Dated: 07-03-2022

N.Udaya Sagar M.A., L.L.B.

Manager - Legal & Operations (AP&TS)

LEGAL REPORT
Smt. Budharapu Harika, W/o. Venkatesh, for the Property to be mortgaged by Simple
situated at D.No.Plot No.23, Sy no. 302, Rajarampally Village,Endapalli Velgatur Mandal,
Karimnagar District., Telangana State.,, measuring plot area 238 Sq Yards with following
Boundaries:

North: Plot of Boga Thirupathi(Plot No.22),

South: Plot of Singathi Ramaiah(Plot No.24),
East: Plot of Chinthapalli Maheshwar Reddy(Plot No.28),
West: 15” Ft Wide Road.

Part 1. Details / Description of the Documents/Scrutinized/Verified/Documents to be

collected for Mortgage:

Whether Original / Certified True

Sl.N Date of the
Name of the Document & Type Copy to be taken for creation of
o Document
Mortgage
Copy of Sale Deed with Regd Doc
Original Sale Deed with Regd Doc No.
No. 1015/2020/ dt. 11/02/2020
1 11/02/2020 1015/2020/ dt. 11/02/2020 executed by
executed by Gade Rajeshwar
Gade Rajeshwar Rao, S/o Sattaiah.
Rao, S/o Sattaiah..
As Link: Copy of Sale Deed with
Regd Doc No. 697/2011/ dt. As Link: Original/CC’s of Sale Deed with
28/03/2011 executed by Regd Doc No. 697/2011/ dt. 28/03/2011
2 28/03/2011
Chintala @ Chintalapalli executed by Chintala @ Chintalapalli
Maheshwar Reddy, S/o Lakshma Maheshwar Reddy, S/o Lakshma Reddy..
Reddy.

Part 2. : Title Flow Chart (Title Tree): (Chain of title)

1. Sale Deed with Regd Doc No. 1015/2020 dt. 11/02/2020 executed by By Gade
Rajeshwar Rao, S/o Sattaiah., resident of Rajarampally Village,Endapalli Velgatur Mandal,
and Karimnagar District., Telangana State.

2. As Link: Copy of Sale Deed with Regd Doc No. 697/2011/ dt. 28/03/2011 executed by
Chintala @ Chintalapalli Maheshwar Reddy, S/o Lakshma Reddy..

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 3. Adangal/Pahani Copy enclosed, Which shows the adverse hold-ship of previous
encumbrances from the year of 2005-06 before it was converted.

4. Certificate of encumbrance on 79236467 dt. 07/03/2022 from 01/01/1983 to

06/03/2022.

Part 3: Brief History of the Property and how the Mortgagor has derived the Title: (Special
importance to area of the Property and legal heirs):

The property situated within the fields of Rajarampally Village, Endapalli Velgatur
Mandal, in Sy no. 302, D.No.Plot No.23, an extent of 238 Sq Yards, Mr/Mrs Budharapu Harika has
having ownership the property through a Regd Sale Deed with Registration No. 1015/2020, dt.
11/02/2020 registered before Gudivada Sub Registrar.

This property is Self-Acquired in nature. Budharapu Harika acquired the property from
Gade Rajeshwar Rao, S/o Sattaiah., executed a Sale Deed with Regd Doc No. 1015/2020, on
dt.11/02/2020 infavour of Smt. Budharapu Harika. Gade Rajeshwar Rao, S/o Sattaiah., Possessed
the entire property on 11/02/2020 and handed over the schedule property on the same day. As
per the available documents and recitals in the documents Budharapu Harika is the Owner of the
property and enjoying the schedule mentioned property without interruption from the date of
Sale to till date. Possession and Enjoyment Certificate issued by Village Revenue Officer/Mucipal
Commissioner/Concerned Authority, D.No.Plot No.23, Sy no. 302, Rajarampally Village,Endapalli
Velgatur Mandal, Karimnagar District., Telangana State, on 02/03/2022 for 15 years and above in
break-up. This Certificate issued in favour of Budharapu Harika. Adangal/Pahani Copy enclosed,
Which shows the adverse hold-ship of previous encumbrances from the year of 2005-06 before it was
converted. Presently Budharapu Harika having an extent of 238 Sq Yards. She was in peaceful
possession and enjoyment of the schedule property without interruption till date.

Part 4: Search (Receipt & Date) and Investigation / E. C. and any adverse comments on Title:

Certificate of encumbrance on 79236467 dt. 07/03/2022 from 01/01/1983 to 06/03/2022 issued

by SRO Gudivada.

No encumbrances seen

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 Part 5: List of Documents (please Specify Original / Certified copy) for Creation of Mortgage:

Original or

Sl.No. Document Particulars Certified True

Copy

Original Sale Deed with Regd Doc No. 1015/2020 dt. 11/02/2020 executed
1 by By Gade Rajeshwar Rao, S/o Sattaiah., resident of Rajarampally  Original
Village,Endapalli Velgatur Mandal, Karimnagar District., Telangana State.,. 
As Link: Copy of Sale Deed with Regd Doc No. 697/2011/ dt. 28/03/2011
2 executed by Chintala @ Chintalapalli Maheshwar Reddy, S/o Lakshma Original/CC’s
Reddy.
Adangal/Pahani Copy enclosed, Which shows the adverse hold-ship of
3 Original
previous encumbrances from the year of 2005-06 before it was converted
 Certificate of encumbrance on 79236467 dt. 07/03/2022 from
4  Original
01/01/1983 to 06/03/2022 issued by SRO Gudivada.

Part 6: CERTIFICATE: I Certify that on the basis of above documents seen and verified, along with
attached enclosure Smt Budharapu Harika, W/o Venkatesh(borrower/s) is having clear,
marketable and unencumbered/ Possessary title and they can Mortgage the property by Simple /
Registered Mortgage in favour of Godavari Urban Multi State Credit Co-Operative Society
Limited/Hindusthan MicroFinance Private Limited(BC Partner).

Kind information: This is also treated as a vetting and final scrutiny report.

(SIGNATURE OF LEGAL OFFICER ALONGWITH NAME & OFFICE SEAL)

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 Smt : Budharapu Harika W/o Venkatesh Remarks
Mortgaged Property Address: D.No.Plot No.23, Sy.No. 302,. Rajarampally
Village,Endapalli Velgatur Mandal, Karimnagar District., Telangana State.,, measuring
plot area 238 Sq Yards.  
Having Ownership right
Whether the Borrower/(s) had Absolute, Clear and Marketable title over the and create valid
Property/ies proposed to be mortgaged on the property/ies Mortgage

a) What is the nature of the title of the owner i.e. tenancy right, full ownership,
occupancy right, possessory right, minor's right or any other type of right? Clarify Ownership Right

(b) Leasehold immovable property/ies (whether the land building(s) is/are lease hold
lease verify the terms of the lease(s) the name and address (es) of the lessor (s) and
whether any permission/NOC from the lessor(s) Company authority is required for
transfer (such as mortgage, sale etc.) of the property/ies). Not Applicable
Whether there is any restriction/Prohibition under the property/ies under the title
deeds through which he/she has derived the title. No Such Restricted
Whether the latest title deeds and the immediately previous title deeds are available in Yes
Originals
Whether the Building tax/land revenue has been paid upto date No Dues
In case the loan is sought for construction purpose - whether the land has been
converted under the land revenue laws? If not required to be converted, give reasons Not Applicable
(a) Is / Are the property/ies free from encumbrances Yes
(b) Please give detailed account of charge/mortgage or redemptions for a minimum
period of 13 years and also state the subsisting charge / mortgage if any, mentioned in
the encumbrance certificate for the last 13 years. Not Applicable
Simple Mortgage
Type of Mortgage (Registered or Simple). If Simple, whether all original title deeds are Yes
available for creation of Simple Mortgage
Whether property/ies is/are freehold or leasehold or sell occupied or tenanted? If
tenanted, whether the property/ies can be take as mortgage and what precautions to be
taken. Free hold Property
Whether NOC obtained from concerned in case of Flats / office owned / controlled by
societies. Not Applicable
Whether all owners of the Property joined in the creation of mortgage of the
property/ies either by deposit of title deeds or by registered mortgage, etc. Yes

There are No Prior Mortgage/Charge whatsoever as could be seen from the record of
Index-II, for the period of 13 or 30 years pertaining to the immovable property/ies by
the above said title deeds. Not Applicable
There are no claims from minor/s and his/their interest in the property/ties is/are to
the extent of (specify the share of Minor's with name). No Minor Claims
The Mortgage is created will be perfect and available to the GODAVARI URBAN MULTY
STATE CREDIT CO-OPERATIVE SOCIETY LIMITED/HINDUSTHAN MICRO FINANCE
PRIVATE LIMITED(BC PARTNER) for the liability of the intending borrower Yes Simple Mortgage
If Any Adverse remark observed in Title and or in Creation of Mortgage (Simple /
Registered), please specify : Nil
( SIGNATURE OF LEGAL OFFICER ALONGWITH NAME & OFFICE SEAL )

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL