Professional Documents
Culture Documents
Đề thi cuối kì
Đề thi cuối kì
HỒ CHÍ MINH
KHOA: NGÂN HÀNG
ĐỀ THI KẾT THÚC HỌC PHẦN
Tên học phần: Banking Operations Hệ: Chất lượng cao
Thời hạn nộp bài: Theo quy định
• The truck is a Hyundai HD65, brand new 100%, the market price is 850 million
VND (this selling price included all relevant taxes and fees) and this information is
provided by the Truong Hai’s Distributor in HCMC. The new truck will be used in
business to generate revenue right after the company receives it from the seller.
• The enterprise is operating two identical trucks (same as the one that intends to buy)
in business. These two trucks are operating in optimal capacity, each truck generates
70 million VND per month averagely.
• The enterprise has accumulated 300 million VND and it plans to apply for an
installment loans to borrow the remaining money to buy the new truck. The
enterprise proposes to 24 months borrowing period and it repays equal amount of
principal in each quarter. Interest is calculating on opening debt balance of each
payment quarter.
Each truck of the enterprise needs a monthly maintenance service that costs 5 million VND
and a quarterly maintenance service that costs 10 million per quarter. Each truck needs a
driver that receives 8 million VND as monthly salary. In addition, the company applies the
straight-line depreciation method for all trucks and depreciation period is 5 years. Finally,
the monthly marketing and administrative costs of the company is 35 million VND.
Request:
a. What are the required documents that the enterprise need to submits to certify
its legal entity, loan purpose, collaterals and repayment capability?
b. Let assume some more costs that lacked from the given information and list
all the costs of the enterprise. Accordingly, evaluate that this client is
affordable the repayment.
- Tổng số trang của bài luận: tối đa 8 trang, không tính các trang ghi nội dung yêu cầu
của bài luận.
- Bài luận phải được trình bày bằng ngôn ngữ tiếng anh, đánh máy, không được viết
tay.
- Cỡ chữ: 13, Font chữ Times New Roman, giãn dòng 1,5 lines.
- Căn lề: Trái 3cm, phải 2cm, trên 2cm, dưới 2cm.
- Bài luận được nộp dưới dạng file PDF và chỉ được nộp 1 lần theo thời gian quy định
tại địa chỉ lớp học phẩn trên hệ thống LMS.
- Bài luận được đánh giá với các tiêu chí sau:
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