoorna Nivesh ULIP PPT 7 4% 10 NIL
Sampoorna Nivesh ULIP PPT 10 5% 10 NIL
Guaranteed Savings Plan Traditional All Terms 32% 80 NIL
Guaranteed Savings Plan Traditional Single Pay 1.5% 5 NIL
* NB: - New Business
 ICICI Pru Life – Product
Product Category Criteria NB BWRP Renewal
Savings Suraksha Traditional PPT 5 14% 40 4.25%
Savings Suraksha Traditional PPT 7 23% 70 4.25%
Savings Suraksha Traditional PPT 10 32% 100 4.25%
Savings Suraksha Traditional PPT 11 32% 100 4.25%
Savings Suraksha Traditional PPT 12 37% 100 4.25%
Cash Advantage Traditional PPT 5 14% 40 4.25%
Cash Advantage Traditional PPT 7 23% 70 4.25%
Cash Advantage Traditional PPT 10 32% 100 4.25%
ASIP (Annual Mode) Traditional PPT 5 14% 40 4.25%
ASIP (Annual Mode) Traditional PPT 7 32% 100 4.25%
ASIP (Non Annual Mode) Traditional PPT 5 10% 30 4.25%
ASIP (Non Annual Mode) Traditional PPT 7 23% 70 4.25%
Life Time Classic ULIP PPT 7 & Above 10% 30 1.5%
Guranteed Wealth Protector ULIP 5Pay & Regular Pay 8% 20 1.5%
Future Perfect Traditional PPT 5 14% 40 4.25%
Future Perfect Traditional PPT 7 23% 70 4.25%
Future Perfect Traditional PPT 10 & Above 32% 100 4.25%
iProtect Smart (Limited pay) Term PPT 5 32% 100 4.25%
iProtect Smart (Limited pay) Term PPT 7 37% 100 4.25%
iProtect Smart (Limited pay) Term PPT 10 37% 100 4.25%
iProtect Smart (Limited pay) Term Pay till 60 years 37% 100 4.25%
iProtect Smart (regular Pay) Term PPT < 10 23% 70 4.25%
iProtect Smart (regular Pay) Term PPT 10 & above 37% 100 4.25%
Heart / Cancer Protect Health < 10 PPT 11% 20 0.8%
Heart / Cancer Protect Health >10 PPT 11% 20 0.8%
Signature Advantage ULIP < 7 years 11% 30 0.8%
Signature Advantage ULIP > = 7 years 11% 30 0.8%
Signature Premier ULIP < 7 years 11% 30 NIL
Signature Premier ULIP > = 7 years 11% 30 NIL
Signature Exclusive ULIP < 7 years 8% 20 0.8%
Signature Exclusive ULIP > = 7 years 8% 20 0.8%
Lakshya Traditional PPT 5 14% 40 4.25%
Lakshya Traditional PPT 7 32% 100 4.25%
Lakshya Traditional PPT 10 37% 100 4.25%
Lakshya Traditional PPT 10 + 37% 100 4.25%
G.I.F.T. Traditional PPT 5 14% 40 4.25%
G.I.F.T. Traditional PPT 6 18% 50 4.25%
G.I.F.T. Traditional PPT 7 32% 100 4.25%
G.I.F.T. Traditional PPT 10 37% 100 4.25%
GPP (immediate & deferred annuity) Annuity Single pay 1.5% 5 NIL
Saral beema yojna Term Any PPT 35% 100 4.25%
* NB: - New Business