by Etiqa Insurance

Type of Occupation Groups

Group 1 - White Collar / Office Worker

You are engaged in indoor & non-manual work in non-hazardous places.
Please note occupations listed below are not exhaustive, some examples below:

Type of Occupations

Accountants Clergyman Librarians

Administrators Designers Managers

Air Traffic Controller/Staffs Executives Marketing Professionals

Artists Flight Operations Officers Musicians

Auditors Foreign Exchange Dealer / Opticians

Trader

Banking Professionals Florists Photographers

Beauticians Horticulturist Pharmacists

Brokers Insurance Professionals Sales Executies (Indoors)

Cashiers Lawyers Students

Clerks Landscape Architects Teachers / Lecturers

Group 2 - Sales / Light Manual Worker

You are engaged in work of an outdoor or supervisory nature or involve occasional manual work,
whose duties do not include use of tools or machinery and are not exposed to any special hazard.
Please note occupations listed below are not exhaustive, some examples below:

Type of Occupations

Agents (Insurance, Property, Chefs / Caterers Engineers

Tour)

Aircraft Engineers Chemists Film Directors / Crews

Architects Coaches / Fitness Instructors Flight Dispatcher

Bakers Contractors Food / Drink Stall Owners /

Assistants

Bus Conductors / Drivers Craftsmans Goldsmiths

Bus Station Inspectors Dentists Guides

Cameramans Doctors Hairstylists

Car Dealers Draughtsmans Inspectors

Car Wash Attendants Electricians Interior Designers

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 by Etiqa Insurance

Group 2 - Sales / Light Manual Worker

You are engaged in work of an outdoor or supervisory nature or involve occasional manual work,
whose duties do not include use of tools or machinery and are not exposed to any special hazard.
Please note occupations listed below are not exhaustive, some examples below:

Type of Occupations

Journalists / Reporters (Local) Pipe-Fitter / Plumbers Seamstresses

Laboratory Staff Work Paramedics Tailors

Locksmiths Psychiatrists Technicians

Maids Psychiatrists Veterinarians

Models Salespersons (Outdoors) Waiters / Waitresses

Money Changers Surveyors Zoologists

Group 3 - Skilled & Semi-skilled Manual Worker

You are engaged in manual work not of particularly hazardous nature, with or without the use of tools or
machinery.
Please note occupations listed below are not exhaustive, some examples below:

Type of Occupations

Aircraft Staff Work (Includes Deliveryman Paint Finisher / Varnisher

Finisher, Marshaller, Refueller, (Interior of building or house
Technician) only)

Air Force Members Driving Instructors Physiotherapists

Ambulance Drivers Drivers (Taxi, Van, Light Postman

Vehicles)

Army Officers Foreman Radar Technician

Assembly Line Work Furniture Repairman Repossession Agent

Auxiliary / Police Officers Kitchen Helpers Security Guards (Unarmed)

Car Mechanics Maintenance Technicians Textile Workers

Carpenters Navy Members (Offshore) Train Operators

Construction Engineers Nurses Zookeepers

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 by Etiqa Insurance

Group 4 - Heavy Manual / High-Risk Worker

You are engaged in physical work and your occupation is sometimes deemed to be in highly hazardous
conditions, with or without the use of tools or machinery.
Please note occupations listed below are not exhaustive, some examples below:

Type of Occupations

Actors / Actresses / Stuntman Diver (Navy / Instructors / Operator (Includes Cargo,

Commercials) Crane, Forklift etc.)

Air Force - Pilot Electricians Professional Golfer

Professional Athlete / Firefighters Repairman / Welder

Sportsman

Automobile Racer Glass Cutter Rigger

Butcher Inspector (Power House / Security Guard (Armed)

Substation)

Cleaner Jockey / Stableman Tow Truck Driver

Construction Work (Scaffolding Loader / Packer Truck Driver

/ Building Demolition /
Bulldozer / Tractor Driver)

Crew (Oil Tanker / Ship / Lifeguard War Correspondent

Passenger Service / Freighter /
Wrecking and Salvage Service)

Excluded Occupations (Applicable to ePROTECT Safety only)

Occupations with exposure to highly hazardous conditions and all manual work that requires the Insured
Person to be working at thirty (30) feet above ground level.
• Underground and handling of hazardous chemicals or explosives
• Pilots and air crew
• Shipbreakers
• Ship crew and vessel workers
• Stevedores (longshore or dockworkers handling cargo and machinery)
• Asbestos industry
• Atomic or nuclear related industry
• Casino industry
• Crude petroleum, oil and natural gas extraction (including drilling)
• Entertainer (actor or actress, singer, performer, artiste)
• Fishing industry
• Jockey
• Logging and saw mills
• Mining industry
• Professional sportsmen
• Quarrying
• Race track worker
• Racer (motor, aircraft, boat, horse)
• Road construction, pipeline and maintenance worker
• Scaffolder
• Space and research technology industry
• Tunnelling
• Weapons, ammunition and accessories manufacturing

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