Dated: 25-02-2022

N.Udaya Sagar M.A., L.L.B.

Manager - Legal & Operations (AP&TS)

LEGAL REPORT

Sri. Badeti Rambabu, S/o. Nagaiah, for the Property to be mortgaged by Simple situated at
D.No.5-1-301, Sy no. PTIN No.1213103148, Dornakal Town,Dornakal Mandal, Mahabubabad
District., measuring plot area 152 Sq Yards with following Boundaries:

North: House of Badeti Rama Devi,

South: House of Badeti Rambabu,
East: 30”Ft Road,
West: House of Badeti Rambabu.

Part 1. Details / Description of the Documents/Scrutinized/Verified/Documents to be

collected for Mortgage:

Whether Original / Certified True

Sl.N Date of the
Name of the Document & Type Copy to be taken for creation of
o Document
Mortgage
Copy of Sale Deed with Regd Doc
No. 5543/2020/ dt. 08/06/2020 Original Sale Deed with Regd Doc No.
1 08/06/2020 executed by Dasari 5543/2020/ dt. 08/06/2020 executed by
Venkataramana,S/o(Late)Ramai Dasari Venkataramana,S/o(Late)Ramaiah
ah.

Part 2. : Title Flow Chart (Title Tree): (Chain of title)

1. Sale Deed with Regd Doc No. 5543/2020 dt. 08/06/2020 executed by By Dasari
Venkataramana,S/o(Late)Ramaiah, resident of Dornakal Town,Dornakal Mandal, and
Mahabubabad District.,.

2. Possession and Enjoyment Certificate issued by Village Revenue Officer/Mucipal

Commissioner/Concerned Authority, D.No.5-1-301, Sy no. PTIN No.1213103148,
Dornakal Town,Dornakal Mandal, Mahabubabad District, on 25/02/2022 for 15 years
and above. This Certificate issued in favour of Badeti Rambabu

3. Certificate of encumbrance on 78718080 dt. 24/02/2022 from 01/01/1983 to 23/02/2022.

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

Part 3: Brief History of the Property and how the Mortgagor has derived the Title: (Special

importance to area of the Property and legal heirs):

The property situated within the fields of Dornakal Town, Dornakal Mandal, in Sy no.

PTIN No.1213103148, Door No. 5-1-301, an extent of 152 Sq Yards, Mr/Mrs Badeti Rambabu has

having ownership the property through a Regd Sale Deed with Registration No. 5543/2020, dt.

08/06/2020 registered before Kusumanchi Sub Registrar.

This property is Self-Acquired in nature. Badeti Rambabu acquired the property from

Dasari Venkataramana,S/o(Late)Ramaiah, executed a Sale Deed with Regd Doc No. 5543/2020, on

dt.08/06/2020 infavour of Sri. Badeti Rambabu. Dasari Venkataramana,S/o(Late)Ramaiah,

Possessed the entire property on 08/06/2020 and handed over the schedule property on the same

day. As per the available documents and recitals in the documents Badeti Rambabu is the Owner of

the property and enjoying the schedule mentioned property without interruption from the date of

Sale to till date. Possession and Enjoyment Certificate issued by Village Revenue Officer/Mucipal

Commissioner/Concerned Authority, D.No.5-1-301, Sy no. PTIN No.1213103148, Dornakal

Town,Dornakal Mandal, Mahabubabad District, on 25/02/2022 for 15 years and above. This

Certificate issued in favour of Badeti Rambabu. Presently Badeti Rambabu having an extent of 152

Sq Yards. He was in peaceful possession and enjoyment of the schedule property without

interruption till date. This report issued for the comfort of the concerned branch manager also.

Part 4: Search (Receipt & Date) and Investigation / E. C. and any adverse comments on Title:

Certificate of encumbrance on 78718080 dt. 24/02/2022 from 01/01/1983 to 23/02/2022 issued

by SRO Kusumanchi.

No encumbrances seen

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 Part 5: List of Documents (please Specify Original / Certified copy) for Creation of Mortgage:

Original or

Sl.No. Document Particulars Certified True

Copy

Original Sale Deed with Regd Doc No. 5543/2020 dt. 08/06/2020 executed
1 by By Dasari Venkataramana,S/o(Late)Ramaiah, resident of Dornakal  Original
Town,Dornakal Mandal, Mahabubabad District.,. 
Possession and Enjoyment Certificate issued by Village Revenue
Officer/Mucipal Commissioner/Concerned Authority, D.No.5-1-301, Sy no.
2 PTIN No.1213103148, Dornakal Town,Dornakal Mandal, Mahabubabad Original
District, on 25/02/2022 for 15 years and above. This Certificate issued in
favour of Badeti Rambabu
 Certificate of encumbrance on 78718080 dt. 24/02/2022 from
3  Original
01/01/1983 to 23/02/2022 issued by SRO Kusumanchi.
Part 6: CERTIFICATE: I Certify that on the basis of above documents seen and verified, along with
attached enclosure Sri Badeti Rambabu, S/o Nagaiah(borrower/s) is having clear, marketable and
unencumbered/ Possessary title and they can Mortgage the property by Simple / Registered
Mortgage in favour of Godavari Urban Multi State Credit Co-Operative Society
Limited/Hindusthan MicroFinance Private Limited(BC Partner).

Kind information: This is also treated as a vetting and final scrutiny report.

(SIGNATURE OF LEGAL OFFICER ALONGWITH NAME & OFFICE SEAL)

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL

 Sri : Badeti Rambabu S/o Nagaiah Remarks
Mortgaged Property Address: D.No.5-1-301, Sy no. PTIN No.1213103148, Dornakal
Town,Dornakal Mandal, Mahabubabad District., measuring plot area 152 Sq Yards.  

Whether the Borrower/(s) had Absolute, Clear and Marketable title over the Having Ownership right
Property/ies proposed to be mortgaged on the property/ies and create valid Mortgage

a) What is the nature of the title of the owner i.e. tenancy right, full ownership, occupancy
right, possessory right, minor's right or any other type of right? Clarify Ownership Right

(b) Leasehold immovable property/ies (whether the land building(s) is/are lease hold
lease verify the terms of the lease(s) the name and address (es) of the lessor (s) and
whether any permission/NOC from the lessor(s) Company authority is required for
transfer (such as mortgage, sale etc.) of the property/ies). Not Applicable
Whether there is any restriction/Prohibition under the property/ies under the title deeds
through which he/she has derived the title. No Such Restricted
Whether the latest title deeds and the immediately previous title deeds are available in Yes
Originals
Whether the Building tax/land revenue has been paid upto date No Dues

In case the loan is sought for construction purpose - whether the land has been converted
under the land revenue laws? If not required to be converted, give reasons Not Applicable
(a) Is / Are the property/ies free from encumbrances Yes

(b) Please give detailed account of charge/mortgage or redemptions for a minimum

period of 13 years and also state the subsisting charge / mortgage if any, mentioned in
the encumbrance certificate for the last 13 years. Not Applicable
Simple Mortgage
Type of Mortgage (Registered or Simple). If Simple, whether all original title deeds are Yes
available for creation of Simple Mortgage

Whether property/ies is/are freehold or leasehold or sell occupied or tenanted? If

tenanted, whether the property/ies can be take as mortgage and what precautions to be
taken. Free hold Property
Whether NOC obtained from concerned in case of Flats / office owned / controlled by
societies. Not Applicable
Whether all owners of the Property joined in the creation of mortgage of the
property/ies either by deposit of title deeds or by registered mortgage, etc. Yes

There are No Prior Mortgage/Charge whatsoever as could be seen from the record of
Index-II, for the period of 13 or 30 years pertaining to the immovable property/ies by the
above said title deeds. Not Applicable
There are no claims from minor/s and his/their interest in the property/ties is/are to the
extent of (specify the share of Minor's with name). No Minor Claims
The Mortgage is created will be perfect and available to the GODAVARI URBAN MULTY
STATE CREDIT CO-OPERATIVE SOCIETY LIMITED/HINDUSTHAN MICRO FINANCE
PRIVATE LIMITED(BC PARTNER) for the liability of the intending borrower Yes Simple Mortgage
If Any Adverse remark observed in Title and or in Creation of Mortgage (Simple /
Registered), please specify : Nil
( SIGNATURE OF LEGAL OFFICER ALONGWITH NAME & OFFICE SEAL )

N. UDAYA SAGAR || Manager Legal || AP-TS ||For HMPL