Câu 1 (2 điểm):

What is the difference between current accounts and deposit accounts?

Current accounts Deposit accounts

- Be used by anyone in the UK
provided they can supply a reference
or references
- Its advantage: cheque payments
- When paying by cheque, it is provided
to pay a cheque card, which makes the
banks responsible for the cheque
passed, up to the limit stated on the
card
- The card also acts as a cash card
allowing money to be drawn from
cash dispensers even when the bank is
closed
- When depositing cash or cheques, a
paying-in slip is used to record the
deposit, its counterfoil, with the
bank’s stamp and cashier’s initials,
being proof that the deposit was made
- Meant for daily transactions
- The minimum balance required to
maintain a current account is usually
much higher than it is for a deposit
account
- Pay interest to a maximum
established by the bank
- The customer can be asked to give
notice of withdrawal, and can only
withdraw on a withdrawal slip
handed in at the branch where the
account is kept.
- There are numerous savings
accounts on which interest is paid
according to the credit balance in
the account and the period it is left
for.
- With some of these accounts, there
are penalties for withdrawing
money before the agreed date
- Allows limited transactions
- The minimum balance required to
maintain a deposit account is
usually low

Câu 2 (8 điểm):
2.1.
This letter is from a Birmingham chain of retail shops to an Italian manufacturer. Write a
reply letter to the following sales enquiry.
To: Santex S.p.A
From: Peter Crane (F.lynch & Co.Ltd)
Subject: Sales enquiry

Dear Sir/Madam,
We are a chain of retailers based in Birmingham and are looking for a manufacturer who can
Đề 6 trang 1/2
 supply us with a wide range of sweaters for the men’s leisurewear market. We were
impressed by the new designs displayed on your stand at the Hamburg Menswear Exhibition
last month.
As we usually place large orders, we would expect a quantity discount in addition to a 20%
discount. Our terms of payment are normally 30-day bill of exchange, D/A
If you are interested in these conditions and you can meet orders of over 500 garments at
one time, please send us your current catalogue and price list.
We hope to hear from you soon.
Peter Crane
Chief Buyer
F.Lynch & Co.Ltd
Nesson House, Newell Street
Birmingham B3 3 EL
Telephone: +44(0)21 236 6571
Fax: +44(0)21 236 8592
Email: pcrane@lynch.co.uk

Dear Mr Crane,

We were pleased to receive your enquiry, and are enclosing the catalogue and price list you
asked for. We can confirm that we would be able to supply you with a wide selection of
sweaters that will appeal to the market you specified.

Since you usually place larger orders, we can offer you a quantity discount, which would be
10% off net price for orders over £1,000. In addition, we accept your terms of payment and are
willing to open account facilities if you can provide the necessary bank reference.

Enclosed you will find our summer catalogue and price list quoting prices CIF London. We
hope very much we can reach agreement on the term quoted.

If there is any further information you need, please contact us. Thank you for your interest. We
look forward to hearing from you soon.

Yours sincerely,
Jane Smith
Sales Director.

Enc.

Đề 6 trang 1/2
 2.2. You are Keith Bellon from Superbuys Ltd, Superbuy house, Wolverton Road, London
SW167DN.
Write a letter accompanying an order (enclosed) to your supplier, Peter Lane, from New
Potteries Ltd, Great Portand Street, London W1N6LL. The letter is written based on the
following instructions:

- Please find enclosed our order No.150 for the 100 sets of crockery.
- Packed in 10 crates, 10 sets per crate.
- Each piece: individually wrapped, and the crates be marked clearly with their name, the words
‘fragile’ and ‘crockery’, and numbered 1-10.
- Agreed to pay in 30 days, D/A discussed on the phone last week.
- Would like the delivery before the end of this month
- Advise delivery by road to avoid constant handling of this fragile consignment.
- Say that you will accept an alternative provided the designs stipulated on the order.
- Hope to receive acknowledgement.

Keith Bellon
Superbuys Ltd
Superbuy house
Wolverton Road
London SW167DN
Mr. Peter Lane
New Potteries Ltd
Great Portand Street
London W1N6LL

Dear Mr. Peter Lane,

Please find enclosed our order No.150 for the 100 sets of crockery.

I would like to instruct you that all the ordered sets should be packed in 10 crates, 10 sets per
crate, with each piece individually wrapped, and the crates be marked clearly with their name,
the words ‘fragile’ and ‘crockery’, and numbered 1-10.

You will be able to draw on us for 30 days, documents against acceptance as we discussed on
the phone last week. Delivery before the end of this month is a firm condition of this order, and
we reserve the right to refuse goods delivered after that time. We advise delivery by road to
avoid constant handling of this fragile consignment.

Đề 6 trang 1/2
If the colours our company has chosen are not in stock, I will accept an alternative provided the
designs stipulated on the order.

I desire to receive your acknowledgement and I hope your delivery is in time. Please let us have
a copy of the commercial invoice when it is made up.

Yours sincerely,
Keith Bellon

Đề 6 trang 1/2