Dated: 28-02-2022

N.Udaya Sagar M.A., L.L.B.

Manager - Legal & Operations (AP&TS)

LEGAL REPORT

Smt. Bitla Jyothi, W/o. Lakshapathi, for the Property to be mortgaged by Simple situated at
D.No.17-9-50/1, Assessment No.E/13/389942/2022, Sy no., Urus, Warangal City, Warangal
District., measuring plot area 76.87 out 0f 136.87 Sq Yards with following Boundaries:

North: House of A Sravan and House of A Bhadraiah ,

South: Lane and House of Buitla Laxmipathi,
East: House of Gopu Sagar and House of A Sravan,
West: Lane then after House of B Chandrasekhar and House of Bitla Lakxmipathi.

Part 1. Details / Description of the Documents/Scrutinized/Verified/Documents to be

collected for Mortgage:

Whether Original / Certified True

Sl.N Date of the
Name of the Document & Type Copy to be taken for creation of
o Document
Mortgage
Copy of Sale Deed with Regd Doc
Original Sale Deed with Regd Doc No.
No. 9599/2019/ dt. 24/10/2019
1 24/10/2019 9599/2019/ dt. 24/10/2019 executed by
executed by Bitla Ravikumar,
Bitla Ravikumar, S/o Laxminarayana
S/o Laxminarayana.
As Link: Copy of Partition Deed
with Regd Doc No. 9221/2013/
As Link: Original/CC’s of Partition Deed
dt. 16/11/2013 executed by As
with Regd Doc No. 9221/2013/ dt.
Claimants 1.Bitla
16/11/2013 executed by As Claimants
Laxminarayana,
1.Bitla Laxminarayana,
2 16/11/2013 S/o(Late)Ramnarsaiah., 2.Bitla
S/o(Late)Ramnarsaiah., 2.Bitla
Jayasudha,
Jayasudha, W/o(Late)Bhikshapathi.,
W/o(Late)Bhikshapathi., 3.Bitla
3.Bitla Laxmipathi,S/o Laxminarayana.,
Laxmipathi,S/o Laxminarayana.,
4.Bitla Ravi Kumar, S/o Laxminarayana
4.Bitla Ravi Kumar, S/o
Laxminarayana
As Forward Link: Copy of Sale
As Forward Link: Original/CC’s of Sale
Deed with Regd Doc No.
Deed with Regd Doc No. 8758/2021/ dt.
3 17/09/2021 8758/2021/ dt. 17/09/2021
17/09/2021 executed by Smt. Bitla
executed by Smt. Bitla Jyothi,
Jyothi, W/o. Lakshapathi
W/o. Lakshapathi

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

Part 2. : Title Flow Chart (Title Tree): (Chain of title)

1. Sale Deed with Regd Doc No. 9599/2019 dt. 24/10/2019 executed by By Bitla
Ravikumar, S/o Laxminarayana, resident of Urus, Warangal City, Bheemadevarapalli
Mandal, and Hanumakonda (Warangal Urban) District.,.

2. As Link: Copy of Partition Deed with Regd Doc No. 9221/2013/ dt. 16/11/2013 executed
by As Claimants 1.Bitla Laxminarayana, S/o(Late)Ramnarsaiah., 2.Bitla Jayasudha,
W/o(Late)Bhikshapathi., 3.Bitla Laxmipathi,S/o Laxminarayana., 4.Bitla Ravi Kumar, S/o
Laxminarayana.

3. As Forward Link: Copy of Sale Deed with Regd Doc No. 8758/2021/ dt. 17/09/2021
executed by Smt. Bitla Jyothi, W/o. Lakshapathi

4. Certificate of encumbrance on 78431649 dt. 18/02/2022 from 01/01/1983 to 17/02/2022.

Part 3: Brief History of the Property and how the Mortgagor has derived the Title: (Special

importance to area of the Property and legal heirs):

The property situated within the fields of Urus, Warangal City, Bheemadevarapalli

Mandal, in Sy no., Door No. 17-9-50/1, Assessment No.E/13/389942/2022, an extent of 76.87 out

0f 136.87 Sq Yards, Mr/Mrs Bitla Jyothi has having ownership of the property through a Regd Sale

Deed with Registration No. 9599/2019, dt. 24/10/2019 registered before Bheemadevarapalli Sub

Registrar.

This property is Ancestral and Gifted in nature. Bitla Jyothi acquired the property Bitla

Ravikumar, S/o Laxminarayana, executed a Sale Deed with Regd Doc No. 9599/2019, on

dt.24/10/2019 infavour of Smt. Bitla Jyothi. Bitla Ravikumar, S/o Laxminarayana, Possessed the

entire property on 24/10/2019 and handed over the schedule property on the same day. As per

the available documents and recitals in the documents Bitla Jyothi is the Owner of the property

and enjoying the schedule mentioned property without interruption from the date of Gift

Settlement to till date. Possession and Enjoyment Certificate issued by Village Revenue

Officer/Mucipal Commissioner/Concerned Authority, D.No.17-9-50/1, Assessment

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 No.E/13/389942/2022, Sy no., Urus, Warangal City, Warangal District, on 05/02/2022 for 15

years and above in break-up. This Certificate issued in favour of Bitla Jyothi. Presently Bitla Jyothi

having an extent of 76.87 out 0f 136.87 Sq Yards. She was in peaceful possession and enjoyment of

the schedule property without interruption till date.

Part 4: Search (Receipt & Date) and Investigation / E. C. and any adverse comments on Title:

Certificate of encumbrance on 78431649 dt. 18/02/2022 from 01/01/1983 to 17/02/2022 issued

by SRO Bheemadevarapalli.

No encumbrances seen

Part 5: List of Documents (please Specify Original / Certified copy) for Creation of Mortgage:

Original or

Sl.No. Document Particulars Certified True

Copy

Original Sale Deed with Regd Doc No. 9599/2019 dt. 24/10/2019 executed
by By Bitla Ravikumar, S/o Laxminarayana, resident of Urus, Warangal
1  Original
City, Bheemadevarapalli Mandal, Hanumakonda (Warangal Urban)
District.,. 
As Link: Copy of Partition Deed with Regd Doc No. 9221/2013/ dt.
16/11/2013 executed by As Claimants 1.Bitla Laxminarayana,
3 Original/CC’s
S/o(Late)Ramnarsaiah., 2.Bitla Jayasudha, W/o(Late)Bhikshapathi., 3.Bitla
Laxmipathi,S/o Laxminarayana., 4.Bitla Ravi Kumar, S/o Laxminarayana
As Forward Link: Copy of Sale Deed with Regd Doc No. 8758/2021/ dt.
4 Original/CC’s
17/09/2021 executed by Smt. Bitla Jyothi, W/o. Lakshapathi
 Certificate of encumbrance on 78431649 dt. 18/02/2022 from
5  Original
01/01/1983 to 17/02/2022 issued by SRO Bheemadevarapalli.
Part 6: CERTIFICATE: I Certify that on the basis of above documents seen and verified, along with
attached enclosure Smt Bitla Jyothi, W/o Lakshapathi(borrower/s) is having clear, marketable and
unencumbered/ Possessary title and they can Mortgage the property by Simple / Registered
Mortgage in favour of Godavari Urban Multi State Credit Co-Operative Society
Limited/Hindusthan MicroFinance Private Limited(BC Partner).

Kind information: This is also treated as a vetting and final scrutiny report.

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 (SIGNATURE OF LEGAL OFFICER ALONGWITH NAME & OFFICE SEAL)

Smt : Bitla Jyothi W/o Lakshapathi Remarks

Mortgaged Property Address: D.No.17-9-50/1, Assessment No.E/13/389942/2022, Sy
no., Urus, Warangal City, Warangal District., measuring plot area 76.87 out 0f 136.87 Sq
Yards.  

Whether the Borrower/(s) had Absolute, Clear and Marketable title over the Having Ownership right
Property/ies proposed to be mortgaged on the property/ies and create valid Mortgage

a) What is the nature of the title of the owner i.e. tenancy right, full ownership, occupancy
right, possessory right, minor's right or any other type of right? Clarify Ownership Right

(b) Leasehold immovable property/ies (whether the land building(s) is/are lease hold
lease verify the terms of the lease(s) the name and address (es) of the lessor (s) and
whether any permission/NOC from the lessor(s) Company authority is required for
transfer (such as mortgage, sale etc.) of the property/ies). Not Applicable
Whether there is any restriction/Prohibition under the property/ies under the title deeds
through which he/she has derived the title. No Such Restricted
Whether the latest title deeds and the immediately previous title deeds are available in Yes
Originals
Whether the Building tax/land revenue has been paid upto date No Dues

In case the loan is sought for construction purpose - whether the land has been converted
under the land revenue laws? If not required to be converted, give reasons Not Applicable
(a) Is / Are the property/ies free from encumbrances Yes

(b) Please give detailed account of charge/mortgage or redemptions for a minimum

period of 13 years and also state the subsisting charge / mortgage if any, mentioned in
the encumbrance certificate for the last 13 years. Not Applicable
Simple Mortgage
Type of Mortgage (Registered or Simple). If Simple, whether all original title deeds are Yes
available for creation of Simple Mortgage

Whether property/ies is/are freehold or leasehold or sell occupied or tenanted? If

tenanted, whether the property/ies can be take as mortgage and what precautions to be
taken. Free hold Property
Whether NOC obtained from concerned in case of Flats / office owned / controlled by
societies. Not Applicable
Whether all owners of the Property joined in the creation of mortgage of the
property/ies either by deposit of title deeds or by registered mortgage, etc. Yes

There are No Prior Mortgage/Charge whatsoever as could be seen from the record of
Index-II, for the period of 13 or 30 years pertaining to the immovable property/ies by the
above said title deeds. Not Applicable
There are no claims from minor/s and his/their interest in the property/ties is/are to the
extent of (specify the share of Minor's with name). No Minor Claims
The Mortgage is created will be perfect and available to the GODAVARI URBAN MULTY
STATE CREDIT CO-OPERATIVE SOCIETY LIMITED/HINDUSTHAN MICRO FINANCE
PRIVATE LIMITED(BC PARTNER) for the liability of the intending borrower Yes Simple Mortgage
If Any Adverse remark observed in Title and or in Creation of Mortgage (Simple /
Registered), please specify : Nil

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

( SIGNATURE OF LEGAL OFFICER ALONGWITH NAME & OFFICE SEAL )

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL