You are on page 1of 29

Transaksi Digital

Theodorus Sendjaja

1
Diskusi yuk

2
3
4
Part #1: The old days of
transactions …
From barter, coins to paper money….
The next screens are the real stories of how people do the
transaction*…

5
Long long time ago ….if you needed something you traded for it

6
Then the ancient Greece people started to use little
bits of metal that we call coins

7
The Chinese thought we can do better than that and
invented paper money

8
it was even lighter than coins and easier to bring

9
Can be
fake, lost
or stolen

10
Part #2: The Cards &
Online Transactions …
fast forward to the middle of the 20th century when credit cards were
invented and internet start influencing our life

11
Easier to carry, easier to pay
as card is a cash subsitute

12
13
14
• Genuine Buyer/
Cardholder
• Genuine Seller
• Genuine
Interoperability

15
Part#3:The Digital
Transactions
“Embracing digital is inevitable as that is now part of the business
venture.”
― Pearl Zhu, The Change Agent CIO

16
Then the
smartphone came
along now
We do everything
with it including
buy stuff

17
Different faces of money
Cashless payment

18
Cashless payment

Mobile
Card Payment
• Credit
Cash Card
• Debit
• Coins Card
• Paper
Barter Money

19
One Time Risk Based
Password Analytics
3D 3D
Secure Secure
v1 v2

Contact Contactless Internet Fintech Telco

Card Card Not Banks Non-Banks


Present Present

Card Mobile Money


transfer

Cash
Cashless
20
21
Everybody love games…

22
Need For …
Easiness
Security
Technology
Anywhere
Reward GAME

23
24
Need
Easiness
Security
Technology
Anywhere
Play Reward GAME
For your transaction and payment in the new normal….

25
26
27
https://youtu.be/xRRVwteFeDw
Platform dan Manajemen Food Truck: Transformasi Tata
Kelola PKL dengan Konsep Sharing Economy

28
Thank you
And this is not the end of “The NESTAR Game” story….
To be continue in your daily life ….
Have a nice & happy day…
29

You might also like