NAME OF THE BORROWER: Rowena Maylon

WEEKLY MONTHLY
SALES 9,950.00 39,800.00

Less: COST OF GOOD SOLD (COGS) 2,000.00 8,000.00

Total 7,950.00 31,800.00

MONTHLY OPERATING EXPENSES

MAIN BUSINESS OTHER BUSINESS OTHER BUSINESS

Salaries and Wages 6,800.00

Transportation 6,600.00

Repairs and Maintenance 5,000.00

Rental
Communications
Utilities
Taxes and Licenses
Other Expenses
TOTAL OPERATING EXPENSES 18,400.00 - -

TOTAL MOE : 18,400

SALE-COGS-MOE 13,400

OTHER NON-BUSINESS INCOME OTHER BUSINESS INCOME

Salary 24,200

Remittance
Others (husband contractor )
TOTAL OTHER NON-BUSINESS INCOME 24,200 Total Income -

MONTHLY HOUSEHOLD EXPENSES

Food/Groceries 7,600.00

House Rental -

Education 2,000.00

Utilities (Water/Tel.and Electricity) 2,000.00

Transportation
Other Family Expenses (Clothing, Medical, et 5,360.00

TOTAL HOUSEHOLD EXPENSES 16,960

EXISTING LOANS
CREDITOR 1 CREDITOR 2 TOTAL

Original Loan Amount -

Outstanding Principal Balance -
Monthly Loan Amortizations - - -
Interest -
Principal -

1
 Total - - -

New SME Loans Loan 1

MonthlyLoan Amortizations 8,200.00

Interest 22,400.00
Principal 80,000.00
Total 102,400.00
ANNUAL LOAN AMORTIZATIONS 98,400.00

MONTHLY ANNUALLY
Net Income from the Business and Househol 20,640.00 247,680.00

Debt-Servicing Capacity (DSC) 2.52

Prepared by:

Approved by:

Noted by:

2
3
4
Rowena Maylon

BALANCE SHEET

ASSETS LIABILITIES

CURRENT ASSETS CURRENT LIABILITIES

Cash On Hand 5,000.00 A/P
Cash In Bank 1,500.00 Liabilities from Trade
A/R 5,000.00 Loan from Others
Inventories - TOTAL -
Prepaid Expense
Other Current Assets 48,000.00
59,500.00

FIXED ASSETS EQUITY

Vehicles 5,500.00 Owned Fund 262,400.00
Building From Other -
Land/Lot TOTAL 262,400.00
Other Fixed Assets
TOTAL 5,500.00

TOTAL ASSETS 65,000.00 TOTAL EQUITY 262,400.00

Prepared by:

QSL Loan Officer

Noted by:

QSL Loan Manager

5
 Financial Details of the Project/Business : Food Service
Marilou Ortiz
1.ASSETS
Current Assets: No. of Units Unit Price Total
Cash on hand 15,000.00
Cash in bank 20,000.00
Account Receivables (25% of Total A/R 6,250.00
Inventory/ Stocks/ Finished 100,000.00
Products/ Raw Materials
Prepaid expense
Other Current Assets
Total Current Assets (A) 141,250.00
Fixed Assets:
Machineries/Equipments/Vehicle 1,500,000.00
(Estimated Current Value)
Total Fixed Assets (B) 1,500,000.00
TOTAL PRODUCTIVE ASSETS (A+B) 1,641,250.00
Marketable Assets:
Business Establishment
House 1,000,000.00
Land/Lot 500,000.00
Other Assets
Total Marketable Assets (C ) 1,500,000

TOTAL ASSETS(A+B+C) 3,141,250

2. SOURCES OF FUND (for productive AMORTIZATION

assets only) fund)
Equity(owned 1,641,250.00 FOR DSC:
LOANS AMOUNT Amortization
Borrowings From: Weekly
Relatives Bank
Banks MFIs
MFIs Lendings
Money Lenders Personal
Financing Companies Others
Others Applied 100,000.00 4,640.00
TOTAL 1,641,250.00 TOTAL 100,000.00 4,640.00

II. INCOME AND EXPENDITURE CALCULATION (Monthly)

INCOME Weekly Monthly INCOME Weekly Monthly

Income from the business Household Income
Income from major business(30%) 50,000 Spouse’s Salary - 80,000.00
Income from other business/es(15%) 15,000 Other family members’
Total income from business (A) 65,000 Total income from family (A) 80,000.00

EXPENDITURES EXPENDITURES
Expenditure of the business Household expenditure

Cost of Goods Sold/ Cost of Sale 38461 House rent, utilities, gas, communication 4,000.00
Salaries of employees Transportation cost/ maintenance -
Permit, taxes, licenses 42.00 Children’s education (tuition and allowances)
Other expenses 9,000.00 Food and others 15,000.00
Total cost of the business (B) 57,403 Total household expenditure (B) 19,000.00
NET INCOME FROM BUSINESS (A -B) 13,273 HOUSEHOLD NET INCOME (A-B) 61,000.00

Net income from the business and househol 74273.00

Total monthly net income

Debt Servicing Capacity (DSC) = Total Monthly Loan Amortization (all existing and new loans)
DSC should be >= 1.50
DSC Computation= 74273.00 18,560.00 DSC = 4.00

Marilou Ortiz
Signature of Borrower Over Printed Name

Account Officer: Jan Vincent De Guzman Validated by: Isabel Constantino

(Signature over Printed Name) Signature of Um

Validated by Area Manager :

Signature of AM
_ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ __ _ _ _ _ _ _ _
List of Inventory January 2022

Quantity Particulars Amount Quantity Particulars Amount

Food materials 100,000.00

Sub Total

6
Sub Total 100,000.00 Total

7
 Amortization
Monthly

18,560.00
18,560.00

Financial Details of the Project/Business

Name

Um

8
 Financial Details of the Project/Business
jJIVIO LERMA A
1.ASSETS
Current Assets: No. of Units Unit Price Total
Cash on hand 5,000.00
Cash in bank 1,500.00
Account Receivables (25% of Total A/R 5,000.00
Inventory/ Stocks/ Finished -
Products/ Raw
Prepaid expense
Materials
Other Current Assets 48,000.00
Total Current Assets (A) 59,500.00
Fixed Assets:
Machineries/Equipments/Vehicle 5,500.00
(Estimated
Total Fixed Assets (B) Current 5,500.00
Value)
TOTAL PRODUCTIVE ASSETS 65,000.00
(A+B)
Marketable Assets:
Business Establishment
House
Land/Lot
Other Assets
Total Marketable Assets (C ) -

TOTAL ASSETS(A+B+C) 65,000.00

2. SOURCES OF FUND (for Amount AMORTIZA

productive assets
Equity(owned only)
fund) 65,000.00 TION
LOANSFOR AMOUNT Amortization
Borrowings From: DSC: Weekly Monthly
Relatives Bank -
Banks MFIs -
MFIs Lendings -
Money Lenders Personal -
Financing Companies Others -
Others - Applied 180,000.00 4,610.00 18,400.00
TOTAL 65,000.00 TOTAL 180,000.00 4,610.00 18,400.00

II. INCOME AND EXPENDITURE CALCULATION (Monthly)

INCOME Weekly Monthly INCOME Weekly Monthly

Income from the business Household In
Income from major business 175,000.00 Spouse’s Salary 15,000.00
Income from other business/es 60,000.00 Other family m -
Total income from business (A) 235,000.00 Total income from family (A 15,000.00

EXPENDITURES EXPENDITUR
Expenditure of the business Household exp
Cost of Goods Sold/ Cost of Sale 152,173.00 House rent, util 1,500.00 6,000.00
Salaries of employees 52,173.00 Transportation 625.00 2,500.00
Permit, taxes, licenses 500.00 Children’s education (tuition and allowances)
Other expenses Food and others 3,000.00
Total cost of the business (B) 204,846.00 Total household expenditure 11,500.00
NET INCOME FROM BUSINESS (A 30,154.00 HOUSEHOLD N - 3,500.00

Net income from the business and hou 33,654.00 wkly/monthly (pls underline if weekly

Total monthly net income

Debt Servicing Capacity (DSC) = DSC should be >= 1.50
Total Monthly Loan Amortization (all existing and
DSC Computation= 33654.00 / 18,400.00 DSC = 1.83

____________________________________
Signature of Borrower Over Printed Name

Prepared by Assistant QSL Manager _____________________ Validated by QSL Unit Manager ________________________________
(Signature over Printed Name) (Signature over Printed Name)

Validated by Area Manager ________________________________

(Signature over Printed Name)