FERMA

NETWORK
FACTS AND FIGURES ABOUT
THE RISK MANAGEMENT
ASSOCIATIONS IN EUROPE
 1 | ACTIVITIES & KEY FIGURES

YEARS
42 as the single recognised voice
of European risk managers

BOARD
12 MEMBERS MEMBERSHIP
21 COUNTRIES
PERMANENT 22 MEMBER ASSOCIATIONS
4 STAFF 4745 RISK MANAGERS IN EUROPE
2
EUROPEAN AFFAIRS
Based on regular consultations with its
EDUCATION
member associations, FERMA promotes
and represents the interests of European Support for risk NEWSLETTER
risk managers to EU Institutions and in management education
the international arena and professional European affairs updates,
development for risk information on FERMA
managers activities and network news

EVENTS
RISK MANAGEMENT FORUM - 1500 participants
pan-European event, networking with peers,
learning by experience, knowledge exchange
and development of skills RIMAP
SEMINAR - 400 participants The first professional
new trends, new techniques and fresh ideas for new business certification
opportunities RESEARCH for European risk
managers
CONFERENCES, ROUNDTABLE DISCUSSIONS,
and OTHER EVENTS on EU related matters EUROPEAN RISK
AND INSURANCE REPORT
-> 850 responses
Reports, guides,
benchmarking documents

Ferma Network 3
 2 | ABOUT FERMA
FERMA was established in 1974 under its
previous name of ‘European Association of
Industrial Insureds’ (AEAI) as an international
association with the aim of representing the
interests of commercial insurance buyers and
exchanging ideas and experiences.
Today, FERMA brings together 22 risk
management associations in 21 European
countries, representing more than 4700 risk
managers active in a wide range of business
sectors from major industrial and commercial
companies to financial institutions and local
government bodies.
FERMA provides the means of co-ordinating
risk management and optimising the impact
of these associations outside their national
boundaries on a European level.
FERMA promotes communication among its
members and also within IFRIMA (International
Federation of Risk and Insurance Management
Associations) of which FERMA is a member.
4
GOVERNANCE
FERMA is governed by the General Assembly and administered by a
Board of Directors led by the President.
The FERMA office under the supervision of the Chief Executive
Officer is based in Brussels.
The list of the Board of Directors is available on the website www.
ferma.eu.
MISSION
In a world where risk, managed proactively and creatively, becomes an
opportunity, FERMA’s mission is to:
• Represent and defend the interests of its member associations and
their members to European institutions.
• Create, collect and share knowledge, practices and innovative
approaches amongst its member associations and their members.
• Improve the recognition of and raise the profile of the profession.
• Demonstrate the value that professional risk managers
bring to organisations.
• Take the lead with stakeholders who have an interest
in risk management.
• Represent European interests with risk management
associations globally.
VISION:
A WORLD WHERE RISK MANAGEMENT
IS EMBEDDED IN THE BUSINESS MODEL
AND CULTURE OF ORGANISATIONS.
FINLAND
NORWAY

SWEDEN

RUSSIA

DANEMARK

UNITED
KINGDOM NETHERLANDS POLAND
GERMANY
BELGIUM
CZECH REP.
LUXEMBOURG
FRANCE
SWITZERLAND
SLOVENIA

ITALY BULGARIA

SPAIN

PORTUGAL TURKEY

MALTA Ferma Network 5

 3 | MEMBERS BY DATE OF AFFILIATION

1974 2008
United Kingdom AIRMIC
2003 2010
2016
Finland FINNRIMA
France AMRAE
Portugal APOGERIS Poland POLRISK Turkey ERMA
Italy ANRA
Spain IGREA Bulgaria BRIMA
Belgium BELRIM
Norway NORIMA
Germany GVW
The Netherlands NARIM

2009
Czech Republic ASPAR CZ

1999
Spain AGERS
Denmark DARIM 2004 2012
Switzerland SIRM Russia RUSRISK Luxembourg ALRIM
Sweden SWERMA Malta MARM
Slovenia SI.RISK

6
4 | THE RISK MANAGEMENT ASSOCIATIONS IN EUROPE

Networking support 7
BELGIUM
BELRIM contact person

Ann De Wilde
Assistant to the Board
Belgian Risk Management Association info@belrim.com
www.belrim.com Avenue de Tervuren 273 B 16
1150 Brussels, Belgium
+32 473816009

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Representation of members' 97 members

interest towards public authorities

president/chairman designation process — Information and company size: n/a

Nomination advisory services
— Networking activities
company turnover: n/a
board of directors designation process — Organisation of events
Nomination, 3 years
company sector of activity
 Industry............................................. 38%
permanent staff employed Services............................................ 50%
1 Construction, energy,
marine terminal operator............ 12%

8
 BRIMA
BULGARIA
Bulgarian Risk Management Association
www.brima.bg
LEGAL STATUS - GOVERNANCE ACTIVITIES
non-profit organisation — Representation of members'
interest towards public authorities
— Training services
president/chairman designation process
• Courses developed and run by the
Election, 3 years
association
• Courses run in partnership with
board of directors designation process educational bodies (UNWE, UASG,
Election, 3 years VUZF)
• Provider of a qualification in risk
management (Rimap)
permanent staff employed
0 — Information and
advisory services
— Research and publication of
technical papers
— Networking activities
— Organisation of events
— University degrees
and scolarships for Risk
Management
contact person
Ivo Miltchanski
Management board member
General secretary of BRIMA
miltchanski@brima.bg
i.miltchanski@google.com
2A Yakubitsa str. Sofia PO
Code 1164, Bulgaria
+359 882428122; +359 2 962 88
MEMBERSHIP
21 members
company size
Small and medium
(<250 employees)....................... 30%
Large (>250 employees)................... 70%
company turnover
Less than €100 million...................... 70%
Between € 100 million
and less than € 500 million........ 20%
Between € 500 million
and less than € 1 billion............. 10%
company sector of activity
Industry............................................. 15%
Services............................................ 80%
Medical risk management.................. 5%
Ferma Network 9
CZECH REPUBLIC
ASPAR CZ contact person

Jana Bicanová
Chairman
Association of Insurance and Risk Management info@asparcz.com
Experts of the Czech Republic, z. s. Nad Ohradou 7
www.asparcz.com 130 00 Prague, Czech Republic
Phone number: n/a

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

registered society — Representation of members' 19 members

interest towards public authorities

president/chairman designation process

— Networking activities
company size
Election 3 years — Organisation of events Large (>250 employees)................. 100%

board of directors designation process company turnover

Not applicable Less than €100 million ....................... 6%
Between € 100 million
and less than € 500 million ....... 53%
permanent staff employed Between € 500 million
0 and less than € 1 billion ............ 24%
More than € 1 billion......................... 17%

company sector of activity

Industry............................................. 12%
Energy, Oil&Gas, Mining,
Real Estate, Agriculture,
Transport, Telco, etc................... 88%

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 DARIM
contact person

Charlotte Enggaard
DENMARK

Chairman of the Board

charlotte.enggaard@carlsberg.com
The Risk Management
Society of the Confederation of Danish Industry Carlsberg Breweries A/S
Ny Carlsberg Vej 100,
www.di.dk/darim 1799 København V, Denmark
+45 3327 3300

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Information and 73 members

advisory services

president/chairman designation process

Election, 1 year
board of directors designation process
Election, 2 years
permanent staff employed
0 and less than € 500 million ....... 25%
— Networking activities
company size
— Organisation of events Small and medium
(<250 employees)....................... 10%
Large (>250 employees)................... 90%
company turnover
Less than €100 million ..................... 15%
Between € 100 million
Between € 500 million
and less than € 1 billion ............ 50%
More than € 1 billion......................... 10%

company sector of activity

Industry............................................. 50%
Services............................................ 50%

Ferma Network 11
FINLAND
FINNRIMA contact person

Lassi Väisänen
Managing director
Finnish Risk Management Association lassi@lassivaisanen.fi
www.srhy.fi Päivölänrinne 1 - 3 B,
04200 Kerava, Finland
+358 400405858

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Training services 106 members

president/chairman designation process
Election, 1 year
board of directors designation process
Election, 1 year
permanent staff employed
0 — Quarterly mini seminars
• Courses developed and run by the
association
company size: n/a
— Information and
advisory services
company turnover: n/a
— Research and publication of
technical papers
— Networking activities company sector of activity
Industry............................................. 55%
— Organisation of events Services Consultants........................ 11%
Services Insurance.......................... 28%
Students and retired........................... 6%

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FRANCE
AMRAE contact person

Bénédicte Huot de Luze

CEO
Association pour le Management benedicte.deluze@amrae.fr
des Risques et des Assurances de l’Entreprise 80 boulevard Haussmann
www.amrae.fr 75008 Paris, France
+33 42893316

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Representation of members' 761 members

interest towards public authorities
— Training services
president/chairman designation process company size
• Courses developed and run by the
Election, 3 years association
Small and medium
(<250 employees)....................... 18%
• Courses run in partnership with
educational bodies (The Institutes)
Large (>250 employees)................... 82%
board of directors designation process
Election, 3 years • Provider of a qualification in risk
management (CEFAR - ARM) company turnover: n/a
• Preparatory courses for ARM exam
permanent staff employed
— Research and publication of company sector of activity
10
technical papers Industry............................................. 30%
— Networking activities Services............................................ 28%
Retail, Construction, Transport,
— Organisation of events High-tech................................... 42%

Ferma Network 13
GERMANY
GvW contact person

Rüdiger Auras
Managing Director
Gesamtverband der ruediger.auras@dvs-schutzverband.de
versicherungsnehmenden Wirtschaft e.V. Breite Strasse 98
www.dvs-schutzverband.de 53111 Bonn, Germany
+49 228 982 230

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Representation of members' 1400 members

president/chairman designation process
Election, 3 years
board of directors designation process
Election, 3 years
permanent staff employed
13
interest towards public authorities
— Training services
• Courses developed and run by the
association
— Information and
advisory services
— Research and publication of
technical papers
— Networking activities
— Organisation of events
— Die VersicherungsPraxis
(Professional Journal),
DVS Wiki (online library)
company size: n/a
company turnover
Between € 100 million
and less than € 500 million ....... 72%
Between € 500 million
and less than € 1 billion .............. 8%
More than € 1 billion......................... 20%
company sector of activity
Industry............................................. 55%
Services............................................ 25%
e.g. municipal institutions................. 20%

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ITALY
ANRA contact person

Chiara Paganelli
Secretary
Risk and Insurance Managers National Association segreteria@anra.it
www.anra.it Via del Gonfalone n° 3.
20127 Milan, Italy
+39 02 58103300

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Training services 230 members

• Courses developed and run by the
association
president/chairman designation process company size
• Courses run in partnership with
Election, 3 years educational bodies (IFAF Scuola
Small and medium
di Finanza, MIB Trieste School of
(<250 employees)....................... 52%
Management) Large (>250 employees)................... 48%
board of directors designation process
Election, 3 years — Information and
advisory services company turnover: n/a

permanent staff employed

— Research and publication of
technical papers
2
— Networking activities
— Organisation of events
company sector of activity
Industry............................................. 27%
Services............................................ 31%
Energy / Utilities............................... 12%
Technologies & Telecoms................. 10%
Transportation / Logistics................... 9%
Other................................................. 11%

Ferma Network 15
LUXEMBOURG
ALRiM contact person

Laurent Nihoul
Risk and Insurance Manager
Luxembourg Association for Risk Management laurent.nihoul@arcelormittal.com
www.alrim.lu 14 - 16, rue Michel Rodange
L-2430, Luxembourg
+352 26 94 59 97

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Representation of members' 200 members

interest towards public
authorities
president/chairman designation process company size: n/a
— Training services
Nomination, 3 years • Courses developed and run by the
association company turnover: n/a
board of directors designation process • Courses run in partnership with
Election, 3 years educational bodies (House of
Training) company sector of activity

• Preparatory courses for ARM exam Industry............................................... 5%

permanent staff employed Financial Institutions, Advisory, Asset
0 — Provider of a qualification in risk Managers, etc................................... 95%
management
— Research and publication of
technical papers
— Networking activities
— Organisation of events

16
 MARM
contact person

Andre Farrugia
Secretary
MALTA

Malta Association of Risk Management secretary@marm.org.mt

www.marm.org.mt TG Complex, Suite 3 level 1 Brewery Street
Mriehel BKR3000, Malta
+356 21230831

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Representation of members' 38 members

interest towards public authorities

president/chairman designation process

Election, 2 years
board of directors designation process
Election, 2 years
permanent staff employed
0 and less than € 500 million ....... 10%
— Networking activities
— Organisation of events
company size
Small and medium
(<250 employees)....................... 82%
Large (>250 employees)................... 18%
company turnover
Less than €100 million ..................... 90%
Between € 100 million

company sector of activity

Industry............................................... 5%
Services............................................ 95%

Ferma Network 17
NORWAY
NORIMA contact person

Anita Moe
President
Norwegian Risk Management Association post@norima.no
norima.no Skabos vei 4, P.O.Box 505 Skøyen,
0214 Oslo, Norway
+47 90085948

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Training services 57 members

president/chairman designation process
Election, 1 year
board of directors designation process
Election, 2 years
permanent staff employed
0 Between € 500 million
• Courses developed and run by the
association
— Information and advisory services
— Networking activities
— Organisation of events
— Member meetings 4 times a year
company size
Small and medium
(<250 employees)....................... 20%
Large (>250 employees)................... 80%
company turnover
Between € 100 million
and less than € 500 million ....... 10%
and less than € 1 billion ............ 30%
More than € 1 billion......................... 60%

company sector of activity

Industry............................................. 80%
Services............................................ 10%
Other................................................. 10%

18
POLAND
POLRISK contact person

Sławomir Pijanowski
President
Polish Risk Management Association info@polrisk.pl
www.polrisk.pl Al. Jerozolimskie 81
02-001 Warszawa, Poland
+48 22 243 17 27

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Training services 77 members

president/chairman designation process
Election
board of directors designation process
Election
• Courses developed and run by the
association
company size
— Research and publication of Small and medium
technical papers (<250 employees)....................... 20%
— Networking activities Large (>250 employees)................... 80%
— Organisation of events
company turnover: n/a

permanent staff employed

1 company sector of activity
Industry............................................. 20%
Services............................................ 70%
Education......................................... 10%

Ferma Network 19
PORTUGAL
APOGERIS
Portuguese Association of
Risk Management and Insurance
http://apogeris.pt/
LEGAL STATUS - GOVERNANCE
non-profit organisation
president/chairman designation process
Election, 3 years
board of directors designation process
Election, 3 years
permanent staff employed
0 and less than € 500 million.......... 8%
20
ACTIVITIES
— Representation of members'
interest towards public authorities
— Training services
— Information and advisory services
— Research and publication
of technical papers
— Networking activities
— Organisation of events
contact person
José Manuel Dias da Fonseca
President
jmdfonseca@mdsinsure.com
Avenida da Boavista 1277/81, 3rd Floor
Portugal
+351 226 082 475
MEMBERSHIP
54 members
company size
Small and medium
(<250 employees)....................... 30%
Large (>250 employees)................... 70%
company turnover
Less than €100 million...................... 81%
Between € 100 million
Between € 500 million
and less than € 1 billion............... 6%
More than € 1 billion........................... 5%
company sector of activity
Industry............................................... 5%
Services............................................ 85%
Utilities.............................................. 10%
 RUSRISK
contact person

Victor Vereshchagin
RUSSIA

President
Russian Risk Management Society vvv@rrms.ru
sht@rrms.ru
www.rrms.ru
Nikulinskaya str., 27-129,
Moscow, 119602, Russia
+7 495 231 5356

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Representation of members' 78 members

interest towards public authorities
— Training services
president/chairman designation process company size
• Courses developed and run by the
Election, 5 years Small and medium
association
(<250 employees)....................... 68%
• Courses run in partnership with Large (>250 employees)................... 32%
board of directors designation process educational bodies (Financial
Election, 1 year University under the Government of
the Russian Federation; The Russian company turnover: n/a
Presidential Academy of National
permanent staff employed Economy and Public Administration)
5 Provider of a qualification in risk company sector of activity
management (CRMP.RR "Certified Industry............................................. 29%
risk manager professional. RusRisk") Services............................................ 71%
• Preparatory courses for ARM exam
— Information and advisory services
— Research and publication of
technical papers
— Networking activities
— Organisation of events

Ferma Network 21
SLOVENIA
SI.RISK contact person

Maja Šušteršič
President
Slovenian Association of Risk info@sirisk.si
and Insurance Management Dunajska cesta 48,
www.sirisk.si 1000 Ljubljana, Slovenia
Phone number: n/a

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

limited company — Representation of members' 16 members

interest towards public authorities

president/chairman designation process — Research and publication of company size: n/a

Election, 4 years technical papers
— Networking activities
company turnover: n/a
board of directors designation process — Organisation of events
Election, 4 years
company sector of activity: n/a

permanent staff employed

0

22
SPAIN
AIRMIC
AGERS LTD contact
contact person

John
person

IsabelHurrell
Lobera
Chief
maribel.lobera@agers.es
Executive
Airmic
Spanish Association john.hurrell@airmic.com
C/ Príncipe de Vergara, 86
of Risk Management and Insurance
www.airmic.com 628006
Lloyd’s
Madrid,
Avenue
Spain
www.agers.es London,
+34 915628425
EC3N 3AX
020 7680 3088

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Training services 50 members

• Courses developed and run by the
association
president/chairman designation process company size
— Information and advisory services
Election, 3 years Small and medium
— Research and publication of (<250 employees)....................... 10%
technical papers Large (>250 employees)................... 90%
board of directors designation process
— Networking activities
Election, 3 years
— Organisation of events company turnover: n/a

permanent staff employed

4 company sector of activity
Industry............................................. 30%
Services............................................ 16%
Feeding............................................. 12%
Commerce.......................................... 4%
Construction....................................... 4%
Energy.............................................. 12%
Textile................................................. 2%
Transport.......................................... 18%
Tourism............................................... 2%

Ferma Network 23
SPAIN
IGREA
AIRMIC LTD contact
contact person
person

John Hurrell
Chief Executive
INICIATIVA
Airmic GERENTES john.hurrell@airmic.com
DE RIESGOS ESPAÑOLES ASOCIADOS
www.airmic.com 6 Lloyd’s Avenue
www.igrea.es London, EC3N 3AX
020 7680 3088

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Representation of members' 42 members

interest towards public authorities

president/chairman designation process — Research and publication of company size

Election, 3 years technical papers Large (>250 employees)................. 100%
— Networking activities
board of directors designation process — Organisation of events company turnover
Election, 3 years Between € 100 million
and less than € 500 million.......... 5%
Between € 500 million
permanent staff employed and less than € 1 billion............... 5%
0 More than € 1 billion......................... 90%

company sector of activity

Industry............................................. 80%
Services............................................ 20%

24
 SWERMA
contact person

Niclas Nelson
SWEDEN

Chairman/President
niclas.nelson@granges.com
Swedish Risk Management Association
www.swerma.se Box 5505, 11485 Stockholm
Humlegårdsgatan 19 A
114 46 Stockholm, Sweden
+46 708 349616

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Representation of members' 400 members

interest towards public authorities
— Training services
president/chairman designation process company size: n/a
• Courses developed and run by the
Election, 2 years association
• Courses run in partnership with company turnover: n/a
board of directors designation process
educational bodies (SSE)
Election, 2 years • Provider of a qualification in risk
management (SSE) company sector of activity: n/a

permanent staff employed

— Information and advisory services
0 — Networking activities
— Organisation of events

Ferma Network 25
SWITZERLAND
SIRM contact person

Sabrina Hartusch
SIRM Chairwoman
Swiss Association of Insurance sabrina.hartusch@triumph.com
and Risk Managers SIRM Secretariat
www.sirm.ch Kramgasse 2, Postfach, CH-3001 Bern
+41 31 388 87 89

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Representation of members' 74 members

interest towards public authorities
— Training services
president/chairman designation process company size
• Courses run in partnership with
Election, 2 years educational bodies (IIS)
Small and medium
(<250 employees)....................... 12%
— Information and advisory services Large (>250 employees)................... 88%
board of directors designation process
— Networking activities
Election, 2 years
— Organisation of events company turnover
Less than €100 million...................... 12%
— Specific Topics Working Groups
permanent staff employed Between € 100 million
1 and less than € 500 million.......... 9%
Between € 500 million
and less than € 1 billion............... 9%
More than € 1 billion......................... 70%

company sector of activity

Industry............................................. 56%
Services............................................ 44%

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THE NETHERLANDS
NARIM
Dutch Association of Risk
and Insurance Managers
www.narim.com
LEGAL STATUS - GOVERNANCE
non-profit organisation
president/chairman designation process
Nomination, 3 years
board of directors designation process
Nomination, 3 years
permanent staff employed
0 and less than € 500 million........ 15%
contact person
Sylvia Tieland
Association Manager
info@narim.com
Postbus 65707
2506 EA Den Haag, The Netherlands
+31 70 345 74 26
ACTIVITIES MEMBERSHIP
— Training services 158 members
• Courses run in partnership with
educational bodies (Wft Vragenbank)
company size
— Information and advisory services Small and medium
— Networking activities (<250 employees)....................... 30%
Large (>250 employees)................... 70%
— Organisation of events
company turnover
Less than €100 million........................ 5%
Between € 100 million
Between € 500 million
and less than € 1 billion............. 50%
More than € 1 billion......................... 30%
company sector of activity
Industry............................................. 75%
Services............................................ 20%
Public and non profit-organisations... 5%
Ferma Network 27
TURKEY
ERMA contact person

Aysan Sinanlioglu
President
Enterprise Risk Management Association asinanlioglu@dogusgrubu.com.tr
www.kryd.org Address: n/a
+90 530 2036073

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

non-profit organisation — Training services 55 members

• Courses developed and run by the
association
president/chairman designation process company size
• Courses run in partnership with
Election, 2 years educational bodies (BUYEM) Small and medium
(<250 employees)......................... 8%
— Information and advisory services Large (>250 employees)................... 92%
board of directors designation process
— Networking activities
Election, 2 years
— Organisation of events company turnover

— Seminars and Conferences Less than €100 million........................ 5%

permanent staff employed Between € 100 million
0 and less than € 500 million........ 10%
Between € 500 million
and less than € 1 billion............. 25%
More than € 1 billion......................... 60%

company sector of activity

Industry............................................. 67%
Services............................................ 33%

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UNITED KINGDOM
AIRMIC contact person

John Hurrell
Chief Executive
Association of Insurance & Risk Managers john.hurrell@airmic.com
www.airmic.com 6 Lloyd’s Avenue
London, EC3N 3AX, United Kingdom
+44 20 7680 3088

LEGAL STATUS - GOVERNANCE ACTIVITIES MEMBERSHIP

limited company — Representation of members' ~1200 members

interest towards public authorities
— Training services
president/chairman designation process company size
• Courses developed and run by the
Nomination, 1 year Small and medium
association
(<250 employees)......................... 1%
— Research and publication of Large (>250 employees)................... 99%
board of directors designation process
technical papers
Election, 3 years
— Networking activities company turnover

— Organisation of events Between € 100 million

permanent staff employed and less than € 500 million.......... 5%
10 Between € 500 million
and less than € 1 billion............. 15%
More than € 1 billion......................... 80%

company sector of activity

Industry............................................. 73%
Services............................................ 21%
Charity................................................ 6%

Ferma Network 29
 FERMA
Federation of European Risk Management Associations aisbl

Avenue de Tervuren 273 B12

1150 Brussels
BELGIUM

Phone : +32 (0)2 761 94 32

Fax : +32 (0)2 771 87 20
Email : enquiries@ferma.eu
Website : www.ferma.eu

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