Dated: 07-03-2022

N.Udaya Sagar M.A., L.L.B.

Manager - Legal & Operations (AP&TS)

LEGAL REPORT
Smt. Nakinaboyina Lavanya, W/o. Suresh, for the Property to be mortgaged by Simple
situated at D.No.1-33/2, Sy no. 82 & 83, Pedddapur Village,Athmakur Mandal, Hamunakonda
District., Telangana State.,, measuring plot area 238 Sq Yards with following Boundaries:

North: House of Katabathini Sadayya,

South: House of Nakinaboyina Nagaraju,
East: House of Gaddam Lakshmi Narayana,
West: G.P. Road.

Part 1. Details / Description of the Documents/Scrutinized/Verified/Documents to be

collected for Mortgage:

Whether Original / Certified True

Sl.N Date of the
Name of the Document & Type Copy to be taken for creation of
o Document
Mortgage
Copy of Gift Deed with Regd Doc
Original Gift Deed with Regd Doc No.
No. 2264/2021/ dt. 16/12/2021
1 16/12/2021 2264/2021/ dt. 16/12/2021 executed by
executed by Nakinaboyina
Nakinaboyina Suresh, S/o Sambayya.
Suresh, S/o Sambayya..
As Rectification deed for main
As Rectification deed for main document:
document: Copy of Rectification
Original Copy of Rectification Deed With
Deed With Regd Doc
2 03/03/2022 Regd Doc No.458/2022 / dt. 03/03/2022
No.458/2022 / dt. 03/03/2022
executed by Nakinaboyina Suresh, S/o
executed by Nakinaboyina
Sambayya.
Suresh, S/o Sambayya.

Part 2. : Title Flow Chart (Title Tree): (Chain of title)

1. Gift Deed with Regd Doc No. 2264/2021 dt. 16/12/2021 executed by By
Nakinaboyina Suresh, S/o Sambayya., resident of Pedddapur Village,Athmakur Mandal,
and Hamunakonda District., Telangana State.

2. As Rectification deed for main document: Copy of Rectification Deed With Regd Doc
No.458/2022 / dt. 03/03/2022 executed by Nakinaboyina Suresh, S/o Sambayya.

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 3. Possession and Enjoyment Certificate issued by Village Revenue Officer/Mucipal
Commissioner/Concerned Authority, D.No.1-33/2, Sy no. 82 & 83, Pedddapur
Village,Athmakur Mandal, Hamunakonda District., Telangana State, on 02/03/2022 for
15 years and above. This Certificate issued in favour of Nakinaboyina Lavanya.

4. Certificate of encumbrance on 79246185 dt. 07/03/2022 from 01/01/1983 to

06/03/2022.

Part 3: Brief History of the Property and how the Mortgagor has derived the Title: (Special
importance to area of the Property and legal heirs):

The property situated within the fields of Pedddapur Village, Athmakur Mandal, in Sy no.
82 & 83, D.No.1-33/2, an extent of 238 Sq Yards, Mr/Mrs Nakinaboyina Lavanya has having
ownership the property through a Regd Gift Deed with Registration No. 2264/2021, dt.
16/12/2021 registered before Gudivada Sub Registrar.

This property is Ancestral and Gifted in nature. Nakinaboyina Lavanya acquired the
property from Nakinaboyina Suresh, S/o Sambayya., executed a Gift Deed with Regd Doc No.
2264/2021, on dt.16/12/2021 infavour of Smt. Nakinaboyina Lavanya. Nakinaboyina Suresh, S/o
Sambayya., Possessed the entire property on 16/12/2021 and handed over the schedule property
on the same day. As per the available documents and recitals in the documents Nakinaboyina
Lavanya is the Owner of the property and enjoying the schedule mentioned property without
interruption from the date of Settlement to till date. Possession and Enjoyment Certificate issued
by Village Revenue Officer/Mucipal Commissioner/Concerned Authority, D.No.1-33/2, Sy no. 82 &
83, Pedddapur Village,Athmakur Mandal, Hamunakonda District., Telangana State, on 02/03/2022
for 15 years and above in break-up. This Certificate issued in favour of Nakinaboyina Lavanya.
Presently Nakinaboyina Lavanya having an extent of 238 Sq Yards. She was in peaceful possession
and enjoyment of the schedule property without interruption till date.

Part 4: Search (Receipt & Date) and Investigation / E. C. and any adverse comments on Title:

Certificate of encumbrance on 79246185 dt. 07/03/2022 from 01/01/1983 to 06/03/2022 issued

by SRO Gudivada.

No encumbrances seen

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 Part 5: List of Documents (please Specify Original / Certified copy) for Creation of Mortgage:

Original or

Sl.No. Document Particulars Certified True

Copy

Original Gift Deed with Regd Doc No. 2264/2021 dt. 16/12/2021 executed
1 by By Nakinaboyina Suresh, S/o Sambayya., resident of Pedddapur  Original
Village,Athmakur Mandal, Hamunakonda District., Telangana State.,. 
As Rectification deed for main document: Copy of Rectification Deed With
2 Regd Doc No.458/2022 / dt. 03/03/2022 executed by Nakinaboyina Original
Suresh, S/o Sambayya.
Possession and Enjoyment Certificate issued by Village Revenue
Officer/Mucipal Commissioner/Concerned Authority, D.No.1-33/2, Sy no.
3 82 & 83, Pedddapur Village,Athmakur Mandal, Hamunakonda District., Original
Telangana State, on 02/03/2022 for 15 years and above. This Certificate
issued in favour of Nakinaboyina Lavanya
 Certificate of encumbrance on 79246185 dt. 07/03/2022 from
4  Original
01/01/1983 to 06/03/2022 issued by SRO Gudivada.

Part 6: CERTIFICATE: I Certify that on the basis of above documents seen and verified, along with
attached enclosure Smt Nakinaboyina Lavanya, W/o Suresh(borrower/s) is having clear,
marketable and unencumbered/ Possessary title and they can Mortgage the property by Simple /
Registered Mortgage in favour of Godavari Urban Multi State Credit Co-Operative Society
Limited/Hindusthan MicroFinance Private Limited(BC Partner).

Kind information: This is also treated as a vetting and final scrutiny report.

(SIGNATURE OF LEGAL OFFICER ALONGWITH NAME & OFFICE SEAL)

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 Smt : Nakinaboyina Lavanya W/o Suresh Remarks
Mortgaged Property Address: D.No.1-33/2, Sy.No. 82 & 83,. Pedddapur
Village,Athmakur Mandal, Hamunakonda District., Telangana State.,, measuring plot
area 238 Sq Yards.  
Having Ownership right
Whether the Borrower/(s) had Absolute, Clear and Marketable title over the and create valid
Property/ies proposed to be mortgaged on the property/ies Mortgage

a) What is the nature of the title of the owner i.e. tenancy right, full ownership,
occupancy right, possessory right, minor's right or any other type of right? Clarify Ownership Right

(b) Leasehold immovable property/ies (whether the land building(s) is/are lease hold
lease verify the terms of the lease(s) the name and address (es) of the lessor (s) and
whether any permission/NOC from the lessor(s) Company authority is required for
transfer (such as mortgage, sale etc.) of the property/ies). Not Applicable
Whether there is any restriction/Prohibition under the property/ies under the title
deeds through which he/she has derived the title. No Such Restricted
Whether the latest title deeds and the immediately previous title deeds are available in Yes
Originals
Whether the Building tax/land revenue has been paid upto date No Dues
In case the loan is sought for construction purpose - whether the land has been
converted under the land revenue laws? If not required to be converted, give reasons Not Applicable
(a) Is / Are the property/ies free from encumbrances Yes
(b) Please give detailed account of charge/mortgage or redemptions for a minimum
period of 13 years and also state the subsisting charge / mortgage if any, mentioned in
the encumbrance certificate for the last 13 years. Not Applicable
Simple Mortgage
Type of Mortgage (Registered or Simple). If Simple, whether all original title deeds are Yes
available for creation of Simple Mortgage
Whether property/ies is/are freehold or leasehold or sell occupied or tenanted? If
tenanted, whether the property/ies can be take as mortgage and what precautions to be
taken. Free hold Property
Whether NOC obtained from concerned in case of Flats / office owned / controlled by
societies. Not Applicable
Whether all owners of the Property joined in the creation of mortgage of the
property/ies either by deposit of title deeds or by registered mortgage, etc. Yes

There are No Prior Mortgage/Charge whatsoever as could be seen from the record of
Index-II, for the period of 13 or 30 years pertaining to the immovable property/ies by
the above said title deeds. Not Applicable
There are no claims from minor/s and his/their interest in the property/ties is/are to
the extent of (specify the share of Minor's with name). No Minor Claims
The Mortgage is created will be perfect and available to the GODAVARI URBAN MULTY
STATE CREDIT CO-OPERATIVE SOCIETY LIMITED/HINDUSTHAN MICRO FINANCE
PRIVATE LIMITED(BC PARTNER) for the liability of the intending borrower Yes Simple Mortgage
If Any Adverse remark observed in Title and or in Creation of Mortgage (Simple /
Registered), please specify : Nil
( SIGNATURE OF LEGAL OFFICER ALONGWITH NAME & OFFICE SEAL )

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL