19-07-2022

Quote No : qb8tp1jp8bi1n,Application No : 1200073933414

Benefit Illustration for HDFC Life Click 2 Invest

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Click 2 Invest

DETAILS
Proposal No:
Name of the Prospect/Policyholder: Rahul Agrawal Name of Product: HDFC Life Click 2 Invest - ULIP
A Unit Linked Non Participating
Age: 35 years* Tag Line:
Life Insurance Plan.
Name of Life Assured: Rahul Agrawal Unique Identification No: 101L100V03
Age: 35 years* GST Rate: 18%
Sum Assured: Rs.1000000 Investment Strategy opted for: 100% Equity oriented
Policy Term & Premium Payment Term: 15 year(s) & 5 year(s)
Amount of Instalment Premium: Rs.100000
Mode of payment of Premium: Annual

Funds opted for along with their risk level:

Fund Risk Level Fund SFIN Fund Allocation (%)

Equity Plus Fund High ULIF05301/08/13EquityPlus101 0

Blue Chip Fund High ULIF03501/01/10BlueChipFd101 0

Diversified Equity Fund High ULIF05501/08/13DivrEqtyFd101 0
Opportunities Fund High ULIF03601/01/10OpprtntyFd101 0
Balanced Fund Medium ULIF03901/09/10BalancedFd101 0

Income Fund Medium ULIF03401/01/10IncomeFund101 0

Bond Fund Low ULIF05601/08/13Bond Funds101 0
Conservative Fund Low ULIF05801/08/13ConsertvFd101 0

Discovery Fund High ULIF06618/01/18DiscvryFnd101 100

Equity Advantage Fund High ULIF06723/03/18EqtyAdvtFd101 0
How to read and understand this benefit illustration?
This benefit illustration is intended to show what charges are deducted from your premiums and how the unit fund, net of charges, may grow over the years of the policy term if the
fund earns a gross return of 8% p.a. or 4% p.a. These rates, i.e., 8% and 4% are assumed only for the purpose of illustrating the flow of benefits if the returns are at this level. It
should not be interpreted that the returns under the plan are going to be either 8% p.a. or 4% p.a.
Net Yield mentioned corresponds to the gross investment return of 8% p.a., net of all charges but does not consider mortality, morbidity charges, underwriting extra, if any, guarantee
charges and cost of riders, if deducted by cancellation of units. It demonstrates the impact of charges exclusive of taxes on the net yield. Please note that the mortality charges per
thousand sum assured in general, increases with age.
The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, morbidity, underwriting extra, cost of riders, etc. The investment risk in
this policy is borne by the policyholder, hence, for more details on terms and conditions please read sales literature carefully.
Part A of this statement presents a summary view of year-by-year charges deducted under the policy, fund value, surrender value and the death benefit, at two assumed rates of
return. Part B of this statement presents a detailed break-up of the charges, and other values.

Rider Details

Rider Name Rider UIN Rider PPT Rider PT Rider Sum Assured Rs.

HDFC Life Protect Plus rider - Accidental Death Cover 101B016V01 60 Months 180 Months 1000000

Premium Summary

PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium

Instalment Premium without GST 1,00,000 0 0 0 1175 0 101175

Instalment Premium with First Year GST 1,00,000 0 0 0 1387 0 101387

Instalment Premium with GST 2nd Year Onwards 1,00,000 0 0 0 1387 0 101387

PART A
At 4% Gross Investment Return At 8% Gross Investment Return

Annualized Commission
Policy year Mortality, Fund at Mortality, Fund at
Premium Other Surrender Death Other Surrender Death Payable to
Morbidity GST End of Morbidity GST End of
Charges* Value Benefit Charges* Value Benefit Intermediary
Charges Year Charges Year
(Rs)

(01) (02) (03) (04) (05) (06) (07) (08) (09) (10) (11) (12) (13) (14) (15)

1 1,00,000 1,153 1,358 452 1,00,978 1,00,978 10,00,000 1,151 1,386 457 1,04,889 1,04,889 10,00,000 0

2 1,00,000 1,083 2,740 688 2,04,419 2,04,419 10,00,000 1,073 2,852 706 2,16,474 2,16,474 10,00,000 0

3 1,00,000 1,002 4,156 929 3,10,395 3,10,395 10,00,000 976 4,411 970 3,35,198 3,35,198 10,00,000 0
4 1,00,000 907 5,607 1,173 4,18,980 4,18,980 10,00,000 856 6,071 1,247 4,61,541 4,61,541 10,00,000 0

5 1,00,000 793 7,094 1,420 5,30,260 5,30,260 10,00,000 705 7,837 1,537 5,96,018 5,96,018 10,00,000 0

6 0 837 7,248 1,455 5,41,754 5,41,754 10,00,000 698 8,318 1,623 6,32,673 6,32,673 10,00,000 0
 At 4% Gross Investment Return At 8% Gross Investment Return

Annualized Commission
Policy year Mortality, Fund at Mortality, Fund at
Premium Other Surrender Death Other Surrender Death Payable to
Morbidity GST End of Morbidity GST End of
Charges* Value Benefit Charges* Value Benefit Intermediary
Charges Year Charges Year
(Rs)

(01) (02) (03) (04) (05) (06) (07) (08) (09) (10) (11) (12) (13) (14) (15)

7 0 887 7,405 1,493 5,53,458 5,53,458 10,00,000 685 8,830 1,713 6,71,651 6,71,651 10,00,000 0

8 0 944 7,564 1,532 5,65,371 5,65,371 10,00,000 662 9,375 1,807 7,13,109 7,13,109 10,00,000 0

9 0 1,008 7,727 1,572 5,77,487 5,77,487 10,00,000 627 9,954 1,905 7,57,220 7,57,220 10,00,000 0
10 0 1,081 7,892 1,615 5,89,803 5,89,803 10,00,000 574 10,571 2,006 8,04,170 8,04,170 10,00,000 0

11 0 1,162 8,060 1,660 6,02,311 6,02,311 10,00,000 498 11,227 2,110 8,54,169 8,54,169 10,00,000 0

12 0 1,253 8,230 1,707 6,15,005 6,15,005 10,00,000 389 11,926 2,217 9,07,446 9,07,446 10,00,000 0
13 0 1,352 8,403 1,756 6,27,880 6,27,880 10,00,000 238 12,672 2,324 9,64,259 9,64,259 10,00,000 0

14 0 1,458 8,578 1,807 6,40,931 6,40,931 10,00,000 49 13,467 2,433 10,24,879 10,24,879 10,24,879 0
15 0 1,569 8,756 1,858 6,54,158 6,54,158 10,00,000 0 14,314 2,577 10,89,375 10,89,375 10,89,375 0

*See Part B for details.

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATIVE PURPOSE.

I , have explained the premiums charges and benefits under the product fully to the I Rahul Agrawal,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

PART B
Gross
8% p.a Net Yield 6.55% Amount in Rupees
Yield

Annualized
Premium Premium
Annualized Allocation -Premium Mortality Policy Admin Guarantee Other Additions to Fund Fund at End Surrender Death
Policy Year Premium Charge Allocation Charge GST FMC
Charge Charge charges* the fund before FMC of Year Value Benefit
(AP) Charge

(PAC) (AP)-(PAC)

1 1,00,000 0 1,00,000 1,151 457 0 0 0 0 1,05,028 1,386 1,04,889 1,04,889 10,00,000

2 1,00,000 0 1,00,000 1,073 706 0 0 0 0 2,16,762 2,852 2,16,474 2,16,474 10,00,000

3 1,00,000 0 1,00,000 976 970 0 0 0 0 3,35,644 4,411 3,35,198 3,35,198 10,00,000

4 1,00,000 0 1,00,000 856 1,247 0 0 0 0 4,62,154 6,071 4,61,541 4,61,541 10,00,000

5 1,00,000 0 1,00,000 705 1,537 0 0 0 0 5,96,810 7,837 5,96,018 5,96,018 10,00,000

6 0 0 0 698 1,623 0 0 0 0 6,33,514 8,318 6,32,673 6,32,673 10,00,000

7 0 0 0 685 1,713 0 0 0 0 6,72,543 8,830 6,71,651 6,71,651 10,00,000

8 0 0 0 662 1,807 0 0 0 0 7,14,057 9,375 7,13,109 7,13,109 10,00,000

9 0 0 0 627 1,905 0 0 0 0 7,58,226 9,954 7,57,220 7,57,220 10,00,000

10 0 0 0 574 2,006 0 0 0 0 8,05,239 10,571 8,04,170 8,04,170 10,00,000

11 0 0 0 498 2,110 0 0 0 0 8,55,303 11,227 8,54,169 8,54,169 10,00,000

12 0 0 0 389 2,217 0 0 0 0 9,08,651 11,926 9,07,446 9,07,446 10,00,000

13 0 0 0 238 2,324 0 0 0 0 9,65,540 12,672 9,64,259 9,64,259 10,00,000

14 0 0 0 49 2,433 0 0 0 0 10,26,241 13,467 10,24,879 10,24,879 10,24,879

15 0 0 0 0 2,577 0 0 0 0 10,90,822 14,314 10,89,375 10,89,375 10,89,375

Gross
4% p.a Amount in Rupees
Yield

Annualized
Premium Premium
Annualized Allocation -Premium Mortality Policy Admin Guarantee Other Additions to Fund Fund at End Surrender Death
Policy Year Premium Charge Allocation Charge GST FMC
Charge Charge charges* the fund before FMC of Year Value Benefit
(AP) Charge

(PAC) (AP)-(PAC)

1 1,00,000 0 1,00,000 1,153 452 0 0 0 0 1,01,112 1,358 1,00,978 1,00,978 10,00,000

2 1,00,000 0 1,00,000 1,083 688 0 0 0 0 2,04,691 2,740 2,04,419 2,04,419 10,00,000

3 1,00,000 0 1,00,000 1,002 929 0 0 0 0 3,10,807 4,156 3,10,395 3,10,395 10,00,000

4 1,00,000 0 1,00,000 907 1,173 0 0 0 0 4,19,537 5,607 4,18,980 4,18,980 10,00,000

5 1,00,000 0 1,00,000 793 1,420 0 0 0 0 5,30,965 7,094 5,30,260 5,30,260 10,00,000

6 0 0 0 837 1,455 0 0 0 0 5,42,474 7,248 5,41,754 5,41,754 10,00,000

7 0 0 0 887 1,493 0 0 0 0 5,54,194 7,405 5,53,458 5,53,458 10,00,000

8 0 0 0 944 1,532 0 0 0 0 5,66,122 7,564 5,65,371 5,65,371 10,00,000

9 0 0 0 1,008 1,572 0 0 0 0 5,78,255 7,727 5,77,487 5,77,487 10,00,000

10 0 0 0 1,081 1,615 0 0 0 0 5,90,586 7,892 5,89,803 5,89,803 10,00,000

 Gross
4% p.a Amount in Rupees
Yield

Annualized
Premium Premium
Annualized Allocation -Premium Mortality Policy Admin Guarantee Other Additions to Fund Fund at End Surrender Death
Policy Year Premium Charge Allocation Charge GST FMC
Charge Charge charges* the fund before FMC of Year Value Benefit
(AP) Charge

(PAC) (AP)-(PAC)

11 0 0 0 1,162 1,660 0 0 0 0 6,03,111 8,060 6,02,311 6,02,311 10,00,000

12 0 0 0 1,253 1,707 0 0 0 0 6,15,822 8,230 6,15,005 6,15,005 10,00,000

13 0 0 0 1,352 1,756 0 0 0 0 6,28,714 8,403 6,27,880 6,27,880 10,00,000

14 0 0 0 1,458 1,807 0 0 0 0 6,41,783 8,578 6,40,931 6,40,931 10,00,000

15 0 0 0 1,569 1,858 0 0 0 0 6,55,027 8,756 6,54,158 6,54,158 10,00,000

*Specify details if any,

Notes:

1. Refer the sales literature for explanation of terms used in this illustration.
2. Fund management charge is based on the specific fund option(s) chosen.
3. In case rider charges are collected explicitly through collection of rider premium, and not by way of cancellation of units, then, such charges are not considered in this illustration.
In other cases, rider charges are included in other charges.

I , have explained the premiums charges and benefits under the product fully to the I Rahul Agrawal,having received the information with respect to the above, have
prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Channel Name : Direct - Online

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".